What Interassurances does

Interassurances is a French insurance brokerage (SAS, RCS Paris 498 438 563) specialized in landlord and property-owner insurance, headquartered at 14 rue de Richelieu, 75001 Paris. The company operates as a wholly-owned subsidiary within the Odealim Group, a network of insurance brokerage companies focused on real estate insurance. Interassurances offers four core product lines: GLI (Garantie Loyers Impayés — unpaid rent insurance priced at 2.75% of monthly rent including charges), PNO (Propriétaire Non Occupant — non-occupying owner insurance), MRH (Multirisque Habitation — multi-risk home insurance), and PJ (Protection Juridique — legal protection insurance), plus a 'Double Solution' bundle combining GLI with a tenant guarantee for the professional segment. The MRH and PNO lines are currently under renovation. The company claims a leadership position with 70,000+ insured housing units in France.

The underlying technology is a digital insurance platform with two notable proprietary features: 100% digital tenant candidate certification and digital claims management with legal recourse handling. Distribution is partner-led rather than direct-to-consumer: individual landlords seeking GLI are referred to partner Cautioneo, professional real-estate clients are served through Cabinet JBL Courtage, and direct servicing is available via the company website, phone, and dedicated product-line emails. Revenue is generated from recurring insurance premiums (subscription-style, percentage of monthly rent or fixed policy fees) on policies placed as a registered Courtier en Assurance.

Customer segments span three personas: individual landlords/property owners, real estate management professionals, and insurance brokers (courtiers) seeking specialized landlord products. The company is regulated by the ACPR and registered with ORIAS under number 07 027 251 as an insurance/reinsurance broker (COA), and holds a registered INTERASSURANCES trademark (INPI no. 4308668).

Name

Interassurances

Legal name

INTERASSURANCES

Website

https://interassurances.fr

Company type

Private

Founded year

2007

Operating status

Operating

Short description

Interassurances is a French insurance brokerage within the Odealim Group, specializing in landlord insurance products (GLI, PNO, MRH, PJ) for individual property owners, real estate professionals, and brokers, covering 70,000+ housing units.

Ownership category

akta.pro rank

Product category

Landlord Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Landlord insurance
• Unpaid rent guarantee
• Non-occupant owner insurance
• Legal protection insurance
• Tenant certification

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Insurance Premiums (GLI - Garantie Loyers Impayés): Recurring insurance premiums charged as a percentage of monthly rent (charges comprises). Landlords pay 2.75% of their total monthly rent to secure coverage against unpaid rents.
2. Insurance Premiums (PNO - Propriétaire Non Occupant): Recurring premiums for non-occupant landlord insurance coverage
3. Insurance Premiums (MRH - Multirisque Habitation): Recurring premiums for multi-risk home insurance for property owners
4. Insurance Premiums (PJ - Protection Juridique): Recurring premiums for legal protection insurance

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels3 records

Core offering

Interassurances is a specialist French insurance broker (courtier en assurance) dedicated to landlords and property owners, offering a complete range of insurance products: GLI (Garantie Loyers Impayés) at 2.75% of monthly rent, PNO (Propriétaire Non Occupant), MRH (Multirisque Habitation), and PJ (Protection Juridique). The firm distributes these products directly via its website and claims services, and through partner channels including Cautioneo (for individual GLI) and JBL Courtage (for real estate professionals and insurance brokers), while insuring more than 70,000 housing units.

Product overview

Interassurances is a specialist insurance broker for landlords (assurances bailleurs) offering a complete range of insurance products. The company provides four core insurance products: GLI (Garantie Loyers Impayés - unpaid rent guarantee), PNO (Propriétaire Non Occupant - non-occupying owner insurance), MRH (Multirisque Habitation - multi-risk home insurance), and PJ (Protection Juridique - legal protection). These products serve both professionals and individuals in the real estate sector. The company also offers a digital solution for tenant certification and recourse management, and partners with Cautioneo for GLI services and JBL Courtage for professional solutions. The firm insures more than 70,000 properties and operates as part of the ODEALIM Group.

