Groupe Gambetta
Groupe Gambetta is a French cooperative real estate developer founded in 1923 that builds and manages new-build residential housing across seven French regions, serving individual homebuyers via PSLA/BRS/freehold schemes, investors, and social housing operators through direct regional offices and owned OFS structures.
- Company typePrivate
- Founded1923
- HeadquartersParis, France
- Headcount101–250
- GTM typeB2C
- OfferingServices
What Groupe Gambetta does
Groupe Gambetta is a French cooperative real estate developer headquartered in Cholet with a general direction office in Paris, founded in 1923 by the Choletais employers' association (originally Crédit Immobilier de l'Anjou) to address worker housing conditions. The group operates through 13 private and cooperative HLM entities structured around a GIE (Economic Interest Grouping) under GIE GAMBETTA IMMOBILIER, governed cooperatively with full profit reinvestment and collaborator/client participation. It delivers new-build residential housing across seven French regions — Île-de-France, Centre, Pays de la Loire, Occitanie, Rhône-Alpes, PACA, and Bourgogne-Franche-Comté — through eight regional offices and a direct-to-consumer sales force supported by digital client, tenant, and prescriber portals.
The company's product portfolio spans freehold accession, government-subsidized affordable-access schemes (PSLA, BRS, ANRU, Dispositif Jeanbrun, PTZ), investor products (LMNP), and an owned/managed social and intermediate rental housing portfolio of approximately 5,000 units. Technical differentiation is anchored in RE 2020-compliant construction, with proprietary expertise in biosourced materials (raw earth, straw, biomass heating, geothermal, solar PV) demonstrated in award-winning programs such as Ginkgo (E3C2-certified, Pyramides FPI 2022, Signatures 2025), Terre & Ciel (Bagneux, 42 units of rammed earth), and Terre d'Emma (Grenoble, 96% pre-sold). It owns two Organismes de Foncier Solidaire (OFS PACA 2018, OFS Centre 2025) to operationalize BRS at scale.
Groupe Gambetta generates revenue primarily through one-time new property sales to individual buyers and institutional social housing operators, supplemented by recurring rental income from its managed housing stock and ancillary land-acquisition activity. Pricing ranges from €99,000 (T1 PSLA, 5.5% VAT) to €379,000 (T5+ freehold), with reduced 5.5% VAT applied in eligible ANRU/QPV zones. Its distribution is entirely direct — no third-party resellers — combining regional sales advisors, on-site consultations, web-based property search, a referral (parrainage) program, and direct institutional sales to social housing operators including SAUMUR HABITAT, In'Li, IDF Habitat, Rhône Saône Habitat, and Mancelle d'Habitation. As of October 2025, the group divested 2,400 rental units to Mancelle d'Habitation to refocus capital toward its development pipeline.
Groupe Gambetta firmographics
Firmographics- Name
- Groupe Gambetta
- Legal name
- GIE GAMBETTA IMMOBILIER
- Website
- https://groupegambetta.fr
- Company type
- Private
- Founded year
- 1923
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Groupe Gambetta is a French cooperative real estate developer founded in 1923 that builds and manages new-build residential housing across seven French regions, serving individual homebuyers via PSLA/BRS/freehold schemes, investors, and social housing operators through direct regional offices and owned OFS structures.
- Ownership category
- akta.pro rank
Groupe Gambetta industry classification
Industry- Product category
- Residential Real Estate Development
- NAICS
- Lessors of Residential Buildings and Dwellings (53111), Rental and Leasing Services (532)
- SIC
- Land Subdividers & Developers (No Cemeteries) (6552), Real Estate Agents & Managers (For Others) (6531), Lessors Of Real Property, Nec (6519)
- akta.pro primary industry
- Cooperative (Co-op) Housing Association Management (BPAJAHAC)
- akta.pro secondary industries
- Mixed-Use Community Association Management (BPAJAHAF), Homeowners Association (HOA) Management (BPAJAHAB)
Keywords
Where Groupe Gambetta is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices8 records
Markets served
Groupe Gambetta business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Supply Chain, Operations, Personnel, Marketing or Sales, Infrastructure, Technology or R&D
Revenue model
- New Property Sales (Promotion Immobilière): Sale of newly constructed residential properties to individual buyers (primary residence, secondary residence, or investment) and social/intermediate housing operators. Includes freehold accession (accession libre), PSLA, BRS, and LMNP products. This is the primary revenue stream.
- Social and Intermediate Rental Management: Management of owned rental housing stock (approximately 5,000 units) generating recurring rental income. Includes social housing, intermediate rental (LLI), and managed residences.
