FedS

What FedS does

FEDS Protection (legal entity: CRC Insurance Services, LLC d/b/a FEDS Protection) is a Bethesda, Maryland-based specialty insurance program that has provided professional liability insurance (PLI) to US federal government employees and contractors since its founding in 2007. The company's core product is a PLI policy providing civil liability protection ($1M, $2M, or $3M tiers), $200,000 administrative action coverage, and $100,000 criminal defense coverage, with annual individual premiums starting at $290. FEDS distributes exclusively through direct-to-consumer digital channels (secure.fedsprotection.com portal) and phone/email, supplemented by association referrals from major federal employee associations including FLEOA, FMA, FPA, PMA, SEA, NAFV, FWFSA, FAAMA, and NACS.

The product portfolio comprises 25+ specialized PLI variants segmented by federal role and agency - covering civilian employees, contractors, federal law enforcement officers (1811s), federal attorneys, federal judges, IRS managers, FAA managers, VA employees, federal wildland firefighters, federal veterinarians, federal medical professionals, BOP employees, FEMA employees, EPA employees, CIA/intelligence community employees, FSA credit specialists, federal HR specialists, federal acquisition professionals, military police, federal flight deck officers, and others - plus an optional LEOSA endorsement for off-duty law enforcement incidents. The company maintains a curated panel counsel network of federal employment law firms anchored by Shaw Bransford & Roth P.C. and including Dillon PLLC, The Jeffrey Law Group, Kaiser PLLC, Kirkpatrick, and Schertler Onorato Mead Sears & Manning, providing integrated legal defense as part of policy benefits.

FEDS operates as a Starwind Specialty program within CRC Group, leveraging CRC's underwriting, distribution, and claims management infrastructure. The company maintains a small internal team (1-10 employees), relies on direct sales and association endorsements rather than brokers, and generates revenue through recurring annual premiums with optional payroll deduction (as low as $12 per pay period). Underlying technology is a standard insurance portal with cookie-based session management and firewall security rather than proprietary AI/ML systems. President and Founder Tony Vergnetti, a former federal attorney, leads the organization.

Name

FedS

Legal name

CRC Insurance Services, LLC

Website

https://fedsprotection.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

1–10 employees

Short description

FEDS Protection is a specialty insurance program founded in 2007 that provides professional liability insurance (civil, administrative, and criminal defense coverage) to US federal government employees and contractors across 200+ federal agencies, distributing direct-to-consumer via association endorsements and a panel counsel network.

Ownership category

akta.pro rank

Product category

Professional Liability Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412), Direct Property and Casualty Insurance Carriers (524126)

SIC

Insurance Carriers, Nec (6399), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Directors & Officers (D&O) Liability (FSAJADAF)

Keywords

• Professional liability insurance
• Federal employee insurance
• Legal defense coverage
• LEOSA liability coverage
• Government contractor insurance

Headquarters

HQ city

Bethesda

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Professional Liability Insurance Premiums: Annual subscription-based professional liability insurance premiums providing civil, administrative, and criminal legal defense coverage for federal employees and contractors. Coverage tiers include $1M, $2M, or $3M civil liability protection, $200,000 administrative action coverage, and $100,000 criminal defense coverage. Optional LEOSA endorsement available for law enforcement officers. Premiums start at $290/year with eligibility for agency reimbursement up to 50% for most federal managers, supervisors, and law enforcement officers. VA employees eligible for up to $250/year reimbursement.
2. LEOSA Endorsement Add-On Coverage: Optional endorsement extending coverage for off-duty LEOSA (Law Enforcement Officers Safety Act)-related incidents including civil liability up to $250,000 or $500,000 per incident, criminal self-defense defense costs up to $50,000 per incident, and firearm/ammunition charge defense up to $25,000 per incident.

Pricing tiers

Go-to-market motion4 records

Distribution channels4 records

Marketing channels6 records

Core offering

FEDS Protection sells Professional Liability Insurance policies to U.S. federal government employees and contractors, providing civil, administrative, and criminal defense coverage arising from official duties. The core PLI policy bundles $1M/$2M/$3M civil liability protection, $200,000 administrative action coverage, and $100,000 criminal defense reimbursement. Annual premiums start at $290, with payroll deduction and agency reimbursement up to 50% available. The company also offers a separate LEOSA Insurance line for off-duty law enforcement exposures and an optional LEOSA Endorsement add-on covering $250K–$500K per-incident civil liability and defense costs. The company operates as a Starwind Specialty program and is a CRC Group company.

