Aseguradora La Ceiba

What Aseguradora La Ceiba does

Aseguradora La Ceiba is a Guatemala-based insurance company founded in 1987 and headquartered in Guatemala City. The firmographic record describes it as a "wide platform" specializing in financial protection services for families and individuals, with a current headcount of 101–250 employees. The company operates as a private for-profit entity serving the domestic Guatemalan market, with a web presence at aceiba.com.gt. As "aseguradora" translates to "insurer" in Spanish, the company is a licensed insurance carrier within the Guatemalan regulatory framework, though no specific license details, capital base, or supervisory filings are documented in the available source material.

The source material does not specify the company's product lines (e.g., life, health, property/casualty, auto), underwriting methodology, distribution channels (agency, brokerage, bancassurance, direct), reinsurance arrangements, or claims-handling operations. No management team, board composition, ownership structure, investor base, partnership agreements, or financial disclosures (premium volume, combined ratio, profitability) are documented. Technology, digital-platform, and AI/ML capability data is similarly absent. The only verifiable product-level information is the high-level positioning around financial protection for households and individuals.

Based on the available evidence, Aseguradora La Ceiba is best characterized as a mid-sized, established Guatemalan retail-insurance franchise with 37+ years of operating history. Its business model, customer segmentation, pricing approach, geographic concentration within Guatemala, and competitive positioning relative to other local carriers are not described in the source material, which constrains deeper analysis. Investors evaluating the asset would need to obtain direct management disclosures on premium volume, line-of-business mix, expense ratio, capital adequacy, and growth strategy to form a view on valuation and risk.

Name

Aseguradora La Ceiba

Legal name

Aseguradora La Ceiba

Website

https://aceiba.com.gt

Company type

Private

Founded year

1987

Operating status

Operating

Headcount range

101–250 employees

Short description

Aseguradora La Ceiba is a Guatemala-based insurance company founded in 1987 that provides financial protection products and services to families and individuals across the domestic Guatemalan market, with 101–250 employees.

Ownership category

akta.pro rank

Product category

Personal Insurance

NAICS

Insurance Carriers (5241), Insurance Carriers and Related Activities (524)

SIC

Insurance Carriers, Nec (6399), Life Insurance (6311), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Life & Health Reinsurance Underwriting, Actuarial & Risk Analytics Services (FSAOAAAI)

Keywords

• Personal insurance
• Life insurance
• Financial protection
• Family insurance
• Insurance services

Headquarters

HQ city

Guatemala City

HQ country

Guatemala

HQ region

Latin America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Core offering

Aseguradora La Ceiba is an insurance company that provides financial protection services targeted at families and individuals. Operating under the trade name "Aseguradora" (Spanish for "insurer"), the company offers insurance products designed to deliver financial security to its personal and family policyholders.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Direct peers

• ASSA Compañía de Seguros: ASSA is a multiline insurer headquartered in Panama with operations in Central America, offering life, auto, and P&C products to families and individuals — competing in overlapping regional and personal-lines markets.
• Seguros G&T: Seguros G&T is a Guatemalan insurance carrier associated with Grupo G&T, providing a broad portfolio of personal and commercial coverage to local families and businesses — a direct in-country peer.
• Seguros Banrural: Seguros Banrural distributes insurance products through Guatemala's largest agricultural and retail banking network, providing a comparable local distribution and family/individual customer base.
• Palic Seguros: Palic is a Central American multiline insurer serving individuals and businesses in Guatemala and the Dominican Republic with life, health, and casualty products — comparable in scale and product mix.
• Aseguradora Mundial: Aseguradora Mundial is a Central American multiline insurer offering life, health, auto, and P&C products across the region, comparable in operating geography and product range.
• Aseguradora General (Panama-based, Guatemala operations): Aseguradora General is a Central American multiline insurance carrier operating across multiple countries including Guatemala, competing for the same personal-lines and commercial customers as Aseguradora La Ceiba.

Regional players

• Seguros El Roble: Seguros El Roble is a Guatemalan insurance carrier providing life and general insurance to individuals and businesses; a regional in-country peer comparable in line of business.

Broad incumbents

• Seguros SURA: Seguros SURA is the insurance arm of Grupo SURA, operating across Latin America with personal and commercial lines, offering a comparable multi-country, multi-line profile to Aseguradora La Ceiba.
• Chubb Seguros Guatemala: Chubb operates a substantial personal and commercial P&C/life insurance franchise in Central America, competing for high-end personal and SME customers with broad product portfolios.
• MAPFRE Seguros Guatemala: MAPFRE is one of the largest multiline insurance groups in Guatemala and Central America, offering life, health, auto, P&C and specialty lines to individuals and families — directly comparable as a multi-line incumbent carrier operating in the same market as Aseguradora La Ceiba.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights4 records

Customer concentration

• Xx.com/aceiba
• LinkedInlinkedin.com/company/aseguradora-la-ceiba

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Aseguradora La Ceiba