Tramites Express Insurance

What Tramites Express Insurance does

Tramites Express Insurance Services is a privately held, founder-owned independent insurance agency headquartered in Norcross, Georgia, founded by Daniel Arana in 2004 and operating as an independent agent since 2009. The agency sells personal and commercial insurance — auto (including SR-22 filing for high-risk drivers), homeowners, renters, life, motorcycle, general liability, workers' compensation, contractors, and title bonds — on a commission basis through a panel of 10+ carrier partners including State Farm, Allstate, Nationwide, Progressive, Safeway, Kemper, National General, and Geico. Customer acquisition and service run through four physical offices across the metro Atlanta area (Norcross corporate, Norcross commercial, Marietta, Lawrenceville), supplemented by phone sales, a 24/7 online quote portal powered by SafewayXchange, and dedicated customer and agent portals.

The firm's core differentiator is a bilingual English/Spanish service model aimed at the Hispanic community in Georgia, with a full Spanish-language website, bilingual staff, and ancillary services tailored to that audience (notary, mobile notary, apostille, tax preparation with ITIN assistance, TPS immigration help, certified translation, and company formation). Beyond brokered insurance, the agency generates fee-based revenue from these document, tax, and accounting services as well as accounting, bookkeeping, tag/title, wedding officiant, and flight booking services — effectively operating as a one-stop community services hub wrapped around an insurance brokerage.

Revenue is generated primarily from carrier commissions on placed policies, with secondary fee revenue from the diversified service suite. The book is long-tail: predominantly individual consumers and small business owners across metro Atlanta, with no disclosed enterprise anchor accounts or institutional revenue. The company has grown organically from a single Norcross office in 2009 to four locations today, with no external institutional funding, no M&A activity, and no signs of inorganic expansion.

Name

Tramites Express Insurance

Legal name

Tramites Express Insurance Services

Website

https://expressinsurance.info

Company type

Private

Founded year

2004

Operating status

Operating

Short description

Tramites Express Insurance is a privately held independent insurance agency operating four metro Atlanta offices, selling personal and commercial insurance from 10+ carriers to individuals and small businesses, with bilingual English/Spanish service for Georgia's Hispanic community.

Ownership category

akta.pro rank

Headquarters

HQ city

Marietta

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Agency Commission: As an independent insurance agency, the company earns commissions from insurance carriers for policies sold. Commissions are typically a percentage of premium and vary by carrier and policy type. Additional services include notary, tax preparation, tag/title services, and other document services which generate fee-based revenue.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Tramites Express Insurance is an independent insurance agency that compares and sells personal and commercial insurance policies from 10+ carriers (State Farm, Allstate, Nationwide, Progressive, Geico, etc.) across four Georgia offices. Core offerings include auto, home, motorcycle, life, workers' compensation, general liability, contractors, and SR-22 filing, supplemented by notary, tax preparation, apostille, tag/title, accounting, and company formation services delivered with bilingual English/Spanish support.

Product overview

Tramites Express Insurance is an independent insurance agency offering a portfolio of core insurance products (auto, home, business/general liability, workers' compensation, life, and motorcycle insurance) complemented by a broad range of additional coverage types (renters insurance, contractors insurance, SR-22 filing, title bonds) and non-insurance community services (notary, apostille, tag/title, accounting, tax preparation, bookkeeping, company creation, wedding officiant, TPS assistance, translations, and travel booking). The agency operates as a multi-product insurance brokerage with a technology-enabled customer and agent portal platform, distributing through 10+ insurance carrier partnerships and serving primarily the Hispanic community in Georgia with bilingual English/Spanish services across four physical locations.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance

Named customers5 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

14 partnerships are on record, tiered core.

• State FarmcoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partnered for auto, home, and other insurance products. One of the 10+ carriers quoted by the agency.
• AllstatecoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partnered for auto, home, and other insurance products. One of the 10+ carriers quoted by the agency.
• NationwidecoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partnered for auto, home, and other insurance products. Daniel Arana started his career working for Nationwide before becoming independent.
• ProgressivecoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partnered for auto and other insurance products. One of the 10+ carriers quoted by the agency.
• SafewaycoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. The agency uses SafewayXchange platform for online quote integration.
• KempercoreChannel Partner/ Reseller/ DistributorInsurance carrier partnered for various insurance products. One of the 10+ carriers quoted by the agency.
• National GeneralcoreChannel Partner/ Reseller/ DistributorInsurance carrier partnered for various insurance products. One of the 10+ carriers quoted by the agency.
• Insurance HousecoreChannel Partner/ Reseller/ DistributorInsurance carrier partnered for various insurance products. One of the 10+ carriers quoted by the agency.
• Trexis InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier partnered for various insurance products. One of the 10+ carriers quoted by the agency.
• Assurance AmericacoreChannel Partner/ Reseller/ DistributorInsurance carrier partnered for various insurance products. One of the 10+ carriers quoted by the agency.
• VervecoreChannel Partner/ Reseller/ DistributorInsurance carrier partnered for various insurance products. One of the 10+ carriers quoted by the agency.
• GainscocoreChannel Partner/ Reseller/ DistributorInsurance carrier partnered for various insurance products. One of the 10+ carriers quoted by the agency.
• GeicocoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partnered for auto insurance products. One of the 10+ carriers quoted by the agency.
• SafewayXchangecoreTechnology or IntegrationTechnology platform used for online instant quote functionality. The agency's website integrates with SafewayXchange for real-time rate comparison across multiple carriers.

Scale indicators4 records

Recent moves8 records

Expansion highlights5 records

Broad incumbents

• Lemonade: Direct-to-consumer digital insurance carrier in home, renters, life, and auto. A broad incumbent competing for the same end-customers via a digital-first channel that bypasses agents.
• The General Insurance: Direct-to-consumer auto insurer focused on high-risk drivers (DUI, SR-22 needs). Competes with Tramites Express's high-risk driver and SR-22 niche via a direct-to-consumer model.

Direct peers

• Insureon: Online small business insurance brokerage specializing in general liability, workers' comp, and commercial coverage from multiple carriers. Directly comparable for Tramites Express's commercial lines book.
• Fiesta Insurance: Hispanic-focused multi-state insurance agency franchise offering auto, home, and commercial insurance with bilingual service. Closely matches Tramites Express's customer segment, geographic model, and product mix.
• Trusted Choice: A national network/cooperative of independent insurance agents offering multi-carrier comparison across personal and commercial lines. Reflects the same independent agency distribution model.
• SmartFinancial: Online insurance comparison platform that aggregates quotes from multiple carriers across auto, home, and commercial lines. Comparable multi-carrier comparison value proposition with a tech-enabled channel.
• Goosehead Insurance: Independent insurance agency franchise comparing quotes from multiple carriers across personal and commercial lines. Comparable independent agency model with multi-carrier comparison and physical distribution.
• Freeway Insurance: A large Hispanic-focused retail insurance agency chain with hundreds of offices across multiple states. Directly comparable as a bilingual, multi-carrier, multi-line independent agency model serving similar customer segments.

Emerging players

• Policygenius: Digital insurance marketplace specializing in life, home, auto, and disability with multi-carrier comparison. Partial overlap as a digital-first competitor for some of Tramites Express's product lines.
• Higo (Asegurate): Hispanic-focused digital insurance comparison platform. An emerging digital competitor targeting the same bilingual Hispanic auto and home insurance customer.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/tramitesi

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tramites Express Insurance