Meridian Title
Meridian Title is a Utah-based independent title insurance and escrow company founded in 1980, operating eight branch offices with 18 dedicated escrow teams serving residential, commercial, and new construction real estate transactions statewide, backed by multiple national underwriters.
- Company typePrivate
- Founded1980
- HeadquartersSalt Lake City, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Meridian Title does
Meridian Title Company is an independent, privately held title insurance and escrow company founded in 1980 and headquartered in Murray, Utah (Salt Lake City metro). The company operates eight branch offices across the state of Utah, staffed by 18 dedicated escrow teams serving residential, commercial, and new construction transactions. Its core offering consists of title insurance products (owner's policies, lender's policies, and endorsements) backed by four major underwriters (Old Republic Title, WFG National Title, First American Title, and Stewart Title) and escrow closing services that handle document preparation, fund handling, and closing coordination. The company is led by a stable team of long-tenured officers: President Jon Ivins, Vice Presidents Chris Lambert and Michael Ivins, and General Counsel Rachael Ortiz. The Ivins family maintains significant ownership and leadership; the firm is not backed by private equity or venture capital.
The business runs on a transaction-based revenue model with standardized fees: $395 settlement fee, $25 CPL fee, and $45 per recording document, with title insurance premiums based on property sales price or loan amount. Technology infrastructure is provided by Qualia Labs' Resware platform, which powers the client portal, online ordering, and document management. Meridian has built vertical extension through Meridian Exchange, Inc., a wholly-owned qualified intermediary subsidiary offering 1031 tax-deferred exchange services led by Michael Ivins. Supporting products include online fee-quote and seller-net-sheet calculators, a podcast ("Meridian Explains"), continuing education courses for real estate professionals, and wire-fraud prevention resources. ALTA Best Practices certification provides regulatory standing aligned with CFPB standards.
Meridian's go-to-market combines enterprise field sales through 18 escrow teams managing direct relationships with builders, developers, lenders, and government entities, alongside inside sales (phone/email) and self-serve digital tools. Customers include marquee enterprise accounts such as Garbett Homes, Perry Homes, IKEA (Draper), Utah Valley University, and various Utah municipal entities, as well as a long tail of individual home buyers and sellers. Distribution is regional and Utah-only, with no disclosed geographic expansion beyond the state. Marketing channels are diversified across professional education, digital content, and social media, with the stated positioning as "one of Utah's largest, independent title agencies" anchored on service quality and the founding philosophy of "We do good deeds."
Meridian Title firmographics
Firmographics- Name
- Meridian Title
- Legal name
- Meridian Title Company
- Website
- https://mtcutah.com
- Company type
- Private
- Founded year
- 1980
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Meridian Title is a Utah-based independent title insurance and escrow company founded in 1980, operating eight branch offices with 18 dedicated escrow teams serving residential, commercial, and new construction real estate transactions statewide, backed by multiple national underwriters.
- Ownership category
- akta.pro rank
Meridian Title industry classification
Industry- Product category
- Title Insurance and Escrow Services
- NAICS
- Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)
- SIC
- Title Insurance (6361), Real Estate Agents & Managers (For Others) (6531)
- akta.pro primary industry
- Title Search & Examination (BPAJAOAB)
- akta.pro secondary industries
- Closing Coordination & Transaction Management (Broker/Agent Support) (BPAJAOAH), 1031 Exchange Intermediary Services (BPAJAOAL)
Keywords
Where Meridian Title is headquartered
LocationHeadquarters
- HQ city
- Salt Lake City
- HQ country
- United States
- HQ region
- North America
Offices9 records
Markets served
Meridian Title business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Title Insurance Premiums: Title insurance policies including owner's policies, lender's policies, and various endorsements such as Homeowners, Eagle Owners, and Expanded Loan Policies issued on properties with 1-4 family unit dwellings.
- Escrow Services: Escrow and settlement services facilitating real estate transactions, including document preparation, fund handling, and closing coordination.
- 1031 Exchange Services: Meridian Exchange, Inc. provides qualified intermediary services for 1031 tax-deferred exchanges with professional and personalized exchange services.
