Groupe Luxior

What Groupe Luxior does

Groupe Luxior (legal entity: LUXIOR ASSURANCES, Société Anonyme) is a privately held French wholesale insurance broker (courtier grossiste) headquartered in Brest with a commercial direction office in Paris. Founded in 1993 as a founding member of Syndicat 10 (Syndicat National des courtiers grossistes souscripteurs), the company designs, underwrites, and distributes a portfolio of six insurance products — Automobile, Habitation, PNO (Propriétaire Non Occupant), Santé, Prévoyance Individuelle, and Prévoyance Collective — exclusively through intermediary partner channels (courtiers and agents généraux). Health and provident products are delivered via an exclusive partnership with Fédération Française des Assurés (FFA), which provides reimbursement management and access to 40,000+ healthcare professionals for third-party payment services.

The core technology stack is an Intranet-based insurance management platform with online tariff calculation tools, enabling partners to generate quotes, issue policies, and manage customer accounts across all product lines through a single interface. Features include automated policy issuance with immediate coverage, online guarantee subscription, credit card payment processing, and Noémie teletransmission for health claims. The company is regulated by ACPR under the Code des Assurances and registered with ORIAS (No. 07 001 015).

Revenue is generated through recurring insurance premiums on contracts distributed via the partner network across metropolitan France, Monaco, and French overseas departments (DOM). The customer base is fragmented across individuals, self-employed professionals (TNS), and small businesses (TPE-PME, 1-50 employees). Operations are lean with 1-10 employees and registered capital of €1,200,000. Sébastien MOAL serves as Directeur Général.

Name

Groupe Luxior

Legal name

LUXIOR ASSURANCES, Société Anonyme

Website

https://luxior.fr

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

1–10 employees

Short description

Groupe Luxior is a French wholesale insurance broker designing and distributing automobile, home, health, and provident insurance products through a network of courtier and agent général partners across metropolitan France, Monaco, and DOM.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Health and Welfare Funds (525120)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

akta.pro secondary industry

Supplemental/Voluntary Group Term Life (Employee-Paid) (FSAIADAB)

Keywords

• Wholesale insurance brokerage
• Auto insurance products
• Home insurance products
• Health insurance products
• Provident insurance products

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Premiums: Groupe Luxior acts as a wholesale broker (courtier grossiste) generating revenue through insurance premiums collected on contracts distributed via partner networks. The company designs and manages insurance products for automobile, habitation, santé, and prévoyance segments.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels1 record

Core offering

Groupe Luxior is a French wholesale insurance broker (courtier grossiste) that designs, underwrites, and distributes a multi-line insurance product portfolio — Automobile, Habitation, PNO (non-occupant homeowner), Santé (health), and Prévoyance (individual and collective) — exclusively through a network of partner courtiers and agents généraux. Partners access the products via the company's Intranet platform to generate tariffs, issue policies online, and serve end customers (individuals and TPE-PME with 1–50 employees) across metropolitan France, Monaco, and the DOM.

Product overview

Groupe Luxior is a wholesale insurance broker operating as a multi-product platform that designs and distributes insurance products through a network of broker and general agent partners. The product portfolio consists of six core insurance offerings: Automobile, Habitation (home), PNO (non-occupant homeowner), Santé (health), Prévoyance Individuelle (individual provident), and Prévoyance Collective (collective provident). The company partners exclusively with FFA (Fédération Française des Assurés) for health and provident insurance products, while offering its own automobile, home, and PNO products. All products are accessible through an online pricing and subscription platform available to authorized partners via the company's Intranet system.

Differentiator

Problem solved

Functional benefit

Products and services

• Automobile Insurance

Quantifiable outcome

• Online policy issuance with immediate coverage
• +1 more outcomes

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Fédération Française des Assurés (FFA)coreStrategic or Co-development PartnerExclusive partnership with FFA (Fédération Française des Assurés) for health and provident insurance products. FFA, with 30 years of experience, designs and manages reimbursements for health products distributed by Groupe Luxior in metropolitan France and DOM. The partnership provides access to a network of over 40,000 healthcare professionals and establishments for third-party payment services.

Scale indicators4 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Santiane: French online health and prévoyance insurance broker distributing individual coverage via a digital subscription platform. Comparable to Luxior's Santé and Prévoyance Individuelle lines, particularly on the health insurance distribution side.
• LeLynx.fr: French insurance comparator and broker distributing personal-line products online. Comparable to Luxior's personal-lines distribution motion and digital tooling, though without the wholesale partner network.
• Solly Azar: French wholesale insurance broker focused on personal and small-business lines, distributing through partner brokers with a digital subscription platform. Directly comparable in go-to-market, products, and target customer segments to Groupe Luxior.
• Magnolia.fr: French insurance broker offering personal and SME insurance products through digital tools and partner distribution. Comparable target segments (individuals and small businesses) and multi-product portfolio to Groupe Luxior.
• CEGEMA: French courtier grossiste specializing in health, prévoyance, and protection insurance products distributed through partner networks. Closely comparable to Luxior's health/provident collective offering for individuals and TPE-PME.
• SPVie Assurances: French wholesale insurance broker distributing personal lines (Auto, Habitation, Santé, Prévoyance) via a network of partner brokers and general agents, with online tariff tools. Closely aligned with Luxior's courtier-grossiste model and product mix.
• Qualisens: French insurance broker operating a multi-carrier platform across personal and professional lines via partner distributors. Comparable wholesale-broker model and target customer base to Groupe Luxior.
• April (APRIL Group): One of France's largest wholesale insurance brokers (courtier grossiste), distributing multi-line personal and SME insurance products through partner networks. Highly comparable business model, distribution mechanics, and target customers to Groupe Luxior, but at materially larger scale.

Others

• Goosehead Insurance: US personal-lines insurance agency with a partner-agent distribution model and technology-enabled platform. Adjacent reference point for the technology-empowered partner distribution model Luxior operates, though US market and regulatory context differ materially.

Broad incumbents

• PIB Group: UK-based insurance intermediary group consolidating specialist brokers across personal and commercial lines. A useful broad incumbent comparator for evaluating how French wholesale brokers can scale through roll-ups and partner-driven distribution.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Groupe Luxior