TD Wealth
TD Wealth is the US wealth management division of TD Bank, N.A., serving affluent individuals and families across 16 states plus DC with investment management, private banking, securities-based lending, and a robo-advisor, under FDIC-insured backing.
- Company typePublic
- Founded1855
- HeadquartersToronto, Canada
- Headcount5,001–10,000
- GTM typeB2C
- OfferingServices
What TD Wealth does
TD Wealth is the US wealth management division of TD Bank, N.A., a federally chartered US national bank that is itself a wholly-owned subsidiary of Toronto-Dominion Bank (TD Bank Group), a publicly traded Canadian banking group listed on the NYSE and TSX under the ticker TD. The division serves three primary customer segments: personal banking customers (checking, savings, credit cards, personal loans, mortgages, home equity), small business customers (business checking, loans, merchant services, payroll, overdraft protection), and wealth management clients (affluent individuals and families seeking investment management, private banking, securities-based lending, and estate planning). The unit operates across 16 US states plus Washington, D.C., with its US headquarters at 4140 Church Road, Mount Laurel, New Jersey, and is FDIC-insured.
The product portfolio spans human advisory and self-directed channels: TD Wealth (core wealth management), TD Private Client Wealth (premium tier for high-net-worth clients), TD Investment Services (US), TD Automated Investing (robo-advisor), TD Wealth Securities-Based Lending, TD Premier (premium banking), and TD Fit Loan (unsecured personal loans from $2,000 to $50,000 at 7.99%–23.99% APR). The technology layer is a digital banking platform paired with iOS and Android mobile apps, online banking, Zelle-based transfers, digital wallet support, and a Visa card partnership, with a 24/7 phone banking line and physical branches providing the advisory channel. Underlying platform integration uses external login portals (NetXInvestor, FIS ClientPoint) for wealth, indicating reliance on third-party technology vendors rather than fully proprietary wealth infrastructure.
The revenue model blends recurring and transactional streams: interest income from lending products (subscription/recurring), account fees and service charges including a $35 overdraft fee (transaction-based), wealth management advisory and management fees (subscription/recurring), and credit card interchange (transaction fees). The go-to-market is omnichannel and direct-to-consumer, combining branch-based relationship management, digital self-service, and dedicated wealth advisors for affluent segment acquisition, supplemented by content marketing (TD Stories Blog, Finance 101, WOW! Zone) and promotional bonuses such as $300 for TD Beyond Checking and $200 for TD Signature Savings.
TD Wealth firmographics
Firmographics- Name
- TD Wealth
- Legal name
- TD Bank, N.A.
- Website
- https://td.com
- Company type
- Public
- Founded year
- 1855
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- TD Wealth is the US wealth management division of TD Bank, N.A., serving affluent individuals and families across 16 states plus DC with investment management, private banking, securities-based lending, and a robo-advisor, under FDIC-insured backing.
- Ownership category
- akta.pro rank
TD Wealth industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940), Depository Credit Intermediation (5221)
- SIC
- National Commercial Banks (6021)
- akta.pro primary industry
- High-Net-Worth & Private Wealth Digital Platforms (Digital Private Banking) (FSAGAEAI)
- akta.pro secondary industries
- Affluent / Mass-Affluent Private Banking (FSABADAC), Private Banking & UHNW Wealth Advisory (FSAEABAC), Affluent/Premier Retail Banking (Mass Affluent) (FSABAAAG)
Keywords
Where TD Wealth is headquartered
LocationHeadquarters
- HQ city
- Toronto
- HQ country
- Canada
- HQ region
- North America
Offices1 record
Markets served
TD Wealth business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Interest Income: Traditional banking interest income from lending products including mortgages, personal loans, and credit cards
- Account Fees and Service Charges: Overdraft fees, monthly service fees, and various account-related charges
- Wealth Management Fees: Advisory and management fees from wealth management and investment services
- Credit Card Transaction Fees: Interchange and transaction fees from credit card usage
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | TD Fit Loan - Unsecured Personal Loan |
| Subscription | Monthly | TD Beyond Checking |
| Subscription | Monthly | TD Signature Savings |
| Transaction based/ take rate | Pay-as-you-go | Overdraft Services |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels7 records
TD Wealth product offering
Product offeringCore offering
TD Wealth is the wealth management division of TD Bank, N.A., providing investment management, private banking, financial planning, securities-based lending, and dedicated relationship management to affluent individuals and high-net-worth families across the United States. The division operates alongside TD Bank's broader personal banking, lending, credit card, and small business banking offerings under a unified FDIC-insured platform.
Product overview
TD Wealth is part of TD Bank's comprehensive financial services offering, providing wealth management and investment services. The portfolio includes TD Wealth (core wealth management), TD Private Client Wealth (premium tier), TD Investment Services, TD Automated Investing (robo-advisor), and TD Wealth Securities-Based Lending. TD Bank also offers complementary banking products including TD Fit Loan personal loans, online and mobile banking platforms, credit cards, and small business services through a unified digital banking experience.
