Kingsbridge Insurance Brokers
Kingsbridge Insurance Brokers is a UK FCA-regulated specialist insurance broker providing contractor, trades, SME, IR35, cyber, and legal expenses coverage, plus contract and IR35 advisory services, to over 35,000 self-employed professionals and small businesses across ten UK verticals via self-serve online and 500+ partner channels.
- Company typePrivate
- Founded2007
- HeadquartersLiverpool, United Kingdom
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Kingsbridge Insurance Brokers does
Kingsbridge Insurance Brokers (legal entity: Kingsbridge Risk Solutions Limited) is a UK-based specialist insurance broker focused on the contingent workforce and small business segment. Founded in 2007 and headquartered in Tewkesbury, Gloucestershire, the company provides tailored coverage for contractors, freelancers, tradespeople, and SME owners across ten UK verticals including construction, IT and technology, banking and finance, energy and offshore, media and creative, and social care. Its product portfolio follows a platform-plus-modules architecture: three core insurance products (Contractor Insurance, Trades Insurance, SME Insurance) augmented by bolt-on modules including IR35 Insurance, Legal Expenses Insurance, Cyber Liability Insurance, and Run-Off Cover, plus advisory services such as Contract Reviews and IR35 Status Reviews.
The company's technology is an online insurance platform with self-serve quote, purchase, and claims functionality (hosted at insure.kingsbridge.co.uk), supported by a UK phone sales channel. Revenue is generated through annual recurring insurance premiums, with pricing tailored per customer via a quote engine. Distribution is multi-channel: a self-serve direct-to-customer online flow, a partner network of over 500 organizations (professional associations, contractor networks, industry-specific referrers), and a wholesale broker channel. The company is FCA-authorised and regulated, privately held with no disclosed parent company or external investment, and reports a Feefo-verified rating of 4.7/5 from over 11,000 reviews across a base of 35,000+ insured contractors.
Kingsbridge Insurance Brokers firmographics
Firmographics- Name
- Kingsbridge Insurance Brokers
- Legal name
- Kingsbridge Risk Solutions Limited
- Website
- https://kibl.co.uk
- Company type
- Private
- Founded year
- 2007
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Kingsbridge Insurance Brokers is a UK FCA-regulated specialist insurance broker providing contractor, trades, SME, IR35, cyber, and legal expenses coverage, plus contract and IR35 advisory services, to over 35,000 self-employed professionals and small businesses across ten UK verticals via self-serve online and 500+ partner channels.
- Ownership category
- akta.pro rank
Kingsbridge Insurance Brokers industry classification
Industry- Product category
- Specialist Commercial Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Commercial Lines Insurance Brokerage (FSAEADAB)
- akta.pro secondary industries
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ), Retail (Personal Lines) Insurance Brokerage (FSAEADAA)
Keywords
Where Kingsbridge Insurance Brokers is headquartered
LocationHeadquarters
- HQ city
- Liverpool
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Kingsbridge Insurance Brokers business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Premiums: Kingsbridge generates revenue through insurance premiums charged to contractors, freelancers, tradespeople, and small businesses for coverage including contractor insurance, trades insurance, SME insurance, IR35 insurance, legal expenses insurance, and cyber liability insurance.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Quote-based insurance pricing tailored to individual contractor, freelancer, tradesperson, or small business needs |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
Kingsbridge Insurance Brokers product offering
Product offeringCore offering
Kingsbridge Insurance Brokers sells specialist commercial insurance policies—contractor, trades, SME, freelancer, IR35, legal expenses, cyber liability, and run-off cover—directly to UK contractors, freelancers, tradespeople, and small business owners. Its core offering is complemented by IR35 Status Review and Contract Review advisory services for the contingent workforce. Distribution is delivered online via self-serve quote and purchase, with phone sales and a 500+ partner network providing additional reach.
Product overview
Kingsbridge Insurance Brokers operates as a specialist insurance provider offering a unified product portfolio centered on contractor, tradesperson, and small business protection. The core offering consists of three primary insurance products: Contractor Insurance, Trades Insurance, and SME Insurance, each serving distinct professional segments. These are complemented by supplementary add-on modules including IR35 Insurance, Legal Expenses Insurance, Cyber Liability Insurance, and Run-Off Cover, which provide specialized protection for specific risks. Additionally, the company offers advisory services through Contract Reviews and IR35 Status Reviews. The product architecture follows a platform-plus-modules model where the core insurance products can be enhanced with optional coverage modules and value-added services to meet varied professional requirements.
