Camargo Insurance
Camargo Insurance is a privately held, third-generation independent insurance agency in Cincinnati, Ohio, serving individuals, families, and small-to-mid-size businesses across the Cincinnati/Northern Kentucky region and nationwide with personal, commercial, and specialty insurance lines placed through multiple carriers.
- Company typePrivate
- Founded1956
- HeadquartersCincinnati, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Camargo Insurance does
Camargo Insurance is a privately held, family-owned independent insurance agency founded in 1956 and headquartered at 615 Elsinore Place, Suite 310, in downtown Cincinnati, Ohio. Currently in its third generation of family ownership and leadership (CEO Jay Mueller, COO Janet Jansen), the firm serves individuals, families, and small-to-mid-size businesses across the Cincinnati/Northern Kentucky region with stated nationwide reach. Its product portfolio spans personal lines (homeowners, auto, renters, umbrella, life) and a broad set of commercial lines, including business auto, commercial property, workers' compensation, cyber liability, general liability, commercial umbrella, EPLI, and specialty verticals such as churches, nonprofits, bars/restaurants, contractors, trucking, real estate investors, and auto dealerships.
The agency operates an advisory-led, relationship-driven distribution model — insurance advisors and account managers engage clients via phone, email, online quote requests, and in-person consultations rather than transactional digital sales. Technology consists of an internally implemented integrated AMS-CRM environment, the third-party Glovebox client portal for policy management and document access, HubSpot for marketing automation and call tracking, and Google Analytics for web measurement. The firm earns revenue through commissions on insurance policies placed with multiple carriers, with premiums quoted individually and billed monthly; bundling discounts across home, auto, and other policies (referenced at 5%-25% in industry content) and a referral program drive cross-sell and client acquisition. A 2019 ground-up rebuild — process redesign, technology implementation, and downtown office relocation — and the 2023 Safeco Agent for the Future Award frame a positioning shift toward a more modernized, advisor-led model built on a legacy client base.
Camargo Insurance firmographics
Firmographics- Name
- Camargo Insurance
- Legal name
- Camargo Insurance
- Website
- https://camargoinsurance.com
- Company type
- Private
- Founded year
- 1956
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Camargo Insurance is a privately held, third-generation independent insurance agency in Cincinnati, Ohio, serving individuals, families, and small-to-mid-size businesses across the Cincinnati/Northern Kentucky region and nationwide with personal, commercial, and specialty insurance lines placed through multiple carriers.
- Ownership category
- akta.pro rank
Camargo Insurance industry classification
Industry- Product category
- Insurance Brokerage Services
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Commercial Lines Insurance Brokerage (FSAEADAB)
Keywords
Where Camargo Insurance is headquartered
LocationHeadquarters
- HQ city
- Cincinnati
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Camargo Insurance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Policy Commissions: As an independent insurance agency, Camargo Insurance earns commissions from insurance carriers for placing and managing insurance policies for clients. They work with multiple insurance carriers to find the right coverage for each client.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Insurance coverage tailored to individual client needs with multiple carrier options |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Camargo Insurance product offering
Product offeringCore offering
Camargo Insurance is an independent insurance agency that places and manages personal and commercial insurance policies on behalf of clients across multiple carriers. It offers personal lines (homeowners, auto, renters, umbrella, life) and business lines (commercial auto, commercial property, workers' compensation, cyber liability, general liability, commercial umbrella, EPLI, trucking, plus specialty coverage for contractors, real estate investors, churches, bars/pubs, and nonprofits), supported by advisory service from dedicated insurance advisors.
Product overview
Camargo Insurance is an independent insurance agency offering a comprehensive portfolio of insurance products and advisory services. The company operates as a single agency providing both Business Insurance and Personal Insurance lines. Business Insurance products include: Business Auto Insurance, Commercial Property Insurance, Real Estate Investor Insurance, Workers' Compensation Insurance, Cyber Liability Insurance, Church Coverage, Bar Insurance, Contractors Insurance, Nonprofit Insurance, General Liability Insurance, Commercial Umbrella Insurance, Employment Practices Liability Insurance, Commercial Trucking Insurance, Business Income and Extra Expense Insurance, Employee Dishonesty Insurance, Liquor Liability Insurance, Auto Dealership Coverages, and Blanket Insurance for Commercial Properties. Personal Insurance products include: Homeowners Insurance, Car Insurance, Renters Insurance, Umbrella Insurance, and Life Insurance. The agency serves as an independent broker offering multiple insurance carrier options to match customer needs with appropriate coverage.
