Danamart
Danamart is an OJK-licensed Indonesian Securities Crowdfunding platform that connects retail and institutional investors with SMEs via debt and equity offerings, prioritizing essential-services sectors (water, power, health) aligned with UN SDGs.
- Company typePrivate
- Founded2018
- HeadquartersJakarta, Indonesia
- Headcount11–50
- GTM typeB2B and B2C
- OfferingSoftware
What Danamart does
Danamart (operated by PT Dana Aguna Nusantara) is an Indonesia-based Securities Crowdfunding platform licensed and supervised by OJK under POJK 57/2020. Founded in 2018 and headquartered in Central Jakarta, the platform connects individual and institutional investors with Indonesian SMEs seeking debt and equity financing, with progressive prioritization of essential-services sectors (water, power, health) and alignment to selected UN Sustainable Development Goals. The core product is a self-serve web and mobile platform (iOS/Android) that supports the full investment lifecycle, complemented by an Impact Matrix for SDG-aligned outcome tracking, a Blended Finance module for catalytic capital structuring, an ESG Rating self-assessment tool, an Investment Estimator, and a WhatsApp-based AI virtual assistant called DARA. Underlying infrastructure is built on Alibaba Cloud, with payments via Xendit, KYC through ADVANCE.AI, credit scoring via IdScore, e-signatures through Digisign, escrow at Hana Bank, and custody and settlement through KSEI under SID-based investor identification. The business model is transaction-based: Danamart charges a fee to issuers on funds raised and deducts a 10% platform service fee from investor coupon or dividend receipts, with a Rp 100,000 minimum investment and per-offering caps of Rp 500M–Rp 10B set by regulation. The company holds ISO/IEC 27001:2022 certification verified by TUV Rheinland and is a member of ALUDI, and reports a zero-default track record over two years of operations.
Danamart firmographics
Firmographics- Name
- Danamart
- Legal name
- PT Dana Aguna Nusantara
- Website
- https://danamart.id
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Danamart is an OJK-licensed Indonesian Securities Crowdfunding platform that connects retail and institutional investors with SMEs via debt and equity offerings, prioritizing essential-services sectors (water, power, health) aligned with UN SDGs.
- Ownership category
- akta.pro rank
Danamart industry classification
Industry- Product category
- Securities Crowdfunding / Impact Investing Platform
- NAICS
- Portfolio Management and Investment Advice (523940), Investment Banking and Securities Intermediation (523150), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
- SIC
- Investment Advice (6282), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- ESG/Sustainable & Thematic Digital Investing Platforms (FSAGAEAK)
- akta.pro secondary industry
- P2P Loan Syndication & Participation Platforms (FSAKAHAL)
Keywords
Where Danamart is headquartered
LocationHeadquarters
- HQ city
- Jakarta
- HQ country
- Indonesia
- HQ region
- Asia
Offices1 record
Markets served
Danamart business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Platform Fee - Issuer Side: Fee charged to issuers (Penerbit) from funds raised through the platform. The organizer receives a fee from the issuer based on collected funds, as agreed in the Urun Dana Service Agreement.
- Platform Fee - Investor Side: Platform service fee deducted from investor's coupon or dividend receipts. Fee is 10% of the coupon or dividend received by the investor from their investment purchases through the Danamart platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Minimum Investment Rp 100,000 (approximately $6.50 USD) |
| Transaction based/ take rate | Pay-as-you-go | Platform Fee: 10% of investor returns |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels8 records
Danamart product offering
Product offeringCore offering
Danamart operates a Securities Crowdfunding platform (licensed by OJK under POJK 57/2020) that connects retail and institutional investors with Indonesian SMEs and impact-project issuers through equity and debt instruments with ESG principles integrated throughout. The platform enables investors to browse curated opportunities, execute investments with a Rp 100,000 minimum, and monitor portfolio performance with SDG-aligned impact tracking, while SMEs gain access to alternative financing beyond traditional banking with issuer-side platform fees and a 10% investor-side take rate on returns.
