What Anderson & Murison does

Anderson & Murison, Inc. (A&M) is a privately held wholesale insurance underwriting agency and Managing General Agent (MGA) founded in 1965 and headquartered in California (El Dorado Hills mailing address and Los Angeles operations office at 800 West Colorado Blvd.). The company distributes personal and commercial insurance products exclusively through a B2B channel, serving licensed independent insurance agents and brokers (producers) who must register and obtain a Producer Code to access A&M's services. Its product portfolio spans personal lines (homeowners, dwelling, flood, earthquake, personal umbrella up to $5M, CPL, personal inland marine, renters, condo) and commercial lines (commercial package, monoline GL and property, professional liability/E&O, D&O, EPLI, BOP, artisan contractors, vacant property, special events, cyber, liquor liability, garage liability), placed with A-rated carriers including Hudson Insurance Company, USLI, RLI, and Scottsdale Insurance Company across both admitted and non-admitted markets in all 50 states.

The company operates a web-based Self-Serve Online Platform that allows authorized producers to rate, quote, bind, and issue policies without underwriter review, complemented by an EZ-App electronic submission system and a My Documents portal for declaration pages, billing, and policy documents. The Personal Umbrella Program is the signature offering and is endorsed by the national Big I (Independent Insurance Agents & Brokers of America) and the regional IIABCal. Commercial-side quoting is enabled for over 480 classes with same-day effective date capability, and online umbrella quotes are produced in under one minute.

A&M earns revenue via commissions paid by carrier partners, charging 15% commission for self-serve online placements and 10% for traditionally submitted business. Effective December 1, 2024, Anderson & Murison was acquired by Monarch E&S Insurance Services, a division of SPG Insurance Solutions, LLC, expanding the company's operational footprint to include Monarch branches in Massachusetts and Florida. Leadership under CEO Derek Borisoff (Monarch / A&M) and President James M. McCarthy (A&M) oversees a team of approximately 11-50 employees organized into commercial lines, personal lines, personal umbrella / excess / flood, and accounting functions.

Name

Anderson & Murison

Legal name

Anderson & Murison, Inc.

Website

https://andersonmurison.com

Company type

Private

Founded year

1965

Operating status

Operating

Headcount range

11–50 employees

Short description

Anderson & Murison is a privately held wholesale insurance MGA founded in 1965, distributing personal and commercial insurance products to independent agents and brokers across all U.S. states through an online self-serve platform and a panel of A-rated carrier partners.

Ownership category

akta.pro rank

Product category

Wholesale Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance Program Administration & MGA/MGU Services (FSAEADAK)

akta.pro secondary industry

Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)

Keywords

• Wholesale insurance brokerage
• Managing general agent
• Personal umbrella insurance
• Commercial lines MGA
• Insurance producer platform

Headquarters

HQ city

Los Angeles

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Commission Income from Insurance Carriers: A&M earns commission from insurance carriers (Hudson, RLI, USLI, Scottsdale, and others) for placing insurance policies. Commission rates are typically 15% for Self Serve transactions and 10% for submitted business.
2. Wholesale/Brokerage Fees: Revenue generated from underwriting management services as a wholesale MGA and insurance broker, arranging coverage between retail agents and insurance carriers.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Anderson & Murison is a wholesale insurance broker and Managing General Agent (MGA) that distributes personal and commercial lines insurance products to licensed independent insurance agents and brokers (producers) across the United States. The company provides access to multiple A-rated admitted and non-admitted insurance carriers (Hudson, RLI, USLI, Scottsdale) and offers an online self-serve platform enabling registered producers to rate, quote, bind, and issue policies without waiting for underwriting review.

Product overview

Anderson & Murison operates as a wholesale insurance broker and MGA (Managing General Agent) offering a comprehensive portfolio of personal and commercial insurance products. The company provides both personal lines (homeowners, dwelling, flood, earthquake, personal umbrella, inland marine, renters, condominiums) and commercial lines (general liability, property, professional liability, D&O, EPLI, BOP, artisan contractors, vacant property, special events, cyber, liquor liability) through its online self-serve platform. The core offering includes access to multiple admitted and non-admitted carriers with A.M. Best ratings of A or better. The company operates as part of Monarch E&S Insurance Services, a division of SPG Insurance Solutions, LLC, and provides online rating and processing for personal umbrella and many other products, with applications available and markets for most personal, professional and commercial lines. The Personal Umbrella Program is available in all states and is endorsed by the Big 'I' and IIABCal.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Umbrella Program Stand-alone personal umbrella insurance offering up to $5,000,000 in coverage limits, available in all states through both admitted and non-admitted A-rated carriers, with online quoting, applying, and binding in under one minute.
• Homeowners (HO3) Homeowner insurance coverage for owner-occupied residential properties, part of the personal lines portfolio offering admitted and non-admitted options.
• Dwelling Insurance Dwelling fire and property coverage for residential properties, available through self-rating tools on the website.
• Flood Insurance Primary and excess flood insurance coverage offered as part of personal lines offerings.
• Earthquake Insurance Earthquake coverage for residential properties, offered through the personal lines division.
• Personal Inland Marine Coverage for personal property items including valuable collections, scheduled items, and floaters.
• Comprehensive Personal Liability (CPL) Stand-alone comprehensive personal liability coverage available for commercial and personal lines customers.
• Excess Personal Umbrella Excess umbrella liability coverage layered on top of primary umbrella policies.
• Renters Insurance HO4 renters insurance coverage for tenant-occupied properties.
• Condominium Insurance HO6 condominium unit owners coverage, part of the owner-occupied products portfolio.
• Commercial Package Combined commercial general liability and property coverage in a single policy, available for hundreds of business classes.
• Monoline General Liability Stand-alone commercial general liability coverage for various business types.
• Monoline Property Commercial property coverage available as a separate policy for businesses.
• Professional Liability / E&O Errors and omissions liability coverage for professionals, including medical, legal, tech, and other professional service providers.
• Directors and Officers (D&O) Liability D&O liability coverage for corporate officers and board members.
• Employment Practices Liability (EPLI) Employment practices liability coverage protecting businesses against claims from employees.
• Business Owners Policy (BOP) Combined business owners policy for small to mid-size businesses, available in select states.
• Artisan Contractor Coverage General liability coverage specifically designed for artisan and trade contractors.
• Vacant Property Coverage Property coverage for vacant buildings undergoing renovation, repair, or remodeling with limits up to $5M.
• Special Events Coverage Short-term event liability coverage for special events, available through EZ-App system.
• Cyber Coverage Cyber liability and data breach coverage available as part of commercial lines.
• Liquor Liability Liquor liability coverage for establishments serving alcohol, including bars and restaurants.
• Garage Liability Garage operations liability coverage for auto dealers and automotive service businesses.

