Turning 65 Solutions Tax & Insurance

What Turning 65 Solutions Tax & Insurance does

Turning 65 Solutions Tax & Insurance is a Texas-licensed independent insurance brokerage founded in 2015 and headquartered at 1619 E Common St Suite 701 in New Braunfels, Texas. The firm sells Medicare-related products (Original Medicare Parts A and B education, Medicare Advantage/Part C, Medicare Supplement/Medigap Plans A through N, and Medicare Part D prescription drug coverage) alongside ancillary lines including dental, vision, and hearing insurance, whole/term/final expense life insurance, long-term care insurance, annuities, and retirement income planning. It serves individual Baby Boomer and senior households across at least nine Central Texas communities, with a delivery model built on personalized one-on-one consultations (phone, in-person at the New Braunfels office, and select home visits) rather than call-center sales.

The business earns revenue primarily through carrier commissions as a multi-carrier broker representing multiple "A"-rated insurers, including a channel partnership with Blue Cross and Blue Shield of Texas; consultations are provided at no direct cost to the consumer. The underlying technology stack is modest: a WordPress-based marketing website with an SMS appointment-notification system operating under TCPA consent tracking, a YouTube channel for Medicare education, and a downloadable "Medicare Made Easy" handbook used as a lead-generation tool. Marketing is content- and event-driven, anchored by a weekly radio show ("To Your Health and Wealth"), community luncheons, an extensive educational blog (archived since 2016), and Facebook customer reviews.

The team is small (three named personnel: founder Ron Ray with 17+ years of industry experience, Medicare specialist Peyton Hanigan holding the RSSA credential, and client care manager Kristin Dickey). The firm is privately held with no institutional investors, no parent company, no funding rounds, no M&A activity, and no regulatory actions on record. Its competitive position rests on local presence, multi-carrier representation, founder-led expertise, and recurring annual coverage reviews rather than proprietary technology or scale.

Name

Turning 65 Solutions Tax & Insurance

Legal name

Turning 65 Solutions Tax and Insurance LLC

Website

https://t65solutions.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

Turning 65 Solutions Tax & Insurance is a New Braunfels, Texas-licensed independent insurance brokerage that helps Baby Boomer and senior households across Central Texas navigate Medicare, Medigap, Medicare Advantage, life, long-term care, and retirement income products through personalized local consultations and carrier commissions.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs) (FSAIAGAH)

akta.pro secondary industries

Medigap Member Support & Care Navigation (Advocacy/Concierge) (HLAEADAH), Medigap Marketing, Lead Gen & Compliance (CMS/Do-Not-Call/TPMO) (HLAEADAE), Medicare Supplement (Medigap) Plans (FSAIAGAB)

Keywords

• Medicare insurance brokerage
• Medicare supplement plans
• Medicare Advantage plans
• Retirement income planning
• Long-term care insurance

Headquarters

HQ city

New Braunfels

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations

Revenue model

1. Insurance Broker Commissions: The company operates as a licensed insurance broker earning commissions from insurance carriers for placing policies. They represent multiple 'A' rated insurance companies and receive commissions for Medicare supplements, Medicare Advantage plans, life insurance, and long-term care policies sold to consumers.
2. Consulting/Advisory Services: Provides personalized Medicare planning consultations and retirement income planning advice to individuals, potentially as part of the overall service offering.

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Turning 65 Solutions Tax and Insurance is a Texas State licensed insurance broker that sells Medicare-related insurance products and retirement planning services to individual consumers in Central Texas. As an authorized agent/broker, the firm represents multiple 'A' rated insurance carriers and places Medicare Supplement (Medigap) plans, Medicare Advantage (Part C) plans, Medicare Part D prescription drug plans, dental/vision/hearing coverage, life insurance (whole, term, final expense), long-term care insurance, and annuities, while also providing retirement income planning consultations.

Product overview

Turning 65 Solutions Tax & Insurance is a Texas State licensed insurance broker offering a comprehensive portfolio of Medicare and retirement planning products. The core offering centers on Original Medicare (Parts A, B, and D) supplemented by Medicare Advantage (Part C) plans and Medicare Supplement (Medigap) plans. The company also provides ancillary insurance products including dental, vision, and hearing coverage, life insurance (whole life, term life, and final expense policies), long-term care insurance, and retirement income planning services including annuities. The product ecosystem is designed to help Baby Boomers navigate the transition to Medicare age with holistic coverage addressing healthcare, insurance, and retirement income needs. Free educational resources including the Medicare Made Easy handbook and video content support the sales process.

Differentiator

Problem solved

Functional benefit

Products and services

• Medicare Supplement (Medigap) Plans

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• Blue Cross and Blue Shield of TexascoreChannel Partner/ Reseller/ DistributorMentioned as provider of Medicare Advantage PPO and HMO plans available to Texas residents. Turning 65 Solutions sells Blue Cross and Blue Shield Medicare plans as an authorized agent/broker.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Others

• QuoteWizard (by LendingTree): Insurance lead-generation and comparison platform that funnels shoppers into carrier and broker sites; comparable as a Medicare customer acquisition channel though not a direct broker competitor.
• Blue Cross and Blue Shield of Texas: Carrier partner that supplies Medicare Advantage PPO and HMO plans the broker sells; comparable because the firm directly distributes BCBS-TX Medicare products to its Central Texas book.

Emerging players

• Healthcare.com: Online insurance comparison marketplace with growing Medicare segment; comparable as a Medicare distribution channel but primarily digital, contrasting with Turning 65's hyper-local Texas model.

Broad incumbents

• Humana: Major Medicare Advantage and Part D carrier with its own agent/broker distribution; comparable as a competitor for the firm's MA placement business and as a partner for contracted Medicare products.
• Mutual of Omaha: Significant Medigap and Medicare Supplement carrier; comparable because the broker sells Mutual of Omaha Medigap plans and competes for the same supplement placement dollars in the Texas market.
• eHealth: Large national online health insurance marketplace with strong Medicare focus; overlapping product set (Medigap, MA, Part D) but competing via a digital-first model rather than local relationship selling.
• GoHealth: Public Medicare-focused insurance broker with both online and call-center channels; comparable in product mix but differentiated by national, technology-led distribution versus the local in-person model.
• UnitedHealthcare / AARP Medicare: Largest Medicare Advantage carrier and direct competitor for Medicare beneficiaries; comparable because the broker places clients into UHC MA and Supplement plans alongside its carrier-neutral advisory pitch.
• SelectQuote Insurance: Public insurance distribution platform with a dedicated senior-focused Medicare vertical; comparable in broker model and Medicare product breadth though operating at far greater scale across multiple channels.

Direct peers

• Boomer Benefits: Independent Medicare-focused insurance agency specializing in Medigap, Medicare Advantage, and Part D for baby boomers; directly comparable in mission, product mix, and consultative sales approach.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCh3T6DJipa2EXALm0baP9hA/videos
• Facebookfacebook.com/turning65solutions/reviews/?ref=page_internal
• LinkedInlinkedin.com/company/turning-65-solutions-tax-and-insurance-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Turning 65 Solutions Tax & Insurance