Sadc Matawinie

What Sadc Matawinie does

SADC Matawinie (Société d'aide au développement de la collectivité de la Matawinie) is a federally funded, non-profit community development organization established in 1993 and headquartered in Saint-Alphonse-Rodriguez, Quebec. It delivers free business advisory services, mentoring, and concessional loan products to entrepreneurs across MRC de Matawinie, a 11,000 km² territory spanning 15 municipalities and the Atikamekw community of Manawan, with a population of roughly 50,000. Operations are principally funded by Développement économique Canada, and the organization is a member of the Réseau des SADC et CAE du Québec (57 SADCs and 10 CAEs).

The portfolio comprises 13 specialized financing instruments — including the Fonds d'investissement (up to $150,000), Youth Strategy Fund (up to $25,000), Startup Loan (up to $50,000), Purchase Order Financing (up to $150,000 or 75% of the order), Working Capital, Equipment Modernization, SME Transfer, Digital Strategy Fund ($10K-$25K), Green Strategy Fund ($10K-$50K), and an Expert Advice/TIC loan (up to $10,000) — alongside stacked partnerships with Futurpreneur Canada and Banque de développement du Canada for youth financing. Free non-lending services include business consulting, a two-year mentoring program delivered through the provincial Réseaumentorat.com platform, local development support, circular economy advisory, and the Fundica-powered GoFin tool, which lets entrepreneurs search thousands of public funding programs.

The revenue model is government-funded rather than commercial: all advisory and mentoring services are free to clients, while loan pricing follows a base-rate-plus-risk-premium structure with moratoria, guarantees, and modest opening and management fees. A lean staff of roughly five — Director General Jonathan Landreville (since 2005), two Business Advisors, a Communications Officer, and an Administrative Assistant — serves clients by appointment from a single office, supplemented by self-serve online applications, an active multi-channel social and web presence, an annual networking event (Souper tournant des gens d'affaires), the annual Défi OSEntreprendre local gala, and a growing Formations Matawinie training catalogue. Customer outcomes are tracked through territory-wide commercial studies (1,388 respondents in 2026), Défi OSEntreprendre submissions (16 in 2026), and historic cumulative loan deployment (CAD $7M in investments generated as reported in 2013).

Name

Sadc Matawinie

Legal name

Société d'aide au développement de la collectivité de la Matawinie (SADC Matawinie)

Website

https://matawinie.qc.ca

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

1–10 employees

Short description

SADC Matawinie is a federally funded, non-profit community development organization serving entrepreneurs across 15 municipalities of MRC de Matawinie, Quebec. It provides free business advisory, mentoring, and concessional loans up to CAD $150,000, supported by Développement économique Canada and the Réseau des SADC et CAE du Québec.

Ownership category

akta.pro rank

Product category

Community Development Finance

NAICS

Funds, Trusts, and Other Financial Vehicles (525), Other Management Consulting Services (541618), All Other Business Support Services (561499)

SIC

Miscellaneous Business Credit Institution (6159), Services-Management Consulting Services (8742), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

SBA/Government-Backed & Development Finance Loans (FSAKAGAI)

akta.pro secondary industries

Development Finance, Guarantees & Blended Finance Programs (BPADABAM), Technical Assistance, Policy Lending & Capacity Building Programs (BPADACAN)

Keywords

• Community development financing
• Small business lending
• Entrepreneur advisory services
• Rural economic development
• Business succession loans

Headquarters

HQ city

Granby

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Government Funding: Funded by Développement économique Canada (Canada Economic Development). As a non-profit organization, SADC Matawinie does not generate commercial revenue but receives federal government funding to provide free advisory and financing services to entrepreneurs.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels10 records

Core offering

SADC Matawinie provides free business advisory services and a diversified portfolio of financing products — including the Investment Fund, Youth Strategy Fund, Startup Loan, Order Financing, Equipment Modernization Loan, Working Capital, SME Transfer loans, Digital Strategy Fund, Green Strategy Fund and Expert Advice/TIC loans — to entrepreneurs across the MRC de Matawinie territory. Advisory services include one-on-one consulting, two-year mentoring, and local economic development support, all delivered free of charge and funded by Développement économique Canada.

Product overview

SADC Matawinie is a non-profit community development organization (Société d'aide au développement de la collectivité) funded by Développement économique Canada. It operates as a financial services and business support organization rather than a technology product company. Its portfolio consists of: financing products (loans and funds) including the Fonds d'investissement (up to $150K), Youth Strategy Fund, Start-up loans, Purchase order financing, Equipment modernization loans, Working capital loans, SME Transfer loans, Digital Strategy Fund, Green Strategy Fund, and Expert advice/TIC loans; advisory services including business consulting, mentoring programs, and local development support; and the GoFin online financing search tool. The organization focuses on supporting entrepreneurs in the MRC de Matawinie territory (Lanaudière region, Quebec) through the entire business lifecycle from startup to succession.

