Louve Invest

What Louve Invest does

Louve Invest is a French online investment platform that distributes SCPI (Société Civile de Placement Immobilier — paper real estate) products and assurance-vie contracts to individual investors. Founded in 2021 and operating under the legal entity Louve Group SAS (RCS Pontoise 890741549), the company is headquartered in Roissy-en-France and was built by CEO Clément Renault, a Stanford MSc-trained data scientist and Y Combinator W18 alumnus. The platform gives retail clients access to 60+ SCPI products — at full price or with up to 3% cashback — alongside Louve Infinity, a proprietary life-insurance wrapper with 0.39% management fees on UC supports, which Les Echos Études benchmarked as the lowest among 22 contracts analyzed. Underlying technology is a Webflow-based digital subscription platform with integrated simulation tools (SCPI yield, credit eligibility, fiscal impact), a mobile app, and the Louve Academy content ecosystem.

The business model rests on three revenue streams: SCPI subscription-fee rebates negotiated with management companies (transaction revenue), insurance-vie management-fee revenue share with partner insurers under Louve Infinity (recurring revenue), and advisory fees delivered through Optima Capital, a CIF-registered partner (ORIAS 21000042). Distribution is direct-to-consumer and digital-first, augmented by personalized advisory, content-led SEO and community marketing, and credit-financing partnerships with CA Consumer Finance and Crédit Foncier Communal d'Alsace et de Lorraine for leveraged SCPI. The company serves three documented segments — French retail investors (primary), tech-employed professionals, and high-net-worth individuals — and reports 15,200+ clients and €531M+ cumulative invested through the platform.

Name

Louve Invest

Legal name

Louve Group

Website

https://louveinvest.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Louve Invest is a French digital wealth platform distributing 60+ SCPI products and a proprietary low-fee life-insurance wrapper (Louve Infinity, 0.39% management fees) to French retail investors, combining self-serve online subscriptions with CIF-registered advisory via Optima Capital.

Ownership category

akta.pro rank

Product category

Online Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Digital Brokerage & Self-Directed Investing Platforms (FSAGAEAC)

akta.pro secondary industry

Execution-Only / Self-Directed Investing Platforms (FSAAAAAI)

Keywords

• Online investment platform
• SCPI investments
• Life insurance products
• Wealth management services
• Real estate investing

Headquarters

HQ city

Roissy-en-france

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations

Revenue model

1. SCPI Subscription Fee Rebates: Louve Invest earns revenue through rebates negotiated with SCPI management companies on subscription fees. The platform offers cashback up to 3% back to investors while retaining a portion of the subscription fee as commission.
2. Insurance-Vie Management Fee Revenue Share: Revenue generated from insurance-vie contracts (Louve Infinity) through management fee arrangements with partner insurers. The platform promotes low-fee products (0.39% management fees) while generating revenue from insurance partners.
3. Financial Advisory Services: Investment advisory services provided through Optima Capital partner, a registered CIF that delivers non-independent investment advice to clients, generating revenue through advisory fees and product distribution arrangements.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Louve Invest is a French digital investment platform distributing SCPI (Sociétés Civiles de Placement Immobilier) real-estate products and its proprietary Louve Infinity insurance-vie contract to individual investors. The platform provides access to over 60 SCPI products (with cashback up to 3% on eligible subscriptions), the Louve Infinity life-insurance wrapper at 0.39% annual management fees on unit-of-account supports, credit-financed SCPI through banking partners, and a hybrid model combining self-serve online subscription with personalized advisory through its CIF partner Optima Capital.

Product overview

Louve Invest is a digital wealth management platform offering SCPI (real estate investment) and insurance-vie (life insurance) products. The core offering consists of Louve Infinity, an ultra-low-fee insurance-vie product (0.39% management fees), combined with access to over 60 SCPI investments available for direct purchase or financing. The platform differentiates through low costs, digital-first UX, and advisory support. Additional tools include SCPI simulation, credit simulation, tax simulation calculators, and the Louve Invest Academy for investor education.