Product overview

FEDS Protection is a professional liability insurance (PLI) provider offering a unified platform of insurance products specifically designed for federal government employees and contractors. The core offering is Professional Liability Insurance providing civil, administrative, and criminal defense coverage. The product portfolio includes specialized PLI variants tailored for distinct federal employee categories: Federal Employee PLI, Federal Contractor PLI, and LEOSA Insurance for law enforcement officers (active and retired). Additional sector-specific products cover Federal Attorneys, Federal Judges, Federal Medical Professionals, Federal Managers/Supervisors, Federal Veterinarians, IRS Managers, Law Enforcement Officers (1811s), Law Enforcement Task Force Officers, Federal HR Specialists, Federal Acquisition Professionals, and employees of specific agencies including BOP, CIA/Intelligence Community, EPA, FAA, FEMA, FSA Credit Specialists, VA, and Wildland Firefighters. Optional add-ons include the LEOSA Endorsement for off-duty law enforcement incidents. Coverage typically includes $1-3 million civil liability protection, $200,000 administrative coverage, and $100,000 criminal defense, with annual premiums starting at $290.

Differentiator

Problem solved

Functional benefit

Products and services

• Professional Liability Insurance for Federal Employees Professional Liability Insurance providing civil, administrative, and criminal defense coverage tailored for U.S. federal government employees and contractors across 200+ federal agencies. Pairs $1M/$2M/$3M civil liability protection with $200,000 administrative action coverage and $100,000 criminal defense reimbursement, with annual premiums starting at $290 and eligibility for up to 50% agency reimbursement. Available role-specific variants cover Federal Employee, Federal Manager/Supervisor, IRS Manager, Federal Attorneys, Federal Judges, Federal Medical Professionals, Veterans Affairs Employees, Federal Veterinarians, BOP Employees, FEMA Employees, FAA Managers, Federal Wildland Firefighters, Federal HR Specialists, Federal Acquisition Professionals, FSA Credit Specialists, EPA Employees, CIA/Intelligence Community Employees, Federal Employee (general), Federal Contractor, Federal Flight Deck Officer, Federal Security Officer, Federally Deputized Special Agent, Military Police Officer, Personal Services Contractor, Task Force Officer, and Law Enforcement Officers (1811s).
• LEOSA Liability Coverage for Active Federal Law Enforcement Officers Liability coverage for active federal law enforcement officers under the Law Enforcement Officers Safety Act (HR-218/LEOSA), providing off-duty incident protection including civil liability, criminal self-defense defense costs, and firearm/ammunition charge defense.
• LEOSA Liability Coverage for Retired Federal Law Enforcement Officers Liability coverage for retired federal law enforcement officers under the Law Enforcement Officers Safety Act (HR-218/LEOSA), providing off-duty incident protection including civil liability, criminal self-defense defense costs, and firearm/ammunition charge defense.
• LEOSA Endorsement Add-On Optional LEOSA endorsement extending coverage of an existing PLI policy for off-duty LEOSA-related incidents: civil liability up to $250,000 or $500,000 per incident, criminal self-defense defense costs up to $50,000 per incident, and firearm/ammunition charge defense up to $25,000 per incident. Available as an annual subscription add-on.

Quantifiable outcome

• Annual premiums starting at $290 with potential 50% agency reimbursement
• +1 more outcomes

Named customers8 records

Segments10 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Seven partnerships are on record, tiered core.