Differentiator
Problem solved
Functional benefit
Products and services
- TD Wealth
- TD Private Client Wealth
- TD Investment Services (US)
- TD Automated Investing
- TD Wealth Securities-Based Lending
Companies that use TD Wealth
Customer profileSegments3 records
Ideal customer profiles2 records
TD Wealth technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
TD Wealth partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- VisacoreTD Bank issues Visa-branded debit and credit cards integrated with digital wallet support for contactless payments.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
TD Wealth competitors and assessment
Company assessmentDirect peers
- Morgan Stanley Wealth Management: Top-tier US wealth manager with mass-affluent through UHNW tiers and substantial financial advisor force; directly competes with TD Wealth and TD Private Client Wealth for HNW clients.
- Citi Wealth (Citi Private Bank): Citi's wealth franchise spans Citigold (mass affluent) through Citi Private Bank (UHNW) with global/cross-border capabilities, mirroring TD Wealth's tiered cross-border positioning.
- Wells Fargo Wealth & Investment Management: National bank wealth division providing investment, trust, and brokerage services to affluent and HNW clients, competing directly with TD Wealth's tiered offerings.
- Bank of America Private Bank (Merrill Wealth Management): Largest US retail bank wealth manager combining Merrill advisory with BofA Private Bank; directly comparable to TD Wealth's tiered mass-affluent through UHNW strategy under a national bank charter.
- RBC Wealth Management (US): Another Canadian bank's US wealth franchise; closest analog to TD Wealth as a cross-border wealth platform with comparable HNW private client offering and Canadian parent backing.
- Charles Schwab Wealth Management: Schwab Wealth Advisory, Schwab Private Client, and Schwab Intelligent Portfolios (robo) compete directly with TD Automated Investing and TD Wealth tiers, with comparable digital-first capabilities.
- JPMorgan Wealth Management (J.P. Morgan Private Bank + Chase Wealth): Scale leader offering mass-affluent (Chase) through UHNW (J.P. Morgan Private Bank) wealth services with comparable products: securities-based lending, robo, and investment platforms.
- PNC Wealth Management: Regional bank with national wealth management franchise offering private banking, institutional asset management, and retail investing; comparable affluent/HNW positioning to TD Wealth.
- U.S. Bancorp Wealth Management: National bank wealth franchise offering private banking, investment, and trust services; comparable to TD Wealth in scale, national bank charter, and multi-tier client segmentation.
Broad incumbents
- Fidelity Wealth Management: Major incumbent offering Fidelity Wealth Services, Fidelity Go (robo), and institutional wealth; broad product set overlaps with TD Wealth's mass-affluent and self-directed investment offerings.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks7 records
Key highlights6 records
Customer concentration
TD Wealth social profiles
Digital presenceTD Wealth compliance and trust
Trust signalCompliance1 record
TD Wealth financial estimates
Financial estimateRevenue estimate
Valuation estimate
TD Wealth leadership team
Management profileNumber of profiles
TD Wealth subsidiaries and ownership
Company hierarchySubsidiaries4 records
TD Wealth funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
TD Wealth M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about TD Wealth
What does TD Wealth do?
TD Wealth is the wealth management division of TD Bank, N.A., providing investment management, private banking, financial planning, securities-based lending, and dedicated relationship management to affluent individuals and high-net-worth families across the United States. The division operates alongside TD Bank's broader personal banking, lending, credit card, and small business banking offerings under a unified FDIC-insured platform.
Is TD Wealth a public or private company?
TD Wealth is a public company. It is classified as public and is currently operating.
When was TD Wealth founded?
TD Wealth was founded in 1855. It employs 5,001 to 10,000 people.
Where is TD Wealth based?
TD Wealth is headquartered in Toronto, Canada, in the North America region.
How does TD Wealth make money?
Four revenue lines are on record. Interest Income is the primary driver. The others are account Fees and Service Charges, wealth Management Fees and credit Card Transaction Fees.
Who are TD Wealth's main competitors?
Direct peers on record are Morgan Stanley Wealth Management, Citi Wealth (Citi Private Bank), Wells Fargo Wealth & Investment Management, Bank of America Private Bank (Merrill Wealth Management), RBC Wealth Management (US), Charles Schwab Wealth Management, JPMorgan Wealth Management (J.P. Morgan Private Bank + Chase Wealth), PNC Wealth Management and U.S. Bancorp Wealth Management. Fidelity Wealth Management is listed as a broad incumbent.
Does TD Wealth have an API?
No public API is recorded for TD Wealth.
What industry is TD Wealth in?
TD Wealth's product category is Wealth Management. Its primary akta.pro industry code is FSAGAEAI, High-Net-Worth & Private Wealth Digital Platforms (Digital Private Banking), with a secondary code of FSABADAC, Affluent / Mass-Affluent Private Banking. Its NAICS code is 523940 and its SIC code is 6021.