What Allcard does

AllCard Inc. is a Filipino-owned, private end-to-end card solutions provider founded in 2001 and headquartered in Quezon City, Philippines, with regional offices in Cebu City and Davao City. The company manufactures and personalizes payment, loyalty, identification, membership, gift, and transport cards from an ISO-certified facility that is the first MasterCard and VISA accredited card personalization operation in the Philippines. AllCard has produced over 300 million cards cumulatively and deploys hardware (kiosks, POS terminals, card printers, Evolis/Edikio solutions) alongside proprietary software platforms: ARLO for loyalty management, ARIS for government resident identification (with facial recognition), AVIMA for visitor management, AMIA for member management, AERON for event registration, Q for queue management, MyCampus+ for campus systems, and Kneura (via Cybernetyx partnership) for blended learning.

The company generates revenue from four primary streams: card production and personalization (per-card and contract fees), hardware supply and maintenance agreements, SaaS subscriptions for its proprietary platforms bundled with cloud hosting, and professional services including nationwide data capture, instant card issuance, project management, and program management. Pricing is custom enterprise-based on volume and contract terms; no public pricing exists. Go-to-market is direct enterprise field sales supplemented by an e-commerce storefront (online.allcard.com.ph / Shop On Cue) and channel distribution of Evolis hardware. Customers span banking (BPI, UnionBank, ChinaBank), government (GSIS, SSS, PAG-IBIG), retail and F&B (SM Advantage, Petron, Pancake House, Shakey's, Seaoil), financial services (MLhuillier), hospitality (Resorts World), and education (Ateneo Loyola Schools).

AllCard employs 600+ people across three Philippine offices. Strategic positioning emphasizes end-to-end integration, regulatory certifications (VISA, MasterCard, ISO), nationwide deployment capability, and sustainability (100% renewable energy transition since November 2023 via ACEN Renewable Energy Solutions). The company is bootstrapped with no disclosed external funding or institutional investors, operating as an independent founder-led private corporation.

Name

Allcard

Legal name

AllCard Inc.

Website

https://allcard.com.ph

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

101–250 employees

Short description

AllCard is a Philippines-based end-to-end card solutions provider founded in 2001, manufacturing cards and providing integrated software platforms (ARLO, ARIS, AVIMA, AMIA, AERON, Q) and hardware deployment for government, banking, retail, education, and corporate clients nationwide.

Ownership category

akta.pro rank

Product category

Card Solutions and Personalization Services

NAICS

Credit Card Issuing (52221), Packaging and Labeling Services (561910)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Embedded Card Issuing & Card-as-a-Service (FSAGALAC)

akta.pro secondary industries

Cards Operations (Issuing/Acquiring Support, Disputes & Chargebacks) (FSABALAC), Closed-Loop Gift Cards (Single-Merchant) (FSAMANAB)

Keywords

• Card production services
• Loyalty management software
• Card personalization
• Identification systems
• Visitor management systems

Headquarters

HQ city

Cubao

HQ country

Philippines

HQ region

Asia

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Card Production and Personalization: Manufacturing and personalization of PVC cards including payment cards, loyalty cards, identification cards, membership cards, and gift cards. One of the largest card personalization operations in the Philippines, VISA and MasterCard certified. Revenue from per-card fees and bulk production contracts.
2. Hardware Supply and Deployment: Supply, delivery, and installation of card printers, kiosks, POS terminals, and related hardware nationwide. Includes maintenance agreements, repair, and on-site troubleshooting services.
3. Software-as-a-Service and Integration: Cloud-hosted proprietary software products (ARLO, ARIS, AVIMA, AMIA, AERON, Q) bundled with cloud hosting services. Provides end-to-end solutions for clients without in-house IT capability, with integration services for third-party systems.
4. Professional Services: Nationwide data capture operations, instant card issuance, project management, consultancy services, marketing campaign execution, user training, and program management for card program implementations.
5. ARLO Loyalty Software Platform: Subscription-based loyalty management platform providing customer database management, targeted campaign creation, and communication tools for retailers to run loyalty programs.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels8 records

Core offering

AllCard is an end-to-end card solutions provider in the Philippines that manufactures and personalizes physical cards (payment, loyalty, identification, membership, gift cards) and provides proprietary software platforms (ARLO, ARIS, AVIMA, AMIA, AERON, Q, Kneura, E-KYC) for loyalty management, resident identification, visitor management, member management, event registration, queue management, and virtual classroom delivery, together with hardware deployment, nationwide data capture, and project management services.

