Hawkins Insurance Agency

What Hawkins Insurance Agency does

Hawkins Insurance Agency is a family-owned and operated independent insurance brokerage headquartered at 4001 N. Shepherd Dr., #121 in Houston, Texas, established in 1982 by Bruce Hawkins. The firm operates as a multi-carrier agent representing multiple insurance companies rather than being tied to a single provider, and serves individuals, families, and small-to-mid-market businesses across the Greater Houston metropolitan area including Pearland, Cloverleaf, and Pasadena. The product portfolio spans three core lines: personal insurance (auto, home, renters, condo, flood, motorcycle, boat, individual health and life), commercial insurance (general liability, commercial auto, commercial property, workers compensation, umbrella, builders risk, fleet, lessors risk, and industry-specific packages for manufacturers, medical offices, technology companies, and transportation/trucking), and employee benefits (group health, dental, vision, disability, critical illness, accident, voluntary benefits, long-term care, 401(k), FSA, and EAP). The agency also distributes a packaged business insurance solution covering 30+ specialized industries such as restaurant, church, farm, fitness studio, golf course, contractor trades, real estate, auto dealer, and non-profit.

The business model is a traditional sales-led insurance brokerage with revenue generated through commissions paid by carriers on placed policies. Pricing is quote-based and tailored to individual risk profiles rather than publicly tiered, with billing on a monthly cadence consistent with recurring carrier premium collection. GTM is omnichannel within a single-metro footprint: direct phone and email consultations, online quote request forms across multiple product lines, in-person office visits during weekday business hours, and a presence on major social platforms including Facebook, Twitter, LinkedIn, Pinterest, YouTube, and Instagram. The underlying technology is described only at a high level as an agency operations platform for quote management, policy servicing, and claims processing; no proprietary technology, AI capabilities, APIs, SDKs, or integrations are disclosed.

The firm is privately held with no external institutional investors, no parent company, no subsidiaries, and no public ticker. Headcount, revenue, premium volume, and carrier roster are not publicly disclosed. The 39 years of combined professional experience across staff and the long-tenured Houston presence since 1982 are the principal claimed differentiators, alongside the breadth of 60+ coverage options. The firm shows no signs of acquisition, restructuring, or exit activity and operates as a stable, family-controlled brokerage.

Name

Hawkins Insurance Agency

Legal name

Hawkins Insurance Agency

Website

https://hawkinsinsuranceagency.com

Company type

Private

Founded year

1982

Operating status

Operating

Headcount range

11–50 employees

Short description

Hawkins Insurance Agency is a family-owned independent insurance brokerage founded in 1982 in Houston, Texas, representing multiple carriers to offer 60+ personal, commercial, and employee benefits products to individuals, families, and SMBs across the Greater Houston metro area.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Life Insurance (6311)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

Small Group Health Insurance (2–50/100) (FSAIAFAD)

Keywords

• Independent insurance agency
• Personal insurance brokerage
• Commercial insurance solutions
• Employee benefits brokerage
• Multi-carrier insurance agent

Headquarters

HQ city

De Kalb

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: Hawkins Insurance Agency generates revenue through commissions paid by insurance carriers for policies placed. As an independent agency representing multiple insurance companies, they earn commissions on personal insurance products (auto, home, life, health, renters, motorcycle), commercial insurance products (general liability, workers compensation, commercial property, commercial auto, fleet, manufacturers, medical office, technology company), and employee benefits (group health, dental, vision, 401k, disability, critical illness, accident insurance).

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Hawkins Insurance Agency is a family-owned independent insurance brokerage that places personal, commercial, and employee benefits insurance policies on behalf of customers through multiple insurance carriers. The agency issues quotes, services policies, and advocates for customers with carriers across auto, home, life, commercial liability, workers compensation, fleet, transportation, and group benefits lines, serving the Greater Houston metropolitan area from its Houston, TX office.

