Tetris Assurance
Tetris Assurance is a France-based wholesale insurance broker that distributes nine niche professional liability and property products — including decennial liability, Dommages Ouvrage, and auto-trade coverage — exclusively to a network of 4,500+ insurance brokers and agents across France, earning commissions from carrier partners such as ERGO, Zurich, and HISCOX.
- Company typePrivate
- Founded2015
- HeadquartersDardilly, France
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Tetris Assurance does
Tetris Assurance is a France-based wholesale insurance broker (courtier grossiste) that designs and distributes specialized professional liability and property insurance products exclusively through a network of intermediary insurance brokers and agents. The company does not sell directly to end customers; instead, it offers its partner brokers exclusive access to nine core product lines spanning decennial liability for building artisans and intellectual building professions (in partnership with ERGO/Munich Re and Zurich), property developer and trader coverage (with HISCOX and MILA), structural damage / Dommages Ouvrage (with Zurich and VHV), and a multi-product auto-trades suite covering car dealers, vehicle transporters, garage multi-risk, and dealer premises (with WAKAM, MILA, and AXERIA/AXA). The portfolio is concentrated in niches — building trades and automobile professionals — that traditional insurers tend to underweight, with underwriting delegated to carrier partners.
The company's technology layer is a proprietary B2B partner portal (courtier.tetris-assurance.com) through which registered brokers can request quotes, generate certificates, manage contracts and avenants, and track claims online. The platform advertises a maximum 24-hour quote turnaround and supports secure online premium payment by credit card. No public API, SDK, or AI/ML capability is disclosed; the platform is positioned as a workflow and document-management tool rather than a data-driven underwriting system. Operational footprint is two French offices (Dardilly/Lyon HQ and Roanne), with supervision by ACPR and ORIAS registration (No. 15 004 713). Claims handling for the decennial-artisan product is delegated to ACS.
Tetris Assurance earns revenue through commissions paid by its carrier partners on premiums written through its broker network. Go-to-market is sales-led and event-driven, combining a dedicated inside-sales team, an online partner-registration funnel, and recurring presence at French insurance trade shows (Journées du Courtage Paris, Rendez-Vous du Courtage Lyon/Marseille). The company is privately held, founder/management-owned, with no disclosed external funding, acquisitions, or IPO activity. Since founding circa 2015, Tetris has progressively broadened its portfolio, most recently expanding RC Promoteur turnover ceilings to €6M (Feb 2024) and RC Pro Négociants to €1–5M (Dec 2023).
Tetris Assurance firmographics
Firmographics- Name
- Tetris Assurance
- Legal name
- TETRIS Assurance
- Website
- https://tetris-assurance.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Tetris Assurance is a France-based wholesale insurance broker that distributes nine niche professional liability and property products — including decennial liability, Dommages Ouvrage, and auto-trade coverage — exclusively to a network of 4,500+ insurance brokers and agents across France, earning commissions from carrier partners such as ERGO, Zurich, and HISCOX.
- Ownership category
- akta.pro rank
Tetris Assurance industry classification
Industry- Product category
- Professional Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Reinsurance Brokerage (FSAEADAE)
Keywords
Where Tetris Assurance is headquartered
LocationHeadquarters
- HQ city
- Dardilly
- HQ country
- France
- HQ region
- Europe
Offices2 records
Markets served
Tetris Assurance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Intermediation / Brokerage Commissions: Tetris Assurance acts as a wholesale broker earning commissions from insurance companies for placing business through their network of partner brokers. Revenue comes from commissions paid by insurer partners (ERGO, Zurich, HISCOX, WAKAM, MILA, AXERIA) on premiums written through their products.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Other | Broker Partner Commission Structure |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels4 records
Tetris Assurance product offering
Product offeringCore offering
Tetris Assurance is a French wholesale insurance broker (courtier grossiste) that designs and distributes nine specialized professional insurance products exclusively to insurance brokers and agents across France. The portfolio targets niche, hard-to-place professional segments including building craftsmen, intellectual building professions, real estate developers and traders, and automobile trade professionals (dealers, transporters, garage operators). Brokers access the offering through a proprietary B2B partner portal that supports online quoting, guarantee issuance, certificate generation, contract management, amendment processing, secure credit-card payment, and delegated claims handling.
Product overview
Tetris Assurance is a wholesale insurance broker (grossiste en assurance) that provides a portfolio of specialized B2B insurance products exclusively for insurance brokers and agents serving professionals and businesses. The offering is organized as a platform-plus-specialized-products model, combining core professional liability lines with niche, hard-to-place coverages. The portfolio comprises nine distinct insurance solutions: (1) RC Décennale des Artisans du Bâtiment — decennial liability for building craftsmen (ERGO); (2) RC Décennale PIB — decennial and professional liability for intellectual building professions (Zurich); (3) RC Promoteur, Lotisseur et Marchand de Biens — professional liability for developers, plot developers, and property traders (HISCOX); (4) Dommages Ouvrage — building damage insurance for construction projects (Zurich/VHV); (5) PNO Marchand de Biens et Promoteur — multi-risk property owner insurance (MILA); (6) GARAGE PROtect — comprehensive multi-risk for automotive repair shops (AXERIA); (7) RC Pro Négociants Automobiles — professional liability for car dealers (WAKAM); (8) RC Pro Convoyeurs Automobiles — professional liability for car transporters (WAKAM); and (9) Locaux des Négociants Automobiles — multi-risk premises insurance for car dealers (MILA). Partners access the offering through a digital broker portal supporting quote requests, contract issuance, certificate generation, and claims management, with a 24-hour maximum quote turnaround commitment.
