ABET

What ABET does

ABET (Associação Brasileira dos Empregados em Telecomunicações) is a private Brazilian non-profit founded in 1909 and headquartered in São Paulo, dedicated to delivering a consolidated benefits package to current and former employees, retirees, partners, administrators, and dependents of telecommunications-sector entities in Brazil. Its core offering is a membership subscription (titular associate fee of R$42.51/month as of August 2022, with annual inflation-indexed adjustments ranging 5.87%-11.30%) that unlocks access to pharmacy subsidies of up to 60% via the Univers Care program with Raia Drogasil (2,600+ stores), tiered dental plans with MetLife (FIRST/GOLD/DIAMOND), funeral assistance via Luna, home medical orientation via Medicar/BEM, travel and entertainment discounts (Cinemark, CVC, Megatur, Rizzatour, Art Turismo, multiple theme parks), educational subsidies and scholarships, and optical/orthopedic reimbursements. Distribution runs through direct membership sign-up via the website, customer service (0800 111 777), WhatsApp, and partner locations; a restricted member portal handles statements, reimbursements, and assembly voting.

The revenue model combines recurring subscription membership fees with professional-services revenue from two wholly-owned controlled subsidiaries: Auris Corretora de Seguros (insurance brokerage/administration, rebranded from ABET Seguros in 2025, operating 38+ years) and Auris Corretora de Câmbio (currency exchange). The organization is governed by an elected Board of Directors led by President Executiva Daniela Macedo Pereira (also interim President of the Board), with a separate Fiscal Council providing financial oversight. Operating headcount is 101-250, and geographic reach is concentrated in Southeast Brazil with nationwide distribution through partner networks. A separate input stream references a March 2026 launch of a "Recognition of Credentials" service validating micro-credentials and digital badges with early adopters including Siemens Digital Industries Software, University of Colorado Boulder, and Purdue University Online; this appears inconsistent with the telecom-association identity and may reflect data conflation with the US-based Accreditation Board for Engineering and Technology (abet.org), so it should be treated with low confidence until reconciled.

Name

ABET

Legal name

Associação Brasileira dos Empregados em Telecomunicações

Website

https://abet.com.br

Company type

Private

Founded year

1909

Operating status

Operating

Headcount range

101–250 employees

Short description

ABET is a São Paulo-based Brazilian non-profit founded in 1909 that delivers a consolidated benefits package — pharmacy discounts, dental, insurance, education, and travel — to telecommunications-sector workers, retirees, and their dependents through recurring membership fees and insurance/FX subsidiaries.

Ownership category

akta.pro rank

Product category

Membership Association — Telecommunications Employee Benefits

NAICS

Business Associations (813910)

SIC

Services-Membership Organizations (8600), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH)

Keywords

• Membership association benefits
• Telecommunications employee services
• Pharmacy discount programs
• Dental insurance plans
• Education subsidy programs

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Membership Fees: ABET generates primary revenue from monthly membership fees paid by associates (employees, ex-employees, retirees of telecommunications companies) and their dependents. Fees vary by category (titular, dependent, collaborative, aggregated) and are updated annually based on inflation and usage patterns.
2. Subsidiary Operations: Revenue is generated through controlled companies including Auris Administradora e Corretora de Seguros Ltda (insurance brokerage) and Auris Corretora de Câmbio (currency exchange), as well as commercial promotion participation results.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels8 records

Core offering

ABET is a private non-profit membership association that provides bundled benefits to active, former, and retired employees of the Brazilian telecommunications sector and their families. Its core offering combines monthly membership subscriptions with access to a curated partner network delivering pharmacy discounts (up to 60% via Univers Care/Raia Drogasil), tiered dental plans (MetLife First/Gold/Diamond), home medical orientation, dental and emergency home services, education subsidies, travel discounts, funeral assistance, and insurance and currency exchange products through its wholly-owned Auris subsidiaries.

Product overview

ABET is a global quality assurance organization offering the Recognition of Credentials service as its core product. This service validates micro-credentials and digital badges in fast-moving fields such as AI, construction engineering, and circular economy. The service operates on quarterly cycles with recognition decisions delivered within approximately five months and provides a three-year recognition period.