Quantifiable outcome

• Online quotes available in under 1 minute
• +2 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Seven partnerships are on record, tiered core and strategic.

• Monarch E&S Insurance Services (Division of SPG Insurance Solutions, LLC)coreStrategic or Co-development PartnerAnderson & Murison was acquired by Monarch E&S Insurance Services, a division of SPG Insurance Solutions, LLC. This acquisition provides A&M with increased market access and enhanced product offerings. Monarch has been in business for over 35 years with branches in California, Massachusetts, and Florida. The acquisition brings additional resources to drive growth while maintaining A&M's family culture and commitment to service.
• Hudson Insurance CompanycoreTechnology or IntegrationHudson Insurance Company (rated A) is a key carrier partner offering Personal Umbrella and Comprehensive Personal Liability (CPL) coverage through A&M's platform. Hudson provides online quoting and binding capabilities. A-rated carrier serving target and non-target umbrella risks in all states.
• United States Liability Insurance Company (USLI)coreTechnology or IntegrationUSLI (AM Best Rating A - Excellent, Financial Size Category XV) offers Personal Umbrella coverage available in all states except CA, LA, and WV. Provides UM/UIM coverage up to $1 million, MVRs not required, and broad coverage as an A++ admitted carrier.
• RLI InsurancecoreTechnology or IntegrationRLI is an A+ rated admitted carrier providing replacement coverage options for policies affected by Hudson's coverage reductions in California. Offers direct bill options with various payment methods including electronic payment, eSign, and online payment.
• Scottsdale Insurance CompanycoreTechnology or IntegrationScottsdale Insurance Company offers Personal Umbrella products through the IIABCal Program and Standard Program with limits up to $5,000,000. A+ rated carrier providing coverage options for various personal insurance needs.
• Big I (Independent Insurance Agents & Brokers of America)strategicGTM or Marketing PartnerNational association endorsement of A&M's Personal Umbrella Program as a recommended insurance solution for member agencies and brokers.
• IIABCal (Independent Insurance Agents & Brokers of California)strategicGTM or Marketing PartnerState association endorsement of A&M's Personal Umbrella Program as a Special Program for California member agencies.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Brown & Riding: A wholesale insurance broker and MGA focused on specialty and surplus lines for retail agents. Similar to A&M, Brown & Riding emphasizes hard-to-place risks and multi-carrier placement for personal and commercial coverage.
• Burns & Wilcox: A major wholesale insurance broker and MGA serving independent retail agents across specialty personal and commercial lines. Burns & Wilcox is highly comparable to A&M in role (wholesale/MGA), customer (retail producers), and product mix (umbrella, excess, specialty P&C).
• RPS Group: A specialty wholesale broker and MGA serving retail agents with admitted and non-admitted placement across personal and commercial lines. RPS competes directly with A&M for producer business in umbrella, excess, and specialty commercial classes.
• NSM Insurance Group: A specialty MGA and program administrator for niche personal and commercial lines distributed through retail agents. NSM's specialty MGA focus and producer-driven distribution make it a comparable operating peer to A&M.
• Amwins: The largest U.S. wholesale insurance broker and MGA, distributing specialty and standard lines to retail agents. Amwins competes head-on with A&M in wholesale E&S placement for personal umbrella, professional liability, and hard-to-place commercial risks.
• CRC Group: A national wholesale insurance broker and MGA offering specialty and surplus lines placement to retail agents. CRC's product breadth across personal and commercial E&S lines and producer-focused distribution mirror A&M's core wholesale model.
• Distinguished Programs: A specialty MGA and program administrator providing niche commercial and personal lines coverages through retail agents. Distinguished Programs' MGA/program-administration model and producer distribution closely parallel A&M's wholesale MGA structure.

Emerging players

• Sunstar Insurance Group: A regional wholesale insurance broker/MGA distributing E&S personal and commercial lines to retail agents. Sunstar overlaps with A&M in personal umbrella and specialty commercial placement, though on a smaller regional footprint.
• J.M. Wilson: A managing general agency/wholesaler distributing specialty personal and commercial lines to independent agents across the U.S. J.M. Wilson's MGA structure, product mix, and producer distribution align with A&M's wholesale MGA model.

Broad incumbents

• Westport Insurance Corporation: A specialty/surplus lines carrier within a major P&C group, providing E&S capacity to wholesale and retail distribution. Westport is an indirect peer as both an E&S carrier (potential A&M partner) and a wholesale-adjacent competitor in specialty placement.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/Anderson-Murison-Inc-495942053933985

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Anderson & Murison