Product overview
Danamart operates as a unified Securities Crowdfunding platform operated by PT Dana Aguna Nusantara, licensed by Indonesia's Financial Services Authority (OJK). The platform connects investors with SME borrowers and impact-focused issuers through equity and debt instruments. The core product is the Securities Crowdfunding Platform, complemented by the Danamart Mobile Application for on-the-go investing, an Investment Estimator (Simulasi Investasi) tool for return calculations, an Impact Matrix for tracking SDG-aligned outcomes, a Blended Finance module for structuring catalytic capital, Impact Stories for verified case studies, an ESG Rating Tool for business assessment, an Investment Calendar for tracking offerings, and a DARA virtual assistant for customer support. All offerings are integrated under ESG principles, focusing on sustainable finance and impact investing in sectors like water, power, and health.
Differentiator
Problem solved
Functional benefit
Products and services
- Securities Crowdfunding Platform An OJK-licensed Securities Crowdfunding platform enabling investors to fund SMEs and impact projects through equity and debt instruments, with ESG principles integrated into the financing process. Serves both individual retail investors and SME issuers in Indonesia.
- Danamart Mobile Application Mobile application available on Google Play Store and Apple App Store enabling investors to access investment opportunities, monitor portfolios, and manage their investments on-the-go. Targets individual retail investors seeking convenient mobile access to the Danamart platform.
- Investment Estimator (Simulasi Investasi) Simulation tool that allows potential investors to estimate investment returns, calculating potential yields based on investment amount, tenor, and expected returns. Includes both investor (Pemodal) and issuer (Penerbit) simulation modules. Used by prospective investors comparing Danamart bonds against deposits, government bonds, corporate bonds, and mutual funds.
- Impact Matrix Quantified impact outcomes tracking system for Danamart-financed projects, aligned with UN Sustainable Development Goals (SDGs). Provides measurable governance and financial performance metrics for projects funded through the platform.
- Blended Finance Catalytic capital structure that combines multiple funding sources to de-risk and scale impact investments for essential services projects. Designed for institutional investors and donor programs seeking to deploy catalytic capital alongside private investment.
- Impact Stories Case studies and verified evidence showcasing the real-world impact of Danamart's investments on communities and businesses. Provides documented impact validation for current and prospective investors.
- ESG Rating Tool Interactive ESG assessment questionnaire tool allowing businesses to evaluate their Environmental, Social, and Governance performance across multiple criteria including workers, environment, social responsibility, and governance. Used by prospective issuer companies to gauge ESG readiness before applying to raise capital.
- Investment Calendar Calendar tool displaying schedules and important dates for securities offerings, allowing investors to track investment timelines and distribution schedules. Used by investors to monitor upcoming and active offerings.
- DARA Virtual Assistant WhatsApp-based virtual assistant chatbot providing customer support for investment inquiries and platform guidance. Accessible to investors via WhatsApp for real-time assistance with platform navigation and investment questions.
Quantifiable outcome
- No defaults reported over two years of operations
- +2 more outcomes
Companies that use Danamart
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles3 records
Danamart technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature5 records
Danamart partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and supporting.
- OJK (Otoritas Jasa Keuangan)coreRegulatory licensing and supervision authority for securities crowdfunding operations in Indonesia. Danamart is licensed and supervised by OJK under POJK 57/2020 regulations for offerings through information technology-based crowdfunding services.
- KSEI (Kustodian Sentral Efek Indonesia)coreCentral securities depository providing custodian services for investor holdings. Securities are custodied electronically through collective custody at KSEI, with all investor ownership recorded through SID (Single Investor Identification).
- TUV RheinlandsupportingCertification partner providing ISO/IEC 27001:2022 information security management system certification, ensuring compliance with international security standards.
- XenditsupportingPayment gateway integration partner providing payment processing infrastructure for the Danamart platform.
- ADVANCE.AIsupportingAI and identity verification technology partner providing KYC (Know Your Customer) and digital identity solutions for investor onboarding and compliance.
- IdScoresupportingCredit scoring and identity verification partner supporting issuer evaluation and investor due diligence processes.
- Alibaba CloudsupportingCloud infrastructure provider hosting Danamart's platform and digital services.
- DigisignsupportingDigital signature solution provider enabling electronic agreements and document signing for investors and issuers.
- ALUDI (Asosiasi Layanan Urun Dana Indonesia)supportingIndustry association membership for securities crowdfunding platforms in Indonesia. ALUDI provides dispute resolution services and industry standards for member platforms.
