What Access One Solutions does

Access One Solutions is a Brooklyn, NY-based independent ATM deployer and payment-solutions provider founded in 2003. The company places, owns, and manages retail ATMs across a nationwide route network—concentrated in the Northeast with thousands of active terminals—and serves host-location customers across convenience stores, retail, hospitality, nightlife, residential (luxury REITs and condos), malls, and credit unions/banks. Its product portfolio includes ATM placement and transaction processing, the patented Fee Eraser dual-pricing software (cash-discount program for merchants), Dynamic Currency Conversion for international cardholders, equipment sales of Hyosung and Genmega terminals, ATM leasing and financing, armored-car cash management, specialized installation services, and a newer line of financial kiosks with Bitcoin ATM functionality. Proprietary operational tools include the ATM Biz App for real-time remote terminal monitoring and wireless ATM connectivity solutions.

The business operates a multi-channel GTM combining direct sales, independent commissioned sales professionals building residual portfolios, a Route Development partner program for independent route owners, and full-service ATM management programs for credit unions and banks. Revenue is generated primarily through surcharge fee-sharing with host businesses, credit-card processing residuals (via Fee Eraser), ATM equipment sales and lease payments, and managed-services fees for cash handling, compliance, and processing. The company is led by CEO George Sarantopoulos, who also chairs the National ATM Council (NAC), the retail ATM industry's principal trade association, providing the firm with disproportionate regulatory and reputational influence relative to its 1–10 employee headcount. No external funding, parent company, or M&A activity is disclosed, indicating a privately held, founder/management-controlled operating profile.

Name

Access One Solutions

Legal name

Access One Solutions

Website

https://accessoneusa.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

1–10 employees

Short description

Access One Solutions is a Brooklyn-based independent ATM deployer managing thousands of retail ATMs nationwide, offering ATM placement, transaction processing, patented Fee Eraser dual-pricing software, equipment leasing, and managed cash services to SMB merchants, REITs, and financial institutions.

Ownership category

akta.pro rank

Product category

ATM and Payment Processing Services

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182), Office Machinery and Equipment Rental and Leasing (53242)

SIC

Finance Services (6199), Services-Computer Programming Services (7371)

akta.pro primary industry

ATM Deployers & Managed ATM Services (IAD/ISO) (FSAMAOAC)

akta.pro secondary industries

Unattended & Self-Service Payments (Kiosks, Vending, Parking, EV Charging) (FSAMADAE), ATM Cash Replenishment & First/Second-Line Maintenance (BPAKAIAB), ATM Switching, Routing & Network Services (FSAMAOAD)

Keywords

• ATM placement services
• ATM transaction processing
• Credit card processing
• Cash management services
• ATM equipment leasing

Headquarters

HQ city

Brooklyn

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. ATM Transaction Fee Revenue Sharing: Access One shares a portion of ATM transaction fees with business owners where ATMs are placed. This creates recurring revenue for both the company and host businesses. The company handles all ATM management, maintenance, and compliance while host businesses receive passive income from transaction fees.
2. Credit Card Processing Services: The company offers credit card processing terminals and services. Through their 'Fee Eraser' dual pricing technology, merchants can reduce or eliminate credit card processing costs while still accepting card payments. Revenue likely comes from transaction processing fees.
3. ATM Leasing and Financing: For businesses that cannot afford to purchase ATMs upfront, Access One offers leasing options with competitive monthly payments. Well-qualified customers may receive financing options tailored to individual needs. This creates recurring revenue through installment payments.
4. Vault Cash Program and Cash Management: Full-service ATM cash management solutions for qualified businesses, including armored carrier services when necessary. Revenue may be generated through fees for cash management, forecasting, and monitoring services.
5. ATM Equipment Sales: Sale of ATM equipment including standalone, through-the-wall units and specialized installations. They partner with manufacturers like Hyosung and Genmega to offer various ATM models.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels4 records

Core offering

Access One Solutions deploys and manages ATMs at business locations across the United States, handling equipment, installation, transaction processing, cash management, compliance, and maintenance. In addition to ATM services, the company sells ATM and self-service kiosk equipment (Hyosung, Genmega), offers ATM leasing and financing, and provides credit card processing supported by its patented Fee Eraser dual-pricing technology and Dynamic Currency Conversion software. Services are delivered through direct sales, a route-development partner program, and financial institution partnerships.

