CoinStrat

What CoinStrat does

CoinStrat LTD. is a Vancouver, British Columbia-incorporated centralized finance (CeFi) platform founded in 2022 that bundles crypto savings, crypto-backed lending, spot trading, and Dual Investment structured products into a single retail-and-institutional venue. Core products include a Crypto Interest Account paying up to 10% APY on supported assets (BTC, ETH, USDT, DOGE, CVND, ATT, CST) with daily compounding and bi-weekly payouts, over-collateralized loans at up to 50% LTV at a 10% interest rate with a 1% origination fee, a trading account with instant swaps, and Dual Investment structured products offering guaranteed returns up to 300% APY via buy-low/sell-high mechanics. An automation add-on called AI Dual executes Dual Investment strategies without manual intervention. Customer assets are custodied by BitGo under a $700 million insurance policy provided by Lloyd's of London and European insurers covering key theft, insider theft, and key loss.

The platform operates a hybrid go-to-market combining a self-serve product-led growth funnel at app.coinstrat.com for retail crypto investors (no minimum balance, instant registration) with a dedicated enterprise sales motion for institutional clients, funds, and Elite-tier customers with $5M+ AUM, served via customized loan terms, collateral arrangements, and dedicated relationship management across Telegram, WhatsApp, and Slack. Monetization comes from the spread between yields paid on savings and interest charged on loans, the 1% loan origination fee, trading fees from buy/sell/swap activity, Dual Investment structured-product spreads, and the CST utility token economy (launchpads, buyback programs at $0.01, listing on Coinstore). The native Coinstrat.pro platform extends the venue into a multi-asset trading environment spanning crypto, forex, stocks, and commodities, with an additional distribution vector via the AI Prop funded-trading challenge partnership. The product is explicitly unavailable to US persons for the savings account, and the platform excludes sanctioned jurisdictions (Iran, North Korea, Sudan, Syria, Cuba, and others).

Name

CoinStrat

Legal name

CoinStrat LTD.

Website

https://coinstrat.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

CoinStrat is a Vancouver-based CeFi platform offering crypto savings, collateralized lending, trading, and Dual Investment structured products to retail and institutional clients, with assets custodied by BitGo under $700M in insurance.

Ownership category

akta.pro rank

Product category

Crypto Financial Services

NAICS

Securities and Commodity Exchanges (523210), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Crypto-Backed Consumer Loans (Secured) (FSADAFAG)

akta.pro secondary industries

Crypto Borrowing & Margin Credit Facilities (FSADAFAC), Institutional / OTC Crypto Credit & Bilateral Lending (FSADAFAD)

Keywords

• Crypto savings account
• Crypto-backed lending
• Digital asset trading
• Structured crypto products
• Institutional crypto services

Headquarters

HQ city

Vancouver

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Interest Spread (Lending/Borrowing): CoinStrat earns the spread between the yield paid to savings account holders and the higher interest charged on crypto-backed loans. Loan origination fee of 1% also charged. Users lend their crypto to CoinStrat and receive interest; CoinStrat uses those assets to generate returns through lending to other borrowers and market activities.
2. Trading Fees: Revenue generated from buying, selling, and swapping cryptocurrency on the platform. Trading is described as instant with low costs, though specific fee schedules are not publicly disclosed.
3. Dual Investment Product Revenue: Revenue from structured Dual Investment products offering up to 300% APY. Products generate fees from the spread between guaranteed returns paid to users and actual market outcomes from buy-low/sell-high mechanics.
4. Token Economics (CST): CST token ecosystem including launchpad allocations, buyback programs at $0.01, and listing on Coinstore. Token holders receive benefits including higher interest rates and reduced trading fees.

Pricing tiers

Go-to-market motion4 records

Distribution channels4 records

Marketing channels7 records

Core offering

CoinStrat operates a centralized crypto financial services platform offering a Crypto Interest Account with up to 10% APY, Crypto-Backed Loans with LTV up to 50%, a Trading Account for instant crypto buy/sell/swap, and Dual Investment structured products with guaranteed returns up to 300% APY. Assets are custodied by BitGo under a $700M insurance policy, and institutional clients receive customized lending, margin, and short-selling solutions.

Product overview

CoinStrat is a CeFi (Centralized Finance) platform offering a suite of interconnected digital asset financial products. The core portfolio consists of four main products: a Crypto Interest Account (savings with up to 10% APY, compounded daily, paid bi-weekly), Crypto-Backed Loans (collateralized lending up to 50% LTV), a Trading Account (buy/sell/exchange crypto with immediate interest accrual), and Dual Investment (structured buy-low/sell-high products with guaranteed returns up to 300% APY). These products are tightly integrated — assets purchased via the Trading Account automatically earn interest in the Interest Account, and collateral from the Interest Account can be used for loans without selling. AI Dual is an automation add-on for Dual Investment. A Refer-a-Friend program and CST Token (native utility token) round out the ecosystem. An institutional-grade platform serves high-value clients and funds with customized lending, margin, and short-selling solutions.

