Creative Retirement Planning
Creative Retirement Planning is a privately held, Akron, Ohio-based fiduciary financial advisory firm serving pre-retirees and retirees with income planning, tax review, retirement account management, insurance, and succession planning services through a six-person team and a partnership with SEC-registered Simplicity Wealth, LLC.
- Company typePrivate
- Founded2005
- HeadquartersAkron, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Creative Retirement Planning does
Creative Retirement Planning, LLC is a privately held financial advisory firm headquartered in Akron, Ohio, founded in 2005 by Ron Tetley. The firm delivers retirement-focused financial planning services to pre-retirees and retirees in the $100K–$3M+ net investable asset range (excluding primary residence), with a stated geographic remit of "Akron, Ohio and beyond." Service delivery is structured around five codified practice areas: Income Planning, Tax Review & Analysis, Retirement Accounts, Insurance Services, and Succession Planning. Investment advisory services are delivered through a partnership with Simplicity Wealth, LLC, an SEC-registered investment adviser, while insurance, consulting, and education services are offered directly via Creative Retirement Planning as a separately operated, unaffiliated entity.
The firm's operational technology centers on its proprietary "Advanced Income Solutions (AIS)" methodology, which is positioned as maximizing sustainable monthly retirement income while reducing taxes and preserving principal. The supporting tech stack appears conventional for a small advisory practice: a WordPress-based website hosting a content library of complimentary guides (2025 Tax Planning, Long-Term Care, Social Security optimization, estate planning, 401(k) management), a video library, and RSVP-based seminar/webinar registration. No APIs, SDKs, integrations, or AI/ML components are disclosed.
The revenue model combines (a) investment advisory fees routed through the Simplicity Wealth RIA partnership and (b) insurance commissions on life, disability, long-term care, and fixed index annuity products distributed through the Simplicity Group platform. Distribution is sales-led and event-driven: complimentary consultations, recurring educational seminars and webinars, an active blog/newsletter, a "Refer a Friend" program, and direct outreach to mid-market households. Pricing is not publicly disclosed; the firm is BBB-accredited and structured as an Ohio LLC, privately held with no external funding or institutional ownership.
Creative Retirement Planning firmographics
Firmographics- Name
- Creative Retirement Planning
- Legal name
- Creative Retirement Planning, LLC
- Website
- https://retirementonly.com
- Company type
- Private
- Founded year
- 2005
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Creative Retirement Planning is a privately held, Akron, Ohio-based fiduciary financial advisory firm serving pre-retirees and retirees with income planning, tax review, retirement account management, insurance, and succession planning services through a six-person team and a partnership with SEC-registered Simplicity Wealth, LLC.
- Ownership category
- akta.pro rank
Creative Retirement Planning industry classification
Industry- Product category
- Retirement Financial Planning
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Comprehensive Financial Planning (FSAEAAAA)
- akta.pro secondary industries
- Retirement Income Planning & Decumulation Advisory (FSAEABAD), Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH), Retirement Benefits & Social Security/Medicare Planning (FSAEABAI), Retirement Plan Participant Advice & Managed Accounts (FSAEABAF)
Keywords
Where Creative Retirement Planning is headquartered
LocationHeadquarters
- HQ city
- Akron
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Creative Retirement Planning business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations
Revenue model
- Investment Advisory Services: Financial planning and investment advisory services offered through partnership with Simplicity Wealth, LLC (SEC-registered investment adviser). Provides retirement income planning, tax review and analysis, retirement accounts management.
- Insurance Products: Insurance, consulting and education services offered through Creative Retirement Planning. Includes life insurance, disability income insurance, long-term care coverage, and fixed index annuities.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Complimentary consultation offered for initial assessment |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels7 records
Creative Retirement Planning product offering
Product offeringCore offering
Creative Retirement Planning is a fiduciary financial advisory firm that delivers retirement income planning, tax review and analysis, retirement accounts management, insurance services, and succession planning to pre-retirees and retirees. Investment advisory services are offered through its partnership with Simplicity Wealth, LLC, an SEC-registered investment adviser, while the firm itself provides insurance, consulting, and education services.
Product overview
Creative Retirement Planning is a financial advisory firm offering a comprehensive suite of retirement planning services. The core offerings include five main service areas: Income Planning, Tax Review & Analysis, Retirement Accounts management, Insurance Services, and Succession Planning. These services are complemented by a robust library of complimentary educational resources including guides on tax planning, Social Security optimization, estate planning, long-term care, and 401(k) management, as well as a curated video library and Patrick Kelly's 'Stress-Free Retirement' book. The firm positions itself as providing simple, objective, fiduciary financial services focused on helping clients achieve their retirement goals through personalized planning.