Differentiator
Problem solved
Functional benefit
Products and services
- RC Décennale des Artisans du Bâtiment Decennial and professional liability insurance for building craftsmen (artisans du bâtiment), combining RC Professionnelle, RC Décennale, and complementary guarantees (bon fonctionnement, damages to existing structures) with included legal protection. Built in partnership with ERGO (Munich Re subsidiary) and covers chefs d'entreprise and auto-entrepreneurs with turnover up to €500,000. Distributed via registered French brokers.
- RC Décennale des Professions Intellectuelles du Bâtiment (PIB) Combined professional and decennial liability insurance for intellectual building professions (architects, interior architects, project managers, quantity surveyors, SPS coordinators, construction economists), covering 16 distinct activities. Built in partnership with Zurich Insurance. Distributed via registered French brokers.
- RC Promoteur, Lotisseur et Marchand de Biens Professional liability insurance for real estate developers (promoteurs immobiliers), plot developers (lotisseurs), and property traders (marchands de biens), covering all construction types with or without ancillary activities. As of February 2024, covers businesses with turnover up to €6 million. Built in partnership with HISCOX. Distributed via registered French brokers.
- Dommages Ouvrage Structural damage insurance for new construction, extension, rehabilitation, and renovation projects, covering residential (individual houses), collective housing, offices, commercial properties, hotels, and retirement homes. Includes DO, CNR, TRC, RCMO, and legal protection. Offered in partnership with Zurich Insurance and VHV. Distributed via registered French brokers.
- PNO Marchand de Biens et Promoteur (Propriétaire Non Occupant) Multi-risk insurance for non-occupying property owners, designed for property traders (marchands de biens) and real estate developers. Covers property types up to 5,000 square meters with high-end guarantees and included legal protection. Built in partnership with MILA. Distributed via registered French brokers.
- GARAGE PROtect Comprehensive multi-risk insurance package for garage owners, mechanics, repair shops, bodywork specialists, brand agents, and automotive centers. Bundles property damage, professional liability, legal protection, assistance, and automotive guarantees (vehicles for sale, entrusted vehicles, owned vehicles). Built in partnership with AXERIA. Distributed via registered French brokers.
- RC Pro Négociants Automobiles Professional liability insurance for automobile dealers (négociants) handling light vehicles under 3.5 tonnes and up to 30% two-wheelers. Combines RC Professionnelle and circulation coverage, with options for repair, bodywork, cleaning, and new-parts sales as ancillary activities. Includes supplementary AXA Assistance and optional legal protection from Covea PJ. Built in partnership with WAKAM. Distributed via registered French brokers.
- RC Pro Convoyeurs Automobiles Professional liability insurance for vehicle transporters (convoyeurs automobiles) covering up to three simultaneous entrusted vehicles, for small companies with turnover up to €1 million. Auto-entrepreneurs accepted. Built in partnership with WAKAM. Distributed via registered French brokers.
- Locaux des Négociants Automobiles Multi-risk premises insurance for automobile dealers and agents, covering offices, showrooms, and temporary structures (e.g., Algeco). Includes fire, water damage, theft, electrical damage, operational additional expenses, glass breakage, machinery breakage, and legal protection. Built in partnership with MILA. Distributed via registered French brokers.
Quantifiable outcome
- Response to quotes within 24 hours maximum
- +2 more outcomes
Companies that use Tetris Assurance
Customer profileSegments8 records
Ideal customer profiles1 record
Tetris Assurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Tetris Assurance partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and minor.
- MILAcoreMILA partnership for Locaux des Négociants Automobiles (premises insurance) and PNO Marchand de Biens et Promoteurs products. Provides multi-risk coverage for auto dealer premises and property owner non-occupant coverage.
- AXERIA / AXAcoreAXERIA partnership (under AXA) for GARAGE PROtect, a comprehensive multi-risk product for garages, mechanics, bodywork specialists, and auto centers covering property, RC Pro, legal protection, assistance, and vehicle coverage.
- Zurich InsurancecorePartnership with Zurich Insurance for RC Décennale des Professions Intellectuelles du Bâtiment (PIB) product. Covers 16+ intellectual building activities including project managers, architects, and construction economists.
- WAKAMcorePartnership with WAKAM for RC Pro Convoyeurs Automobiles (vehicle transporters) coverage. Targets small companies up to €1M turnover with all-risk coverage for entrusted vehicles.