- Land Sale Acquisition: The company purchases land from private owners for development into residential programs, acting as a mechanism for land acquisition to fuel the development pipeline.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Multi-year contract | 1-room (T1) studios at 5.5% VAT |
| Unit Pricing | Multi-year contract | 2-room apartments (T2) at 5.5% VAT |
| Unit Pricing | Multi-year contract | 2-room apartments (T2) at 20% VAT |
| Unit Pricing | Multi-year contract | 3-room apartments (T3) at 5.5% VAT |
| Unit Pricing | Multi-year contract | 3-room apartments (T3) at 20% VAT |
| Unit Pricing | Multi-year contract | 4-room apartments (T4) at 5.5% VAT |
| Unit Pricing | Multi-year contract | 4-room apartments (T4) at 20% VAT |
| Unit Pricing | Multi-year contract | 5-room apartments (T5+) at 20% VAT |
| Unit Pricing | Multi-year contract | LMNP Investment units at 20% VAT |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels7 records
Groupe Gambetta product offering
Product offeringCore offering
Groupe Gambetta is a French cooperative real estate developer that designs, builds, and sells new residential housing (freehold, PSLA, BRS, LMNP) and operates a portfolio of social and intermediate rental housing across seven French regions. It supports buyers and tenants across the full housing journey via dedicated digital portals and a multi-regional sales network.
Product overview
Groupe Gambetta is a cooperative real estate developer offering a diverse portfolio of residential property products organized around three core pillars: (1) Property promotion including freehold acquisition (Accession Libre), affordable access schemes (PSLA and BRS), and investor products (LMNP, Dispositif Jeanbrun); (2) Social and intermediate rental housing management across a portfolio of over 5,000 units; and (3) Digital client services including Customer Portal (Espace Client), Tenant Portal (Espace Locataire), and Prescriber Portal (Espace Prescripteur). The company operates across 7 French regions and manages the complete property lifecycle from land acquisition through development, sale, and ongoing tenant management. Notable programs include Terre d'Emma (sustainable rammed-earth construction in Grenoble), Ginkgo (award-winning bioclimatic design in La Riche), and Terre & Ciel (rammed-earth pioneering project in Bagneux).
Differentiator
Problem solved
Functional benefit
Products and services
- Accession Libre (Freehold New-Build Homes) Market-rate new-build residential units sold freehold to individual homebuyers across seven French regions, with unit types ranging from T1 to T5+. Pricing applies standard 20% VAT and varies geographically.
- PSLA (Prêt Social Location-Accession)
Quantifiable outcome
- 35,000+ housing units constructed since 1923
- +5 more outcomes
Companies that use Groupe Gambetta
Customer profileNamed customers7 records
Segments4 records
Ideal customer profiles4 records
Groupe Gambetta technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
Feature5 records
Groupe Gambetta partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core, major and minor.
- Rhône Saône HabitatcoreStrategic partner in the Panorama project (Caluire-et-Cuire), co-developing 33 units combining BRS, social housing, and freehold. Rhône Saône Habitat manages the BRS and social housing components, enabling affordable access pricing at 35% below market.
- Foncière Solidaire du Grand LyoncorePartnered with Groupe Gambetta on the Panorama project to operationalize the BRS (Bail Réel Solidaire) mechanism, enabling below-market homeownership pricing in Caluire-et-Cuire.
- Edouard DeniscoreJoint development of the Oz residence in Cagnes-sur-Mer (50 units in BRS), combining Groupe Gambetta's affordable housing expertise with Edouard Denis's development capabilities in the Mediterranean market.
- SAUMUR HABITATcorePartnership on Les Nivardières (Longué-Jumelles) — 20-unit social housing project. SAUMUR HABITAT manages the rental units while Groupe Gambetta develops and delivers the project.
- CoopimmocorePartnership on Les Jardins d'Adonis (Champigny-sur-Marne) — 139-unit project combining freehold (54 units), intermediate rental (47 units managed by In'Li), and social housing (38 units managed by IDF Habitat).
- Mancelle d'habitationmajorGroupe Gambetta sold 2,400 rental units to Mancelle d'habitation, strengthening the strategic positioning of both organizations in the social and intermediate housing sector.
- GRDFminorGRDF co-sponsored the Pyramide d'Argent award recognizing Panorama's energy mix (gas condensation + green gas biométhane + solar PV), acknowledging GRDF's role in providing green gas infrastructure.
- In'LicoreIn'Li acquired and administers 47 intermediate rental units within the Les Jardins d'Adonis project in Champigny-sur-Marne.