Differentiator
Problem solved
Functional benefit
Products and services
- Income Planning
Quantifiable outcome
- Advanced Income Solutions software provides highest possible monthly income while reducing taxes without depleting principal
Companies that use Creative Retirement Planning
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles2 records
Creative Retirement Planning technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Creative Retirement Planning partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Simplicity Wealth, LLCcoreInvestment advisory and financial planning services are offered through Simplicity Wealth, LLC, an SEC-registered investment adviser. Creative Retirement Planning is a separate and unaffiliated entity from Simplicity Wealth that provides insurance, consulting and education services.
Scale indicators3 records
Recent moves6 records
Expansion highlights4 records
Creative Retirement Planning competitors and assessment
Company assessmentBroad incumbents
- Fisher Investments: Large independent investment adviser focused on personalized portfolio management for high-net-worth and pre-retiree/retiree clients. Comparable in targeting retirees seeking discretionary portfolio management and retirement income strategies, though at much larger scale.
- Raymond James Financial: Diversified financial services firm with a strong advisor channel offering retirement planning, investment management, and insurance. Comparable in serving retirees through advisor-led relationships and in providing integrated retirement income solutions.
- Ameriprise Financial: Diversified financial services company offering retirement planning, investment advisory, and insurance products to individuals. Comparable in bundling retirement income, tax, and insurance planning under one advisor relationship for mass-affluent and pre-retiree clients.
- Charles Schwab: National broker-dealer and RIAs offering retirement accounts, managed portfolios, and Schwab Intelligent Portfolios. Comparable in serving do-it-yourself and advised retirement investors across asset tiers and providing retirement income planning content.
- Northwestern Mutual: Major provider of life insurance, disability income, long-term care coverage, and retirement/wealth planning through a national advisor network. Comparable in combining insurance distribution with holistic retirement income and tax planning.
- Fidelity Investments: Major brokerage and retirement provider offering retirement accounts, target-date funds, managed portfolios, and planning tools. Comparable in providing retirement planning resources, account types, and managed account solutions, but at national scale with significant direct-to-consumer offerings.
- New York Life: Mutual life insurance company offering life insurance, annuities, long-term care, and retirement planning through agents and financial advisors. Comparable in bundling insurance-led retirement strategies and legacy/estate planning.
- Edward Jones: Large national full-service financial advisory firm with a heavy focus on retirement planning for individual investors, including face-to-face branch service and a broad product shelf. Comparable in serving pre-retirees and retirees but at vastly greater scale and geographic reach.
Emerging players
- Wealthfront: Digital wealth management platform offering automated retirement and investment planning, including retirement-specific cash management and tax-loss harvesting. Comparable in addressing the retirement income and tax-efficiency needs of mass-affluent investors, but as a low-fee digital alternative.
Others
- Simplicity Wealth, LLC: SEC-registered investment adviser that delivers the underlying investment advisory services offered through Creative Retirement Planning. Direct strategic partner rather than a competitor, but operates in the same retirement advisory space and shapes the firm's product offering.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Creative Retirement Planning social profiles
Digital presenceCreative Retirement Planning compliance and trust
Trust signalCompliance3 records
Creative Retirement Planning financial estimates
Financial estimateRevenue estimate
Valuation estimate
Creative Retirement Planning leadership team
Management profileNumber of profiles
Profiles6 records
Creative Retirement Planning funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Creative Retirement Planning M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Creative Retirement Planning
What does Creative Retirement Planning do?
Creative Retirement Planning is a fiduciary financial advisory firm that delivers retirement income planning, tax review and analysis, retirement accounts management, insurance services, and succession planning to pre-retirees and retirees. Investment advisory services are offered through its partnership with Simplicity Wealth, LLC, an SEC-registered investment adviser, while the firm itself provides insurance, consulting, and education services.
Is Creative Retirement Planning a public or private company?
Creative Retirement Planning is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Creative Retirement Planning founded?
Creative Retirement Planning was founded in 2005. It employs 1 to 10 people.
Where is Creative Retirement Planning based?
Creative Retirement Planning is headquartered in Akron, United States, in the North America region.
How does Creative Retirement Planning make money?
Two revenue lines are on record. Investment Advisory Services are the primary driver. The others are insurance Products.
Who are Creative Retirement Planning's main competitors?
Broad incumbents on record are Fisher Investments, Raymond James Financial, Ameriprise Financial, Charles Schwab, Northwestern Mutual, Fidelity Investments, New York Life and Edward Jones. Wealthfront is listed as an emerging player. Simplicity Wealth, LLC is listed as an others.
Does Creative Retirement Planning have an API?
No public API is recorded for Creative Retirement Planning.
What industry is Creative Retirement Planning in?
Creative Retirement Planning's product category is Retirement Financial Planning. Its primary akta.pro industry code is FSAEAAAA, Comprehensive Financial Planning, with a secondary code of FSAEABAD, Retirement Income Planning & Decumulation Advisory. Its NAICS code is 523940 and its SIC code is 6282.