SGC

What SGC does

SGC is a Chilean professional services firm founded in 1978 that specializes in insurance and reinsurance loss adjustment. The company operates as a group of four wholly-owned subsidiaries (SGC Ajustadores, SGC Transporte, SGC Recursos Naturales, and SGC Líneas Personales – Masivos) and delivers eight service modules: Engineering & Energy, Property, Transporte/Casco/STP, Civil Liability, Masivos, Natural Resources, Miscellaneous Risks, and Marine Services. Its underlying technology footprint is intentionally narrow: web-based client portals for insureds, insurance companies, and brokers to track claim status, with no proprietary AI, analytics platform, or model described.

The firm is headquartered in Providencia, Santiago, with 14 offices across Chile (from Arica to Punta Arenas) plus international correspondent offices in London, Manchester, Munich, Houston, Miami, Mexico City, Singapore, Dubai, Adelaide, Perth, and Sydney. Service delivery depends on qualified professionals — lawyers, engineers, agronomists, forest engineers, and maritime experts — performing on-the-ground inspections, claims assessment, loss prevention, and recovery actions. The firm markets itself as the largest forestry loss adjuster in Chile, operates a 24/7 marine emergency line, and handles mass-volume personal-lines claims with fraud detection support.

Revenue is generated through professional-services fees negotiated per engagement or retainer with insurance carriers, reinsurers, brokers, and direct corporate/industrial clients (mining, energy, construction, ports, aquaculture, and large retail). The firm explicitly does not disclose pricing or revenue figures, is privately held by the Contreras family, and has accumulated over 100,000 claims handled to date including catastrophic events such as the 2010 Chile earthquake (27F) and 2015 northern Chile landslides.

Name

SGC

Legal name

SGC

Website

https://sgc.cl

Company type

Private

Founded year

1978

Operating status

Operating

Headcount range

51–100 employees

Short description

SGC is a Chilean privately-held loss adjustment firm founded in 1978 serving insurance carriers, reinsurers, and corporate clients across eight service lines including engineering, marine, property, civil liability, and natural resources, with 14 domestic offices and an international correspondent network spanning six continents.

Ownership category

akta.pro rank

Headquarters

HQ city

Providencia

HQ country

Chile

HQ region

Latin America

Offices14 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Insurance Claims Adjustment Services: SGC generates revenue by providing professional claims adjustment and loss adjustment services to insurance companies, reinsurance companies, and corporate clients. Services span multiple insurance lines including property, casualty, marine, engineering, natural resources, and mass market lines. Revenue is derived from fees for claims handling, loss adjustment, risk inspections, and related professional services.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

SGC is a Chilean loss adjustment firm that provides insurance claims adjustment and risk inspection services to insurance companies, reinsurers, and corporate/industrial clients. It operates four specialized subsidiaries covering general adjusting, transport/marine, natural resources, and personal lines/mass market claims, with 14 offices across Chile and an international correspondent network spanning Europe, the Americas, Middle East, Asia, and Oceania. The firm has handled over 100,000 claims including major catastrophic events such as the 2010 Chile earthquake.

Product overview

SGC is a Chilean insurance loss adjustment (liquidación de siniestros) group comprising four specialized subsidiaries: SGC Ajustadores (core claims adjustment), SGC Transporte (transport and cargo risks), SGC Recursos Naturales (forestry, agriculture, aquaculture), and SGC Líneas Personales – Masivos (personal and mass-market lines). The group provides eight distinct service modules covering Engineering and Energy, Property, Transporte/Casco/STP, Responsabilidad Civil, Masivos, Recursos Naturales, Riesgos Misceláneos, and Marine Services. The integrated portfolio enables end-to-end claims handling from initial notification through recovery actions, with nationwide coverage through 14 Chilean offices and international presence across Europe, Latin America, North America, Middle East, Asia, and Australia.

Differentiator

Problem solved

Functional benefit

Products and services

• Engineering and Energy Loss Adjustment

Quantifiable outcome

• Over 100,000 claims handled to date, including catastrophic events such as the 2010 Chile earthquake and 2015 northern Chile landslides.

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core, major and minor.

• Miller International LatinoaméricacoreStrategic or Co-development Partner · 1 June 2019In June 2019, SGC signed a cooperation agreement with Miller International Latin America establishing a collaboration relationship for the assignment of insurance claims, loss adjustments, risk inspections, and claims management services at the national level. This alliance enables SGC to leverage Miller International's network and capabilities for broader service delivery.
• Vega & Co (Trade & Shipping Lawyers)majorStrategic or Co-development PartnerSGC Marine Services has an associated office in Argentina through Vega & Co (Trade & Shipping Lawyers), covering the Cono Sur region important for maritime business. This partnership extends SGC Marine's geographic coverage and provides legal expertise for maritime claims handling in the region.
• Tradeshippinglaw.com.arminorStrategic or Co-development PartnerListed as a collaborator for SGC Marine Services, providing trade and shipping law expertise as part of the marine services division's professional network.

Scale indicators2 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• McLarens: Global loss-adjusting and claims services firm focused on commercial and complex claims, including property, casualty, marine, and energy. Comparable to SGC in the engineering and large-loss segments, and a consolidator in the regional adjusting market.
• Sedgwick: Global claims management and loss-adjusting major, formed in part through the merger with Cunningham Lindsey (SGC's former international partner). Directly comparable across all major lines of business and a key competitive threat in Latin American markets.
• Crawford & Company: The world's largest independent claims management and loss-adjusting firm. Directly comparable to SGC in core loss-adjusting services across property, casualty, marine, and engineering lines, but operating at far greater global scale across more than 70 countries.
• Charles Taylor Adjusting: International loss-adjusting and claims services group with deep marine, energy, and specialty expertise. Highly comparable to SGC's engineering, marine, and complex-claims divisions, and an active competitor for Latin American CAT and large-loss assignments.

Others

• Sedgwick Latin America / Claim Solutions providers (TPA): Third-party administrators and claims-solutions providers in the Latin American market that offer outsourced claims handling, sometimes competing directly with loss adjusters for routine and mid-complexity work. Relevant to SGC's Masivos and personal lines subsidiary, where fee competition is most acute.
• Reinsurer in-house claims teams (e.g., Munich Re, Swiss Re): Large global reinsurers that maintain internal claims-handling teams for the most complex losses and that increasingly use in-house or captive adjusters. Relevant to SGC because these reinsurer teams are both major clients and potential substitutes for independent adjusters on the largest claims.

Broad incumbents

• Miller International: Major international insurance and reinsurance broker and services group with which SGC signed a 2019 cooperation agreement. Overlapping capabilities in claims management and risk inspection, but operating as a much broader insurance services platform rather than a pure loss adjuster.
• Cunningham Lindsey (legacy / pre-Sedgwick): Historically one of SGC's most important international partners (representation agreement from 1995 to 2010) and a direct comparability benchmark. Now part of Sedgwick, but the historical relationship illustrates the type of international affiliation SGC competes against or partners with for major assignments.

Regional players

• Independent Chile Loss Adjusters (e.g., Jorge Aja y Asociados, Ajustadores de Chile): Other Chilean loss-adjusting firms of similar size and scope, competing with SGC for the same domestic insurance and reinsurance client base. While smaller and less specialized than SGC, they are the most direct local competitors for Chilean CAT, property, and personal lines claims.

Emerging players

• Eberle Adjuster Group: Latin American loss-adjusting group with multi-country presence across the region. Comparable to SGC in scope of insurance lines handled and in regional (rather than global) geographic positioning, making it a direct regional competitor for Chilean and Latin American accounts.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/empresas-sgc

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SGC