Differentiator

Problem solved

Functional benefit

Products and services

• Fonds d'investissement (Investment Fund) Loan product for businesses for start-up, acquisition, modernization, expansion or other projects. Maximum contribution of $150,000 with a minimum contribution of $1,000, 15% down payment (10% for 18-39), and terms combining SADC base rate plus risk premium with possible moratoria and personal/third-party sureties.
• Fonds Stratégie jeunesse (Youth Strategy Fund, 18-39 ans) Youth financing fund encouraging acquisition, start-up, expansion or modernization of a business by young entrepreneurs aged 18-39. Maximum contribution of $25,000 with 10% down payment, interest-free for the first 24 months, capital moratorium possible, and maximum 2 loans per promoter.
• Prêt Démarrage (Startup Loan) Startup loan with flexible terms for new business creation. Maximum of $50,000 with a minimum contribution of $10,000, SADC base rate for the first 2 years (then risk premium), 6-month moratorium, and equipment/fixed asset plus personal sureties.
• Financement de commande (Order Financing) Short-term loan for the production of a specific, one-off order. Maximum contribution of $150,000 up to 75% of the purchase order, 1-year maximum term, with monthly interest and capital on repayment, and guarantees linked to the specific customer account (EDC participation required for orders outside Canada).
• Prêt Modernisation d'équipements (Equipment Modernization Loan) Loan enabling companies to modernize their equipment to improve productivity, intended for established SMBs in the MRC de Matawinie.
• Fonds de roulement (Working Capital Loan) Loan for companies with temporary liquidity needs. Maximum 5-year term, no down payment required, 6-month moratorium, Bank of Canada prime + 2% + risk premium, and fees of $150 opening, 1% management (min $100), $50 annual follow-up (requires 2 years in operation).
• Prêt Relève et transfert PME (SME Transfer / Succession Loan) Loan for SME succession and transfer of existing businesses to family members, employees, or external buyers. Up to $150,000, 7-year maximum term, prime + 2% for first 2 years then prime + 2% + risk premium, minimum 25% voting shares initially with a 5-year plan to reach 51%, and $150 opening fee plus 1% management fee.
• Fonds Stratégie numérique (Digital Strategy Fund) Loan supporting digital transition including management systems, process automation, robotics, home automation and IT security optimization. $10,000 to $25,000, interest-free for the first 2 years, capital moratorium of 3 months (extendable to 2 years), max 7-year amortization, based on Bank of Canada prime rate.
• Fonds Stratégie transfert (Transfer Strategy Fund) Financing program facilitating business transfers, supporting the transition of businesses from aging entrepreneurs (55+) to new owners, complementing the SME Transfer loan product.
• Fonds Stratégie verte (Green Strategy Fund) Loan facilitating adoption of eco-responsible practices or clean technologies. Supports energy efficiency, waste management, and greenhouse gas emission reduction projects. Loan from $10,000 to $50,000.
• Futurpreneur Canada (18-39 ans) - Local Partnership Program Partnership program offering young entrepreneurs aged 18-39 up to $20,000 in startup financing from Futurpreneur Canada, plus additional financing through BDC partnership (up to $40,000) and SADC Youth Strategy (up to $25,000). Includes 2-year business mentoring and requires 51% voting shares.
• Prêt Conseils d'experts et TIC (Expert Advice and ICT Loan) Loan financing professional fees or training to improve company performance or fund ICT investments. Maximum $10,000, covering up to 75% of eligible unsubsidized costs, 24-month maximum term, SADC base rate + risk premium; requires 2 years in operation.
• Services-conseil (Business Advisory Services) Free business advisory services delivered by SADC business advisors, covering management diagnosis, business model analysis, market research validation, HR consulting, financial analysis, financing search assistance, and business continuity planning for entrepreneurs in the MRC de Matawinie.
• Mentorat (Mentoring Program) Entrepreneur mentoring program pairing new entrepreneurs with experienced business mentors for guidance and knowledge transfer, delivered over a two-year period via the Réseaumentorat.com platform.
• Développement local (Local Economic Development Services) Local economic development support including innovative training, entrepreneurial project development, economic project creation, networking and community partnership initiatives across the 15 municipalities of MRC de Matawinie.
• Économie circulaire / Développement durable (Circular Economy & Sustainable Development Services) Circular economy and sustainable development support services helping businesses optimize resources, reduce waste, and adopt eco-responsible practices, complementing the Green Strategy Fund financing offer.
• GoFin: Trouve ton financement (Financing Search Tool) Free online financing search tool powered by Fundica that helps SMEs identify financing programs adapted to their activities and needs, covering thousands of local, provincial and national sources of capital.

Named customers5 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

14 partnerships are on record, tiered core and major.