Product overview

Hawkins Insurance Agency is a family-owned independent insurance agency founded in 1982, offering a comprehensive portfolio of insurance products and services. The agency operates as a traditional insurance brokerage rather than a technology platform, providing personal insurance (auto, home, renters, condo, flood, motorcycle, boat), business insurance (general liability, commercial auto, property, workers compensation, umbrella, builders risk, fleet, transportation/trucking, manufacturers, medical office, technology companies, lessors risk), and employee benefits (group health, dental, vision, life, disability, critical illness, accident, voluntary benefits, long-term care, 401k, FSA, employee assistance plans). The agency also offers packaged business insurance solutions covering 30+ specialized industries including restaurant, church, farm, fitness studio, golf course, contractor trades, real estate, auto dealer, and non-profit organizations. With 39 years of combined professional experience and relationships with multiple insurance carriers, they provide competitive pricing and individualized coverage options through their Houston, TX location serving the greater Houston metropolitan area.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance Personal insurance solutions including auto, home, renters, condo, flood, and motorcycle coverage for individuals and families in Houston, TX and surrounding areas.
• Auto Insurance Comprehensive auto insurance coverage for personal vehicles including liability, collision, comprehensive, and additional coverage options for individuals and families.
• Homeowners Insurance Home insurance coverage protecting against property damage, liability, and loss of personal possessions with customizable dwelling and property coverage limits.
• Renters Insurance Insurance coverage for renters protecting personal possessions and providing liability protection with coverage amounts ranging from $10,000 to $250,000.
• Condo Insurance Insurance coverage specifically designed for condominium owners protecting their unit and personal property.
• Flood Insurance Flood insurance coverage protecting property owners against flood-related damages.
• Motorcycle Insurance Insurance coverage for motorcycles including liability, comprehensive, and collision options with customizable deductibles.
• Individual Health Insurance Health insurance coverage for individuals and families not covered by employer-sponsored plans, covering outpatient care, pregnancy, mental health, prescriptions, and hospitalizations.
• Individual Life Insurance Life insurance policies including term, whole, universal, and variable life insurance to provide financial security for beneficiaries.
• Business Insurance Business insurance solutions protecting businesses against financial losses and lawsuits, including multiple specialized coverage types.
• General Liability Insurance Insurance protecting businesses from claims involving bodily injuries, property damage, lawsuits, data breaches, and copyright infringement.
• Commercial Auto Insurance Insurance coverage for business vehicles covering bodily injury, property damage, and comprehensive protection for company fleets.
• Commercial Property Insurance Property insurance covering business premises, equipment, and tools from fire, theft, and other unexpected events.
• Workers Compensation Insurance Workers comp coverage for medical expenses, lost wages, rehabilitation, and fatal injury compensation for work-related injuries and illnesses.
• Lessors Risk Insurance Insurance for property owners who lease space to tenants, covering building damage, liability, and loss of rental income.
• Transportation/Trucking Insurance Commercial trucking insurance covering primary liability, physical damage, motor truck cargo, general liability, bobtail liability, trailer interchange, and workers compensation for trucking operations.
• Builders Risk Insurance Insurance coverage for construction projects protecting buildings under construction from various risks.
• Fleet Insurance Business fleet auto insurance covering liability, bodily injury, property damage, medical payments, and physical damage for multiple vehicles.
• Manufacturer Insurance Comprehensive insurance for manufacturing businesses covering property damage, employment practices liability, auto damage, equipment breakdown, and product recall.
• Medical Office Insurance Insurance for medical facilities covering property, valuable papers, personal and advertising injury, and perishable medicines.
• Technology Company Insurance Business insurance for tech companies covering general liability, commercial property, business auto, workers compensation, and cyber insurance.
• Business Owners Policy (BOP) Combined business insurance policy including general liability, commercial property, and business income coverage in a single package.
• Packaged Business Insurance Comprehensive business insurance packages including 30+ specialized industry coverages such as brewery, childcare, contractor, restaurant, church, farm, fitness studio, golf course, HVAC, plumbing, electrical, real estate, auto dealer, wholesaler, and non-profit insurance.
• Group Health Insurance Employer-sponsored health insurance plans with group rates, tax benefits, and family protection options.
• Group Dental Insurance Group dental coverage offering preventive care, orthodontics, and oral surgery with customizable network and deductible options.
• Group Vision Insurance Vision coverage including routine eye exams, glasses, contact lenses, and discounts on LASIK and PRK surgeries.
• Critical Illness Insurance Lump-sum benefit coverage for employees diagnosed with covered critical illnesses including cancer, heart attack, stroke, and organ transplant.
• Disability Insurance Income replacement coverage for employees unable to work due to illness or injury, replacing 50-60% of pre-disability income.
• Life and Accidental Death and Dismemberment Insurance AD&D coverage providing lump-sum benefits for covered accidents resulting in death, paralysis, loss of limb, eyesight, hearing, or speech.
• Group Voluntary Benefits Supplemental insurance including dental, vision, short-term disability, long-term disability, accident, critical illness, hospital, indemnity, telehealth, and long-term care.
• Long Term Care Insurance Coverage for long-term care services including nursing home, in-home care, adult day care, home modifications, and dementia care.
• 401(k) Employer-sponsored retirement investment plan with payroll deduction, portability, tax deductions, and profit sharing contribution options.
• Group Accident Insurance Cash benefit coverage for employees injured in covered accidents, including injuries, medical services, hospitalization, and accidental death benefits.
• Flexible Spending Account (FSA) Pre-tax savings account for eligible healthcare expenses and dependent care, with grace period options.
• Employee Assistance Plan Workplace counseling and consulting program providing mental health support, financial help, and work relationship assistance for employees.