- Komdigi (Ministry of Communication and Digital)supportingRegistered electronic system provider (PSE) under the Ministry of Communication and Digital, ensuring compliance with Indonesia's electronic system regulations.
Scale indicators6 records
Recent moves6 records
Expansion highlights5 records
Danamart competitors and assessment
Company assessmentBroad incumbents
- Seedrs: Established European securities/equity crowdfunding incumbent providing equity and debt crowdfunding for SMEs. Same fundamental platform business model as Danamart but operating at broader scale and in different geography.
Direct peers
- Bizhare: Indonesian OJK-licensed securities crowdfunding platform connecting retail investors with SME issuers via debt/equity offerings. Direct functional peer competing for the same issuer pool and retail investor base in Indonesia.
- Investree: Indonesian fintech lending platform facilitating SME loan distribution to retail lenders/investors under OJK P2P licensing, comparable business model and regulatory perimeter to Danamart.
- Funding Societies (Modalku): Southeast Asia's largest SME financing platform operating in Indonesia (as Modalku). Focuses on P2P lending for SMEs with comparable retail investor onboarding and securities-style structures, making it a close functional competitor.
- Akseleran: Indonesian OJK-licensed P2P lending platform providing SME business loans funded by retail investors; directly comparable marketplace lending model in the Indonesian fintech ecosystem.
- Amartha: Indonesian P2P lending fintech focusing on financial inclusion for women-led micro-enterprises; competes with Danamart for impact-oriented retail investors seeking ESG-style returns.
- Crowdo Indonesia: Indonesia-based securities crowdfunding platform (previously Crowdo) providing SME financing through equity and debt crowdfunding, competing directly with Danamart in the OJK-licensed SCF category.
- KoinWorks: Indonesian P2P lending and fintech platform serving SME financing, with similar retail investor base and domestic Indonesian operations under OJK supervision; strong competitor on the issuer side.
- Sandbox (Santosa Finance Indonesia): Indonesian OJK-licensed securities crowdfunding platform focusing on SME financing through digital offerings. Operates under the same POJK 57/2020 framework and targets similar issuer/investor segments as Danamart.
Emerging players
- Bareksa: Leading Indonesian online mutual fund and SBN aggregator; serves the same retail Indonesian investor audience seeking yield-bearing products but focused on traditional asset categories rather than SME securities.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Danamart social profiles
Digital presenceDanamart compliance and trust
Trust signalCompliance4 records
Danamart financial estimates
Financial estimateRevenue estimate
Valuation estimate
Danamart leadership team
Management profileNumber of profiles
Profiles1 record
Danamart funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Danamart M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Danamart
What does Danamart do?
Danamart operates a Securities Crowdfunding platform (licensed by OJK under POJK 57/2020) that connects retail and institutional investors with Indonesian SMEs and impact-project issuers through equity and debt instruments with ESG principles integrated throughout. The platform enables investors to browse curated opportunities, execute investments with a Rp 100,000 minimum, and monitor portfolio performance with SDG-aligned impact tracking, while SMEs gain access to alternative financing beyond traditional banking with issuer-side platform fees and a 10% investor-side take rate on returns.
Is Danamart a public or private company?
Danamart is a private company. It is classified as unknown and is currently operating.
When was Danamart founded?
Danamart was founded in 2018. It employs 11 to 50 people.
Where is Danamart based?
Danamart is headquartered in Jakarta, Indonesia, in the Asia region.
How does Danamart make money?
Two revenue lines are on record. Platform Fee - Issuer Side is the primary driver. The others are platform Fee - Investor Side.
Who are Danamart's main competitors?
Seedrs is listed as a broad incumbent. Direct peers are Bizhare, Investree, Funding Societies (Modalku), Akseleran, Amartha, Crowdo Indonesia, KoinWorks and Sandbox (Santosa Finance Indonesia). Bareksa is listed as an emerging player.
Does Danamart have an API?
No public API is recorded for Danamart.
What industry is Danamart in?
Danamart's product category is Securities Crowdfunding / Impact Investing Platform. Its primary akta.pro industry code is FSAGAEAK, ESG/Sustainable & Thematic Digital Investing Platforms, with a secondary code of FSAKAHAL, P2P Loan Syndication & Participation Platforms. Its NAICS code is 523940 and its SIC code is 6282.