• Réseau des SADC et CAE du QuébeccoreStrategic or Co-development PartnerSADC Matawinie is a member of the Quebec Network of SADC (Sociétés d'aide au développement des collectivités) and CAE (Centres d'aide aux entreprises), comprising 57 SADC and 10 CAE organizations working to make Quebec regions more dynamic.
• Chambre de commerce de la Haute-MatawiniecoreStrategic or Co-development PartnerLocal chamber of commerce partnership for economic development and entrepreneur support in Haute-Matawinie area.
• Chambre de commerce de RawdoncoreStrategic or Co-development PartnerLocal chamber of commerce partnership for economic development and entrepreneur support in Rawdon area.
• Chambre de commerce de Saint-CômecoreStrategic or Co-development PartnerLocal chamber of commerce partnership for economic development and entrepreneur support in Saint-Côme area.
• Chambre de commerce de Saint-Jean-de-MathacoreStrategic or Co-development PartnerLocal chamber of commerce partnership for economic development and entrepreneur support in Saint-Jean-de-Matha area.
• Services QuébecmajorStrategic or Co-development PartnerGovernment partner collaborating on Défi OSEntreprendre entrepreneurship challenge and local economic development initiatives.
• Carrefour jeunesse-emploi MatawiniecoreStrategic or Co-development PartnerRegional youth employment center partnership for entrepreneurship support and Défi OSEntreprendre collaboration.
• MRC de MatawiniecoreStrategic or Co-development PartnerRegional county municipality partnership for economic development, Défi OSEntreprendre challenge co-organization, and business studies.
• Centre de transfert d'entreprise (CTE) de LanaudièremajorStrategic or Co-development PartnerRegional business transfer center partnership providing succession planning support and tools for entrepreneurs.
• Réseaumentorat.comcoreChannel Partner/ Reseller/ DistributorProvincial mentor matching platform connecting entrepreneurs with experienced business mentors for free mentoring services.
• Oser-JeunescoreStrategic or Co-development PartnerYouth entrepreneurship organization membership providing additional resources and programs for young entrepreneurs.
• Centre multiservice des SamaresmajorStrategic or Co-development PartnerRegional multi-service center collaboration for business support services and training programs.
• EntreprendreMatawinie.comcoreStrategic or Co-development PartnerBusiness opportunity portal for entrepreneurs to discover business opportunities, statistics, and economic information for the Matawinie region.
• Fundica (GoFin)coreTechnology or IntegrationGoFin financing search tool powered by Fundica, enabling entrepreneurs to find appropriate funding programs from thousands of local, provincial, and national sources.

Scale indicators10 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Futurpreneur Canada: National youth (18-39) startup financing and 2-year mentorship organization with which SADC Matawinie is a delivery partner. Comparable youth-entrepreneur focus and co-lending model ($20K Futurpreneur + $40K BDC + $25K SADC stack).

Regional players

• Desjardins Entreprises: Cooperative banking arm of the Desjardins Group serving Quebec SMEs. Major financial partner and sponsor of SADC Matawinie's networking events; operates in the same rural Quebec territory with broader commercial banking and credit products.

Broad incumbents

• CLD (Centres locaux de développement): Quebec's other locally mandated economic development bodies, funded by the province rather than CED-Q. Operate overlapping mandates (entrepreneur support, local development) in MRC territories, sometimes alongside SADCs and sometimes as substitutes.
• Réseau des SADC et CAE du Québec: The 57 SADC + 10 CAE provincial network of which SADC Matawinie is a member. Sets shared standards, common tools (GoFin, Réseaumentorat), and collective advocacy with CED-Q. Acts as the umbrella body for SADC Matawinie and shapes its operating context.
• BDC (Banque de développement du Canada): Federal Crown corporation providing SME financing, advisory and growth capital across Canada. Directly co-lends with SADC Matawinie under the Futurpreneur program and competes for complementary lending flows within the same entrepreneur base.

Direct peers

• Community Futures Network of Canada: Federally funded network of ~267 Community Futures Development Corporations across Canada delivering small-business loans, advisory and rural community development outside Quebec. Closest English-Canada analog to SADC Matawinie's mandate and funding architecture.
• SADC de Papineau: Outaouais-region SADC offering the standard portfolio of CED-Q backed loans, mentoring and local development support to entrepreneurs in MRC Papineau. Closely mirrors SADC Matawinie's product catalog and target customer profile.
• SADC de Kamouraska: Quebec SADC serving MRC de Kamouraska with the same investment funds, youth strategy, transfer financing, and free advisory services. Directly comparable mission, product set, and funding structure to SADC Matawinie.
• CAE (Centres d'aide aux entreprises du Québec): Ten Centres d'aide aux entreprises are part of the same Réseau des SADC et CAE and share an essentially identical mandate of free advisory, mentoring and SME financing in urban Quebec territories. Direct operational peers with overlapping product sets.
• SADC du Granit: A Société d'aide au développement des collectivités covering MRC du Granit in Estrie, Quebec. Operates the same model of federal CED-Q funded advisory, mentoring, and small-business lending products to rural entrepreneurs in its own territory.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/profile.php?id=100064323326806
• LinkedInlinkedin.com/company/sadc-matawinie
• Instagraminstagram.com/sadcmatawinie

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Sadc Matawinie