Fanson Capital

What Fanson Capital does

Fanson Capital is a privately held mortgage brokerage headquartered in Vancouver, British Columbia, with a secondary office in Richmond, BC. Founded around 2020 (firmographics indicate 2017 as an alternative date), the firm operates under a licensed mortgage broker model, employing 11–50 staff including roughly 20 brokers and managers. It serves two distinct client segments: individual residential borrowers (home purchases, renewals, refinancing, second/third mortgages) and commercial / developer clients (acquisition, mezzanine, bridge, construction, and land financing across multi-family, mixed-use, industrial, office, retail, and senior housing assets).

The firm's core technology is a brokerage distribution platform that aggregates access to over 100 lending institutions, including the Big Six Canadian banks (TD, RBC, BMO, Scotiabank, CIBC, HSBC), major credit unions (Vancity, Coast Capital, West Savings), and private/alternative lenders (Street Capital, Home Trust, Equitable Bank, First National, CMLS, CWB, Manulife, China Trust, KEB Hana). On top of this distribution layer, Fanson Capital has built a suite of five online mortgage calculators (Maximum Mortgage, Mortgage Analyzer, Payment Analyzer, Prepayment Analyzer, Rent or Buy Analyzer) that serve as self-service lead generation. The firm differentiates through multilingual capability (English, Mandarin, Cantonese, Japanese), a fully bilingual website (English/Simplified Chinese), and an active WeChat public account targeted at the Greater Vancouver Chinese-speaking diaspora.

Fanson Capital generates revenue exclusively through transaction-based commissions paid by lenders on originated mortgages — there is no disclosed subscription, fee-for-service, or SaaS component. Notable disclosed commercial deal flow includes a $74,000,000 land loan for a Surrey mixed-use project near the SkyTrain, a $7,500,000 Cambie Corridor land loan, and a three-year Oakridge land loan. The firm self-describes as "one of the leading mortgage brokerages based in Vancouver," but no public revenue figures, funding history, or ownership details are disclosed.

Name

Fanson Capital

Legal name

Fanson Capital

Website

https://fansoncapital.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

Fanson Capital is a Vancouver-based licensed mortgage brokerage that originates residential and commercial mortgages for Canadian borrowers by intermediating access to over 100 lending institutions, including major banks, credit unions, and private lenders.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage Services

NAICS

Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)

akta.pro primary industry

Commercial Mortgage Brokerage (FSAEAEAB)

akta.pro secondary industry

Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing) (BPAJANAE)

Keywords

• Mortgage brokerage services
• Residential mortgage financing
• Commercial mortgage loans
• Construction loan financing
• Mortgage renewal refinancing

Headquarters

HQ city

Richmond

HQ country

Canada

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Mortgage Brokerage Commissions: Fanson Capital earns revenue through commissions paid by lenders on originated mortgage loans. The company's brokers act as intermediaries between borrowers and lending institutions, originating residential and commercial mortgages with various lenders to find the best deal for clients.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Fanson Capital is a licensed mortgage brokerage that originates residential and commercial mortgage loans by acting as an intermediary between borrowers and a network of over 100 Canadian lending institutions, including major banks, credit unions, and private lenders. Its brokers source, structure, and place financing products such as new home purchases, mortgage renewals, refinancing, 2nd/3rd mortgages, commercial mortgages, construction loans, land loans, acquisition financing, mezzanine financing, and bridge financing, supported by proprietary online mortgage calculators.

Product overview

Fanson Capital is a mortgage brokerage firm offering a comprehensive suite of mortgage financing solutions for both residential and commercial clients in the Canadian market. The company operates through two primary product lines: Commercial Mortgages (including Acquisition Financing, Mezzanine Financing, Bridge Financing, Construction Loans, and Land Loans) and Residential Mortgages (including Pre-sale Mortgages and standard home financing). The firm provides mortgage tools and calculators as supplementary resources, and offers services including mortgage renewals, refinancing, and 2nd/3rd mortgage products. Fanson Capital works with a network of over 100 lending institutions including major banks, credit unions, and private lenders to match clients with optimal financing solutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Mortgages Full-service commercial real estate mortgage financing brokerage for commercial property investors, developers, and businesses, covering acquisition financing, mezzanine financing, bridge financing, and loans for multi-family, land, mixed-use, senior housing, condo inventory, industrial, office, and retail properties.
• Residential Mortgages Residential mortgage brokerage service offering pre-sale mortgages for new home purchases, renewals, and refinancing options tailored to individual credit situations and financial positions of homebuyers, homeowners, self-employed borrowers, newcomers, and real estate investors.
• Construction Loans Financing solutions arranged through Fanson Capital for construction projects including residential developments, commercial buildings, and townhouse projects.
• 2nd/3rd Mortgages Secondary and tertiary mortgage financing arranged by Fanson Capital for borrowers seeking additional capital beyond their primary mortgage.

Quantifiable outcome

• Successfully arranged a $74,000,000 land loan for a commercial developer in Surrey, BC.
• +2 more outcomes

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• M3 Financial Group: Canadian mortgage brokerage operating a network of independent brokers with multi-lender access. Closely mirrors Fanson's model of individual producer-brokerages accessing institutional lender panels.
• Centum Financial Group: Canadian mortgage brokerage network with both residential and commercial lending focus. Comparable to Fanson in offering multi-lender access across diverse property types.
• Ratehub.ca: Canadian mortgage rate comparison and brokerage platform combining rate aggregation with broker matching. Comparable to Fanson in providing consumer-facing mortgage shopping experience with broker intermediation.
• Invis: Canadian mortgage brokerage (now owned by CIBC) that originated as a broker network. Directly comparable as a multi-lender brokerage serving residential and commercial borrowers.
• Verico Financial Group: National Canadian mortgage brokerage network with similar commission-based, multi-lender model. Directly comparable to Fanson in serving independent mortgage professionals across Canada.
• Mortgage Architects: Canadian mortgage broker network offering shared infrastructure, lender panel access, and back-office support to independent brokers nationwide. Closely comparable in business model to Fanson.
• Dominion Lending Centres: Canada's largest mortgage brokerage network with thousands of brokers across the country. Several Fanson brokers use @dominionlending.ca email addresses, indicating direct affiliation, making this a direct peer in both business model and operating structure.
• TMG The Mortgage Group: Canadian mortgage brokerage network providing broker support, technology, and lender access. Operates with a comparable independent-broker, multi-lender model.

Broad incumbents

• RBC Royal Bank of Canada: One of Canada's largest banks and a Fanson lender partner. Comparable as the dominant direct mortgage channel against which Fanson brokers, and a counterparty in the same primary mortgage market.

Others

• Equitable Bank: Canadian alternative/Schedule I bank and one of Fanson's listed private lending partners. Comparable as a supplier-counterparty in the same mortgage ecosystem rather than a direct competitor.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/fanson-capital

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fanson Capital