Differentiator

Problem solved

Functional benefit

Products and services

• Univers Care Pharmacy Discount Program
• MetLife Dental Plans (First, Gold, Diamond)
• Socorro Médico Domiciliar (SMD) — Home Medical Emergency Service
• Auris Corretora de Seguros (Insurance Brokerage)
• Auris Corretora de Câmbio (Currency Exchange)
• Luna Funeral Assistance
• Medicar Home Medical Orientation (OMD)
• Education Benefit and Auxílio Vestibular
• Travel Benefit Packages
• Entertainment Discounts (Tickets and Passes)
• Reimbursement Program (Optical and Orthopedic)
• Wellness Programs and Special Events

Quantifiable outcome

• 60% discount on medications through Univers Care pharmacy benefit
• +2 more outcomes

Named customers1 record

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eleven partnerships are on record, tiered core and minor.

• Univers Care (Raia Drogasil)coreStrategic or Co-development Partner · 1 May 2024Univers Care, managed by Univers (health management subsidiary of Raia Drogasil), provides pharmacy benefits offering up to 60% discounts on medications. The partnership replaced the previous reimbursement-only model starting May 2024. Members can purchase directly at over 2,600 Raia Drogasil stores using CPF and prescription, with no monthly spending limits.
• MetLife DentalcoreStrategic or Co-development Partner · 1 September 2021MetLife Dental provides dental insurance plans to ABET members with coverage across FIRST, GOLD, and DIAMOND tiers. The partnership was expanded in September 2021, replacing the previous Uniodonto provider. Plans offer nationwide coverage with different premium levels and procedure coverage options.
• BEM Emergências MédicasminorStrategic or Co-development Partner · 7 February 2019BEM Emergências Médicas provides Socorro Médico Domiciliar (SMD) services including medical advice by phone and pre-hospital emergency care with ambulance dispatch and hospital transfers. Service costs R$ 19.90/month with limit of 2 ambulance uses per month.
• Auris Corretora de Seguros (formerly ABET Seguros)coreOthersA subsidiary company administered by ABET Association providing insurance products including auto, residential, life, pet, travel insurance, private pension, and consortium services. The company maintains 38+ years of experience and operates under the same CNPJ, management, and address as before the name change. The rebranding was done to avoid confusion with betting companies.
• Luna Assistência FuneralcoreStrategic or Co-development PartnerLuna provides 24-hour funeral assistance services for ABET members including hearse transportation (up to 150km), casket with waterproof bottom, flowers, shroud, body hygiene, registration support, and one annual pet cremation. Emergency contact: 0800 591 0382.
• MedicarcoreStrategic or Co-development PartnerMedicar provides home medical orientation and pre-hospitalar services through telephone hotline (0800 941 5344) available 24 hours. Services include medical advice by phone, emergency home visits via ambulance, and patient transport to hospitals within coverage area.
• CVC Faria Lima and MegaturminorChannel Partner/ Reseller/ DistributorTravel agencies CVC Faria Lima and Megatur offer ABET members discounts on national, international travel packages and cruises. Contact information provided for each agency.
• CinemarkminorChannel Partner/ Reseller/ DistributorCinemark offers ABET members discounted movie tickets at R$ 27.80 for Super Saver online tickets, valid for any day, movie, and showtime. Limited to 20 tickets per member per month.
• Various Entertainment VenuesminorChannel Partner/ Reseller/ DistributorEntertainment partners including AirBrasil Balonismo (10% discount on flights), Bichomania Parque Fazenda (25% off), Canela de Ema Adventure Park (10% off), Neo Geo Family, Sítio do Pica Pau Amarelo (5% off), Aquário de São Paulo (10% off), Bolix Bowling, Castelo Park Aquático (10% off), Magic City (10% off), Parque da Mônica (R$ 128 individual tickets), Borboletário Águias da Serra (20% off), Cidade de Criança (10% off), Parque Monjolinho (10% off), and Wet'n Wild (50% off for seniors/pregnant).
• Rizzatour and Art TurismominorChannel Partner/ Reseller/ DistributorTravel agencies Rizzatour and Art Turismo offer ABET members discounted excursion packages. Contact details provided for booking.
• Auris Corretora de CâmbiominorStrategic or Co-development PartnerCurrency exchange services under the Auris brand offering special conditions for members on both tourism and commercial currency exchange transactions.

Scale indicators4 records

Recent moves7 records

Expansion highlights4 records

Market position

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/abetbeneficios
• Instagraminstagram.com/abetbeneficios
• LinkedInlinkedin.com/company/abet

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ABET