- Continuing Education Courses: CE courses for real estate agents as well as general information classes for real estate professionals.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Settlement Fee |
| Transaction based/ take rate | Pay-as-you-go | CPL Fee |
| Transaction based/ take rate | Pay-as-you-go | Recording Fees |
| Transaction based/ take rate | Pay-as-you-go | Title Insurance Premiums |
| Transaction based/ take rate | Pay-as-you-go | Standard Endorsements |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels6 records
Meridian Title product offering
Product offeringCore offering
Meridian Title is a Utah-based independent title agency providing title insurance, escrow, and closing services for residential and commercial real estate transactions. The company operates eight branch offices across Utah, supported by 18 dedicated escrow teams and an in-house title department. Through its affiliated Meridian Exchange, Inc., it also offers qualified intermediary services for 1031 tax-deferred exchanges.
Product overview
Meridian Title Company operates as a single unified title and escrow services platform offering title insurance, escrow closing services, and complementary real estate tools. The core offering consists of title insurance backed by multiple underwriters (WLT, Stewart Title) and escrow services delivered through dedicated teams at eight Utah locations. The product portfolio includes Meridian Exchange for 1031 exchanges, commercial real estate transaction services, online tools (Fee Quote Calculator, Seller Net Sheet), continuing education courses, and a client portal powered by Qualia. The company also provides wire fraud prevention resources and a real estate podcast as ancillary services.
Differentiator
Problem solved
Functional benefit
Brands
- Meridian Exchange: 1031 tax deferred exchange services as a qualified intermediary
Products and services
- Title Insurance Services Title insurance products including owner's policies, lender's policies, and endorsements that protect property buyers and lenders from ownership defects, liens, or encumbrances. Backed by multiple national underwriters such as Old Republic, WFG National Title, First American, and Stewart Title.
- Escrow Services Escrow and settlement services facilitating real estate transactions, including document preparation, fund handling, and closing coordination. Delivered by 18 named escrow teams across eight Utah branches for residential, commercial, and new construction transactions.
- Meridian Exchange (1031 Exchange Services) Qualified intermediary services for 1031 tax-deferred real property exchanges, delivered through affiliated Meridian Exchange, Inc. with personalized exchange services at competitive rates.
- Commercial Real Estate Title and Escrow Services Specialized commercial real estate title and escrow services for land acquisition, multi-family, office/industrial, retail, hotel, mixed-use, and agricultural projects. Supported by an in-house legal department with 30+ years of experience.
- Continuing Education Courses Continuing education classes for real estate agents and general information courses for real estate professionals, designed to build relationships with referral partners.
Quantifiable outcome
- Closings are smooth and efficient
- +2 more outcomes
Companies that use Meridian Title
Customer profileNamed customers11 records
Segments5 records
Ideal customer profiles5 records
Meridian Title technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Meridian Title partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and strategic.
- Old Republic TitlecoreOne of multiple industry-leading underwriters providing title insurance products and expertise backed by nationally recognized financial strength.
- WFG National Title Insurance CompanycoreUnderwriter partner providing title insurance products to meet varying needs of each client and transaction.
- First American Title InsurancecoreMajor national underwriter partner providing title insurance products and expertise for Meridian's transactions.
- Stewart TitlecoreUnderwriter partner offering title insurance products backed by Stewart's national reputation and expertise.
- Qualia Labs, Inc.coreTechnology partner providing Qualia Resware platform for client login, order management, and document handling. Client portal (client.mtcutah.com) powered by Qualia's real estate closing technology.
- Meridian Exchange, Inc.coreAffiliated qualified intermediary company providing 1031 tax-deferred exchange services. Michael Ivins serves as President of Meridian Exchange. Delivers prompt, professional, and personalized exchange services at competitive rates.
- Utah Land Title AssociationstrategicIndustry association with Jon Ivins serving as President Emeritus and legislative committee involvement. Collaborates on advocating for legislation promoting local real estate and title insurance industries.