Differentiator

Problem solved

Functional benefit

Brands

• CST (CoinStrat Token): Native platform token used within the CoinStrat ecosystem for Launchpad participation, trading fee discounts, and staking benefits.
• Dual Investment
• AI Dual

Products and services

• Crypto Interest Account A crypto savings account that pays interest on deposited digital assets. Supports BTC, ETH, USDT, DOGE, CVND, ATT, and CST with daily compounding and bi-weekly payouts (1st and 15th of each month). Tiered APY rates up to 10% on CVND, 6% on USDT, 5% on ETH, with no minimum balance required.
• Crypto-Backed Loans Collateralized lending service allowing users to borrow USD stablecoins against crypto holdings without selling the underlying assets. Supports LTV ratios of 50%, 35%, or 20%, with a 10% annual interest rate and a 1% loan origination fee. No credit score check required.
• Trading Account A cryptocurrency trading account enabling users to buy, sell, and exchange crypto assets including BTC, ETH, DOGE, and USDT with competitive pricing. Assets held in the Trading Account immediately begin earning interest through the integrated Interest Account.
• Dual Investment A structured dual investment product enabling users to earn guaranteed returns up to 300% APY by setting target prices for buying low or selling high crypto assets. Profits are realized regardless of market direction with no risk of principal loss when target conditions are met. No trading fees charged when orders are filled.
• AI Dual An intelligent automated investment robot for Dual Investment strategies that automates setting target prices and executing buy-low/sell-high orders without manual intervention. Marketed as a smart investment assistant requiring no prior investment experience.
• Institutional Financial Solutions A dedicated institutional platform linking traditional investors to global digital asset markets. Offers negotiated lending terms, margin trading, short selling, customizable loan products, collateral management, risk hedging, market making, and comprehensive reporting for institutional clients, funds, and corporate accounts with AUM starting from $5 million (Elite tier).
• CST Token (CoinStrat Token) The native utility token of the CoinStrat ecosystem. CST is used within the platform for Launchpad participation, premium feature access, trading fee discounts, and as an eligible asset for savings accounts. Listed on Coinstore exchange since November 2023 and traded on PancakeSwap.

Quantifiable outcome

• Up to 10% APY on crypto savings (CVND Tier 1), 6% on USDT, 5% on ETH
• +4 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability2 records

Feature6 records

Partnerships

Three partnerships are on record, tiered core.

• AI PropcoreStrategic or Co-development Partner · 26 August 2025Strategic partnership for funded trading challenges. CoinStrat users can purchase AI Prop challenge accounts ($10K-$1M sizes) directly on the platform. CoinStrat also co-hosts the Dubai Contest 2025 trading competition with AI Prop, offering prizes including $15,000 Dubai trip and VIP access to Forex Expo Dubai 2025. The partnership expands CoinStrat's offerings beyond crypto into prop trading.
• CoinstorecoreChannel Partner/ Reseller/ Distributor · 27 November 2023Coinstore listing partnership for CST token. Coinstore is a centralized exchange with up to $240 million in daily trading volume. The listing ceremony took place on November 25, 2023, marking a significant milestone for CST's liquidity and market accessibility.
• BitGocoreTechnology or Integration · 24 July 2022BitGo serves as the primary custodian for CoinStrat's digital assets. CoinStrat's funds are insured under BitGo's $700 million insurance policy provided by Lloyd's of London and European insurers. Coverage includes theft of private keys, insider theft, and key loss. BitGo's multi-signature security architecture and regulated trust company structure underpin CoinStrat's security claims.

Scale indicators5 records

Recent moves7 records

Expansion highlights5 records

Emerging players

• Aave: Aave is a decentralized lending protocol with crypto-collateralized loans and supply-side yield — comparable function to CoinStrat's lending/savings but operating trustlessly on-chain rather than as a centralized intermediary.
• Compound: Compound is a DeFi money market protocol providing over-collateralized lending and variable yield — adjacent to CoinStrat's crypto lending and savings but non-custodial and on-chain.

Broad incumbents

• Bybit Earn: Bybit offers savings and lending products on deposited crypto assets through its exchange platform; comparable to CoinStrat's interest account and trading stack with a larger user base.
• Binance Earn: Binance's Earn suite provides flexible and locked crypto yield products and crypto-backed loans; it competes for the same retail savings demand as CoinStrat but with vastly larger liquidity and geographic reach.
• Crypto.com Earn: Crypto.com's Earn product offers yield on deposited crypto assets alongside a broader exchange and card business; it overlaps with CoinStrat's interest accounts at much larger scale and brand reach.

Regional players

• Rain: Rain is a Bahrain-licensed CeFi exchange offering trading and yield products in the MENA region; comparable to CoinStrat's product set but with a regional regulatory license footprint.
• M2: M2 is a UAE-based CeFi platform offering crypto savings, lending, and trading — comparable to CoinStrat's products but operating primarily in the Middle East and African markets.

Direct peers

• YouHodler: YouHodler is a CeFi platform offering crypto savings, crypto-backed lending, and multi-asset trading products, serving both retail and institutional clients — overlapping directly with CoinStrat's product mix.
• Nexo: Nexo is a CeFi crypto lending and savings platform offering interest accounts, crypto-backed loans, and trading — directly comparable to CoinStrat's core savings + lending + trading stack, with a more mature institutional presence.
• Ledn: Ledn provides CeFi bitcoin and USDC savings accounts plus crypto-backed loans, with a focus on retail and institutional clients — a close peer in the crypto-collateralized lending space.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/CoinStratGlobal
• YouTubeyoutube.com/@coinstrat
• Facebookfacebook.com/Coinstrat
• LinkedInlinkedin.com/company/coinstratofficial

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CoinStrat