Product overview

Access One Solutions provides a comprehensive suite of ATM and payment processing solutions centered around their core ATM deployment and management services. The company's product portfolio includes multiple equipment lines (ATM terminals from Hyosung and Genmega manufacturers), proprietary software solutions (The Fee Eraser dual pricing technology, Dynamic Currency Conversion), kiosk management services, transaction processing, leasing/financing programs, and specialized installation services. The offerings work together as an integrated ecosystem enabling merchants to deploy, manage, and profit from ATM and payment acceptance services across diverse business types including retail, hospitality, nightlife, residential, and financial institutions.

Differentiator

Problem solved

Functional benefit

Brands

• The Fee Eraser: A patented dual pricing technology that allows merchants to reduce credit card processing costs by offering cash discounts.

Products and services

• ATM Solutions Full-service ATM deployment and management program that places, services, and manages ATMs at business locations, generating cash access for customers and transaction-fee revenue for host businesses across multiple verticals.
• ATM Transaction Processing Nationwide ATM transaction processing with 24-hour cash settlement, wireless connectivity options for environments without phone lines, and real-time online reporting via the ATM Biz App for ATM owners and operators.
• ATM Leasing and Financing Leasing and financing programs enabling business owners to acquire ATM terminals with low monthly payments; well-qualified customers may receive tailored financing options.
• Armored Car Cash Delivery Full-service ATM cash management for qualified businesses, including armored carrier services, cash reporting, cash forecasting, and online real-time monitoring of ATM cash levels.
• Specialized ATM Installations Custom ATM installation services covering outdoor installations, wall and storefront mounting, custom woodwork, and branded ATM awnings tailored to the business's aesthetic.
• ATM Route Development Partner program offering route analysis, financing options, management support, and growth collaboration for established ATM route owners and entrepreneurs building their own ATM routes.
• Kiosk Management & Placement Full-service kiosk portfolio management covering compliance, payment processing, and placement services for self-service kiosk deployments.
• The Fee Eraser (Dual Pricing Software) Patented dual-pricing software installed on payment terminals that lets merchants offer a 4% cash discount and a credit card price, eliminating credit card processing fees while remaining compliant.
• Dynamic Currency Conversion (DCC) ATM software that converts foreign currency to local currency during transactions, displaying exact withdrawal amounts and fees in the cardholder's home currency on the ATM screen.
• Credit Card Processing & POS Equipment Wireless, EMV-ready payment terminals with built-in PIN pad and printer that support credit cards and Apple Pay, paired with credit card processing services for merchants.
• Hyosung ATM Equipment Hyosung-manufactured ATM equipment models including Halo II (free-standing with LED lighting), The Force (privacy filter option), 5200 (high capacity), and 5300 Series (15.1-inch display).
• Genmega ATM Equipment Genmega-manufactured ATM equipment including Onyx, Onyx-W (wall mount), C6000 Series, GT3000 (through-the-wall), GT5000 (high-resolution), and G6000 (optional side car), all ADA/EMV/PCI compliant.
• Financial Kiosks Self-service kiosk equipment with flexible software options, large HD screens, and configurable capabilities including optional Bitcoin ATM functionality.
• Universal Kiosk Self-service kiosk featuring a 21.5-inch high-resolution touchscreen LCD with optional ticket printer, bill acceptor, barcode scanner, and card dispenser modules.
• ATM Branding & Signage Strategic ATM signage and custom ATM branding services intended to increase ATM visibility and transaction volume at business locations.

Quantifiable outcome

• Up to 20% of ATM withdrawal funds are spent on-site at businesses with ATM terminals
• +3 more outcomes

Named customers3 records

Segments7 records

Ideal customer profiles7 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Five partnerships are on record, tiered core and major.

