Knight Frank Finance

What Knight Frank Finance does

Knight Frank Finance is a UK-based mortgage advisory and brokerage firm founded in 2007 as part of the Knight Frank Group, a global property consultancy operating 500+ offices across 60 markets. The firm provides mortgage, insurance, specialist lending, later life finance, Private Office (UHNW wealth finance), and green finance products, with personal broker service delivered through offices in London (Baker Street) and Esher. It serves a segmented client base spanning first-time buyers, high-net-worth and ultra-high-net-worth individuals, buy-to-let landlords, the 55+ later life segment, international buyers, and agricultural/rural clients. The core business model is fee-based mortgage brokering, intermediating between borrowers and a panel of over 200 financial providers, with supplementary commission income from lenders and fees for advice and product placement.

The firm's product architecture is modular, organized around six core categories (Mortgages, Insurance, Specialist Lending, Borrowing Into Retirement, Private Office, Green Finance) supported by digital calculators and content marketing. Underlying technology is deliberately lightweight: there is no proprietary AI/ML stack, no APIs, and no mobile app; the digital surface consists of online calculators, enquiry forms, and a guide library. Distribution is sales-led through named advisers, phone and website enquiries, and — critically — referrals from the Knight Frank property consultancy network, which provides a structural pipeline of high-net-worth property buyers and sellers requiring finance.

Knight Frank Finance operates as Knight Frank Finance LLP, a limited liability partnership registered in England and Wales (registered number OC322399). The firm is founder-led, with Simon Gammon as Managing Partner since 2007, and is governed by an FCA-regulated senior team including heads of London, Country, New Homes, Insurance, Private Office, Later Life Finance, Operations, and Core Sales. Revenue is transactional and fee-based, with no public financial disclosure; growth has been supported by product line extensions (notably Green Finance and Private Office), strategic partnerships with Scottish Widows, Audley Group, and Traverse International Finance, and capture of cyclical demand such as the 75% application surge recorded in June 2020.

Name

Knight Frank Finance

Legal name

Knight Frank Finance LLP

Website

https://knightfrankfinance.co.uk

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

101–250 employees

Short description

Knight Frank Finance is a UK mortgage, insurance, and specialist lending broker founded in 2007 within the Knight Frank Group. It advises first-time buyers through to ultra-high-net-worth clients across 200+ lenders from London and Esher offices.

Ownership category

akta.pro rank

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Mortgage Advisory Fees: Knight Frank Finance charges fees for mortgage advice services. The company acts as an intermediary between borrowers and lenders, earning commission or fees from both lenders and clients for arranging mortgage products. As stated in their disclaimer: 'We do charge a fee for mortgage advice.'

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels8 records

Core offering

Knight Frank Finance is a mortgage and insurance advisory brokerage that arranges property finance and protection products on behalf of clients. They access over 200 financial providers to source residential and commercial mortgages, specialist lending, equity release, and personal/business insurance. The firm operates as a personal broker service with named advisors supporting first-time buyers, high-net-worth individuals, landlords, retirees, and rural clients across the UK.

Product overview

Knight Frank Finance operates as a mortgage advisory and brokerage firm offering a comprehensive suite of financial products. The core offering centres on mortgage brokering services with access to over 200 financial providers, supplemented by insurance products, specialist lending solutions, later life finance, private wealth management, and green finance products. The product portfolio spans nine main categories: Mortgages (including remortgages, buy-to-let, and specialist products), Insurance (personal, business, and luxury asset coverage), Specialist Lending (commercial, development, and agricultural finance), Later Life Finance (equity release and retirement products), Private Office (UHNW wealth management), Green Finance (sustainable property financing), and digital tools (calculators for mortgage, borrowing, stamp duty, and equity release). The architecture functions as a platform with modular product lines, allowing advisers to combine services for complex client requirements.

Differentiator

Problem solved

Functional benefit

Products and services

• Mortgages Core residential mortgage advisory and brokering service providing access to over 200 financial providers, covering residential purchases, remortgages, and specialist mortgage needs for individuals across the UK.
• Remortgaging Advisory service for homeowners looking to switch their existing mortgage to a new lender or product, helping secure better rates or terms.
• Moving Home Mortgages Mortgage advice for homeowners purchasing a new property while transitioning from their current home.
• Bridging Loans Short-term financing solutions to bridge gaps between property transactions, typically used when speed is essential.
• New Homes Mortgages Specialist mortgage advisory for purchasing newly constructed properties, including access to government-backed schemes.
• First-time Buyer Mortgages Mortgage solutions designed for first-time buyers, including access to low-deposit schemes and government assistance programs.
• Buy-to-let Mortgages Financing solutions for landlords purchasing or remortgaging rental properties.
• Large Mortgage Loans Mortgages for high-value properties, typically for clients seeking borrowing above standard lending limits.
• Specialist Mortgages Non-standard mortgage solutions for clients with complex income structures, self-employment, or unique property situations.
• Overseas Property Mortgages Mortgage advisory for purchasing properties outside the UK, including European and international markets.
• Insurance Range of insurance products including personal, life, home, business, and specialist coverage, with access to over 200 financial providers.
• Personal and Life Insurance Life insurance products providing financial protection for individuals and families.
• Home and Contents Insurance Insurance coverage for residential properties and their contents against damage and loss.
• Luxury Asset Insurance Specialist insurance for high-value assets including jewellery, art, collectibles, and fine wines.
• Business Insurance Commercial insurance products protecting businesses against operational risks and liabilities.
• Commercial Property Insurance Insurance coverage for commercial real estate assets including offices, retail, and industrial properties.
• Health Insurance Private health insurance products providing access to medical treatment and healthcare services.
• Landlord Insurance Specialist insurance products for rental property owners covering tenant-related risks.
• Specialist Lending Portfolio of specialist finance solutions for complex borrowing needs beyond standard residential mortgages.
• Commercial Finance Financing solutions for commercial property purchases and business premises.
• Development Finance Funding for property developers undertaking residential or commercial construction projects.
• International Finance Cross-border financing solutions for international property investments.
• Self-build Finance Structured funding for individuals building their own homes, typically released in stages.
• Luxury Asset Finance Financing solutions for luxury assets including yachts, aircraft, and fine art.
• Lombard Lending Asset-backed lending against investment portfolios, securities, or other financial assets.
• Agricultural Finance

