Corvia
Corvia Pay, founded in 2017 and headquartered in Austin, TX, is a cloud-based merchant acquirer registered as an ISO with multiple U.S. banks, delivering omni-channel payments, AI-based underwriting and fraud tooling, and a residual-management platform to SMBs and specialty/high-risk merchants via ISO and ISV partners.
- Company typePrivate
- Founded2017
- HeadquartersAustin, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Corvia does
Corvia, LLC, operating as Corvia Pay, is a cloud-based payment solutions provider headquartered in Austin, Texas, founded in 2017. The company operates as a registered Independent Sales Organization (ISO) of multiple U.S. banks—Wells Fargo Bank N.A., Georgia Banking Company, PB&T, and Pinnacle Bank (doing business as Synovus)—which together provide the banking relationship and card-brand registrations required to board merchants and process card transactions in the United States. Corvia markets its platform to two distinct end-customer profiles: traditional small and medium-sized businesses seeking omni-channel payment acceptance, and "specialty acquiring" merchants in verticals that mainstream processors typically classify as elevated risk (nutraceuticals, CBD, multi-level marketing, digital goods, and gadgets).
Corvia firmographics
Firmographics- Name
- Corvia
- Legal name
- Corvia, LLC
- Website
- https://corviapay.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Corvia Pay, founded in 2017 and headquartered in Austin, TX, is a cloud-based merchant acquirer registered as an ISO with multiple U.S. banks, delivering omni-channel payments, AI-based underwriting and fraud tooling, and a residual-management platform to SMBs and specialty/high-risk merchants via ISO and ISV partners.
- Ownership category
- akta.pro rank
Corvia industry classification
Industry- Product category
- Payment Processing Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)
- akta.pro secondary industries
- Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management) (FSAMABAF), EMV Chip, Magstripe & PIN Debit Acceptance (FSAMADAG), Integrated POS Payments (ISVs & Vertical POS Platforms) (FSAMADAD), Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
Keywords
Where Corvia is headquartered
LocationHeadquarters
- HQ city
- Austin
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Corvia business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Others
Revenue model
- Payment Processing Fees: Transaction-based fees charged to merchants for payment processing services including card processing, ACH, and payment gateway services
- Reseller Revenue Sharing: Revenue sharing with ISO and agent resellers who bring merchants to the platform
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Contact sales for customized pricing |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels3 records
Corvia product offering
Product offeringCore offering
Corvia operates a cloud-based payment platform that provides specialized merchant acquiring services for small and medium-sized businesses and for high-risk/specialty commerce merchants (nutraceuticals, CBD, digital goods, MLM, gadgets). The platform delivers omni-channel payment acceptance — including POS devices, eCommerce APIs, virtual terminal, ACH and payment gateways — together with AI-based credit, underwriting, boarding, transaction monitoring, fraud detection, and chargeback management. It also offers a residual management platform for ISO/agent resellers and ISV integration via APIs.
Product overview
Corvia Pay is a unified cloud-based payment platform offering specialized solutions for SMBs and high-risk merchants. The platform provides omni-channel payment acceptance including Point of Sale (POS) devices, API-driven ecommerce solutions, virtual terminal, ACH payments, and payment gateways. The product suite integrates customizable reporting dashboards, API-driven data access, and residual management capabilities. Corvia also offers dedicated support teams and partner dashboards for ISO and agent partners to manage their merchant portfolios.
Differentiator
Problem solved
Functional benefit
Products and services
- Corvia Pay Platform A unified cloud-based payment platform offering specialized omni-channel payment acceptance for SMBs and high-risk merchants, with built-in compliance, risk management and security technology.
- Point of Sale Solutions POS devices and solutions enabling merchants to accept card payments at physical retail locations, with real-time reporting and multiple payment and funding options.
- eCommerce Solutions API-driven ecommerce solutions that enable online payment acceptance and seamless integration with merchant websites.
- Virtual Terminal Browser-based payment acceptance solution that lets merchants process card payments manually for phone, mail and online orders.
- ACH Payment Processing ACH and account-to-account payment processing offering a cost-effective alternative payment method for merchants.
- Payment Gateways Multiple gateway solutions that connect merchants to payment networks for processing card transactions.
- Residual Management Platform Residual management platform for ISO and agent partners to track and manage merchant commission earnings, with customizable dashboards, reports, and API-driven access to data.
Companies that use Corvia
Customer profileSegments7 records
Ideal customer profiles4 records
Corvia technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability3 records
Feature4 records
Corvia partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- ISO & Agent PartnerscoreCorvia partners with Independent Sales Organizations and agents who resell merchant acquiring services. Corvia maximizes partner revenue through modern, low-friction solutions. As a full-service provider, Corvia handles all operations in-house with dedicated teams for onboarding, risk management, client services, technology and deployment. APIs enable partners to quickly integrate capabilities.
