North Bay School Insurance Authority

What North Bay School Insurance Authority does

North Bay School Insurance Authority (NBSIA) is a risk management and insurance organization that provides insurance solutions to public educational agencies, primarily school districts in the North Bay region of California. Headquartered in Fairfield, California, the entity has operated since 1979, indicating a 45-year track record of serving the public-school insurance market. It functions in the mold of a California school-insurance pooling authority, concentrating its offerings on the risk-transfer, claims-administration, and loss-control needs that public educational agencies face.

The firm's product surface spans the standard lines carried by a regional school insurance pool — most plausibly property, general liability, workers' compensation, and ancillary education-sector coverages — though the source material provides no detailed product catalog or technical platform description. The corporate website returned only a loader/verification page during data collection, so specific coverage forms, technology infrastructure, or member-facing platforms could not be confirmed. Headcount is in the 11–50 range, consistent with a lean, relationship-driven operating model rather than a scaled insurance carrier.

On the business model, NBSIA operates as a private, member-oriented risk pool rather than a conventional commercial insurer; revenue mechanics for such entities are typically premium contributions from member districts, supplemented by investment income on reserves and fee-for-service charges for ancillary risk-management services. The organization is classified as for-profit in the available firmographic data, though California school insurance authorities are commonly structured as joint powers authorities (governmental entities); this tension between the for-profit label and the likely JPA structure is an unverified data point and would warrant direct confirmation. No pricing, GTM, or channel detail is available in the source material, leaving the commercial mechanics described only at a structural level.

Name

North Bay School Insurance Authority

Website

https://nbsia.org

Company type

Private

Founded year

1979

Headcount range

11–50 employees

Short description

North Bay School Insurance Authority is a risk management organization, founded in 1979 and based in Fairfield, California, that provides insurance and risk-management solutions to public educational agencies in the North Bay region.

Ownership category

akta.pro rank

Product category

Public Sector Insurance

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Student Health Insurance Plans (Individual Market) (HLAEABAI)

Keywords

• Public school insurance
• Risk management services
• Educational agency coverage
• Joint powers authority
• Property casualty insurance

Headquarters

HQ city

Fairfield

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations

Core offering

North Bay School Insurance Authority (NBSIA) is a risk management and insurance pool that provides insurance solutions and risk management services to public educational agencies. Founded in 1979 and based in Fairfield, California, the organization pools coverage for school districts and related public agencies to deliver cost-effective property, liability, and related insurance programs.

Product overview

No product information available. The source content only shows a loading/verification page with no substantive company or product details.

Differentiator

Problem solved

Functional benefit

Products and services

• Public Educational Agency Insurance Solutions

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• California State Association of Counties (CSAC): A statewide association of California counties that operates affiliated risk-pooling JPAs (e.g., CSAC EIA). Comparable as a large, established umbrella entity operating pooled insurance programs for California public agencies, with broader scope and scale than NBSIA.

Direct peers

• CSAC Excess Insurance Authority: A California JPA providing excess liability, property, and workers' comp coverage to counties and other public agencies. Comparable peer: same JPA pooling model, public-entity customer base, and California regulatory framework, though with a county rather than K-12 focus.
• Public Risk Innovation, Solutions, and Management (PRISM): One of California's largest public-entity JPAs, offering liability, property, workers' comp, and employee health coverage to municipalities, special districts, and schools. Comparable: identical pooling/governance structure and public-sector risk-bearing focus, with broader membership than NBSIA.
• Self-Insured Schools of California (SISC): A California-based JPA that administers health and welfare benefit pools for school districts and public agencies. Most directly comparable peer: similar pooled insurance structure, education-focused membership base, and California regulatory environment.
• Schools Excess Liability Fund (SELF): A California JPA providing excess liability coverage to school districts and community colleges. Comparable in pooled risk-bearing structure and K-14 education focus, though narrower in product scope (excess liability only) than NBSIA.
• Valley Schools Self-Insured Systems Agency: A self-insured workers' compensation and property/liability pool for California K-12 districts in the Central Valley. Direct comparable: same pooled insurance model, same K-12 education customer base, same California operating environment, though with a different regional concentration.
• Alliance of Schools for Cooperative Insurance Programs (ASCIP): A California JPA providing property/liability, workers' comp, and employee benefits to school districts and community colleges. Direct comparable: same pooled risk-bearing model, same K-14 education customer base, same California operating environment.

Emerging players

• California Schools VEBA: A voluntary employee benefits association serving California school district employees, including health and welfare benefits. Comparable in serving California K-12 public education employers through pooled structures, though focused on employee benefits rather than property/casualty.
• Keenan & Associates: A California-based insurance brokerage and consulting firm specializing in public schools and community colleges. Comparable in target customer (California K-12 districts) and risk management product suite, though operating as a broker/administrator rather than a risk-bearing pool.

Regional players

• Schools Insurance Authority (Oregon): A regional pooled insurance authority serving Oregon school districts. Comparable in pooled JPA structure and K-12 focus, but operating in a different (Pacific Northwest) geography and state regulatory environment than NBSIA.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/north-bay-schools-insurance-authority

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about North Bay School Insurance Authority