Verte Saúde
Verte Saúde is a regional health plan operator in Porto Alegre, Brazil, founded by nonprofit Afpergs in 2013, selling individual, family, and corporate health insurance plans to public employees and consumers in Rio Grande do Sul under an integrated care network model.
- Company typePrivate
- Founded2013
- HeadquartersPorto Alegre, Brazil
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Verte Saúde does
Verte Saúde is a regional health plan operator (operadora de planos de saúde) headquartered in Porto Alegre, Brazil, founded in 2013 by Afpergs (Associação dos Funcionários Públicos do Estado do Rio Grande do Sul), a nonprofit association of Rio Grande do Sul public employees with 85+ years of institutional history. The company sells individual/family and corporate health insurance plans under the "Rede Integrada de Cuidados" (Integrated Care Network) concept, serving Afpergs members, Prefeitura Municipal de Porto Alegre (PMPA) municipal employees, and individual consumers in Rio Grande do Sul. Its product portfolio includes the Verte Saúde Classic, Executivo, and Facilities plans, plus complementary services such as Telemedicina (telephone-based medical guidance), UTI Móvel 24h (mobile ICU emergency service), the Clube de Benefícios discount program, Verte Spa wellness services, and the ComViver/ComVida community wellness programs.
The company's underlying technology is a traditional health insurance operations platform with integrated care network infrastructure rather than a digital-native stack. It operates the Núcle
Verte Saúde firmographics
Firmographics- Name
- Verte Saúde
- Legal name
- Associação dos Funcionários Públicos do Estado do Rio Grande do Sul - Afpergs (Operadora Verte|Saúde)
- Website
- https://vertesaude.com.br
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Verte Saúde is a regional health plan operator in Porto Alegre, Brazil, founded by nonprofit Afpergs in 2013, selling individual, family, and corporate health insurance plans to public employees and consumers in Rio Grande do Sul under an integrated care network model.
- Ownership category
- akta.pro rank
Verte Saúde industry classification
Industry- Product category
- Health Insurance
- NAICS
- Health Care and Social Assistance (62), General Medical and Surgical Hospitals (6221)
- SIC
- Hospital & Medical Service Plans (6324), Insurance Agents, Brokers & Service (6411), Services-Health Services (8000)
- akta.pro primary industry
- Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH)
- akta.pro secondary industries
- Large Group Health Insurance (Mid-Market & National Accounts) (FSAIAFAE), Individual Health Insurance Administration (TPA/ASO) (FSAIAEAK), Dental Benefit Administration (DBA) & ASO/TPA for Dental (HLAEAIAJ)
Keywords
Where Verte Saúde is headquartered
LocationHeadquarters
- HQ city
- Porto Alegre
- HQ country
- Brazil
- HQ region
- Latin America
Offices4 records
Markets served
Verte Saúde business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Health Insurance Premiums: Monthly subscription fees from individual/family and corporate health insurance plans. Plans include medical and dental coverage options, with various tiers offering different coverage levels and deductible options.
- Clube de Benefícios: Benefits club program offering discounts and exclusive advantages through partnerships with companies in various segments. Additional services like Pilates, massotherapy, and facial treatments offered outside plan coverage.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Dental Plan |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels6 records
Verte Saúde product offering
Product offeringCore offering
Verte Saúde operates as a health insurance plan provider (operadora de planos de saúde) offering individual, family, and corporate health plans under the Rede Integrada de Cuidados (Integrated Care Network) concept. The plans deliver medical, dental, and therapy coverage through an owned hospital (Hospital Ernesto Dornelles), a contracted provider network across Rio Grande do Sul, and complementary services including 24-hour telemedicine, mobile ICU emergency response, a wellness benefits club, and digital self-service tools for beneficiaries.
Product overview
Verte Saúde is a health insurance operator affiliated with Afpergs (Associação dos Funcionários Públicos do Estado do Rio Grande do Sul) offering a portfolio of health plans under the Rede Integrada de Cuidados (Integrated Care Network) concept. The product portfolio includes individual/family plans (Verde Saúde Classic) and collective/enterprise plans (Verte Facilities, Verte Saúde Executivo), supported by owned hospital infrastructure (Hospital Ernesto Dornelles) and a growing contracted network including Hospital Humaniza. The operator provides complementary wellness services through Verte|SPA (pilates, massage therapy, facial treatments), Programas ComViver and ComVida, and a Clube de Benefícios discount program. Digital services include online provider search (Guia Médico), boleto issuance, digital invoicing, and tax document retrieval. The company operates 24-hour telemedicine and mobile ICU services, alongside occupational health services through SESMT.
