Matriz Insurance Brokerage

What Matriz Insurance Brokerage does

Matriz Seg Corretora de Seguros is a privately-held insurance brokerage founded in 1994 and headquartered in Atibaia, São Paulo, Brazil. The firm distributes a broad portfolio of insurance products to individual consumers and small-to-medium businesses, acting as an intermediary between clients and multiple Brazilian insurance carriers. Its offering spans auto, residential, business, fleet, bike, electronics, condominium, life, health, travel, and professional liability (RC Profissional) coverage, supplemented by financial products such as bonds, financing, complementary pensions, and consortiums.

The brokerage operates on a traditional sales-led model without proprietary technology infrastructure. Insurance quotations are processed through Lojacorr, an external multi-carrier quotation platform embedded in the matrizseg.com website, while customer communication and policy servicing are handled via WhatsApp, email, and direct contact. A subscription-based monthly auto insurance product is distributed through a Porto Seguro partnership, and travel insurance is co-marketed with Porto Seguro using promotional discount structures. The firm relies on 28 years of operating history, multi-carrier distribution relationships, and personalized customer service as its core commercial assets.

Matriz generates revenue through commissions paid by insurance carriers on new policies sold and renewals processed, on a transaction-fee basis. It maintains a small operational team of 1-10 employees, concentrates activity in São Paulo state, and maintains a limited digital footprint across Facebook, LinkedIn, and a company blog. No public revenue, funding history, institutional ownership, or product certification disclosures are present in the available materials.

Name

Matriz Insurance Brokerage

Legal name

Matriz Seg Corretora

Website

https://matrizseg.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

1–10 employees

Short description

Matriz Insurance Brokerage is a privately-held Brazilian insurance brokerage founded in 1994, distributing auto, residential, business, life, and specialty insurance products to individual consumers and SMBs across São Paulo state through multi-carrier partnerships.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAB

Commercial Lines Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAEADAA

Retail (Personal Lines) Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAEADAI

Surety & Bond Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• Insurance brokerage
• Personal insurance
• Commercial insurance
• Insurance advisory
• Risk coverage solutions

Headquarters

HQ city

Atibaia

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission: Matriz Seg Corretora operates as an insurance broker earning commissions from insurance company partners (seguradoras) for policies sold and renewed. Revenue is generated through commissions on new policies and renewal commissions on existing client policies.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Matriz Insurance Brokerage is a Brazilian insurance brokerage that distributes consumer and commercial insurance products on behalf of multiple partner insurers. Its portfolio covers auto, residential, business, fleet, bike, condominium, electronics, life, health, professional liability, and travel insurance, together with financial products such as bonds, financing, complementary pensions, and consortiums. Customers submit information through the website (processed via the Lojacorr platform), WhatsApp, or email, and the brokerage guides them through insurance selection.

Product overview

Matriz Insurance Brokerage operates as an insurance brokerage firm established in 1994, offering a comprehensive portfolio of insurance products. The core offering consists of property & casualty insurance (auto, residential, business, fleet, electronics, bike, and condominium coverage) and personal protection products (life, health, travel, and professional liability insurance). Additional financial products including bonds, financing, complementary pensions, and consortiums complement the insurance portfolio. The company serves individual and business clients through partnerships with major Brazilian insurers, providing both new policies and renewals. A notable offering is subscription-based auto insurance with monthly payment flexibility.

Differentiator

Problem solved

Functional benefit

Products and services

• Seguro Auto (Vehicle Insurance) Vehicle insurance covering automobiles, motorcycles, trucks, and other vehicles, distributed via partner insurers for individual and business customers. Includes new policies, renewals, and a subscription-based auto insurance option with month-to-month payments.
• Seguro Residencial (Residential Insurance) Home insurance coverage for residential properties, distributed to individual homeowners and residents.
• Seguro Empresarial (Business Insurance) Commercial insurance covering companies, machinery, and equipment, designed for small and medium business clients.
• Seguro Bike (Bicycle Insurance) Specialty insurance coverage for bicycles, targeted at individual consumers.
• Seguro Viagem (Travel Insurance) Travel insurance with medical assistance, baggage tracking, and international/domestic coverage plans, distributed through a partnership with Porto Seguro.
• Seguro Vida (Life Insurance) Life insurance offering individual life, global life, and health insurance plans for personal protection.
• RC Profissional (Professional Liability Insurance) Professional liability insurance for health professionals, lawyers, and other professionals subject to legal proceedings.
• Seguro Condomínio (Condominium Insurance) Insurance coverage tailored for condominium buildings and associations.
• Seguro Frota (Fleet Insurance) Fleet insurance covering multiple vehicles under a single policy, for businesses operating vehicle fleets.
• Seguro Eletrônicos (Electronics Insurance) Specialty insurance coverage for electronics, alarms, and monitoring systems.
• Seguro Saúde (Health Insurance) Health insurance coverage distributed to individuals seeking medical protection plans.
• Produtos Financeiros (Financial Products) Complementary financial offerings including bonds (Fianças), financing, complementary pensions, consortiums, and housing financing.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core.

