Encompass Advisory Services
Encompass Advisory Services is a fiduciary, fee-based Registered Investment Advisory firm in Katy, Texas, delivering holistic financial planning across wealth, retirement, estate, tax, life insurance, 401(k), and international account management for individuals, businesses, and institutional clients.
- Company typePrivate
- Founded2015
- HeadquartersKaty, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Encompass Advisory Services does
Encompass Advisory Services, LLC (EAS) is a fiduciary, fee-based, independent Registered Investment Advisory firm headquartered at 23114 Seven Meadows Parkway in Katy, Texas, founded circa 2015 with the earliest dated personnel reference in 2016. The firm delivers holistic financial planning that integrates tax, estate, investment, and retirement planning for individuals, businesses, pensions, trusts, estates, charitable organizations, and profit-sharing plans, organized as eight core service modules: Wealth Accumulation & Management, Retirement Planning, Estate Planning, Life Insurance, 401(k) Services, Business Planning, Tax Planning, and International Account Management. Layered on top are three specialized offerings: the proprietary AFTI Tactical RiskSIGNAL™ rules-based ETF rotation strategy (validated via Structural Equation Modeling and 25+ back-tests using VIX/VXV, MACD, RSI, and related technical indicators), the Strategic College Blueprint™ college-funding service, and the SmartVestor Pro program under the Dave Ramsey referral network.
The firm's technology stack is deliberately conventional rather than AI-native: custody is held at Charles Schwab, the Private Client Portal is hosted by Orion Advisor, scheduling runs through Calendly and TidyCal, and the AFTI Tactical RiskSIGNAL™ is a deterministic rules engine rather than a machine-learning system. EAS employs approximately 15 team members across investment advisory, insurance, compliance, business development, product specialist, and student-intern roles, with leadership including President/CEO Jason W. Ceyanes Sr., Sr. VP Derek J. Sensenig, VP Scott Hansen, CCO Didya Bianchi, co-founder Nathan Dagley, and ownership partners Thomas Payne and John Pessarra.
EAS generates revenue from a mix of fee-based advisory services, life insurance commissions sourced from more than 50 carriers, 401(k) plan administration and consulting through third-party providers, estate-planning coordination fees, and tax-planning advisory fees. Pricing is not publicly disclosed and is quote-based following an initial complimentary consultation. Go-to-market is multi-channel: a sales-led consultation motion, referral flow from the SmartVestor Pro network, community-led engagement through faith-based partnerships with local Katy-area churches, and direct-to-consumer via the easadvice.com website and walk-in office. The firm has not raised external funding; ownership is held internally by named partners, and the operating geography remains Katy and the greater Houston metropolitan area with limited cross-border account coverage through the international service line.
Encompass Advisory Services firmographics
Firmographics- Name
- Encompass Advisory Services
- Legal name
- Encompass Advisory Services, LLC
- Website
- https://easadvice.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Encompass Advisory Services is a fiduciary, fee-based Registered Investment Advisory firm in Katy, Texas, delivering holistic financial planning across wealth, retirement, estate, tax, life insurance, 401(k), and international account management for individuals, businesses, and institutional clients.
- Ownership category
- akta.pro rank
Encompass Advisory Services industry classification
Industry- Product category
- Financial Advisory Services
- NAICS
- Portfolio Management and Investment Advice (523940), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Investment Advice (6282), Insurance Agents, Brokers & Service (6411), Services-Engineering, Accounting, Research, Management (8700)
- akta.pro primary industry
- Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)
- akta.pro secondary industries
- Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE), Estate & Legacy Planning Advisory (FSAEAAAG)
Keywords
Where Encompass Advisory Services is headquartered
LocationHeadquarters
- HQ city
- Katy
- HQ country
- United States
- HQ region
- North America
Markets served
Encompass Advisory Services business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales
Revenue model
- Fee-based advisory services: Clients pay fees for holistic financial planning and investment advisory services. Model described explicitly as 'fee-based advisors' — advice is based on client's best interest rather than advisor's financial gain.
- Life insurance commissions: As an independent firm, EAS can shop more than 50 life insurance companies to source term, whole life, and universal life policies; commissions earned on placed policies.
- 401(k) plan administration and consulting: Plan design, documentation, employee education/enrollment, recordkeeping, compliance monitoring, and reporting for employer-sponsored 401(k) plans through strategic partnerships with 401(k) providers.
- Estate planning coordination fees: Holistic estate planning services including wills, trusts, power of attorney, healthcare directives, beneficiary designations, and tax-efficient strategies; referrals through network of estate planning attorneys.
