Merchant Network Group

Name

Merchant Network Group

Legal name

Merchant Network Group

Website

https://merchantnetworkgroup.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Payment Processing Services

akta.pro industry

PRIMARYFSAMABAA

Integrated Payment Processors (PSP/Acquirer)

Financial & Insurance/Payments & Transaction Processing/Payment Processors & Merchant Acquirers

SECONDARYFSAMACAA

Merchant Payment Gateways (API/Hosted Checkout)

Financial & Insurance/Payments & Transaction Processing/Payment Gateways & Orchestration

SECONDARYFSAMABAC

Card-Present Acquirers (Retail & POS Focus)

Financial & Insurance/Payments & Transaction Processing/Payment Processors & Merchant Acquirers

Keywords

• Payment processing services
• Merchant account services
• Point of sale systems
• Credit card processing
• Mobile payment solutions

Headquarters

HQ city

Spring Hill

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Supply Chain, Others

Revenue model

1. Payment Processing Services: Credit, debit, and EBT transaction processing for merchants. Revenue generated through transaction fees on every payment processed. No banking restrictions allowing quick fund deposits to merchant accounts.
2. POS Equipment Sales: Sale of point-of-sale equipment including Clover and Revonu systems for restaurants and retail businesses. Equipment includes terminals, tablets, and card readers.
3. Merchant Funding/Business Loans: Working capital and business loans provided to merchants for business growth. Revenue from interest and fees on merchant advances and small business loans.
4. Gift and Loyalty Card Programs: Branded gift cards, loyalty cards, and rewards programs for merchants. Custom-designed card programs for customer engagement.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Merchant Network Group is a full-service payment processing provider that processes credit, debit, and EBT transactions for U.S. businesses of all sizes. It sells and supports point-of-sale equipment (Clover and Revonu systems, plus restaurant/retail POS), mobile payment acceptance solutions, e-commerce/virtual terminal integrations, and merchant funding (working capital and small business loans). Its services are complemented by gift, loyalty, and reward card programs, with 24/7 customer support and PCI-compliant EMV/NFC-ready equipment.

Product overview

Merchant Network Group is a full-service payment processing provider offering a unified portfolio of POS systems and merchant services. The core offering centers on Point of Sale equipment including Tablet POS, Restaurant & Retail POS, plus branded sub-products Clover (Mini, Mobile, Station, Go) and Revonu Tablet POS. This is complemented by Mobile Merchants for on-the-go payments and E-Commerce Solutions for online transactions. Add-on modules include Gift Cards, Loyalty Cards, Reward Programs, and Merchant Funding. All equipment supports EMV chip technology, Apple Pay, Samsung Pay, and v-chip security, with PCI compliance across the entire product suite. The company operates exclusively in the U.S., processing credit, debit, and EBT transactions.

Differentiator

Problem solved

Functional benefit

Products and services

• Payment Processing Services Processing of credit, debit, and electronic benefits transfer (EBT) transactions for U.S. merchants of all sizes, with next-business-day fund deposits to the merchant's bank of choice and no banking restrictions. Designed for SMBs in retail, wholesale, mail order, and e-commerce.
• Point of Sale Equipment (Restaurant & Retail / Tablet POS) Touch screen POS systems for restaurant and retail merchants enabling order entry, check printing, split checks, inventory management, multi-payment processing, and secure credit/debit/EMV/Apple Pay/Samsung Pay acceptance from a single station.
• Clover POS System Complete Clover POS lineup including Clover Mini, Clover Mobile, Clover Station, and Clover Go devices, accepting swipe, EMV chip, Apple Pay, Samsung Pay, and other mobile payments, with seamless integration for restaurants and retail businesses.
• Revonu Tablet Point of Sale Sleek modern tablet POS with touch screen, accepting credit cards, debit cards, Apple Pay, Samsung Pay, and EMV chip reader for secure payment processing by SMBs.
• Mobile Merchants On-the-go payment processing solution enabling merchants to accept credit and debit card payments via smartphone or tablet using a card reader and mobile app, for businesses not tied to a fixed checkout counter.
• E-Commerce Solutions Online payment processing with website-integrated shopping carts, virtual terminals, and integrations with QuickBooks, Authorize.Net, NMI, USA ePay, and API connections for virtual and e-commerce merchants.
• Gift & Loyalty Cards (Gift Cards, Loyalty Cards, Reward Programs) Custom-branded gift cards, customizable loyalty cards, and rewards programs with discounts and savings, designed to help merchants engage customers and reward frequent buyers; backed by 24/7 tech support.
• Merchant Funding Working capital and small business loan services providing merchant cash advances and business loans at competitive rates, with personalized underwriting for SMB merchant growth.