Quantifiable outcome

• New business levels at Knight Frank Finance during July 2020 were among the highest they've ever been
• +1 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered minor.

• Traverse International FinanceminorStrategic or Co-development Partner · 1 September 2023Traverse International Finance is Knight Frank Finance's new partner for mortgages in Europe. John Busby, Head of Sales at Traverse International Finance, provides expertise on the European mortgage market, covering trends such as the influx of US buyers and refinancing activity.
• Scottish WidowsminorStrategic or Co-development Partner · 20 September 2021Knight Frank Finance joined the Scottish Widows Equity Release pilot scheme. The partnership allows Knight Frank to offer Scottish Widows equity release products to their clients through the pilot program. David Forsdyke, Head of Later Life Finance service, commented on the partnership with the provider.
• Audley GroupminorChannel Partner/ Reseller/ Distributor · 18 January 2018Knight Frank Finance agreed an introducer partnership with Audley Group, the UK's leading provider of retirement villages. The partnership offers bridging loans to prospective purchasers of retirement properties.

Scale indicators2 records

Expansion highlights5 records

Direct peers

• London & Country Mortgages: Large UK whole-of-market mortgage broker that arranges residential and buy-to-let mortgages across a wide lender panel. Directly comparable to Knight Frank Finance as a fee-earning intermediary sourcing products from the same 200+ lender universe, though without the Knight Frank property brand affiliation.
• John Charcol: Long-established London-based mortgage broker focused on complex and high-value lending for professionals, contractors, and HNW borrowers. Directly comparable to Knight Frank Finance's large-loans and specialist-mortgage segments on both customer profile and product complexity.
• Private Finance: UK mortgage broker focused on high-net-worth, professional, and complex-income borrowers. Closely comparable to Knight Frank Finance's Private Office and specialist lending teams, with similar emphasis on non-standard income structures and large loan sizes.
• SPF Private Clients: UK mortgage and wealth structuring specialist serving high-net-worth and ultra-high-net-worth clients with bespoke finance solutions. Directly comparable to Knight Frank Finance's UHNW Private Office proposition and complex-income lending approach.
• Trinity Financial: UK mortgage broker offering whole-of-market residential, buy-to-let, and specialist mortgages. Comparable to Knight Frank Finance in its broad lender access and intermediary model, serving a similar client mix from first-time buyers to portfolio landlords.

Emerging players

• Habito: Digital-first UK mortgage broker and lender operating an online-only advice model. Comparable to Knight Frank Finance as a UK mortgage intermediary but represents the technology-led model that contrasts with Knight Frank Finance's relationship-driven, advisor-led approach for complex mandates.

Broad incumbents

• Hamptons (Lettings & Sales): UK estate agency group with an in-house mortgage and financial services offering. Comparable to Knight Frank Finance as a property-affiliated financial intermediary; although broader in scope (sales, lettings, surveys), the in-brokerage function directly overlaps Knight Frank Finance's residential advisory book.
• St. James's Place: UK wealth manager offering financial advice including to HNW clients with property-related needs. Comparable to Knight Frank Finance at the overlap of high-net-worth client advisory, though broader in scope (pensions, investments, wealth planning) and only partially overlapping the mortgage/intermediary function.
• Countrywide Mortgage Services: Mortgage arm of one of the UK's largest estate agency networks. Comparable to Knight Frank Finance in providing broker services tied to a property-sales brand, though operates at higher volume and lower average loan size than Knight Frank Finance's prime/UHNW focus.

Others

• Knight Frank Wealth: Property consultancy arm of the Knight Frank Group offering wealth advisory, research, and property services. Comparable as the sibling entity within the same parent group, providing brand reach and UHNW lead generation that Knight Frank Finance leverages for its Private Office services.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/KFFinance
• LinkedInlinkedin.com/company/knight-frank-finance
• Instagraminstagram.com/knightfrankfinance/?hl=en

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Knight Frank Finance