Angers Loire habitat

What Angers Loire habitat does

Angers Loire habitat is a French public social housing office (Office Public de l'Habitat, or OPH) headquartered in Angers, France, operating under the supervision of Groupe ALTHI. Founded in 1929 and serving the 33 communes of Angers Loire Métropole, the organization provides affordable rental housing and subsidized homeownership opportunities to a broad tenant base. Its core offering includes social housing rental (apartments and houses), specialized student residences (Résidence Louis-Magne with 130 units and Résidence Nobel with 102 studios managed in partnership with CROUS), and adapted senior housing. Property sales are conducted through the ALh Accession service under government-subsidized programs including BRS (Bail Réel Solidaire), which offers properties 20-40% below market prices via an Organisme de Foncier Solidaire land lease model, and PSLA (Prêt Social Location-Accession), which provides reduced VAT at 5.5% for eligible buyers.

The organization's product surface spans 7 active or planned residential developments between 2024 and 2026 (Biplan, Villas Adèle, Villas Lyrata, Villas Flora, Les Passerelles, Domaine Lafayette, and Olympie), plus a commercial real estate vertical and parking/garage rentals. Technology infrastructure is modest: a WordPress-based corporate website, an E-locataire online tenant portal for rent payment and service requests, and basic integrations with Crédit Agricole for payment processing, FranceConnect for government identity verification, and SFR Numéricable for tenant telecom bundles. The organization also manages 41 hectares of green spaces with eco-pasture and biodiversity programs under its 'Notre patrimoine vert' initiative.

As a public industrial and commercial establishment (EPIC), Angers Loire habitat is government-owned and not publicly traded. Revenue is derived primarily from recurring monthly rental payments from social housing tenants, one-time property sale transactions under BRS/PSLA programs, and ancillary income from commercial space rentals and parking. The organization is led by Director General Laurent BORDAS and operates with a workforce of 130 employees distributed across 4 local agencies, 50 proximity lodges, and a centralized call center, serving multiple customer segments including low-income tenants, students, seniors, first-time homebuyers, and small commercial tenants.

Name

Angers Loire habitat

Legal name

Angers Loire habitat

Website

https://angers-loire-habitat.fr

Company type

Private

Founded year

1929

Operating status

Operating

Headcount range

11–50 employees

Short description

Angers Loire habitat is a French public social housing office (OPH) providing affordable rental housing and subsidized homeownership through BRS and PSLA programs across the Angers Loire Métropole, serving social housing tenants, students, seniors, first-time buyers, and small commercial tenants.

Ownership category

akta.pro rank

Product category

Public / Social Housing

NAICS

Other Community Housing Services (624229), Continuing Care Retirement Communities and Assisted Living Facilities for the Elderly (6233)

SIC

Real Estate Agents & Managers (For Others) (6531), Services-To Dwellings & Other Buildings (7340)

akta.pro primary industry

Affordable Housing Property Management (BPAJAGAJ)

akta.pro secondary industry

Affordable Housing & First-Time Buyer Brokerage (BPAJAAAD)

Keywords

• Social housing rental
• Public housing office
• Subsidized homeownership
• Affordable rental housing
• Residential property management

Headquarters

HQ city

Angers

HQ country

France

HQ region

Europe

Offices5 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Supply Chain, Marketing or Sales, Technology or R&D

Revenue model

1. Rental income: Monthly rental payments from tenants occupying social housing units
2. Property sales: Sale of residential properties (apartments and houses) through PSLA and BRS programs to eligible buyers
3. Commercial real estate: Sale and rental of commercial spaces to businesses
4. Parking and garage rental: Rental of garages and parking spaces to tenants and residents

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Angers Loire habitat is a French public social housing office (Office Public de l'Habitat) that manages and rents social housing units (apartments, houses, student residences, and senior housing) and sells residential properties under subsidized programs such as PSLA (Prêt Social Location-Accession) and BRS (Bail Réel Solidaire) at 20–40% below market prices. It also rents and sells commercial spaces and parking, and provides an online tenant portal (Espace Locataire) for rent payment and service requests across the Angers Loire Métropole.

Product overview

Angers Loire habitat is a public housing office (OPH) managing social housing across Angers Loire Métropole. The offering comprises rental housing (apartments, houses, student housing, senior housing), property purchase programs (BRS, PSLA, standard), and commercial real estate. The core tenant-facing digital product is the Espace Locataire online portal for rent payment, account management, and service requests. Purchase programs include named developments like Villas Adèle, Villas Lyrata, Villas Flora, Biplan, Les Passerelles, Domaine Lafayette, and Olympie, available under BRS or PSLA schemes. Additional services include parking rentals, urban renovation programs, and green heritage management.

