Opal

What Opal does

OPAL Hard- und Software Consulting GmbH is a privately held German software company headquartered in Nürnberg (Pilotystraße 1, HRB 17327) that develops specialized business applications for financial service providers, asset managers (Vermögensverwalter), financial sales organizations (Finanzvertriebe), and insurance companies (Versicherungen) in the DACH market. The portfolio consists of nine purpose-built products — oMS (central management system for consulting and documentation), OSIGN (digital signature), oDMS (revision-secure document management), StrategieDepotVerwaltung (standardized wealth-management model administration), IVV Advisery System (individual asset management), Fonds Advisery System (fund adviser order tool), DokuBox (structured customer document exchange), Finanzraum (end-customer financial-assets portal), and Onboarding (legally compliant digital client onboarding) — delivered as web portals and, for DokuBox and Finanzraum, as native smartphone applications. The products are designed both for standalone use and as an interconnected "Systemwelt" with shared process logic across consulting, documentation, signature, and wealth administration.

The platform is engineered around the documentation, traceability, and regulatory-compliance requirements of German and European financial-services frameworks (MiFID, DSGVO/GDPR), targeting advisory and onboarding workflows where legally compliant records and media-break-free digital processes are mandatory. Underlying technology is described as web-portal and native-mobile application delivery with revision-secure, versioning document storage; no public APIs, SDKs, integration marketplace, or AI/ML capabilities are disclosed. Revenue is generated through subscription-based software licensing on a quote-based, annual-billing model sold via a direct enterprise field-sales motion with consultative product demonstrations, targeting complex B2B procurement processes.

Günther Willert is the sole disclosed managing director (Geschäftsführer). The company carries no disclosed institutional investors, no funding rounds, no M&A activity, no patents, and no named customer logos. Its principal external credential is the "Software Made in Germany" quality seal awarded by Bundesverband Software und IT e.V. (bitmi).

Name

Opal

Legal name

opal Hard- und Software Consulting GmbH

Website

https://opal-consulting.com

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

11–50 employees

Short description

OPAL Hard- und Software Consulting GmbH is a privately held Nürnberg-based software vendor that builds nine specialized, regulatory-grade workflow and wealth-administration applications for DACH financial intermediaries, asset managers, sales organizations, and insurance companies.

Ownership category

akta.pro rank

Product category

Financial Services Software

NAICS

Software Publishers (5132), Portfolio Management and Investment Advice (523940)

SIC

Services-Prepackaged Software (7372), Services-Management Consulting Services (8742)

akta.pro primary industry

SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)

akta.pro secondary industry

Managed Platforms & Wrap Programs for Private Clients (Model Portfolios, UMA/SMAs) (FSAAABAM)

Keywords

• Wealth management software
• Financial services software
• Digital signature solutions
• Document management software
• Client onboarding software

Headquarters

HQ city

Nürnberg

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Software Licensing and Subscriptions: OPAL generates revenue through software licensing of its specialized applications for financial services. The solutions are positioned as enterprise-grade software for regulated industries, implying recurring subscription or license-based revenue models. No specific pricing is publicly disclosed.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

OPAL develops and sells specialized B2B software applications for financial service providers, asset managers, financial sales organizations, and insurance companies. The portfolio covers structured consulting and documentation processes, revision-secure document management, digital signatures, compliant digital onboarding, and administration of standardized and individual wealth management models, delivered as integrated web portals and native mobile applications.

Product overview

OPAL offers a platform ecosystem of nine specialized software solutions for financial service providers, asset managers, sales organizations, and insurance companies. The portfolio includes: oMS as the central management system for consulting and documentation; OSIGN for digital signatures; oDMS for revision-secure document management; DokuBox and Finanzraum as customer-facing portals (with native smartphone apps); Onboarding for legally compliant digital customer onboarding; and three asset management solutions—StrategieDepotVerwaltung for standardized models, IVV Advisery System for individual asset management, and Fonds Advisery System for fund adviser order management. Each product functions independently while being designed to work together as an integrated system world.

Differentiator

Problem solved

Functional benefit

Brands

• oMS: Central management system for structured consulting, documentation and organization processes
• OSIGN
• oDMS
• StrategieDepotVerwaltung
• IVV Advisery System
• Fonds Advisery System
• DokuBox
• Finanzraum
• Onboarding

Products and services

• oMS (Organisations-Management-System) Central management system for structured consulting, documentation, and organization processes. Enables companies in regulated financial services to consistently, traceably, and efficiently map specialist and organizational workflows.
• OSIGN
• oDMS
• StrategieDepotVerwaltung
• IVV Advisery System
• Fonds Advisery System (Ordertool)
• DokuBox
• Finanzraum
• Onboarding

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Direct peers

• Avaloq: Swiss-based provider of wealth management and banking software platforms serving private banks and asset managers across Europe. Comparable as a vertically-specialized B2B SaaS vendor for the wealth management industry with deep regulatory and process coverage similar to OPAL's.
• CREALOGIX: Swiss banking and wealth management software vendor with a strong DACH presence serving banks, asset managers, and financial advisors. Comparable to OPAL in providing compliance-driven digital workflows and document-centric solutions for regulated financial firms.
• Objectway: Italian-headquartered fintech software provider offering wealth, asset management, and digital banking platforms across Europe. Directly comparable given its focus on end-to-end wealth management software for banks and asset managers similar to OPAL's positioning.
• Fino: German-headquartered fintech software vendor specializing in digital processes for banks, savings banks, and asset managers. Comparable as a domestic German B2B SaaS provider serving regulated financial institutions with workflow and compliance software similar to OPAL.

Regional players

• True Wealth: Swiss digital wealth management platform offering automated portfolio management. Comparable as a regional digital wealth platform that competes for some of the same end customers and partner advisors as OPAL's StrategieDepotVerwaltung, although operating with a different business model.

Broad incumbents

• MorgenFund: German investment platform backed by major financial institutions providing digital wealth management infrastructure. Comparable as a broader incumbent in the German wealth platform space, often integrated into the distribution workflows that OPAL's products support.
• Temenos: Global banking software incumbent serving retail, wealth, and corporate banks. Comparable as a broad incumbent offering wealth management capabilities within a wider banking software portfolio, against which OPAL competes in the DACH mid-market segment.
• Universal Investment: German fund services and asset management platform providing portfolio management, risk, and regulatory infrastructure. Comparable as a broad incumbent operating in adjacent workflows that OPAL's StrategieDepotVerwaltung and IVV Advisery System support.

Emerging players

• Xempus: German B2B SaaS platform for digital pension and insurance advisory processes. Comparable as an emerging DACH-focused B2B SaaS player addressing regulated distribution and onboarding workflows, with similar design principles to OPAL's Onboarding solution.

Others

• DocuSign: Global electronic signature and contract management platform. Comparable as an enabling technology provider in the digital signature and document workflow space where OPAL's OSIGN and oDMS products compete, particularly for compliance-sensitive financial use cases.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/opal-hard--und-software-consulting-gmbh

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Opal