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Recent moves3 records

Expansion highlights5 records

Emerging players

• Lemonade: Direct-to-consumer insurtech offering personal lines (renters, home, auto, pet, life) through digital channels. Represents the emerging technology-enabled competitor that pressures traditional local independent agencies like Hawkins on commodity personal lines.

Broad incumbents

• Brown & Brown Insurance: Large national insurance brokerage providing personal, commercial, and employee benefits across all major lines. Represents the scaled incumbent version of Hawkins' independent agency model with significantly broader geographic and segment reach.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm offering personal, commercial, and benefits products through multi-carrier representation. Overlapping independent brokerage positioning with much larger scale and institutional capabilities.
• Hub International: North American insurance brokerage offering personal, commercial, and employee benefits through independent agency-style local offices. Comparable carrier-neutral multi-line model, though serving enterprise and mid-market clients at much greater scale.
• NFP Corp: Insurance brokerage and advisory firm offering property/casualty, benefits, and wealth management through independent agency offices. Comparable multi-carrier brokerage model with broader national footprint and segment offerings.

Direct peers

• Risk Placement Services (RPS): Specialty insurance brokerage and wholesale distributor placing complex commercial and personal lines across multiple carriers. Independent intermediary model closely aligned with Hawkins' carrier-representation approach.
• Burns & Wilcox: Specialty insurance wholesaler and independent brokerage placing complex personal and commercial risks across multiple carriers. Comparable independent intermediary model with multi-carrier product breadth serving retail agents and direct clients.
• Higginbotham: Texas-based (Fort Worth) independent insurance brokerage offering personal, commercial, and employee benefits products across multiple carriers. Closely comparable in geography, independent agency model, and broad multi-line product mix to Hawkins Insurance Agency.
• Goosehead Insurance: Independent agency model with carrier-neutral brokerage across personal and commercial lines. Operates through franchise/agent network offering multiple-carrier comparison, mirroring Hawkins' core value proposition of choice and advocacy for clients.
• Confie Insurance: Independent insurance agency platform focused on personal and small commercial lines, distributing products from multiple carriers. Comparable independent brokerage model with a stronger consumer-facing orientation.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xtwitter.com/HawkInsurance
• Facebookfacebook.com/HawkinsInsuranceAgency
• LinkedInlinkedin.com/company/hawkins-insurance-agency

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hawkins Insurance Agency