Product overview

Allcard is an end-to-end card solutions provider based in the Philippines offering integrated solutions from card production to systems integration across five industry verticals: Financial, Retail, Corporate, Education, and Government. The core product portfolio centers on the ARLO loyalty management platform for retail customer engagement, complemented by sector-specific solutions including AVIMA (visitor management), AMIA (member management), AERON (event registration), Q (queue management), ARIS (resident ID for government), and Kneura (virtual classroom for education). Physical card products include PVC loyalty cards with various finishes (foil print, spot lamination, metallic varnish, transparent, metal), distributed through partnerships with Evolis/Edikio. Services encompass card production and personalization (VISA/MasterCard certified), hardware deployment and support, nationwide data capture, Software-as-a-Service with cloud hosting, and professional program management. The company operates from ISO-certified facilities in Quezon City with over 600 employees and has produced over 300 million cards.

Differentiator

Problem solved

Functional benefit

Brands

• ARLO: AllCard's proprietary loyalty management platform that allows retailers to implement targeted loyalty programs.
• ARIS
• Kneura
• AVIMA
• AMIA
• AERON
• MyCampus+

Products and services

• ARLO Loyalty Management Platform Web-based loyalty management platform enabling retailers to implement targeted loyalty programs with physical cards, QR codes, or mobile apps. Features include customer database management across branches, personalized campaign creation, multi-brand/dashboard management, carded or cardless programs, and SMS/email/push notification communication.
• ARIS Resident ID System Resident identification system platform for cities and municipalities to manage resident communities. Features facial recognition technology for instant community identification, physical or digital ID issuance, and applications for security checkpoints or benefit disbursement.
• AVIMA Visitor Management System Automated visitor management solution for corporate offices and residential properties. Automates visitor registration with ID capture, advance scheduling, and integration with self-service kiosks and door access devices.
• AMIA Member Management System Member management platform enabling organizations to manage member information from one platform. Tracks membership fee payments, monitors training or event attendance, and issues ID cards; customizable for professional groups under the Professional Regulation Commission requiring CPD credits.
• AERON Event Registration System Event registration solution providing full services from pre-registration of attendees to on-site issuance of event badges. Includes card printers and self-service kiosks for rent, plus a platform for guest list management and attendance analytics.
• Q Queue Management System Smart queueing solution for government and corporate sectors supporting virtual queuing, scheduled appointments via web or mobile app, ticket issuance from self-service kiosks, and SMS/email notifications with digital signage integration.
• Kneura Virtual Classroom Platform Virtual classroom platform for blended learning in partnership with Germany-based Cybernetyx. Features content authoring tools, video/audio conferencing, formative assessments, AI-powered question generator, and AI-driven personalized learning recommendations.
• Card Production and Personalization Services Card production and personalization with VISA and MasterCard certification. Prints and encodes cards with photo, signature, and personal information, including payment cards, loyalty cards, identification cards, membership cards, and gift cards. Includes card kitting and PIN mailing services.
• Hardware Deployment and Support Services Nationwide supply, delivery, and installation of hardware including card printers, kiosks, POS terminals, and related equipment. Includes maintenance agreements, repair, and on-site troubleshooting services.
• Project Management Services Professional project management for program engagements including scope documentation, team alignment, progress monitoring, and user training for stakeholders.
• Nationwide Data Capture and Instant Issuance Services Manpower operations for large-scale card programs with nationwide deployment. Personnel deployed across the country for data capture and instant card issuance, especially for government ID projects.
• Software-as-a-Service and Integration Services Cloud hosting bundled with proprietary software products for end-to-end solutions. Includes integration services with third-party apps and systems for frictionless user experience.
• Program Management Services Bespoke services including consultancy, marketing campaign execution, and entire card program launch and management for unique client requirements.