Differentiator

Problem solved

Functional benefit

Products and services

• Espace Locataire (E-locataire Tenant Portal) Online tenant extranet portal allowing residents to pay rent, manage direct debits, update personal information, submit insurance certificates, view consumption history, and access Angers Loire habitat contacts.
• Social Housing Rental
• ALh Accession (Property Purchase Programs)
• Student Housing
• Senior Housing
• Commercial Real Estate
• Parking and Garage Rental
• Bail Réel Solidaire (BRS) Innovative property purchase scheme separating building and land ownership, enabling 20-40% below market prices through the Organisme de Foncier Solidaire (OFS) land lease model.
• Prêt Social Location-Accession (PSLA)
• Urban Renovation Services
• Résidence Louis-Magne (Student Residence) 130-unit student residence with T1 and T3 apartments in Hauts-de-Saint-Aubin, Angers, offering dedicated accommodation for university students.
• Résidence Nobel (Student Residence) 102-studio student residence in Belle-Beille, Angers, offering dedicated accommodation for university students.

Quantifiable outcome

• 30-minute emergency response time for trapped users
• +2 more outcomes

Named customers5 records

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature2 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Angers Loire Métropole communescoreStrategic or Co-development PartnerAngers Loire habitat is a key partner for the 33 communes of Angers Loire Métropole in housing development and urban renewal projects.
• CROUS (Centre Régional des Œuvres Universitaires et Scolaires)coreStrategic or Co-development PartnerPartnership for student housing, including 3 university residences delivered in partnership with CROUS.
• Groupe ALTHIcoreStrategic or Co-development PartnerParent group/organization of Angers Loire habitat, part of the ALTHI group of social housing offices.
• Embréo ImmobilierminorStrategic or Co-development PartnerDeveloper partner for Les Passerelles residence in the Bretonnières quarter, Angers.
• NacaratminorStrategic or Co-development PartnerDeveloper partner for Domaine Lafayette BRS program in Angers Lafayette-Éblé quarter.
• Crédit AgricolecoreTechnology or IntegrationPayment service provider for online rent payments through secure e-transaction platform.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Batigère: Batigère is a major French social housing operator (ESH) managing tens of thousands of units across multiple regions. It offers the same core mix of regulated rental housing and affordable-accession programs (BRS, PSLA) as Angers Loire habitat.
• Groupe Gambetta: Groupe Gambetta is a French cooperative social housing operator and developer active in affordable rental and BRS/PSLA homeownership schemes. It directly parallels Angers Loire habitat's combined operator-developer model with regulated rents and subsidized ownership pathways.
• ICF Habitat: ICF Habitat is the SNCF group's social housing subsidiary, operating approximately 100,000 units across France. It shares Angers Loire habitat's OPH-like operating model, regulatory rent framework, and tenant service orientation, serving a similar affordable-rental and homeownership customer base.
• Action Logement Immobilier: Action Logement Immobilier manages a national portfolio of rental and affordable-ownership housing built on employer-funded contributions. It is a direct partner of Angers Loire habitat on the Les Passerelles BRS program and operates a comparable social-housing and BRS model.
• Vallogis: Vallogis is an Entreprise Sociale pour l'Habitat (ESH) active in the Pays de la Loire region, the same region where Angers Loire habitat operates. It directly competes in social rental and affordable-ownership housing in overlapping geographic markets.

Others

• Groupe ALTHI: Groupe ALTHI is the parent organization of Angers Loire habitat, a federation of social housing offices across multiple French territories. It functions as both a strategic parent and a peer benchmark for the OPH operating model.
• CROUS Nantes Pays de la Loire: CROUS is the French public student welfare body that partners with Angers Loire habitat to deliver Résidence Louis-Magne and Résidence Nobel. It is both an institutional partner and a comparably-positioned regional public housing/services provider serving the same student population.

Broad incumbents

• CDC Habitat: CDC Habitat is France's largest social housing operator, managing over 500,000 units nationwide under the Caisse des Dépôts group. Like Angers Loire habitat, it is a public/social housing provider offering rental and affordable-ownership schemes (including BRS) at a national scale, making it the most direct large-scale analogue.
• Nexity: Nexity is France's largest private real estate developer, active in residential development, services, and property management. While not a social housing operator, it competes with Angers Loire habitat on new-build residential sales including BRS-eligible programs in the broader Angers metropolitan market.

Regional players

• Kaufman & Broad: Kaufman & Broad is a national French residential developer active in new-build apartment and house sales. It competes with Angers Loire habitat's PSLA/BRS sales pipeline in the broader owner-occupied housing market in western France.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/ALH_49
• Facebookfacebook.com/profile.php

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Angers Loire habitat