- Tax planning advisory fees: Strategic, proactive tax planning services covering income tax, estate tax, retirement tax strategies, business tax planning; provided alongside external tax preparation.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | — | Fee-based financial planning and investment management — pricing quote-based following initial complimentary consultation. |
| Other | — | Life insurance products sourced from 50+ carriers (term, whole life, universal life). |
Go-to-market motion3 records
Encompass Advisory Services product offering
Product offeringCore offering
Encompass Advisory Services (EAS) is a fiduciary, fee-based, independent Registered Investment Advisory (RIA) firm that delivers holistic financial planning integrating tax, estate, investment, and retirement planning for individuals, businesses, pensions, trusts, estates, charitable organizations, and profit-sharing plans. Services are delivered through eight core modules — Wealth Accumulation & Management, Retirement Planning, Estate Planning, Life Insurance, 401(k) Services, Business Planning, Tax Planning, and International Account Management — supported by a proprietary AFTI Tactical RiskSIGNAL™ ETF rotation strategy and the Dave Ramsey SmartVestor Pro referral program.
Product overview
Encompass Advisory Services (EAS) is a fiduciary, fee-based, independent Registered Investment Advisory firm delivering its offering as a platform-plus-modules architecture. The core platform is a holistic financial planning service that integrates tax, estate, investment, and retirement planning for individuals, businesses, pensions, trusts, estates, charitable organizations, and profit-sharing plans, accessed by clients through the Private Client Portal (Orion Advisor). That core is organized into eight named service modules — Wealth Accumulation & Management, Retirement Planning, Estate Planning, Life Insurance, 401(k) Services, Business Planning, Tax Planning, and International Account Management. Layered on top are specialized offerings: the SmartVestor Pro program (Dave Ramsey referral network), the proprietary AFTI Tactical RiskSIGNAL™ tactical investment strategy, and the Strategic College Blueprint™ college-funding service. All components are delivered by a multi-advisor team operating under a unified fiduciary standard.
Differentiator
Problem solved
Functional benefit
Brands
- AFTI Tactical RiskSIGNAL™: Proprietary technical-analysis investment strategy developed by EAS's Investment Management Team, using rules-based Risk On/Risk Off signals to sidestep market downturns and allocate between cash and ETFs.
- SmartVestor Pro
- Retirement Income Style Awareness (RISA®)
- Strategic College Blueprint™
Products and services
- Wealth Accumulation & Management Holistic wealth-building and ongoing portfolio management service for individuals and families, integrating investment management, retirement planning, tax optimization, estate planning, and risk management with customized strategies aligned to client goals, time horizon, and risk tolerance.
- Retirement Planning Retirement planning service for individuals and couples addressing Social Security timing, healthcare and medical expense planning, retirement income distribution, withdrawal sequencing, and sequence-of-returns risk.
- Estate Planning Estate planning service covering wills, trusts, durable power of attorney, healthcare directives, beneficiary designations, tax-efficient transfer strategies, asset protection, and charitable/legacy planning, coordinated with a network of estate planning attorneys.
- Life Insurance Life insurance solution service offering term life, whole life, and universal life insurance, sourced from more than 50 rated carriers, with personalized coverage recommendations based on client obligations, risk tolerance, and goals.
- 401(k) Services Employer-sponsored 401(k) plan design, implementation, administration, recordkeeping, compliance monitoring, and employee financial education, delivered in partnership with third-party 401(k) providers and aligned with FINRA standards.
- Business Planning Business planning service covering business continuation, executive compensation and employee benefits, equity-based incentives, retirement plans, employee retention programs, and buy-sell agreements funded by life insurance, delivered within SEC/FINRA/state compliance frameworks.
- Tax Planning Proactive strategic tax planning service spanning income, estate, retirement, individual, and business tax — including deduction/credit optimization, entity structuring, and ongoing year-round monitoring of tax-law changes.
- International Account Management International account management service for clients with cross-border finances, led by an International Account Manager with seven years of experience as a Registered International Client Associate, spanning multi-currency portfolios, international tax law, compliance, and integrated estate/retirement planning.
- AFTI Tactical RiskSIGNAL™ Proprietary tactical investment strategy that combines technical analysis indicators (VIX/VXV ratio, SMA, EMA, MACD, RSI, ROC, Lumber-to-Gold Ratio, S&P 500 P/E) with Structural Equation Modeling (SEM) to issue Risk On / Risk Off rotation signals, sidestepping portions of market downturns; uses ETFs as the implementation vehicle.
- Strategic College Blueprint™ Advisor-led college funding service that evaluates college admissions decisions, financial aid/merit positioning, competing offers, and coordinates college funding with retirement and broader wealth planning to reduce unnecessary borrowing exposure.
- SmartVestor Pro Dave Ramsey SmartVestor Pro referral/program offering through which EAS delivers comprehensive financial planning — wealth transfer, retirement strategy, insurance planning, college planning, and business retirement funding — aligned with Ramsey's 7 Baby Steps framework.