Differentiator
Problem solved
Functional benefit
Products and services
- Contractor Insurance
Quantifiable outcome
- Insurance coverage obtained in under 5 minutes
Companies that use Kingsbridge Insurance Brokers
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles3 records
Kingsbridge Insurance Brokers technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Kingsbridge Insurance Brokers partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- 500+ Partner OrganizationscoreKingsbridge works with over 500 partners for distribution and referral of their specialist insurance products. These partners include professional associations, contractor networks, and industry-specific organizations that refer contractors, freelancers, and small business owners to Kingsbridge for their insurance needs.
Scale indicators4 records
Recent moves5 records
Expansion highlights5 records
Kingsbridge Insurance Brokers competitors and assessment
Company assessmentDirect peers
- CoverForWork: UK-focused contractor insurance specialist providing tailored cover for freelancers and contractors, directly comparable to Kingsbridge's primary contingent-workforce segment.
- Tradesurance: UK online broker focused specifically on tradespeople insurance, including public/employers liability and tool cover — directly competing with Kingsbridge's Trades Insurance product.
- Simply Business: UK's largest online commercial insurance broker for small businesses, freelancers and tradespeople, with a quote-comparison model that directly overlaps Kingsbridge's online self-serve proposition in the same customer base.
- Qdos: UK specialist provider of IR35 status tools, tax advice and contractor insurance, competing head-on with Kingsbridge's IR35 consultancy and contractor cover in the same contingent-workforce segment.
- PolicyBee: UK broker specialising in professional indemnity and tailored cover for freelancers, contractors and small businesses — overlapping with Kingsbridge's professional-lines and SME insurance products.
Broad incumbents
- Markel Direct: UK specialist insurer for trades, contractors and small businesses offering direct online cover across liability, tools and professional indemnity — competing with Kingsbridge's core and add-on lines.
- Hiscox: Large UK specialist insurer and distributor of professional, SME and contractor cover with both direct and broker channels; overlaps with Kingsbridge's professional liability and small business product lines.
- Howden: Large UK commercial insurance broker with specialist SME and trade divisions, serving overlapping customers to Kingsbridge via both direct and broker channels.
- Towergate: Established UK commercial insurance broker serving SMEs and trades with broad product lines, including contractor and trades insurance that competes with Kingsbridge's core offering.
Emerging players
- Superscript: UK digital SMB commercial insurer and broker targeting small businesses with flexible online cover, including cyber and professional lines that overlap with Kingsbridge's add-on modules.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Kingsbridge Insurance Brokers social profiles
Digital presenceKingsbridge Insurance Brokers financial estimates
Financial estimateRevenue estimate
Valuation estimate
Kingsbridge Insurance Brokers leadership team
Management profileNumber of profiles
Kingsbridge Insurance Brokers funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Kingsbridge Insurance Brokers M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Kingsbridge Insurance Brokers
What does Kingsbridge Insurance Brokers do?
Kingsbridge Insurance Brokers sells specialist commercial insurance policies—contractor, trades, SME, freelancer, IR35, legal expenses, cyber liability, and run-off cover—directly to UK contractors, freelancers, tradespeople, and small business owners. Its core offering is complemented by IR35 Status Review and Contract Review advisory services for the contingent workforce. Distribution is delivered online via self-serve quote and purchase, with phone sales and a 500+ partner network providing additional reach.
Is Kingsbridge Insurance Brokers a public or private company?
Kingsbridge Insurance Brokers is a private company. It is classified as unknown and is currently operating.
When was Kingsbridge Insurance Brokers founded?
Kingsbridge Insurance Brokers was founded in 2007. It employs 51 to 100 people.
Where is Kingsbridge Insurance Brokers based?
Kingsbridge Insurance Brokers is headquartered in Liverpool, United Kingdom, in the Europe region.
How does Kingsbridge Insurance Brokers make money?
One revenue line is on record: insurance Premiums.
Who are Kingsbridge Insurance Brokers's main competitors?
Direct peers on record are CoverForWork, Tradesurance, Simply Business, Qdos and PolicyBee. Broad incumbents are Markel Direct, Hiscox, Howden and Towergate. Superscript is listed as an emerging player.
Does Kingsbridge Insurance Brokers have an API?
No public API is recorded for Kingsbridge Insurance Brokers.
What industry is Kingsbridge Insurance Brokers in?
Kingsbridge Insurance Brokers's product category is Specialist Commercial Insurance Brokerage. Its primary akta.pro industry code is FSAEADAB, Commercial Lines Insurance Brokerage, with a secondary code of FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines). Its NAICS code is 52421 and its SIC code is 6411.