Differentiator

Problem solved

Functional benefit

Brands

• GLI (Guaranteed Rent Insurance): Loyers impayés (Guaranteed Rent Insurance) - Insurance product protecting landlords against unpaid rents.
• PNO (Propriétaire Non Occupant)
• MRH (Multirisque Habitation)
• PJ (Protection Juridique)

Products and services

• GLI (Garantie Loyers Impayés) — Unpaid Rent Insurance Insurance product protecting landlords against unpaid rent. Provides 100% protection and indemnification at 2.75% of monthly rent charges comprises. Distributed via partner Cautioneo with full digital tenant candidate certification and claims management.
• PNO (Propriétaire Non Occupant) — Non-Occupant Owner Insurance Insurance coverage for non-occupying property owners, protecting against risks related to vacant or tenanted properties they do not personally occupy. Currently under revision per the company; broker inquiries routed through JBL Courtage.
• MRH (Multirisque Habitation) — Multi-Risk Home Insurance Comprehensive multi-risk home insurance providing broad coverage for residential properties. Currently under revision per the company, with a dedicated claims service line.
• PJ (Protection Juridique) — Legal Protection Insurance Legal protection insurance covering legal costs and disputes related to property ownership and rental activities for landlords and real estate professionals.
• Double Solution (GLI + Garantie Locataire) Combined solution for real estate professionals offering both unpaid rent protection (GLI) and tenant guarantee, securing 100% of landlords and the agency's management fees (honoraires de gestion) against payment defaults. Includes 100% digital tenant certification and recourse management, distributed via JBL Courtage.

Quantifiable outcome

• 2.75% of monthly rent (charges comprises) for full unpaid rent coverage
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Three partnerships are on record, tiered core.

• CautioneocoreGTM or Marketing PartnerReferral partnership for Garantie Loyers Impayés (GLI) - unpaid rent insurance. Interassurances directs landlords to Cautioneo for their unpaid rent insurance product with 100% protection and indemnification at 2.75% of monthly rent. Cautioneo provides a fully digital solution with tenant candidate certification and claims management.
• JBL CourtagecoreChannel Partner/ Reseller/ DistributorJBL Courtage serves as the professional intermediary for Interassurances' products. They handle inquiries for PNO/PNE coverage, unpaid rent protection for landlords, and tenant guarantees for individual clients. JBL Courtage provides a digital solution with tenant certification and maintains control over contract management.
• Groupe OdealimcoreOthersParent company/group. Odealim is a group of insurance brokerage companies specializing in real estate insurance, headquartered at 14 rue de Richelieu Paris. The group includes entities such as Assurcopro Paris, Assurcopro Sud, Assur'Partenaires, Jacques Boulard, Insor, Interassurances, Corim Assurances, Ripert de Grissac, Pisano Assurances et Conseils, SCA Roseline Brun, and Brun et JCD.

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Maif: Major French mutual insurer offering MRH and legal protection to individuals including landlords. Comparable as a broad incumbent whose MRH/PJ products overlap with Interassurances' portfolio.
• AXA France: Largest general insurer in France offering PNO, MRH, and GLI products through agency and broker networks. Comparable as a broad incumbent that competes with Interassurances for landlord and property-owner customers.
• Groupama: Major French mutual insurer with strong regional presence, offering MRH, PNO, and legal protection. Comparable as a broad incumbent French insurer providing overlapping landlord insurance products.
• Covéa (MAAF / MMA / GMF): French insurance mutual group combining MAAF, MMA and GMF brands with full P&C, MRH and landlord offerings. Comparable as a large incumbent competitor in French landlord/home insurance.
• April: Major French insurance broker (courtier) with broad P&C, health, and specialty lines including property/landlord coverage. Comparable as a larger, diversified broker competitor in the French intermediary market.

Direct peers

• Solly Azar: French multi-specialty insurance broker (courtier) serving individuals and professionals across property, PNO, and specialty lines. Comparable as a French broker competing for the same landlord and real estate professional customers.
• JBL Courtage (Cabinet JBL Courtage): French insurance brokerage firm acting as Interassurances' professional channel partner for PNO/PNE and landlord products. A direct peer in landlord and professional real-estate insurance brokerage.
• Cautioneo: French insurtech specializing in Garantie Loyers Impayés (unpaid rent insurance) and digital tenant certification. Directly comparable as both a competitor and commercial partner to Interassurances for the landlord/GLI use case in France.

Emerging players

• Unkle: French digital insurance startup focused on tenant guarantee and rental risk protection. Comparable as an emerging specialist in the same landlord/tenant risk niche that Interassurances serves via GLI.
• Luko (Luko / Sompo Insurance France): French digital-first home insurer offering MRH and landlord-adjacent products with streamlined UX. Comparable as a digital-native challenger competing for the same landlord/home-owner insurance customer.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/interassurances

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Interassurances