What Huttig & Rompf does

Hüttig & Rompf GmbH is a German residential mortgage financing intermediary (Baufinanzierungsvermittler) founded in 1989 and headquartered in Hamburg at Kattrepelsbrücke 1. The company is part of the Bilthouse Gruppe, a diversified financial services conglomerate that also includes Baufi24, FinLink, creditweb, Kredit24, and Bilthouse Service. Hüttig & Rompf operates a free, bank-paid advisory model: customers (private individuals buying, building, or refinancing residential property) consult with the firm's mortgage specialists in-branch, by phone, or via video and receive comparative offers drawn from a network of over 600 bank partners across Germany. Approximately 3,000 real estate brokers refer pre-qualified leads into the platform.

The technology platform centers on a suite of seven web-based calculators (Baufinanzierungsrechner, Tilgungsrechner, Annuitätenrechner, Hypothekenrechner, Kreditrechner, Darlehensrechner, plus a live Aktuelle Bauzinsen rate tracker) backed by HubSpot CRM and Cloudflare CDN/security infrastructure. Products span core residential mortgage brokerage (Baufinanzierung), follow-up financing (Anschlussfinanzierung), interim financing (Zwischenfinanzierung), and consumer installment loans (Ratenkredit), supplemented by a mortgage encyclopedia, FAQ library, blog, and KfW/regional subsidy advisory. Standard loan decisions are typically communicated within 24 hours. Recent technology adoption includes use of generative AI tools (ChatGPT, Microsoft Copilot, Google Gemini, Claude) for internal content drafting with mandatory human review.

Revenue is generated exclusively through commissions paid by the 600+ bank partners for placed loans; services are provided free of charge to consumers. The firm holds three Gewerbeerlaubnis trade permits under §34c, §34d, and §34i of the German Trade Regulation Act, covers real estate loan, insurance, and consumer credit intermediation, operates under Managing Directors Benjamin Papo and Angelo End, and employs 251-500 staff. There are no public revenue disclosures, no equity funding rounds documented, and no disclosed investors outside the Bilthouse Gruppe parent structure.

Name

Huttig & Rompf

Legal name

Hüttig & Rompf GmbH

Website

https://huettig-rompf.de

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

251–500 employees

Short description

Hüttig & Rompf is a German mortgage brokerage intermediary that compares residential financing offers from over 600 bank partners for private property buyers, sourced via 3,000 real estate broker referrals and free personal advisory, as part of the Bilthouse Gruppe.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage Services

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231), Real Estate Credit (522292)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industry

Non-Qualified Mortgage (Non-QM) & Specialty Product Brokers (FSALABAG)

Keywords

• Mortgage brokerage services
• Residential property financing
• Construction financing advisory
• Mortgage comparison platform
• Loan intermediation services

Headquarters

HQ city

Frankfurt

HQ country

Germany

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Infrastructure

Revenue model

1. Mortgage Brokerage Commission: Hüttig & Rompf acts as an intermediary mortgage broker (Immobiliardarlehensvermittler) between customers seeking property financing and a network of over 600 bank partners. The company earns commissions from the banks for placing loans, which are paid by the partner banks, not the customers. Services to customers are provided free of charge.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Hüttig & Rompf is a German mortgage brokerage intermediary that connects private customers seeking residential property financing with a network of over 600 bank partners across Germany. The company provides free, personalized advisory via in-person branch consultations, telephone, and video channels, supported by online calculators and educational resources. Core offerings include residential construction financing (Baufinanzierung), follow-up financing (Anschlussfinanzierung), interim financing (Zwischenfinanzierung), and installment loans (Ratenkredit).