- HISCOXcoreHISCOX partnership for RC Promoteur, Lotisseur et Marchand de Biens product. Covers property developers, lot developers, and property traders with coverage up to €6M turnover.
- Zurich Insurance (Dommages Ouvrage)coreZurich provides Dommages Ouvrage solutions for individual homeowners and professionals, covering residential buildings, commercial properties, and tertiary construction with comprehensive package including DO, CNR, TRC, RCMO, and Legal Protection.
- VHV (Dommages Ouvrage)coreVHV partnership for Dommages Ouvrage targeting professional project owners, particularly for collective housing and high-end individual homes. Includes DO, CNR with optional complementary guarantees.
- ERGO (Munich Re group)corePartnership with ERGO (100% subsidiary of Munich Re, European insurance leader with €18.5B premiums in 2017) for RC Décennale des Artisans du Bâtiment product. ERGO provides financial strength and expertise for mandatory decennial coverage targeting building trades professionals with turnover up to €500,000.
- ACS (Gestion des Sinistres)coreACS handles delegated claims management for RC Décennale Artisan product in France, providing expertise and rapid file processing for claim instruction.
- WAKAM (RC Négociants)coreInitial WAKAM partnership for RC Négociants Automobiles product. Coverage for automobile dealers with supplementary assistance from AXA Assistance and legal protection option from Covea PJ.
- GroupamaminorHistorical partnership with Groupama for vehicle convoyeur insurance solution launched in 2018. Later evolved to WAKAM partnership.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Tetris Assurance competitors and assessment
Company assessmentBroad incumbents
- Verspieren: Verspieren is a major French insurance brokerage serving SMEs, artisans, and enterprises through broker partnerships. Comparable as a French specialty intermediary focused on professional and construction-related lines, but operating at significantly larger scale.
- Howden France: Howden (formerly Hyperion in France) is an international insurance broker with a strong French specialty and wholesale presence. Comparable as a multi-carrier French intermediary competing for niche P&C and professional liability placements.
- Bessé: Bessé is a French insurance broker specializing in construction, real estate, and professional liability risks. Direct overlap with Tetris's core decennial and construction lines, but Bessé serves larger enterprise and developer clients rather than artisans and small auto dealers.
- April Group: April is one of the largest French insurance brokers, offering a broad portfolio of personal and professional lines through broker and partner networks. Comparable as a French intermediary competing for the same broker channel, though vastly larger and more diversified than Tetris.
- Aon France: Aon is a global insurance broker with significant French operations, placing professional liability, construction, and specialty risks for corporate and SME clients. Comparable as a French market intermediary but at vastly larger scale and broader segment coverage.
- Verlingue: Verlingue is a French insurance and reinsurance broker (part of the Generali group) serving corporates, professionals, and brokers. Comparable in intermediation model and presence in French professional lines, but with broader geographic and segment reach.
- Diot-Siaci: Diot-Siaci is a leading French insurance broker formed through the merger of Diot and Siaci, serving corporate and professional clients across France. Comparable as a French intermediary with overlapping product lines (professional liability, construction, auto trade), though oriented toward larger accounts.
Direct peers
- SPVIE: SPVIE is a French wholesale insurance broker (grossiste en assurance) distributing niche and specialty products to a network of brokers and agents. Highly comparable to Tetris in business model (pure intermediary, multi-carrier portfolio, niche focus) and customer base.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Tetris Assurance social profiles
Digital presenceTetris Assurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tetris Assurance leadership team
Management profileNumber of profiles
Tetris Assurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tetris Assurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tetris Assurance
What does Tetris Assurance do?
Tetris Assurance is a French wholesale insurance broker (courtier grossiste) that designs and distributes nine specialized professional insurance products exclusively to insurance brokers and agents across France. The portfolio targets niche, hard-to-place professional segments including building craftsmen, intellectual building professions, real estate developers and traders, and automobile trade professionals (dealers, transporters, garage operators). Brokers access the offering through a proprietary B2B partner portal that supports online quoting, guarantee issuance, certificate generation, contract management, amendment processing, secure credit-card payment, and delegated claims handling.
Is Tetris Assurance a public or private company?
Tetris Assurance is a private company. It is classified as unknown and is currently operating.
When was Tetris Assurance founded?
Tetris Assurance was founded in 2015. It employs 11 to 50 people.
Where is Tetris Assurance based?
Tetris Assurance is headquartered in Dardilly, France, in the Europe region.
How does Tetris Assurance make money?
One revenue line is on record: insurance Intermediation / Brokerage Commissions.
Who are Tetris Assurance's main competitors?
Broad incumbents on record are Verspieren, Howden France, Bessé, April Group, Aon France, Verlingue and Diot-Siaci. SPVIE is listed as a direct peer.
Does Tetris Assurance have an API?
No public API is recorded for Tetris Assurance.
What industry is Tetris Assurance in?
Tetris Assurance's product category is Professional Insurance Brokerage. Its primary akta.pro industry code is FSAEADAE, Reinsurance Brokerage. Its NAICS code is 524210 and its SIC code is 6411.