Fundica

Name

Fundica

Legal name

10063908 Canada Inc.

Website

https://fundica.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Funding Discovery Software

NAICS

Grantmaking and Giving Services (81321)

SIC

Finance Services (6199)

akta.pro primary industry

SBA/Government-Backed & Development Finance Loans (FSAKAGAI)

akta.pro secondary industry

Scholarship, Financial Aid & FAFSA Support Platforms (EDAFAMAF)

Keywords

• Small business funding
• Government grants search
• AI funding matching
• White-label SaaS platform
• Business financing discovery

Headquarters

HQ city

Montréal

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Technology Licensing (White-Label): Fundica licenses its AI-powered funding search engine technology to business-support organizations including financial institutions, accounting firms, governments, and accelerators. These partners deploy Fundica's platform on their websites as a white-label solution to serve their small business clients.
2. Freemium SaaS (Free and Pro Accounts): Entrepreneurs can create free accounts to search for funding. Pro accounts offer enhanced features for more detailed filtering, dedicated advisors, and advanced functionality. The free tier drives user acquisition while Pro tier generates subscription revenue.
3. Partnership Revenue Sharing: Partners in Fundica's partner network earn revenue sharing for each Fundica subscription they actively contribute to generating. This incentivizes partners to promote Fundica to their members or networks.

Pricing tiers

Go-to-market motion2 records

Distribution channels6 records

Marketing channels7 records

Core offering

Fundica provides an AI-powered funding search engine and matching platform that helps small and medium-sized businesses discover eligible government grants, tax credits, loans, loan guarantees, and equity funding opportunities. The platform is offered as a direct consumer-facing SaaS tool with a freemium tier and a paid Pro subscription, and is additionally deployed as a fully white-labelable solution licensed to banks, credit unions, accounting firms, government agencies, and business accelerators that serve SMBs.

Product overview

Fundica offers a unified AI-powered funding search platform with white-label deployment options for business-support organizations. The core Fundica Platform provides intelligent funding matching across government and private sector programs, while the White-Label Solution enables partners to embed the technology under their own brand. Premium tiers include Pro Account for entrepreneurs with enhanced features and specialized Non-Profit Funding Search modules extending coverage to over 5,800 programs across North America.

Differentiator

Problem solved

Functional benefit

Products and services

• Fundica Funding Discovery Platform (Direct / SMB self-serve) AI-powered, self-serve funding search engine and matching platform that enables small and medium-sized business owners to discover eligible government grants, tax credits, loans, loan guarantees, and equity funding opportunities based on their profile.
• Fundica Pro Account Paid subscription tier of the Fundica platform giving SMB users enhanced, priority access to AI-matched government grants, tax credits, loans, loan guarantees, and equity funding opportunities.
• Fundica White-Label Platform for Business-Support Organizations Fully customizable white-label version of the Fundica AI funding-discovery platform licensed to banks, credit unions, accounting firms, government agencies, and business accelerators so they can offer branded funding-search tools to their SMB clients.

Quantifiable outcome

• 90% user recommendation rate across four annual surveys
• +4 more outcomes

Named customers5 records

Segments6 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature4 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• VisacoreGTM or Marketing PartnerVisa is working with Fundica to enable small businesses to find relevant private sector grants and government funding they need to fuel their business. This partnership helps Visa's small business clients access comprehensive funding discovery tools.
• TD BankcoreGTM or Marketing PartnerTD Bank helps business owners get pointed in the right direction by connecting them to Fundica and relevant government funding opportunities. TD deploys Fundica's white-label solution to serve its small business clients.
• Intuit CanadacoreGTM or Marketing PartnerIntuit Canada integrated Fundica's white-label solution on their website, which increased signups to Intuit's products tremendously. Fundica is described as the most useful tool for entrepreneurs seeking funding.
• Desjardins GroupcoreGTM or Marketing PartnerThe largest credit union in North America uses Fundica's award-winning funding search engine to help its business members find relevant funding opportunities.
• Major Canadian Bank (Top 5)coreGTM or Marketing PartnerThe fifth largest bank in Canada uses Fundica's award-winning funding search engine, demonstrating adoption by major financial institutions in the Canadian market.
• R&D Partner TeamcoreStrategic or Co-development PartnerA team of respected government incentives consultants who have helped with more than 350 million USD in government funding over the past 20 years. Played a key role in launching and providing expertise for Fundica's platform.
• Bredin (US Survey Partner)minorStrategic or Co-development PartnerIndependent research firm that conducted a US survey of 300 small businesses for Fundica's 2025 survey, providing third-party data validation for the company's market research.

Scale indicators11 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Lendio: Lendio operates an online marketplace connecting small businesses with lenders across multiple loan products. Fundica is a direct peer in the SMB funding discovery/matchmaking category, though Fundica focuses on government funding and operates a white-label B2B2B model rather than direct lending marketplace.
• Fundera (a NerdWallet company): Fundera is an SMB funding marketplace that matches businesses with loan products, including SBA loans. It is comparable to Fundica in target customer (SMBs seeking capital) and category (funding matchmaking), though Fundera is more US-focused on loans rather than government grants.
• Nav: Nav helps small business owners find financing, manage business credit, and compare loan options. It is a direct peer in SMB funding discovery with similar matchmaking functionality targeting small businesses, though Nav emphasizes credit-data over government programs.
• GrantTree: GrantTree is a government grant consultancy and discovery service helping businesses (primarily in the UK) identify and claim R&D and innovation tax credits and grants. It is highly comparable to Fundica's focus on government funding discovery, though GrantTree is UK-centric and offers hands-on application support.
• BoeFly: BoeFly operates an SMB loan marketplace connecting small business owners with lenders and SBA-preferred providers. It is a direct peer in SMB funding discovery, though BoeFly focuses exclusively on loan products rather than the broader government funding and grants universe that Fundica covers.

Broad incumbents

• LendingTree: LendingTree is a broad online lending marketplace connecting consumers and small businesses with multiple loan products. It is comparable to Fundica in the funding matchmaking category but operates at significantly larger scale, across consumer and SMB credit, with a different GTM.
• Intuit QuickBooks: Intuit's QuickBooks platform serves small businesses with accounting, payments, and capital-matching functionality. Intuit Canada is a Fundica customer, reflecting QuickBooks' incumbent position in SMB software and potential both as a partner and as a competitor that could internalize funding discovery.

Emerging players

• Hello Alice: Hello Alice is a small business support platform providing resources, grant programs, and funding connections to underrepresented entrepreneurs. It is comparable in the SMB funding enablement space, though with a stronger community and grant-program operator focus rather than a search/match engine.
• Kiva: Kiva is a crowdfunding and crowdlending platform supporting small businesses and entrepreneurs, with a particular focus on financial inclusion. It overlaps with Fundica in connecting SMBs to capital, though Kiva operates a direct lending model and emphasizes mission-driven funding.

Others

• Plaid: Plaid provides financial data infrastructure connecting bank accounts to applications. While not a direct competitor in funding discovery, Plaid is an adjacent ecosystem player whose data connectivity capabilities could enable incumbent FIs to build proprietary funding discovery tools, posing a long-term competitive risk to Fundica's white-label model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/fundica
• Facebookfacebook.com/fundica.ca
• LinkedInlinkedin.com/company/fundica-com

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fundica