Differentiator

Problem solved

Functional benefit

Brands

• Louve Infinity: The company's insurance-vie (life insurance) product offering with ultra-low fees (0.39% management fees on UC supports), positioned as the ultimate life insurance solution.

Products and services

• Louve Infinity (Assurance-Vie)

Quantifiable outcome

• 0.39% insurance-vie management fees - lowest among 22 contracts analyzed by Les Echos Études
• +3 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Eight partnerships are on record, tiered core and supporting.

• Optima CapitalcoreImplementation/ SI/ Consulting PartnerOptima Capital is the financial investment advisory partner providing CIF (Conseiller en Investissements Financiers) services to Louve Invest clients. Registered at ORIAS under number 21000042, Optima Capital delivers non-independent investment advice and is responsible for regulatory compliance in investment recommendations. The partnership enables Louve Invest to offer personalized advisory services alongside its digital platform.
• CA CONSUMER FINANCE (CACF - SOFINCO-FINAREF)supportingChannel Partner/ Reseller/ DistributorBanking partner providing consumer credit financing solutions for SCPI investments made through the Louve Invest platform. Located at Massy, France.
• CREDIT FONCIER COMMUNAL D'ALSACE ET DE LORRAINE - BANQUEsupportingChannel Partner/ Reseller/ DistributorBanking partner providing credit solutions for SCPI financing on the Louve Invest platform. Located in Strasbourg, France.
• Corum LifesupportingTechnology or IntegrationInsurance provider integrated into the Louve Infinity insurance-vie contract, offering SCPI units of account within Louve Invest's low-fee insurance-vie wrapper.
• AmundisupportingTechnology or IntegrationAsset management company providing investment fund options available as units of account within the Louve Infinity insurance-vie contract.
• SofidynamicsupportingTechnology or IntegrationInsurance fund provider integrated into Louve Infinity, offering specific investment funds available as units of account in the low-cost insurance-vie contract.
• Epsicap NanosupportingTechnology or IntegrationInvestment fund provider integrated into Louve Infinity insurance-vie contract, contributing to the diverse units of account offering.
• Sienna GestionsupportingTechnology or IntegrationAsset management company providing investment funds available as units of account within the Louve Infinity insurance-vie product offered by Louve Invest.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Yomoni: French robo-advisor and digital wealth management platform offering automated portfolio management (gestion pilotée). Comparable as a digital-first wealth platform targeting French retail investors with low-fee wrappers.
• Meilleurtaux Placement: Online comparator and brokerage for life insurance, SCPI, and other savings products in France. Direct competitor in SCPI and assurance-vie distribution to retail investors.
• Fundshop: French online comparator and distribution platform for life insurance and SCPI products. Competes on the same product categories (assurance-vie, SCPI) and on price transparency/digital subscription.
• Nalo: French digital wealth management platform offering automated and personalized investment portfolios (assurance-vie and PEA). Comparable digital-first retail wealth platform with similar target customer.
• Lucya: French digital SCPI specialist platform offering access to a curated selection of SCPI products with simplified online subscription. Directly comparable on the SCPI marketplace and digital-first retail investor value proposition.
• Acheel: French 100% online life insurance broker offering multi-partner contracts. Direct competitor on digital-first assurance-vie distribution with comparable target customer.
• Linxea: One of the leading French online life insurance (assurance-vie) and SCPI brokerage platforms, offering multi-partner contracts and competitive fees. Direct competitor in the same product categories (assurance-vie and SCPI) targeting French retail investors.

Broad incumbents

• Boursorama Banque: Largest French online bank offering assurance-vie, PEA, and brokerage products as part of a broader financial services suite. Broad incumbent with overlapping retail wealth and life insurance offerings, though not specialized in SCPI.
• Fortuneo: French online bank and brokerage offering assurance-vie, PEA, and securities trading. Broad incumbent competitor with overlapping retail wealth product set and similar digital-first distribution model.

Emerging players

• Anaxago: French online investment platform focused on real estate and alternative investments. Comparable in bringing private/alternative real estate exposure to retail investors via digital channels, though Anaxago's core is direct equity real estate vs. SCPI.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/LouveInvest
• Facebookfacebook.com/louveinvest

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Louve Invest