Product overview

Huttig & Rompf is a German mortgage and real estate financing broker offering a unified advisory platform built around its core Baufinanzierung (residential mortgage financing) service, supplemented by Anschlussfinanzierung (follow-up financing), Zwischenfinanzierung (interim financing), and Ratenkredit (installment loans). The portfolio includes seven online calculators — Baufinanzierungsrechner, Tilgungsrechner, Annuitätenrechner, Hypothekenrechner, Kreditrechner, Darlehensrechner, and an Aktuelle Bauzinsen interest rate tracker — that support customers in planning and comparing financing scenarios. The offering is rounded out by a Baufinanzierungs-Lexikon (encyclopedia), FAQs, a blog with educational content, and Förderungen advisory for government subsidies. The company connects customers with over 600 bank partners, providing personalized advisory through in-person, telephone, or video channels at no charge.

Differentiator

Problem solved

Functional benefit

Products and services

• Baufinanzierung (Residential Construction Financing)

Quantifiable outcome

• Loan decisions communicated within 24 hours of application

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature3 records

Partnerships

Three partnerships are on record, tiered core.

• 600+ Bank PartnerscoreChannel Partner/ Reseller/ DistributorHüttig & Rompf maintains a network of over 600 bank partners across Germany, enabling comparison of mortgage offers and access to competitive rates for customers seeking property financing.
• 3,000 Real Estate Broker PartnerscoreChannel Partner/ Reseller/ DistributorThe company partners with approximately 3,000 real estate brokers and agents throughout Germany, who refer clients seeking mortgage financing. Partners include Hermann Immobilien, Kampmeyer, WVM Gruppe, Verimag, Thomas-Klinke-Immobilien, BPD, Patrizia, Kuthan Immobilien, and Kühne Immobilien Gruppe.
• Bilthouse GruppecoreStrategic or Co-development PartnerHüttig & Rompf GmbH is part of the Bilthouse Gruppe, which includes Baufi24 Baufinanzierungs GmbH, FinLink GmbH, Bilthouse Service GmbH, creditweb GmbH, and Kredit24 GmbH, all based at Kattrepelsbrücke 1, Hamburg. The group operates under joint data processing arrangements and shares customer referrals across brands.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Emerging players

• Check24 Vergleichsportal: Germany's largest product comparison portal with a fast-growing Baufinanzierung vertical; competes for the same high-intent digital mortgage search demand and may erode funnel economics for traditional brokers.
• Verivox: Major German price comparison portal covering financial products including mortgages; emerging competitor in the digital mortgage brokerage and lead-generation layer.

Direct peers

• Interhyp: Germany's largest independent residential mortgage broker, offering multi-bank rate comparison and digital-plus-advisory distribution; direct head-to-head competitor for Hüttig & Rompf's Baufinanzierung core.
• PlanetHome: German real estate financing broker and real estate services provider combining brokered mortgages with brokerage of properties; comparable hybrid digital-advisory mortgage model.
• Hypotheken24 (Creditweb): Online mortgage comparison platform within the Bilthouse Gruppe / creditweb family offering Baufinanzierung comparisons; highly comparable product to Hüttig & Rompf's core calculators.
• Dr. Klein (Dr. Klein & Co. AG): Established German mortgage and consumer finance broker with a broad bank panel and franchise advisor network; competes directly on multi-bank comparison and personal advisory.
• FinLink: Sister company within the Bilthouse Gruppe focused on digital mortgage and consumer finance intermediation; overlapping product mix and shared back office create an intragroup analogue.
• Baufi24: Sister brand within the same Bilthouse Gruppe, focused on residential mortgage brokerage online; comparable offering and overlapping target customer base creates direct intra-group overlap.

Broad incumbents

• ING-DiBa (ING Germany): Large German direct bank offering residential mortgages directly to consumers; represents a broad incumbent channel that competes for the same borrowers and can bypass broker intermediaries.

Others

• Accentro / PlanetHome Group companies: Adjacent real estate services and financing ecosystem player in the DACH market; provides an adjacent comparable for the integration of property brokerage and financing referrals that Hüttig & Rompf monetizes through its 3,000-partner network.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/huettig_rompf
• YouTubeyoutube.com/channel/huettigrompf
• Facebookfacebook.com/huettig.rompf
• LinkedInlinkedin.com/company/huettig-rompf

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Huttig & Rompf