Chaseblue Loans

What Chaseblue Loans does

Chaseblue Loans Ltd is a UK specialist mortgage packaging intermediary that sits between mortgage brokers and wholesale lenders, sourcing residential and specialist lending cases from brokers and preparing them for submission to lender panels. The company operates as a regulated intermediary under FCA authorization (FRN 713894), with Company Number 06219078, and is part of the Specialist Mortgage Group (SMG), which provides group-level infrastructure and the proprietary miLoanbroker platform used to manage the packaging workflow. The firm is headquartered in Sully, Wales (Cardiff area), and serves a UK-wide broker audience rather than direct retail consumers, with its staff of 22+ including specialized compliance, quality control, underwriting, and training functions.

The product set spans First Charge Mortgages, Second Charge Mortgages, Bridging Loans, Commercial Mortgages, and Broker Services, indicating a deliberately diversified offering across secured-lending categories. Operationally, Chaseblue packages cases via a documented multi-step process and markets itself to brokers through claims of wide lender access and dedicated case support, including self-packaging guidance for brokers who want to submit directly. The miLoanbroker platform underpins the broker-facing CRM and internal case management, integrating the workflow across submission, packaging, and lender placement.

The business model is intermediary-driven: Chaseblue is remunerated through procurement or referral commissions paid by lenders when packaged cases complete, with the broker network as the primary customer and the lender panel as the source of revenue. As a subsidiary of Specialist Mortgage Group, Chaseblue benefits from shared group resources, but its strategic positioning is that of a specialist packaging partner to UK brokers rather than a balance-sheet lender, distinguishing it from principal mortgage firms that fund and book loans directly.

Name

Chaseblue Loans

Legal name

Chaseblue Loans Ltd

Website

https://chaseblueloans.co.uk

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Chaseblue Loans is a UK FCA-regulated specialist mortgage packaging intermediary that prepares and submits broker-sourced cases to lender panels, offering first-charge, second-charge, bridging, and commercial mortgages.

Ownership category

akta.pro rank

Product category

Specialist Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Wholesale Mortgage Lending (Broker Channel) (FSALACAA)

akta.pro secondary industries

Commercial Mortgage Brokerage (FSAEAEAB), Hard Money & Private Mortgage Lending Intermediation (FSAEAEAH)

Keywords

• Specialist mortgage brokerage
• Mortgage packaging services
• Bridging finance broking
• Second charge mortgages
• Commercial mortgage intermediary

Headquarters

HQ city

Barry

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Broker Referral Commissions: Chaseblue Loans earns commissions from lenders for introducing mortgage and loan cases. They offer 'market-leading commissions' that are tailored depending on referral quantity and quality. The company is compensated by lenders when broker-introduced cases result in funded loans.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Chaseblue Loans is a specialist mortgage packager and financial consultancy that provides UK mortgage brokers and financial intermediaries with packaged access to secured loan products — first charge mortgages, second charge mortgages, bridging loans, and commercial mortgages — that fall outside standard high-street lender criteria. The company packages and distributes broker-introduced cases to a panel of specialist lenders and is compensated through lender commissions on funded loans.

Product overview

Chaseblue Loans operates as a financial consultancy and mortgage broker, providing a suite of five interconnected secured lending products exclusively for UK financial intermediaries and mortgage brokers. The core portfolio comprises First Charge Mortgages (for residential and BTL properties with up to 80% LTV), Second Charge Mortgages (secured loans up to 95% LTV for various purposes), Bridging Loans (short-term financing up to 100% LTV for 24 months), and Commercial Mortgages (for property acquisitions and business financing). These products are distributed through dedicated broker services, with each product supported by a network of specialist lenders and offering access to exclusive products outside standard lending criteria.

Differentiator

Problem solved

Functional benefit

Products and services

• First Charge Mortgages First charge mortgage products ranging from £40,000 to £1,000,000 with prime rates from 6.82% and up to 80% LTV, available for first-time buyers, home movers, remortgages, residential and buy-to-let borrowers; supports interest-only and part-and-part repayment options. Distributed exclusively through UK financial intermediaries.
• Second Charge Mortgages Second charge mortgage products ranging from £10,000 to £2,500,000 with prime rates from 7.29% and up to 95% LTV, usable for any legal purpose, with acceptance for self-employed or retired applicants; residential and BTL. Distributed exclusively through UK financial intermediaries.
• Bridging Loans Short-term bridging finance ranging from £25,000 to £100,000,000 at monthly rates from 0.44% to 1.5% (displayed headline from 0.55% per month), with up to 100% LTV, terms up to 24 months, no early repayment charges, no proof of income required, and funds that can be arranged within 24 hours. Residential and BTL. Distributed exclusively through UK financial intermediaries.
• Commercial Mortgages Commercial property finance with advances from £25,000 upwards at rates from 3% over base rate, 5–30 year terms, up to 100% LTV (subject to additional security), interest-only available for the whole term, 1st and 2nd charge, covering semi-commercial, commercial, and BTL assets; supports commercial and residential developments, leasehold finance, refinancing, and asset finance. Distributed exclusively through UK financial intermediaries.
• Broker Services Specialist loan and mortgage packaging service for UK financial intermediaries and mortgage brokers, providing access to exclusive lender products outside standard criteria, dedicated broker managers, tailored commission structures, and a quality-control-reviewed packaging workflow.

Quantifiable outcome

• Funds can be arranged within 24 hours for bridging loans
• +1 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Expansion highlights4 records

Broad incumbents

• Knight Frank Finance: Broader UK property services group with a finance/brokerage arm arranging mortgages, bridging and commercial finance via intermediaries — wider portfolio but overlapping specialist broker function.

Direct peers

• Air Group (formerly Air Commercial / Air Mortgages): UK bridging, commercial, and development-finance packager servicing brokers — direct overlap with Chaseblue's specialist/intermediary focus and product breadth.
• Vantage Finance: UK specialist finance packager arranging bridging, development, and commercial funding for brokers — comparable on product mix and intermediary distribution.
• Complete Prime: UK-based bridging and specialist finance packager serving brokers, with similar short-term finance, second charge, and development lending capabilities.
• Brightstar Financial: UK mortgage packager and specialist lender distributor serving financial intermediaries across first/second charge, bridging, and commercial — directly comparable in channel model and product breadth to Chaseblue.
• Crystal Specialist Finance: UK specialist mortgage packager focused on placing complex cases with whole-of-market lenders via the broker channel — closely mirrors Chaseblue's intermediary-only model and specialist underwriting focus.
• Clever Lending: Specialist UK bridging and development finance packager serving brokers, overlapping with Chaseblue's bridging-led offering and exclusive-lender relationships.
• SPF Short Term Finance: UK short-term / bridging funder and packager servicing intermediaries — comparable on product (bridging up to 100% LTV) and broker-channel distribution.
• One Broker Ltd: UK commercial and specialist finance packager for brokers, with strong overlap on commercial mortgages, asset finance, and complex-case placement via intermediary channel.

Others

• Twenty7Tec: UK mortgage tech platform powering intermediary workflows and decisioning — adjacent enabling technology comparable to the miLoanbroker platform used by Chaseblue.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/chaseblueloans_

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Chaseblue Loans