Pennjerdel Insurance Consultants

What Pennjerdel Insurance Consultants does

Pennjerdel Insurance Consultants is a third-generation, family-owned independent insurance brokerage and consulting firm founded in 1982 and headquartered in Langhorne, Bucks County, Pennsylvania. The firm operates as an intermediary between clients and multiple insurance carriers, placing both commercial and personal lines coverage rather than representing any single carrier as a captive agent.

The commercial insurance portfolio includes risk management consulting, commercial package insurance, fiduciary liability, directors' and officers' liability, union liability, professional liability, surety and fidelity bonds, employee benefits, business auto, workers' compensation, and commercial umbrella coverage. The personal insurance portfolio spans homeowner, automobile, personal property floaters, life, long-term disability, long-term care, flood, and personal umbrella coverage. The firm has developed particular depth in niche verticals including manufacturing, retail, labor unions, and school districts. Distribution is primarily direct through a small producer team, supplemented by a basic website with quote-request functionality; the firm does not operate a proprietary technology platform.

Pennjerdel generates revenue through commissions and fees paid by carrier partners on placed business, with no publicly disclosed pricing, subscription fees, or technology-related revenue streams. The firm reports a client retention rate above 90%, which it attributes to personalized service and long-term relationship management. Geographic reach centers on the Pennsylvania, New Jersey, and Delaware tri-state area, with select clients served nationally including in California. No external funding, institutional investment, or M&A activity is recorded in the available data.

Name

Pennjerdel Insurance Consultants

Legal name

Pennjerdel Insurance Consultants

Website

https://pennjerdel.com

Company type

Private

Founded year

1982

Operating status

Operating

Headcount range

1–10 employees

Short description

Pennjerdel Insurance Consultants is a third-generation, family-owned independent insurance brokerage founded in 1982 in Langhorne, PA, placing commercial and personal lines coverage with multiple carriers for clients across Pennsylvania, New Jersey, Delaware, and nationally.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

Keywords

• Independent insurance brokerage
• Commercial insurance
• Personal insurance
• Risk management consulting
• Insurance consulting

Headquarters

HQ city

Langhorne

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Insurance Brokerage Commissions: As an independent insurance brokerage, Pennjerdel earns commissions from multiple insurance carriers for placing business. The firm recommends coverage types and amounts based on client needs and receives compensation from carriers in the form of commissions or fees.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Pennjerdel Insurance Consultants is an independent insurance brokerage and consulting firm that places commercial and personal insurance coverage with multiple third-party carriers. Its commercial insurance line serves manufacturing, retail, labor unions, and school districts with property, liability, fiduciary, D&O, professional liability, bond, workers compensation, business auto, employee benefits, and umbrella coverage. Its personal insurance line provides homeowners, auto, personal property, life, long-term disability, long-term care, flood, and umbrella coverage to individuals and families. Pricing is determined through individualized consultation and quotes based on coverage needs and risk profiles.

Product overview

Pennjerdel Insurance Consultants is a family-owned independent insurance brokerage and consulting firm offering two core product lines: Commercial Insurance and Personal Insurance. The Commercial Insurance portfolio includes Risk Management consulting, Commercial Package Insurance, Fiduciary Liability, Directors' and Officers' Liability, Union Liability, Professional Liability, Bond Insurance, Employee Benefits, Business Auto, Worker's Compensation, and Commercial Umbrella coverage. The Personal Insurance portfolio includes Homeowner Insurance, Automobile Insurance, Personal Property Floater, Life Insurance, Long-Term Disability, Long-Term Care, Flood Insurance, and Personal Umbrella coverage. The company operates as an independent agency, working with multiple insurance carriers to provide tailored coverage options for businesses (manufacturing, retail, labor unions, school districts) and individuals throughout Pennsylvania, New Jersey, Delaware, and beyond.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Insurance

Quantifiable outcome

• Over 90% client retention rate demonstrates exceptional service quality and customer satisfaction

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Multiple Insurance CarrierscoreOthersAs an independent insurance brokerage, Pennjerdel maintains relationships with multiple insurance carriers around the world to provide clients access to diverse coverage options and competitive pricing. The firm leverages these carrier relationships to match client needs with appropriate insurers.

Scale indicators4 records

Recent moves3 records

Expansion highlights3 records

Direct peers

• Brown & Brown: Large independent insurance brokerage operating on the same multi-carrier, commission-based model as Pennjerdel, but at national scale with significant commercial lines focus. Directly comparable in business model and product mix.
• Heffernan Insurance Brokers: Independent insurance brokerage providing personal and commercial coverage through multiple carriers, with vertical specialization in niche industries. Directly comparable in structure, multi-carrier model, and relationship-driven distribution.
• Hilb Group: Independent brokerage platform that acquires and operates local commercial and personal lines agencies, including those serving PA/NJ/DE markets. Directly comparable model and target customer base to Pennjerdel.
• LeClerc Group Insurance: Independent multi-line insurance brokerage offering personal and commercial coverage through multiple carriers. Comparable model with similar product breadth and target segments.
• Cross Insurance: Regional independent insurance brokerage with multi-carrier access serving commercial and personal clients, including niche industry expertise. Closely comparable in size, structure, and go-to-market approach.

Emerging players

• Policygenius: Digital-first insurance marketplace placing personal lines (life, home, auto, disability) through multiple carriers. Comparable in product categories but uses an online/self-serve model that competes for the same consumer demand.

Broad incumbents

• Arthur J. Gallagher & Co. Global insurance brokerage and risk advisory firm operating a multi-carrier model with deep commercial lines expertise across manufacturing, public sector, and labor-related risks. Significantly larger incumbent with overlapping service categories.
• Aon: Global professional services firm with a large insurance brokerage segment placing commercial and personal coverage through multiple carriers. Broad incumbent competing in overlapping product lines such as D&O, professional liability, and commercial package.
• Marsh McLennan: Global insurance broker and risk advisor serving commercial clients of all sizes with multi-carrier placement capabilities. Broad incumbent operating in the same product categories including commercial package, D&O, and workers' compensation.

Regional players

• RTC Insurance: Smaller independent brokerage focused on commercial lines in the Mid-Atlantic region. Comparable in product mix and customer profile, though operating primarily in adjacent geography.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/pennjerdelinsurance
• LinkedInlinkedin.com/company/pennjerdel-insurance-consultants-inc.

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Pennjerdel Insurance Consultants