Expert Pensions

What Expert Pensions does

Expert Pensions, whose detailed source material describes the operating business as Redmill Advance, is a UK-based learning technology provider focused on continuing professional development (CPD) and professional exam preparation for the financial advice sector. The company's product is the Redmill Advance Hub, a cloud-based Learning Management System combining white-labelled delivery, single-sign-on integration, real-time CPD tracking, and FCA-ready compliance reporting. The platform hosts 500+ hours of curated content across 350+ learning modules and exam preparation materials covering CII, CISI, and LIBF qualifications, with content authored or reviewed by Chartered Fellows. Standalone modules include the Mock Exam App for CII/CISI practice, monthly expert-led CPD Live webinars, and bespoke Corporate Academies for enterprise clients.

The business operates a dual revenue and distribution model. Individual financial advisers subscribe directly through a self-serve Stripe checkout at £240+VAT per year with a 3-day free trial, accessing the full library, live webinars, and discounted exam support. Enterprise clients — including financial advice firms and advice networks — are served through a direct sales motion with tailored pricing based on team size, scope, and required integrations; flagship Corporate Academy deployments include white-labelling, bespoke content creation, dedicated UK-based account management, and daily management information reporting. Named enterprise customers include St. James's Place, Quilter PLC, Benchmark Capital, Sandringham Financial Partners, Handelsbanken Wealth & Asset Management, and Johnston Carmichael Wealth.

The firm has been operating since 2018, is headquartered in Linlithgow, Scotland, and serves more than 10,000 registered learners across 100+ financial advice firms. It holds CISI Accredited Training Partner status and CPD-accredited course accreditation. Source inconsistency: the firmographic record labels the company as "Expert Pensions" founded 2012 in Blackburn with 1-10 employees, while the detailed body of data describes "Redmill Advance" founded 2018 in Linlithgow — this analysis treats Redmill Advance as the operating company based on the volume and specificity of supporting evidence, but the discrepancy in the underlying record is material and should be reconciled before any external use of this brief.

Name

Expert Pensions

Legal name

Redmill Advance

Website

https://expertpensions.co.uk

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

1–10 employees

Short description

Redmill Advance operates the Redmill Advance Hub, a UK FCA-aligned LMS providing CPD tracking, CII/CISI/LIBF exam support, and Corporate Academies for individual financial advisers and wealth management firms.

Ownership category

akta.pro rank

Product category

Financial Adviser Training & Compliance Software

akta.pro primary industry

Financial Services & Insurance (FINRA, CFP, IAR, Insurance CE) (EDAAALAJ)

Keywords

• Financial adviser training
• CPD compliance courses
• Exam preparation courses
• Learning management system
• Professional development platform

Headquarters

HQ city

Blackburn

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Individual Subscription (Redmill Advance Hub): Annual subscription model for individual financial advisers providing access to 500+ digital learning modules, monthly CPD Live webinars, and discounted exam support. Priced at £240 + VAT per year with 3-day free trial period.
2. Corporate/Firm Subscription: Tailored pricing for financial advice firms based on team size and scope of support required. Includes access to full library of digital learning modules, corporate academies, white-labelling options, and dedicated account management.
3. Corporate Academies: Blended learning solution for larger firms and networks combining bespoke written digital self-study courses with instructor-led workshops, built around firm's existing structure with white-labelling and bespoke content creation.

Pricing tiers

Go-to-market motion3 records

Distribution channels2 records

Marketing channels5 records

Core offering

Expert Pensions (operating as Redmill Advance) provides the Redmill Advance Hub, a cloud-based learning management platform for UK financial advisers and advice firms. The offering combines 500+ hours of self-study CPD content, a Mock Exam App for CII/CISI exam preparation, monthly expert-led live webinars, and bespoke Corporate Academies for large firms. The platform delivers FCA-ready automated compliance reporting segmented by regulatory categories (IDD, PTS, Core, Mortgage) with white-labelling and SSO integration.

Product overview

Redmill Advance is a single unified platform (Redmill Advance Hub) that integrates a world-class LMS, FCA-ready reporting software, high-quality self-study CPD content, and live expert webinars. The core platform is supplemented by a Mock Exam App for CII/CISI exam practice, and Corporate Academies for larger firms seeking bespoke blended learning solutions. The portfolio is designed for financial advisers and firms needing to meet FCA compliance requirements.