Differentiator
Problem solved
Functional benefit
Products and services
- Business Auto Insurance
Quantifiable outcome
- Clients report saving $100/month on auto insurance policies
- +1 more outcomes
Companies that use Camargo Insurance
Customer profileNamed customers8 records
Segments3 records
Ideal customer profiles2 records
Camargo Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature2 records
Camargo Insurance partnerships and signals
Strategic signalScale indicators2 records
Recent moves7 records
Expansion highlights5 records
Camargo Insurance competitors and assessment
Company assessmentEmerging players
- Hilb Group: PE-backed insurance agency consolidator acquiring mid-market independent agencies, comparable in product mix to Camargo and a likely roll-up counterparty or competitive threat.
- World Insurance Associates: PE-backed insurance brokerage platform aggregating independent agencies across personal and commercial lines; directly comparable business model and potential acquirer/competitor.
- Alera Group: PE-backed national insurance and financial services firm built through roll-up of independent agencies; competes with Camargo for commercial clients and advisor talent.
- OneDigital: PE-backed insurance, benefits, and wealth advisory platform combining agency and consulting offerings; comparable in serving SMB clients through an integrated advisor model.
Broad incumbents
- Burns & Wilcox: Specialty wholesale brokerage and MGA with deep expertise in niche commercial lines; serves as a placement partner or competitor for agencies like Camargo focused on underserved specialty risks.
- Alliant Insurance Services: Large national independent insurance brokerage offering broad commercial, personal, and specialty lines; overlaps with Camargo's product breadth but operates at materially greater scale and geographic reach.
- RPS (Risk Placement Services): Specialty wholesale insurance broker placing complex and niche commercial risks, comparable to Camargo's specialty commercial practice areas like contractors, bars, and trucking.
Direct peers
- Woodruff-Sawyer & Co. Independent insurance brokerage offering commercial, personal, and employee benefits advisory with deep specialty practice groups, closely mirroring Camargo's multi-carrier independent agency approach.
- LeClair Group: Mid-size independent insurance agency with specialty commercial focus, serving SMBs across multiple verticals — a close structural analog to Camargo's specialty brokerage positioning.
- Heffernan Insurance Brokers: Mid-size independent insurance brokerage serving commercial and personal lines clients with a relationship-led model, multi-carrier access, and specialty commercial focus — directly comparable to Camargo's independent agency positioning.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Camargo Insurance social profiles
Digital presenceCamargo Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Camargo Insurance leadership team
Management profileNumber of profiles
Profiles8 records
Camargo Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Camargo Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Camargo Insurance
What does Camargo Insurance do?
Camargo Insurance is an independent insurance agency that places and manages personal and commercial insurance policies on behalf of clients across multiple carriers. It offers personal lines (homeowners, auto, renters, umbrella, life) and business lines (commercial auto, commercial property, workers' compensation, cyber liability, general liability, commercial umbrella, EPLI, trucking, plus specialty coverage for contractors, real estate investors, churches, bars/pubs, and nonprofits), supported by advisory service from dedicated insurance advisors.
Is Camargo Insurance a public or private company?
Camargo Insurance is a private company. It is classified as family owned and is currently operating.
When was Camargo Insurance founded?
Camargo Insurance was founded in 1956. It employs 11 to 50 people.
Where is Camargo Insurance based?
Camargo Insurance is headquartered in Cincinnati, United States, in the North America region.
How does Camargo Insurance make money?
One revenue line is on record: insurance Policy Commissions.
Who are Camargo Insurance's main competitors?
Emerging players on record are Hilb Group, World Insurance Associates, Alera Group and OneDigital. Broad incumbents are Burns & Wilcox, Alliant Insurance Services and RPS (Risk Placement Services). Direct peers are Woodruff-Sawyer & Co., LeClair Group and Heffernan Insurance Brokers.
Does Camargo Insurance have an API?
No public API is recorded for Camargo Insurance.
What industry is Camargo Insurance in?
Camargo Insurance's product category is Insurance Brokerage Services. Its primary akta.pro industry code is FSAEADAB, Commercial Lines Insurance Brokerage. Its NAICS code is 524210 and its SIC code is 6411.