• National ATM Council (NAC)coreStrategic or Co-development Partner · 1 January 2011Access One's CEO George Sarantopoulos serves as Chairman of the National ATM Council. NAC is the only trade association dedicated solely to retail ATM deployers. The company actively participates in NAC's advocacy efforts including fighting the federal fee sticker law, working with DOJ on ADA requirements for retail ATMs, and addressing Operation Choke Point misapplication to retail ATM companies.
• HyosungcoreTechnology or IntegrationATM equipment manufacturer partnership providing various ATM models including Halo II, The Force, 5200, and 5300 Series. Hyosung ATMs feature different configurations from free-standing designs to high-capacity bill storage options up to 8,000 notes.
• GenmegacoreTechnology or IntegrationATM equipment manufacturer partnership providing models including Onyx, Onyx-W (wall mount), C6000 Series, GT3000, GT5000, and G6000. Genmega offers through-the-wall convenience options and ADA/EMV/PCI compliant equipment.
• Credit UnionsmajorStrategic or Co-development PartnerComprehensive ATM Management programs allowing Credit Unions to provide reliable ATM services without operational burden. Services include cash scheduling, maintenance, compliance standards management, and terminal upgrades to meet new regulations.
• Banks and Financial InstitutionsmajorStrategic or Co-development PartnerATM management partnerships with banks providing full-service programs to lower operational costs and allow institutions to focus resources on other initiatives while meeting compliance standards.

Scale indicators4 records

Recent moves1 record

Expansion highlights6 records

Broad incumbents

• Genmega: ATM equipment manufacturer whose machines Access One resells and deploys (Onyx, C6000, GT-series). Comparable as an industry incumbent supplying hardware, software, and processing platforms to IADs across the same SMB and FI verticals.
• Triton Systems: Established ATM manufacturer and processor offering hardware, software, and managed services to retail ATM deployers and financial institutions. Comparable to Access One's full-stack ATM solutions across both equipment and processing.
• Hyosung (Nautilus Hyosung America): Major ATM manufacturer whose equipment Access One distributes and deploys (Halo II, Force, 5200, 5300). Comparable as a broad incumbent providing hardware and integrated software platforms to ATM deployers across the same vertical segments.

Direct peers

• ATM Express: Independent ATM deployer offering ATM placement, processing, and equipment sales with nationwide service. Competes head-to-head with Access One for SMB merchant placements and route owner partnerships in similar vertical markets.
• Payment Alliance International (PAI): Major independent ATM deployer serving retail, hospitality, and financial institution customers with ATM placement, processing, and cash management services. Directly comparable to Access One across verticals, revenue model (transaction fee sharing), and managed-services approach.
• NCR Atleos (Cardtronics): The largest independent ATM deployer in the US, formed when NCR separated its ATM business (including Cardtronics). Directly competes with Access One in retail ATM placement, transaction processing, and managed services for financial institutions and merchants.

Emerging players

• Bitcoin Depot: Operator of one of the largest Bitcoin ATM networks in the US, placing kiosks in convenience stores and retail locations. Directly comparable to Access One's financial kiosk and Bitcoin ATM offerings within similar merchant footprints.
• KioSoft: Provider of unattended self-service kiosk software and management platforms (payments, telemetry, content). Comparable to Access One's ATM Biz App and kiosk management/placement offerings for retail and self-service deployments.
• Coinhub: Independent ATM and Bitcoin ATM deployer serving convenience stores, retail, and hospitality with cash access and cryptocurrency services. Comparable to Access One for kiosk/Bitcoin ATM functionality and SMB merchant placement model.
• OptConnect: Provider of managed wireless connectivity solutions for ATMs, kiosks, and other unattended devices. Directly comparable to Access One's wireless ATM connectivity solutions for sites lacking traditional phone lines.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/AccessOneATM
• Facebookfacebook.com/accessoneatm
• LinkedInlinkedin.com/company/access-one-atm-inc-

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Access One Solutions