• Shaw Bransford & Roth P.C.coreImplementation/ SI/ Consulting Partner · 1 January 2007Established in 1982, Shaw Bransford & Roth P.C. is a boutique employment law firm based in Washington, D.C., renowned for its deep expertise in federal employment law and government affairs. SBR has served as the lead firm in the FEDS Protection panel since 2007, providing expert legal defense for federal employees facing civil, administrative, and criminal matters.
• Dillon PLLCcoreImplementation/ SI/ Consulting PartnerDillon PLLC was founded by Justin Dillon, a former federal prosecutor who has spent the last decade defending clients in white-collar criminal matters. The firm specializes in complex, high-stakes white-collar criminal investigations and is part of the FEDS Protection panel counsel network.
• The Jeffrey Law Group, PLLCcoreImplementation/ SI/ Consulting PartnerThe Jeffrey Law Group provides honest counsel, sensible solutions, and intelligent advocacy to federal sector employment disputes. Specializes in adverse actions, FERS disability retirement, EEO complaints, employee investigations, Hatch Act proceedings, MSPB appeals, security clearance matters, Privacy Act issues, and whistleblower reprisal matters.
• Kaiser PLLCcoreImplementation/ SI/ Consulting PartnerKaiser PLLC is a litigation boutique in Washington, D.C. representing individuals and small businesses in commercial litigation, government investigations, and criminal defense in federal court. Clients include lobbyists, government employees, stockbrokers, lawyers, business people, government contractors, and mid-sized companies.
• Law Firm of Joel J. Kirkpatrick, P.C.coreImplementation/ SI/ Consulting PartnerJoel J. Kirkpatrick, P.C. provides exceptional legal representation to federal employees, individuals, and businesses nationwide. The firm has significant litigation experience defending federal employees for misconduct allegations, criminal charges, suspensions without pay, discrimination claims, and federal employment matters, with over 100 appeals litigated to MSPB, EEOC, and other forums.
• Schertler Onorato Mead Sears & ManningcoreImplementation/ SI/ Consulting PartnerSchertler Onorato Mead Sears & Manning is a boutique litigation firm founded by former federal prosecutors David Schertler and Danny Onorato. Their white-collar criminal defense and government investigations practice has been recognized as top-tier in the Washington area and nationwide.
• Starwind Specialty (CRC Group Company)coreOthersFEDS Protection is a Starwind Specialty program and CRC Group Company. Starwind Specialty is one of the largest program management operations in North America, providing distribution partners and insureds specialty products across multiple industries with full underwriting, distribution, and claims management services.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Travelers: Travelers is a large U.S. property & casualty insurer with a significant management and professional liability franchise serving corporations, public entities, and individuals. Comparable to FEDS as a P&C underwriter of professional liability, with broader portfolio scale.
• Chubb: Chubb is one of the largest U.S. commercial and specialty insurers with a major directors & officers and professional liability franchise. Comparable to FEDS as a major underwriter of D&O / professional liability, but operates at vastly larger scale and broader industry scope.
• The Hartford: The Hartford is a major U.S. P&C insurer with professional liability, management liability, and specialty coverages targeted at small and mid-sized commercial customers and professionals. Comparable to FEDS as a specialty PLI underwriter with broader product portfolio.
• AIG: AIG is a global insurer with a substantial financial lines franchise spanning D&O, E&O, and professional liability coverages. Comparable to FEDS as an underwriter of management and professional liability, though operating at enterprise scale across all industries.
• AXA XL: AXA XL is a major specialty and commercial P&C insurer with deep professional and management liability capabilities for public, private, and nonprofit sectors. Comparable to FEDS as a professional liability underwriter, with overlap on public-sector and executive risk coverages.
• Berkshire Hathaway Specialty Insurance: Berkshire Hathaway Specialty Insurance is a specialty underwriter offering executive and professional lines (D&O, E&O, professional liability) across multiple verticals. Comparable to FEDS as a specialty liability underwriter serving defined customer segments, with materially larger balance-sheet backing.

Direct peers

• Markel Corporation: Markel is a specialty insurer with strong professional liability, errors & omissions, and directors & officers franchises for professionals and small businesses. Comparable to FEDS in product architecture (specialty PLI), distribution, and customer profile.
• Hiscox Insurance: Hiscox is a specialty insurer that underwrites professional liability / errors & omissions coverage for individuals and small businesses, including professionals facing personal liability from their official duties. Closely analogous to FEDS' PLI structure for federal employees in terms of policy design, audience, and broker/direct distribution.
• Beazley: Beazley is a specialty Lloyd's insurer with a major professional liability and management liability franchise covering lawyers, healthcare professionals, and executives. Comparable to FEDS in underwriting specialty liability products for high-exposure professional roles.
• Philadelphia Insurance Companies (PHLY): PHLY is a Tokio Marine subsidiary specializing in professional and management liability coverages for niche professional markets (lawyers, healthcare executives, public officials). Comparable to FEDS as a specialty underwriter building tightly-scoped PLI products for defined professional populations.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/fedsprotects
• LinkedInlinkedin.com/company/fedsprotection

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FedS