Companies that use Encompass Advisory Services
Customer profileIdeal customer profiles3 records
Encompass Advisory Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature3 records
Encompass Advisory Services partnerships and signals
Strategic signalRecent moves6 records
Expansion highlights6 records
Encompass Advisory Services competitors and assessment
Company assessmentBroad incumbents
- Edward Jones: Large retail financial advisory firm offering investment, retirement, estate, and insurance planning through local offices — overlaps EAS's full-service local-advisor model and integrated insurance/wealth offering.
- Carson Group: National partnership-based RIA supporting independent advisors with planning, coaching, and back-office — comparable to EAS in serving individuals/businesses with holistic planning but with a partnership/affiliation growth model rather than single-office.
- Fisher Investments: Large independent investment management firm serving high-net-worth individuals with portfolio management and financial planning — overlaps EAS's investment advisory and retirement-planning focus, though at much greater scale and without the local-faith/community emphasis.
- Mariner Wealth Advisors: Independent RIA providing comprehensive wealth advisory, tax, estate, retirement, and insurance planning — overlaps EAS's eight-module service platform and fiduciary RIA positioning, though at significantly larger AUM.
- Raymond James Financial Services: Diversified financial services firm with independent advisor channel offering wealth management, retirement, tax, and 401(k) services — comparable in service breadth and fiduciary positioning to EAS.
- Creative Planning: Large national independent RIA offering holistic financial planning, tax, estate, and investment management — directly comparable to EAS's fiduciary, fee-based, integrated planning model but at materially greater scale.
Emerging players
- Facet Wealth: Digital-first financial planning firm delivering flat-fee holistic planning remotely — competes with EAS on holistic planning value prop but via a tech-enabled, geography-independent delivery model.
Direct peers
- Wealth Enhancement Group: Independent wealth management firm delivering holistic financial planning, tax, retirement, and estate services to individuals and businesses — directly comparable to EAS's integrated planning model and fee-based RIA structure.
- Buckingham Strategic Wealth: Independent, fee-only RIA delivering holistic financial planning with academic evidence-based investing — closely comparable to EAS in fiduciary model, planning depth, and integrated retirement/estate/tax services.
Others
- Dave Ramsey SmartVestor Pros (network peers): National referral network of investment professionals through which EAS acquires clients — not a single firm but the closest channel-based peer set against which EAS competes for Ramsey-referred households offering similar holistic planning.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Encompass Advisory Services social profiles
Digital presenceEncompass Advisory Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Encompass Advisory Services leadership team
Management profileNumber of profiles
Profiles8 records
Encompass Advisory Services subsidiaries and ownership
Company hierarchySubsidiaries1 record
Encompass Advisory Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Encompass Advisory Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Encompass Advisory Services
What does Encompass Advisory Services do?
Encompass Advisory Services (EAS) is a fiduciary, fee-based, independent Registered Investment Advisory (RIA) firm that delivers holistic financial planning integrating tax, estate, investment, and retirement planning for individuals, businesses, pensions, trusts, estates, charitable organizations, and profit-sharing plans. Services are delivered through eight core modules — Wealth Accumulation & Management, Retirement Planning, Estate Planning, Life Insurance, 401(k) Services, Business Planning, Tax Planning, and International Account Management — supported by a proprietary AFTI Tactical RiskSIGNAL™ ETF rotation strategy and the Dave Ramsey SmartVestor Pro referral program.
Is Encompass Advisory Services a public or private company?
Encompass Advisory Services is a private company. It is classified as management employee owned and is currently operating.
When was Encompass Advisory Services founded?
Encompass Advisory Services was founded in 2015. It employs 11 to 50 people.
Where is Encompass Advisory Services based?
Encompass Advisory Services is headquartered in Katy, United States, in the North America region.
How does Encompass Advisory Services make money?
Five revenue lines are on record. Fee-based advisory services are the primary driver. The others are life insurance commissions, 401(k) plan administration and consulting, estate planning coordination fees and tax planning advisory fees.
Who are Encompass Advisory Services's main competitors?
Broad incumbents on record are Edward Jones, Carson Group, Fisher Investments, Mariner Wealth Advisors, Raymond James Financial Services and Creative Planning. Facet Wealth is listed as an emerging player. Direct peers are Wealth Enhancement Group and Buckingham Strategic Wealth. Dave Ramsey SmartVestor Pros (network peers) is listed as an others.
Does Encompass Advisory Services have an API?
No public API is recorded for Encompass Advisory Services.
What industry is Encompass Advisory Services in?
Encompass Advisory Services's product category is Financial Advisory Services. Its primary akta.pro industry code is FSAAACAI, Insurance-Integrated Wealth Managers (RIA + Insurance Solutions), with a secondary code of FSAAACAE, Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers). Its NAICS code is 523940 and its SIC code is 6282.