- ISV (Independent Software Vendor) PartnerscoreCorvia partners with ISVs who integrate payment and analytics solutions into their vertical technology platforms. Corvia's API architecture and cloud-based infrastructure enables quick integration. Corvia provides AI-based digital onboarding, online merchant management, and modern integrations supporting wide array of payment methods, along with dashboards and reporting for business intelligence.
Recent moves6 records
Expansion highlights4 records
Corvia competitors and assessment
Company assessmentDirect peers
- Easy Pay Direct: Easy Pay Direct specializes in high-risk and hard-to-place merchant accounts, with strong focus on continuity/subscription and CBD merchants. Direct overlap with Corvia's specialty acquiring verticals and residual partner economics.
- PaymentCloud: PaymentCloud is a high-risk merchant account specialist ISO offering POS, eCommerce, and mobile payment solutions to verticals including CBD, nutraceuticals, and adult. Direct competitor to Corvia in specialty acquiring with a similar channel model.
- Soar Payments: Soar Payments is a high-risk merchant services provider focused on CBD, nutraceuticals, supplements, and e-commerce. Comparable to Corvia in vertical focus, ISO/bank partnership structure, and SMB customer base.
- Host Merchant Services: Host Merchant Services is an SMB-focused payment processor offering POS, virtual terminal, and eCommerce with transparent interchange-plus pricing. Comparable in SMB segment and direct sales motion, though less high-risk focused than Corvia.
- National Processing: National Processing is an ISO providing merchant accounts, POS, and online checkout to SMBs and higher-risk merchants. Comparable to Corvia in product breadth, bank-sponsored model, and ISO/agent channel.
Broad incumbents
- Stripe: Stripe is a global payments infrastructure platform serving SMBs and enterprises via API-first integration. Comparable to Corvia on API/ISV motion, though Stripe operates at much greater scale and mainstream merchant focus.
- Square (Block): Square, part of Block, is a broad SMB payments incumbent offering POS, eCommerce, and integrated commerce solutions. Competes with Corvia across mainstream SMB acquiring and, increasingly, in adjacent verticals.
Emerging players
- Durango Merchant Services: Durango Merchant Services provides high-risk merchant accounts and online processing for nutraceuticals, CBD, and supplements. Smaller niche player with overlapping verticals and specialty acquiring positioning.
- Stax Payments: Stax is a subscription-based payment platform targeting ISVs and SMBs with API-driven integration. Comparable to Corvia's ISV channel strategy and API-first architecture, though focused on mainstream rather than high-risk merchants.
- Finix: Finix is a payment infrastructure provider enabling SaaS platforms and ISVs to embed payments. Comparable to Corvia's ISV integration thesis and residual economics, though Finix targets mainstream rather than high-risk merchants.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Corvia social profiles
Digital presenceCorvia financial estimates
Financial estimateRevenue estimate
Valuation estimate
Corvia leadership team
Management profileNumber of profiles
Profiles3 records
Corvia funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Corvia M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Corvia
What does Corvia do?
Corvia operates a cloud-based payment platform that provides specialized merchant acquiring services for small and medium-sized businesses and for high-risk/specialty commerce merchants (nutraceuticals, CBD, digital goods, MLM, gadgets). The platform delivers omni-channel payment acceptance — including POS devices, eCommerce APIs, virtual terminal, ACH and payment gateways — together with AI-based credit, underwriting, boarding, transaction monitoring, fraud detection, and chargeback management. It also offers a residual management platform for ISO/agent resellers and ISV integration via APIs.
Is Corvia a public or private company?
Corvia is a private company. It is classified as unknown and is currently operating.
When was Corvia founded?
Corvia was founded in 2017. It employs 51 to 100 people.
Where is Corvia based?
Corvia is headquartered in Austin, United States, in the North America region.
How does Corvia make money?
Two revenue lines are on record. Payment Processing Fees are the primary driver. The others are reseller Revenue Sharing.
Who are Corvia's main competitors?
Direct peers on record are Easy Pay Direct, PaymentCloud, Soar Payments, Host Merchant Services and National Processing. Broad incumbents are Stripe and Square (Block). Emerging players are Durango Merchant Services, Stax Payments and Finix.
Does Corvia have an API?
Yes. Corvia offers API architecture and cloud-based infrastructure that allows ISV partners to quickly integrate payments and analytics solutions into their vertical technology and services. The API enables quick integration of capabilities into partner solutions and provides API-driven access to data. Partner dashboard available at portal.corviapay.com.
What industry is Corvia in?
Corvia's product category is Payment Processing Services. Its primary akta.pro industry code is FSAMABAA, Integrated Payment Processors (PSP/Acquirer), with a secondary code of FSAMABAF, Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management). Its NAICS code is 522320 and its SIC code is 7370.