Differentiator
Problem solved
Functional benefit
Brands
- Verte Spa: Spa services including massotherapy, pilates, and facial treatments offered through the Clube de Benefícios program.
- Clube de Benefícios
- NAS - Núcleo de Assistência à Saúde
- Grupo ComViver
- SESMT
Products and services
- Verte Saúde Health Plans Health insurance plans offered by Verte Saúde under the integrated care network concept, providing coverage for medical consultations, hospitalizations, diagnostics, and wellness services. Includes individual/family plans (Verte Saúde Classic) and collective/enterprise plans (Verte Facilities, Verte Saúde Executivo).
- Rede Integrada de Cuidados (RIC) Integrated Care Network concept combining physical, emotional, and mental health approach through multidisciplinary teams, with focus on prevention and health promotion across the beneficiary lifecycle.
- Guia Médico Online medical provider directory allowing beneficiaries to search for physicians, clinics, dentists, laboratories, and hospitals available under their specific health plan.
- Clube de Benefícios Benefits club program offering exclusive discounts and advantages through partnerships with companies across various segments, including wellness services, health products, and lifestyle offerings.
- Telemedicina Telemedicine service providing remote medical guidance via telephone, accessible through dedicated phone numbers for all health plan members.
- UTI Móvel 24h 24-hour mobile ICU emergency medical service providing emergency response and transport in Porto Alegre for plan beneficiaries.
- Hospital Ernesto Dornelles (HED) Own hospital facility operated by Afpergs in Porto Alegre, serving as a key reference for inpatient services and emergency care. Holds ONA Accredited certification.
- Verte|SPA Wellness center offering pilates, massage therapy (massoterapia), facial treatments, and body treatments for health improvement and relaxation, available through the Benefits Club.
- Programa ComViver Wellness group program promoting self-care habits through manual, cultural, and leisure activities to improve quality of life, prevent diseases, and strengthen harmony between body and mind.
- Programa ComVida Health and wellness program promoting education, prevention, and community engagement through lectures and activities on topics like domestic violence awareness and healthy habits.
- SESMT Specialized Service in Occupational Safety and Medicine (SESMT) developed by Afpergs providing occupational health actions, safety, and employee well-being programs.
- 2ª via do boleto Online second copy of payment slip service allowing beneficiaries to generate duplicate invoices via the website.
- Fatura Digital Digital invoice service allowing beneficiaries to receive monthly bills via email upon online enrollment.
- Informe de Rendimentos Online income statement service for tax declaration purposes, accessible through the Beneficiary portal using CPF and date selection.
- Central de Acolhimento ao Cliente (CAC) Customer service center providing administrative reception, appointment scheduling, and check-in services across multiple floors of the headquarters building.
Companies that use Verte Saúde
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles3 records
Verte Saúde technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Verte Saúde partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- Hospital Humaniza (Hapvida NotreDame Intermédica)coreStrategic partnership with Hospital Humaniza, part of Hapvida NotreDame Intermédica network. New reference unit for emergency and obstetric services starting March 18, 2026. Located at Rua Ramiro Barcelos, 621 in Porto Alegre. Focus on urgent/emergency care with emphasis on obstetrics and pediatrics.
- R7 CorretoraminorPartnership with R7 Corretora for educational action on longevity. Co-hosted podcast 'Novembro Azul: Prevenir é Viver Mais' to promote men's health awareness.
- IMAMA (Instituto da Mama do Rio Grande do Sul)minorPartnership with IMAMA for breast cancer prevention and early diagnosis education. Event held during Breast Cancer Awareness Month (Outubro Rosa) at Verte|Saúde headquarters.
- Hospital Ernesto DornellescoreOwn hospital operated by Afpergs. Primary reference for inpatient services and emergency care. Located in Porto Alegre. Site for preventive health campaigns and staff training.