Differentiator

Problem solved

Functional benefit

Products and services

• Redmill Advance Hub A unified online learning platform combining a learning management system (LMS), CPD reporting dashboards, self-study courses, and live webinars for UK financial advisers and financial advice firms. Provides FCA-ready compliance tracking, white-labelling, single-sign-on, and AI capability.
• Self-Study CPD Courses Over 350 digital learning modules covering technical CPD, financial compliance, behavioural skills, and CII/CISI exam support across CII Certificate, CII Diploma, CII Advanced Diploma, and CISI courses. Designed for individual advisers and firm-wide training.
• Mock Exam App (Exam Angel) Self-study mock exam application providing practice exams and exam preparation resources for CII and CISI professional qualifications.
• CPD Live (Live Webinars) Monthly expert-led live webinar sessions covering technical subjects and soft skills for financial advisers, accessible to both individual subscribers and corporate Hub clients.
• Corporate Academies Blended learning solution for large financial advice firms and networks combining bespoke written digital self-study courses with instructor-led workshops, built around a firm's existing structure with white-labelling, bespoke content creation, and daily management information reporting.

Quantifiable outcome

• 100% exam pass rate reported by some individual subscribers
• +2 more outcomes

Named customers7 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Seven partnerships are on record, tiered core and flagship.

• Chartered Insurance Institute (CII)coreStrategic or Co-development PartnerCII is one of the three major professional bodies supported by Redmill Advance. The platform offers a full range of CII exam preparation courses from entry-level certificates to Advanced Diploma, all written by Chartered Fellows and continuously reviewed and updated.
• Chartered Institute for Securities & Investment (CISI)coreStrategic or Co-development PartnerCISI is a key accreditation partner with Redmill Advance holding official Accredited Training Partner status. The platform offers CISI exam preparation courses and all learning is independently CPD-accredited.
• London Institute of Banking & Finance (LIBF)coreStrategic or Co-development PartnerLIBF is one of the three major professional bodies supported for exam preparation. Redmill Advance offers level 3, 4 and 6 exam preparation courses across LIBF qualifications at discounted rates for subscribers.
• St. James's PlaceflagshipStrategic or Co-development PartnerMajor corporate partner receiving Corporate Academies blended learning solution. St. James's Place is one of the UK's largest wealth management companies with extensive adviser network requiring comprehensive training solutions.
• Quilter PLCflagshipStrategic or Co-development PartnerCorporate Academy partner receiving bespoke training solutions for adviser development and compliance. Quilter is a significant UK wealth management firm requiring structured learning programs.
• Benchmark CapitalcoreStrategic or Co-development PartnerCorporate Academy partner receiving blended learning solution for adviser development. Benchmark Capital is a financial services firm utilizing Redmill Advance for regulatory training and FCA compliance.
• Sandringham Financial PartnerscoreStrategic or Co-development PartnerLong-term customer using the platform for regulatory learning, testing functions, and annual adviser testing. Managing Director Tim Grey stated the platform has taken their regulatory learning to a new level.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Others

• LearnUpon: Cloud-based LMS platform whose technology Redmill Advance appears to operate on (advance.learnupon.com). Comparable as the underlying infrastructure vendor and adjacent competitor in the LMS space used by training businesses and enterprises.
• Docebo: Enterprise AI-powered LMS platform serving regulated industries globally. Comparable as an alternative LMS infrastructure layer that regulated firms could adopt for compliance and CPD tracking.
• Thought Industries: External learning platform built for industries with compliance and certification requirements, including financial services. Comparable as an external training platform enabling professional bodies and B2B training businesses to deliver regulated CPD experiences.

Direct peers

• BIPP (British and Irish Institute of Professional Development): UK/Ireland-focused provider of professional development and CPD courses for financial services professionals. Comparable as a CPD course provider targeting the same adviser segment with similar exam and compliance content.
• Quilter Academy: Internal academy operated by Quilter PLC — one of the UK's largest wealth managers — providing structured adviser development and qualifications. Comparable as it represents the in-house alternative large advice networks use for the same CPD and qualification training.
• SimplyBiz (SimplyLearn): UK-based support services group providing compliance, business development, and training/learning services to financial advisers and networks. Closely comparable as a multi-product support and CPD provider for the same UK adviser customer base.
• Chartered Insurance Institute (CII): UK's leading professional body for insurance and financial services, awarding the CII qualifications that Redmill Advance prepares candidates for. Comparable because it both sets the qualification standard and provides its own learning content and CPD events to the same audience.
• The Personal Finance Society (PFS): The membership and continuing professional development body for UK financial planners within the CII group. Directly comparable as it provides CPD events, structured learning, and qualifications to the same UK financial adviser audience.

Broad incumbents

• Skillsoft: Large incumbent enterprise learning and compliance content provider serving a wide range of regulated industries including financial services. Comparable as an alternative learning/compliance platform that UK advice firms could adopt for CPD.

Emerging players

• Career Changers (Financial Adviser Training): UK provider of structured financial adviser training programmes aimed at career entrants. Comparable as a training provider serving the qualification path for UK financial advisers, though more focused on entry-level intake than ongoing CPD.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/rm-advance

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Expert Pensions