Scale indicators5 records
Recent moves7 records
Expansion highlights5 records
Meridian Title competitors and assessment
Company assessmentBroad incumbents
- First American Title Insurance Company: One of the largest national title insurance underwriters and agents. Comparable to Meridian as a title insurance and escrow provider serving residential and commercial transactions, but operates nationally with vastly greater scale and direct underwriter ownership.
- Chicago Title: Major national title insurance underwriter within the Fidelity group. Comparable title/escrow product portfolio serving residential and commercial real estate, but operates nationally and competes for the same Utah referral relationships.
- Stewart Title: National title insurance underwriter and agency. Already a core underwriter partner of Meridian; directly comparable as a title/escrow provider, though operating at national scale with direct agency operations in many states.
- Fidelity National Title: Parent of Fidelity National Title and several national title brands, the largest US title insurer. Comparable product set (title insurance, escrow, closing services) across residential and commercial, with significantly broader geographic and capital reach than Meridian.
- WFG National Title Insurance Company: National title underwriter with a distributed independent agent model. Comparable as a title insurance provider leveraging agent partners; also a Meridian underwriter partner, suggesting similar target customer and product mix.
- Old Republic Title: Major national title insurance underwriter and one of Meridian's core underwriter partners. Directly comparable in product offering (title insurance, escrow, closing) but operates at national scale with captive agency operations.
Regional players
- Equity Title: Regional independent title agency operating in Western US states with comparable title/escrow/closing services. Relevant comparable on size, independent model, and multi-office operation, though not Utah-anchored like Meridian.
Direct peers
- Security Title: Utah-headquartered independent title and escrow company. Directly comparable in product set (title insurance, escrow, closing) and target segments (homebuyers, builders, lenders, commercial developers) within the same Utah geography.
- Utah Title & Escrow: Independent Utah title insurance and escrow agency. Direct competitor with overlapping service offering (title, escrow, closings) and similar customer base of consumers, builders, and lenders in Utah.
- Title West: Utah-based independent title and escrow agency. Most directly comparable to Meridian as a same-state, independent title competitor serving residential, commercial, and builder customers in the same Utah markets.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Meridian Title social profiles
Digital presenceMeridian Title compliance and trust
Trust signalCompliance1 record
Meridian Title financial estimates
Financial estimateRevenue estimate
Valuation estimate
Meridian Title leadership team
Management profileNumber of profiles
Profiles4 records
Meridian Title subsidiaries and ownership
Company hierarchySubsidiaries1 record
Meridian Title funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Meridian Title M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Meridian Title
What does Meridian Title do?
Meridian Title is a Utah-based independent title agency providing title insurance, escrow, and closing services for residential and commercial real estate transactions. The company operates eight branch offices across Utah, supported by 18 dedicated escrow teams and an in-house title department. Through its affiliated Meridian Exchange, Inc., it also offers qualified intermediary services for 1031 tax-deferred exchanges.
Is Meridian Title a public or private company?
Meridian Title is a private company. It is classified as family owned and is currently operating.
When was Meridian Title founded?
Meridian Title was founded in 1980. It employs 11 to 50 people.
Where is Meridian Title based?
Meridian Title is headquartered in Salt Lake City, United States, in the North America region.
How does Meridian Title make money?
Four revenue lines are on record. Title Insurance Premiums are the primary driver. The others are escrow Services, 1031 Exchange Services and continuing Education Courses.
Who are Meridian Title's main competitors?
Broad incumbents on record are First American Title Insurance Company, Chicago Title, Stewart Title, Fidelity National Title, WFG National Title Insurance Company and Old Republic Title. Equity Title is listed as a regional player. Direct peers are Security Title, Utah Title & Escrow and Title West.
Does Meridian Title have an API?
No public API is recorded for Meridian Title.
What industry is Meridian Title in?
Meridian Title's product category is Title Insurance and Escrow Services. Its primary akta.pro industry code is BPAJAOAB, Title Search & Examination, with a secondary code of BPAJAOAH, Closing Coordination & Transaction Management (Broker/Agent Support). Its NAICS code is 524127 and its SIC code is 6361.