- SZ WorkingminorSupporting partner for the 'Novembro Azul: Prevenir é Viver Mais' podcast initiative on men's health and longevity.
Scale indicators2 records
Recent moves6 records
Expansion highlights6 records
Verte Saúde competitors and assessment
Company assessmentBroad incumbents
- Hapvida NotreDame Intermédica: Brazil's largest health plan operator with national network of hospitals and clinics. Directly relevant as Verte Saúde's new strategic partner (Hospital Humaniza) and as the dominant incumbent in the same market.
- Amil: UnitedHealth Group-owned Brazilian health plan operator with extensive national provider network. Competes in individual, family, and corporate segments across major Brazilian cities.
- Bradesco Saúde: One of Brazil's largest group health insurers with national coverage and corporate focus. Competes for the same corporate and SME accounts Verte Saúde serves.
- SulAmérica Saúde: Major national health and dental insurer with strong corporate and individual segments. Competes directly with Verte Saúde across plan tiers and add-ons including dental coverage.
Direct peers
- Cassi (Caixa Econômica Federal): Health plan operator for Caixa Econômica Federal employees and dependents. Analogous self-funded/association-based operator model serving a defined employee population.
- Unimed: Brazilian cooperative health system with strong regional presence and provider network. Unimed Porto Alegre is a direct competitor in the same RS market serving individuals, families, and corporate accounts.
- Geap Saúde: Health plan operator serving public servants and association members, structurally similar to Verte Saúde's Afpergs-anchored model. Comparable customer base of civil servants and association members.
Emerging players
- Sami Saúde: Brazilian health plan startup offering integrated care with vertical provider coordination. Comparable integrated-care philosophy and emerging competitor in the corporate/SMB segment.
Regional players
- Prevent Senior: Health plan operator with strong presence in São Paulo serving individual and corporate segments through owned hospital network. Comparable vertical-integration model with regional concentration.
Others
- Odontoprev: Brazil's largest dental plan operator. Relevant because Verte Saúde bundles dental coverage into its plans and competes for the same dental benefit budgets.
Market position
Strengths2 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Verte Saúde social profiles
Digital presenceVerte Saúde compliance and trust
Trust signalCompliance3 records
Verte Saúde financial estimates
Financial estimateRevenue estimate
Valuation estimate
Verte Saúde leadership team
Management profileNumber of profiles
Profiles2 records
Verte Saúde funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Verte Saúde M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Verte Saúde
What does Verte Saúde do?
Verte Saúde operates as a health insurance plan provider (operadora de planos de saúde) offering individual, family, and corporate health plans under the Rede Integrada de Cuidados (Integrated Care Network) concept. The plans deliver medical, dental, and therapy coverage through an owned hospital (Hospital Ernesto Dornelles), a contracted provider network across Rio Grande do Sul, and complementary services including 24-hour telemedicine, mobile ICU emergency response, a wellness benefits club, and digital self-service tools for beneficiaries.
Is Verte Saúde a public or private company?
Verte Saúde is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Verte Saúde founded?
Verte Saúde was founded in 2013. It employs 11 to 50 people.
Where is Verte Saúde based?
Verte Saúde is headquartered in Porto Alegre, Brazil, in the Latin America region.
How does Verte Saúde make money?
Two revenue lines are on record. Health Insurance Premiums are the primary driver. The others are clube de Benefícios.
Who are Verte Saúde's main competitors?
Broad incumbents on record are Hapvida NotreDame Intermédica, Amil, Bradesco Saúde and SulAmérica Saúde. Direct peers are Cassi (Caixa Econômica Federal), Unimed and Geap Saúde. Sami Saúde is listed as an emerging player. Prevent Senior is listed as a regional player. Odontoprev is listed as an others.
Does Verte Saúde have an API?
No public API is recorded for Verte Saúde.
What industry is Verte Saúde in?
Verte Saúde's product category is Health Insurance. Its primary akta.pro industry code is FSAIAFAH, Association & PEO Group Health Plans (AHP/PEO-Sponsored), with a secondary code of FSAIAFAE, Large Group Health Insurance (Mid-Market & National Accounts). Its NAICS code is 62 and its SIC code is 6324.