Quantifiable outcome

• Next business day fund deposits with no banking restrictions

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature6 records

Partnerships

Three partnerships are on record, tiered core.

• First DatacoreTechnology or IntegrationFirst Data is integrated into Merchant Network Group's client portal, allowing merchants to access their First Data account for payment processing and transaction management through a secure linkpt.net login.
• Clover POScoreTechnology or IntegrationClover POS ecosystem including Clover Mini, Mobile, Station, and Go devices. Merchant Network Group resells and supports Clover hardware and software platforms, offering complete point-of-sale solutions for restaurants and retail businesses.
• Revonu POScoreTechnology or IntegrationRevonu Tablet POS system is offered as an innovative point-of-sale solution. Features touch screen access, credit/debit card processing, Apple Pay, Samsung Pay, and EMV chip reader.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Others

• Clover Network (Fiserv): Clover, owned by Fiserv, is both MNG's primary POS hardware/software supplier and an indirect competitor via its own merchant direct-sales channels and ISO program. The relationship is primarily a partnership that enables MNG's offering, but Clover competes in the same SMB POS+payments space.

Broad incumbents

• Block (Square): Block's Square is the dominant SMB payment processor and POS provider in the U.S., offering card-present and card-not-present acquiring, POS hardware, software, and working capital. MNG competes head-to-head for the same SMB merchant accounts but at a much smaller scale and with a higher-touch, white-glove service model.
• PayPal (Zettle / Braintree): PayPal, through Zettle for in-person and Braintree for online, is a top-tier SMB payment processor. MNG's SMB acquiring and e-commerce gateway services compete directly with PayPal/Zettle for SMB merchants in retail, restaurant, and e-commerce verticals.
• Heartland Payment Systems (Global Payments): Heartland, a Global Payments company, is a large SMB merchant services provider offering processing, POS, payroll, and lending. It competes with MNG for the same SMB merchant accounts with a much broader product suite and national sales infrastructure.

Direct peers

• Toast: Toast is a restaurant-focused POS and payments platform serving SMBs with integrated hardware, software, and payment processing. MNG explicitly targets the restaurant vertical with its Restaurant & Retail POS offering, putting Toast in direct competition for the same SMB restaurant accounts.
• Stax (Fattmerchant): Stax is a subscription-based payment processor built specifically for SMBs, bundling processing, POS, and merchant services. MNG's SMB-targeting, quote-based pricing, and full-service merchant services positioning directly overlap with Stax's playbook.
• Payment Depot: Payment Depot is a transparent-pricing SMB payment processor offering interchange-plus pricing, POS equipment, and merchant services online. MNG competes for the same SMB merchant on a similar (though less transparent) quote-based pricing model.
• North American Bancard: North American Bancard is one of the largest U.S. independent sales organizations (ISOs), providing payment processing, POS, and merchant cash advances to SMBs nationwide. MNG's SMB acquiring, MCA, and gift/loyalty offering mirrors NAB's portfolio at a smaller scale.
• Lightspeed Commerce: Lightspeed provides cloud-based POS, payments, and commerce solutions for retail and restaurant SMBs. MNG's Clover- and Revonu-based restaurant/retail POS plus payment processing bundle is directly comparable to Lightspeed's integrated offering.
• Dharma Merchant Services: Dharma is an SMB-focused payment processor offering transparent interchange-plus pricing, POS equipment, and e-commerce gateways. MNG competes for similar SMB merchants in retail, wholesale, and e-commerce with a comparable full-service merchant services bundle.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/merchant-network-group

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Merchant Network Group