Add Value Assurances
Add Value Assurances is a French specialty insurance broker (founded 2013, Paris) that distributes professional IARD coverage through a digital platform connecting brokers to 33 insurer partners, plus B2B affinity programs and white-label partnerships for bancassureurs and mutuelles.
- Company typePrivate
- Founded2013
- HeadquartersPuteaux, France
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Add Value Assurances does
Add Value Assurances is a French specialty insurance broker (courtier) founded in 2013 and headquartered in Paris La Défense, focused exclusively on professional IARD — property and casualty insurance for businesses and professionals. The company operates three distribution channels: a digital brokerage platform ("Place de courtage IARD Pro") providing independent brokers and general agents free access to 33 insurer partners via a single code; B2B affinity programs for professional groupements, syndicates, and federations; and white-label partnerships enabling bancassureurs and mutuelles to offer professional IARD products under their own brand. Its product portfolio spans more than 15 lines including RC Professionnelle, Multirisques Professionnels, Cyber Risques (in partnership with Coalition), Dommages Ouvrage (with VHV Assurance), Protection Juridique, Responsabilité des Dirigeants, Flotte Auto, and Annulation Événement.
The underlying technology is a single-code digital brokerage platform that consolidates pricing, subscription, policy management, claims, and renewal across the 33-insurer panel, with online instant subscription for simple risks and dedicated expert support for complex risks. Add Value is a subsidiary of the Acturis group, a major insurance technology platform provider that supplies the core technological infrastructure underlying its operations. The company runs a two-site model — headquarters in La Défense and a customer service and claims center in Angers opened in September 2022.
Add Value generates revenue primarily through brokerage commissions on premiums placed through the platform across all three channels, with no publicly disclosed pricing. The company is privately held, employs 11–50 people, operates exclusively in France, and is led in part by co-founder and board member Bertrand Vialle. No private equity, venture capital, or external funding rounds are disclosed in the available sources.
Add Value Assurances firmographics
Firmographics- Name
- Add Value Assurances
- Legal name
- Add Value Assurances
- Website
- https://addvalue-assurance.fr
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Add Value Assurances is a French specialty insurance broker (founded 2013, Paris) that distributes professional IARD coverage through a digital platform connecting brokers to 33 insurer partners, plus B2B affinity programs and white-label partnerships for bancassureurs and mutuelles.
- Ownership category
- akta.pro rank
Add Value Assurances industry classification
Industry- Product category
- Commercial Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)
- akta.pro secondary industry
- Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)
Keywords
Where Add Value Assurances is headquartered
LocationHeadquarters
- HQ city
- Puteaux
- HQ country
- France
- HQ region
- Europe
Offices2 records
Markets served
Add Value Assurances business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Brokerage commissions: Add Value acts as an insurance broker (courtier), earning commissions from insurer partners for placing and managing business insurance (IARD) policies. Revenue is generated through commissions on premiums placed through the platform across all three distribution channels.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Add Value Assurances product offering
Product offeringCore offering
Add Value Assurances is a French insurance broker (courtier) specializing in professional IARD (property and casualty) insurance. It operates a digital brokerage platform providing independent brokers, general agents, professional groupements, bancassureurs, and mutuelles with access to 33 insurer partners for placement, pricing, subscription, policy management, claims, and renewal of commercial insurance products. The company distributes through three channels: B2B affinity programs for professional federations, an open brokerage marketplace, and white-label partnerships.
Product overview
Add Value Assurances is an insurance broker specializing in professional IARD (property and casualty) insurance, operating through three distribution channels: (1) the Place de courtage IARD Pro platform providing access to 33 partner insurers with online subscription capabilities; (2) Groupements B2B programs for professional groups, syndicates, and federations; and (3) white-label partnership solutions for bancassureurs and mutuelles. The product portfolio spans 15+ insurance products including RC Professionnelle, Tous Risques Bâtiment, Protection Juridique, Responsabilité des Dirigeants, Cyber Risques (powered by Coalition), Multirisques Professionnels, Déplacements Professionnels, Auto Mission, Individuelle Accident, Kidnapping Rançon, Dommages Ouvrage, Police de Chantier, Flotte Auto, and Annulation Événement. The core platform enables pricing, subscription, policy management, claims handling, and renewal operations for brokers and agents.
Differentiator
Problem solved
Functional benefit
Products and services
- Place de courtage IARD Pro Digital brokerage platform for independent insurance brokers and general agents that provides free access to 33 insurer partners for placing professional IARD risks. Enables pricing, subscription, management, claims, and renewal operations through a single online platform.