Quantifiable outcome

• Loyalty program members spend 12-18% more per transaction than non-members (Accenture/Bond Brand Loyalty research cited by AllCard)
• +4 more outcomes

Named customers18 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

AI capability8 records

Feature7 records

Partnerships

Four partnerships are on record, tiered core and minor.

• ACEN Renewable Energy Solutions (ACEN RES)coreStrategic or Co-development Partner · 1 November 2023Since November 2023, AllCard has transitioned its card production and personalization facilities to 100% renewable energy through a partnership with ACEN RES, the retail electricity arm of ACEN Corporation under the Ayala Group. ACEN RES supplies clean energy from a diversified portfolio including solar, wind, geothermal, and battery storage systems. The transition was seamless with no changes required to existing systems, marking a key milestone in AllCard's sustainability journey.
• Cybernetyx (Germany)coreStrategic or Co-development Partner · 1 July 2020AllCard partnered with Germany-based Cybernetyx to bring the Kneura virtual classroom platform to the Philippines. Kneura is a blended learning platform that integrates physical classrooms with e-learning infrastructure. AllCard serves as the exclusive distribution partner for Kneura in the Philippines, providing the platform to educational institutions in response to COVID-19 pandemic learning challenges.
• Evolis Group (France)coreChannel Partner/ Reseller/ DistributorAllCard partnered with Evolis Group, a France-based company specializing in designing, producing, and marketing plastic card personalization solutions. AllCard serves as the exclusive Philippine distributor for Evolis products including the Edikio price tag and guest card printer line. Evolis has subsidiaries and distribution partners globally.
• The HiveminorStrategic or Co-development PartnerThe Hive serves as AllCard Technologies' regional office for Visayas and Mindanao, co-hosting events and webinars such as the ARIS solution webinar. AllCard utilizes The Hive's co-working facilities for its regional operations in Cebu and Davao.

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Veridos: Joint venture between Giesecke+Devrient and Bundesdruckerei providing government ID and secure card solutions. Comparable in the government-issued identity and secure card production space, relevant to AllCard's GSIS/SSS/PAG-IBIG contracts.
• CompoSecure: Premium metal card manufacturer serving financial institutions. Comparable as a card producer specializing in differentiated card products (metal, premium finishes) for financial services clients — overlapping with AllCard's premium card products.
• Evolis: French designer and manufacturer of card personalization printers and the Edikio price tag/guest card line. AllCard is Evolis's exclusive Philippine distributor, making it both a partner and adjacent business competing in the broader card issuance ecosystem.
• CPI Card Group: US-based card manufacturer specializing in payment, prepaid, and loyalty card production. Direct comparable as a third-party card producer/personalizer serving financial institutions and retailers, with similar business model around credit, debit, and prepaid card production.

Broad incumbents

• Idemia: Global leader in card production, personalization, and identity solutions. Comparable as a card manufacturing and personalization competitor operating at far larger scale across multiple markets; AllCard competes with Idemia for Philippine bank card production contracts.
• Entrust: Provides card printing/issuance solutions, identity verification, and secure payment technologies. Comparable across AllCard's card printing distribution business and identity verification (E-KYC) capabilities.
• Thales DIS (Digital Identity & Security): Provides secure card issuance, payment, and identity solutions globally. Comparable as a card personalization and government ID solutions provider, particularly relevant to AllCard's ARIS resident ID business and payment card production.

Emerging players

• Yubico: Specializes in hardware authentication tokens and identity verification. Comparable in the government and enterprise identity management space where AllCard also competes with its ARIS and E-KYC solutions.

Regional players

• Maya (formerly PayMaya): Philippine digital bank and e-wallet platform. Competes with AllCard's financial services customers for digital payment relationships and could pressure physical card issuance volumes for partner banks.
• GCash: Philippines-leading e-wallet and digital payment platform. While not a direct competitor in card manufacturing, it represents the largest threat to AllCard's physical card volumes as Philippine consumers shift to digital payments.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/smadvantagecard
• LinkedInlinkedin.com/company/allcard-plastics-philippines-inc.
• Instagraminstagram.com/allcardinc_

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Allcard