• Porto SegurocoreChannel Partner/ Reseller/ DistributorPorto Seguro is a major Brazilian insurance company. Matriz Seg Corretora acts as a reseller/distributor of Porto Seguro products, specifically offering travel insurance with promotional discounts including 25% off international plans and 10% off domestic plans. Additional exclusive benefits include 5% discount for credit card payments via Porto Bank and installment options up to 12 times.
• LojacorrcoreTechnology or IntegrationLojacorr is an external quotation platform integrated into the Matriz Seg website for processing insurance quote requests. The platform collects customer data (name, CPF, vehicle details, etc.) and generates insurance quotes from multiple insurance providers.
• Multiple Insurance Companies (Principais Seguradoras)coreChannel Partner/ Reseller/ DistributorMatriz Seg Corretora partners with leading insurance companies in Brazil (principais seguradoras do país) to offer a wide range of insurance products. This multi-partner approach allows the brokerage to provide diverse coverage options across auto, home, life, business, and other insurance categories.

Scale indicators1 record

Recent moves4 records

Expansion highlights3 records

Direct peers

• Bidu Corretora: Brazilian insurance comparison and brokerage platform that aggregates quotes from multiple insurers across auto, home, and life products. Directly comparable to Matriz Seg's role as a multi-carrier broker, but operates a fully digital model.
• Comparaja: Brazilian online insurance comparison and brokerage platform offering multi-carrier quotes across personal lines. Directly comparable to Matriz Seg as a multi-carrier intermediary, competing primarily on digital price transparency.
• 180 Seguros: Brazilian digital insurance brokerage distributing policies from multiple carriers with focus on auto and residential lines. Comparable to Matriz Seg in its intermediary role and multi-carrier distribution model, but competing on digital UX rather than personalized service.
• Minuto Seguros: Brazilian online insurance brokerage offering multi-carrier quotes across auto, home, life, and health lines. Highly comparable to Matriz Seg as both act as intermediaries distributing products from multiple Brazilian insurers, though Minuto operates at a much larger digital scale.

Broad incumbents

• Porto Seguro: One of Brazil's largest insurance conglomerates, offering auto, home, life, health, and business coverage through proprietary and broker channels. Listed as a Matriz Seg distribution partner, but operates as a broad incumbent carrier that the firm depends on for product supply.
• Marsh Brasil: Global insurance brokerage and risk advisory firm with significant Brazilian operations focused on commercial and corporate lines. Comparable as a commercial insurance broker, but operates at a much larger scale targeting enterprise clients.
• Tokio Marine Seguradora: Major Brazilian insurance carrier (Japanese-owned) offering auto, residential, and business lines through broker distribution. Comparable as one of the carrier partners underpinning Matriz Seg's multi-carrier offering.
• SulAmérica Seguros: Major Brazilian insurance carrier offering health, life, auto, and business lines, often distributed through brokers. Comparable as one of the underlying insurance suppliers in the multi-carrier ecosystem that Matriz Seg serves.

Emerging players

• Akko Insurance: Brazilian insurtech offering device and electronics insurance through digital channels. Overlaps with Matriz Seg's electronics insurance product line, though Akko focuses specifically on gadget protection.
• Justos: Brazilian insurtech combining auto insurance brokerage with usage-based telematics underwriting. Compares to Matriz Seg as a Brazilian auto insurance distribution channel, but with proprietary technology and direct carrier relationships.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/matriz.corretoradeseguros/?ref=br_rs
• LinkedInlinkedin.com/company/matriz-corretora-de-seguros/about

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Matriz Insurance Brokerage