- Groupements B2B (Affinity Insurance Programs) Custom affinity-based insurance programs designed for professional associations, syndicates, and federations. Add Value structures and manages group insurance programs tailored to the specific risk profiles and coverage needs of each professional sector.
- Partenariats en Marque Blanche (White-label Partnerships)
Companies that use Add Value Assurances
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
Add Value Assurances technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Add Value Assurances partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- ActuriscoreActuris is the parent group of Add Value Assurances. Add Value is described as 'Une société du groupe Acturis' (A company of the Acturis group). Acturis is a major insurance technology platform provider, supplying the technological infrastructure and platform underlying Add Value's brokerage operations.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Add Value Assurances competitors and assessment
Company assessmentDirect peers
- Siaci Saint Honoré: Large French insurance and benefits broker; directly comparable to Add Value's white-label bancassurer/mutuel partnerships and professional IARD placement, with a broader enterprise client base.
- Verspieren: Major French insurance broker serving mid-market and enterprise clients across professional P&C lines; competes with Add Value's brokerage platform and affinity offerings in France.
- Bessé: French specialty insurance broker focused on professional and corporate risks; directly comparable to Add Value's professional IARD brokerage platform and affinity programs for trade groups.
Broad incumbents
- Aon France: Global insurance broker with a French operation spanning professional P&C, D&O, cyber, and affinity programs; overlaps with Add Value's full product portfolio but serves larger enterprise clients.
- Marsh France: Global broker with substantial French operations across commercial P&C, specialty lines, and risk advisory; competes with Add Value especially in mid-market and enterprise professional lines.
- Willis Towers Watson (WTW) France: Global advisory and brokerage firm operating in France across corporate risk, professional lines, and benefits; comparable to Add Value's white-label and brokerage platform offerings at the upper end of the market.
Emerging players
- Leocare: French digital-native insurer/broker expanding into professional and small commercial lines; comparable as a tech-enabled distribution challenger in France, though with a more consumer-leaning base.
- Inixia: French insurance software and brokerage platform serving small commercial and professional clients; overlaps with Add Value's digital broker proposition in the French SMB and affinity segment.
- Assur'Pro / Courtage.fr: French online brokerage platform aggregating professional insurance quotes from multiple carriers; most directly comparable to Add Value's Place de courtage model for independent brokers.
- Coverd: UK-based insurtech-enabled broker offering white-label B2B insurance distribution; relevant international comparable for Add Value's bancassurer/mutuel white-label partnership channel.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Add Value Assurances social profiles
Digital presenceAdd Value Assurances financial estimates
Financial estimateRevenue estimate
Valuation estimate
Add Value Assurances leadership team
Management profileNumber of profiles
Profiles1 record
Add Value Assurances funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Add Value Assurances M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Add Value Assurances
What does Add Value Assurances do?
Add Value Assurances is a French insurance broker (courtier) specializing in professional IARD (property and casualty) insurance. It operates a digital brokerage platform providing independent brokers, general agents, professional groupements, bancassureurs, and mutuelles with access to 33 insurer partners for placement, pricing, subscription, policy management, claims, and renewal of commercial insurance products. The company distributes through three channels: B2B affinity programs for professional federations, an open brokerage marketplace, and white-label partnerships.
Is Add Value Assurances a public or private company?
Add Value Assurances is a private company. It is classified as corporate owned and is currently operating.
When was Add Value Assurances founded?
Add Value Assurances was founded in 2013. It employs 11 to 50 people.
Where is Add Value Assurances based?
Add Value Assurances is headquartered in Puteaux, France, in the Europe region.
How does Add Value Assurances make money?
One revenue line is on record: brokerage commissions.
Who are Add Value Assurances's main competitors?
Direct peers on record are Siaci Saint Honoré, Verspieren and Bessé. Broad incumbents are Aon France, Marsh France and Willis Towers Watson (WTW) France. Emerging players are Leocare, Inixia, Assur'Pro / Courtage.fr and Coverd.
Does Add Value Assurances have an API?
No public API is recorded for Add Value Assurances.
What industry is Add Value Assurances in?
Add Value Assurances's product category is Commercial Insurance Brokerage. Its primary akta.pro industry code is FSAEADAN, Insurtech-Enabled Brokerage (Digital Brokers & Aggregators), with a secondary code of FSAEADAD, Wholesale Insurance Brokerage (Excess & Surplus Lines). Its NAICS code is 524210 and its SIC code is 6411.