- IDF HabitatcoreIDF Habitat acquired and manages 38 social housing units within the Les Jardins d'Adonis project in Champigny-sur-Marne.
- Pacer AppminorPartnership with the Pacer mobile app for the internal Pas Gambetta step-counting challenge, which raised €3,000 for CSE sports and cultural activities.
Scale indicators9 records
Recent moves13 records
Expansion highlights6 records
Groupe Gambetta competitors and assessment
Company assessmentBroad incumbents
- Kaufman & Broad: Major French residential developer (houses, apartments, managed residences) with national coverage. Comparable in core promotion activity and investor/owner-occupier product mix, but operates at significantly greater scale and is publicly listed.
- Cogedim (Altarea): Residential property developer brand of Altarea, one of France's leading listed real estate groups. Comparable in new-build residential promotion across major French metros and in managed-residence offerings.
- Vinci Immobilier: Real estate arm of VINCI group active across residential, serviced residences and commercial property in France. Comparable in property promotion and managed-residence offerings (student, senior), with the backing of a major construction group.
- Eiffage Immobilier: Property development subsidiary of Eiffage Group, active in residential and commercial real estate across France. Comparable in new-build residential development including sustainable and social housing projects.
- Bouygues Immobilier: Subsidiary of Bouygues Group developing residential and commercial property across France. Comparable in new-build residential promotion including affordable and sustainable offerings, with substantially greater resources and brand reach.
- Nexity: France's largest listed real estate developer with a national footprint across residential, commercial, and services. Directly comparable as a major French property promoter serving individual buyers, investors and social-housing operators, though Nexity is far larger and listed.
Direct peers
- Pichet: Independent French property developer with a multi-regional footprint in residential, serviced residences and commercial property. Closely comparable as a privately-held, multi-regional French developer with overlapping product mix including investor and primary-residence segments.
- Edouard Denis: French property developer with regional presence including the Mediterranean. Already a co-development partner with Groupe Gambetta on the Oz BRS residence in Cagnes-sur-Mer, sharing an affordable-housing and BRS orientation.
Regional players
- Seqens: Major French social housing operator and developer (formerly France Habitation / Logirep group). Comparable in mixed-tenure development combining social, intermediate and freehold housing, and active in Île-de-France where Gambetta also operates.
- CDC Habitat: France's largest social-housing operator, subsidiary of Caisse des Dépôts. Comparable on the social/intermediate rental housing management side, serving as both potential institutional customer and indirect competitor in the affordable-housing segment.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Groupe Gambetta social profiles
Digital presenceGroupe Gambetta compliance and trust
Trust signalCompliance3 records
Groupe Gambetta financial estimates
Financial estimateRevenue estimate
Valuation estimate
Groupe Gambetta leadership team
Management profileNumber of profiles
Profiles4 records
Groupe Gambetta subsidiaries and ownership
Company hierarchySubsidiaries5 records
Groupe Gambetta funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Groupe Gambetta M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Groupe Gambetta
What does Groupe Gambetta do?
Groupe Gambetta is a French cooperative real estate developer that designs, builds, and sells new residential housing (freehold, PSLA, BRS, LMNP) and operates a portfolio of social and intermediate rental housing across seven French regions. It supports buyers and tenants across the full housing journey via dedicated digital portals and a multi-regional sales network.
Is Groupe Gambetta a public or private company?
Groupe Gambetta is a private company. It is classified as management employee owned and is currently operating.
When was Groupe Gambetta founded?
Groupe Gambetta was founded in 1923. It employs 101 to 250 people.
Where is Groupe Gambetta based?
Groupe Gambetta is headquartered in Paris, France, in the Europe region.
How does Groupe Gambetta make money?
Three revenue lines are on record. New Property Sales (Promotion Immobilière) is the primary driver. The others are social and Intermediate Rental Management and land Sale Acquisition.
Who are Groupe Gambetta's main competitors?
Broad incumbents on record are Kaufman & Broad, Cogedim (Altarea), Vinci Immobilier, Eiffage Immobilier, Bouygues Immobilier and Nexity. Direct peers are Pichet and Edouard Denis. Regional players are Seqens and CDC Habitat.
Does Groupe Gambetta have an API?
No public API is recorded for Groupe Gambetta.
What industry is Groupe Gambetta in?
Groupe Gambetta's product category is Residential Real Estate Development. Its primary akta.pro industry code is BPAJAHAC, Cooperative (Co-op) Housing Association Management, with a secondary code of BPAJAHAF, Mixed-Use Community Association Management. Its NAICS code is 53111 and its SIC code is 6552.