Silvan Ridge Wealth

What Silvan Ridge Wealth does

Silvan Ridge Wealth is a privately held Australian financial advisory firm headquartered in Warrnambool, Victoria, operating since 1988 as Silvan Ridge Insurance Consultants Pty Ltd. The firm delivers personalised financial planning, investment, and insurance advice to individuals and families across all life stages, structured around its Wealth Accumulator Program framework, which integrates retirement planning (Retire Right), superannuation, investment management, life insurance, aged care planning, education funding, cashflow coaching, debt management, estate planning, and business start-up advisory. Service delivery combines in-person consultations from offices in Warrnambool, Terang, Colac, and Portland with remote advisory services delivered nationally via Teams and Zoom.

The firm's underlying technology is limited to standard financial services infrastructure: a document portal at worksorted.com, Microsoft Outlook for appointment scheduling, and video conferencing tools, with no proprietary platforms or AI-enabled features disclosed. The team comprises approximately 13 members including five to six client-facing Certified Financial Planners (CFP®), led by Managing Director Gene Youl (30+ years in banking and advice) and Director Steve Harris (adviser since 2001). Silvan Ridge operates as an Authorised Representative (number 428639) of Charter Financial Planning Limited under the broader Akumin organisational group, providing regulatory licensing for its AFSL activities.

The business model is fee-for-service professional advice with three core revenue streams: a one-time paid Discovery Meeting at $330 inc. GST, an Onboarding/Implementation fee starting from $4,500 inc. GST, and recurring Ongoing Advice subscriptions starting from $400 inc. GST per month, with all fees transparently disclosed upfront. The go-to-market is sales-led and relationship-based, converting prospects through a complimentary 15-minute consultation, paid discovery, proposal, and ongoing advice engagement, primarily serving regional Victoria residents with growing national reach via remote delivery. No external funding, revenue figures, or growth metrics are publicly disclosed.

Name

Silvan Ridge Wealth

Legal name

Silvan Ridge Insurance Consultants Pty Ltd

Website

https://silvanridge.com.au

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)

akta.pro secondary industry

Broker-Dealer Affiliated Wealth Advisory (FSAEABAB)

Keywords

• Financial planning services
• Wealth management advice
• Retirement planning
• Investment advisory
• Insurance advice

Headquarters

HQ city

Warrnambool

HQ country

Australia

HQ region

Oceania

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Financial Advice - Discovery Meeting: One-time paid consultation lasting 60-90 minutes to explore client situation, opportunities, and concerns. Priced at $330 inc. GST.
2. Financial Advice - Onboarding/Implementation: Initial implementation fee covering personalised clarity plan, strategy implementation, and ongoing guidance. Starts from $4,500 inc. GST, varying by complexity.
3. Ongoing Financial Advice: Regular review and advisory service with monthly fees starting from $400 inc. GST, tailored to complexity and support level required. Includes regular strategy reviews and navigation of market/legislative/life changes.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Silvan Ridge Wealth is a privately-held financial advisory firm delivering personalised financial planning, investment, and insurance advice to individuals and families. Its core offering, the Wealth Accumulator Program, is a structured framework integrating retirement planning, education savings, cashflow coaching, debt management, life insurance, family milestone planning, savings goals, and business start-up advisory, supported by ongoing strategy reviews under a tiered fee model.

Product overview

Silvan Ridge Wealth is a financial advisory firm offering a unified service portfolio centered on the Wealth Accumulator Program—a structured framework for comprehensive financial planning. The program integrates eight core service modules covering retirement planning (Retire Right), education savings, cashflow coaching, debt management, life insurance, family milestone planning, savings goals, and business start-up advisory. The firm also provides specialized Aged Care Planning for families navigating complex aged care decisions. A distinctive community initiative, the Silvan Ridge Foundation, supports health and education outcomes in the local region. The firm operates under an investment philosophy built on six principles: client-first approach, proper structure, blended active/passive strategies, disciplined diversification, intentional implementation, and long-term commitment. All services are delivered through a team of certified financial planners in Warrnambool, Victoria.

Differentiator

Problem solved

Functional benefit

Brands

• Silvan Ridge Foundation: Community foundation created to support better health and education outcomes in the communities where Silvan Ridge Wealth operates, supporting local charities and community groups.

Named customers6 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• Charter Financial Planning LimitedcoreStrategic or Co-development PartnerSilvan Ridge operates as an Authorised Representative (number 428639) of Charter Financial Planning Limited (ABN 35 002 976 294), an Australian Financial Services Licensee and Australian Credit Licensee (Licensee No: 234665). This is a regulatory licensing relationship required for operating as a financial advice practice.
• AkumincoreStrategic or Co-development PartnerParent company referenced in privacy policy and terms & conditions. Akumin appears to be the broader organizational group under which Silvan Ridge operates.
• Regional Professional NetworkminorStrategic or Co-development PartnerWhen clients need specialised accounting, mortgage or legal advice, Silvan Ridge connects them with a network of trustworthy local professionals. This is an informal referral network rather than formal partnership.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Shadforth Financial Group: Australian financial advice firm providing wealth management, retirement planning, and aged care advice to individual clients across Australia. Closely aligned with Silvan Ridge on individual-focused advice and fee-based model.
• Hewison Private Wealth: Australian privately held wealth advisory firm offering financial planning, investment and retirement advice to individuals and families, with a recurring fee model similar to Silvan Ridge Wealth. Comparable in size, service scope, and individual-client focus.
• Fortnum Private Wealth: Australian privately held financial advisory firm offering financial planning, investment, superannuation and aged care advice to individuals and families nationally. Comparable business model, client base, and integrated service structure.
• Capstone Financial Planning: Australian financial planning practice offering tailored retirement, investment, insurance and estate planning advice to individuals and families. Similar fee-based advice offering and private firm structure.
• Patcona Group: Australian independently owned financial advisory firm delivering financial planning, investment, insurance and aged care advice to individual clients. Comparable privately held, fee-for-service, holistic advice proposition.
• Stanford Brown Wealth Advisors: Australian privately owned financial advisory firm delivering personalised wealth management, superannuation, retirement, and tax planning advice to HNW and mass-affluent individuals. Comparable fee-for-service advice model and integrated planning offering.
• Bridges Group Financial Planning: Australian financial planning firm serving individuals, families and business owners with holistic advice across superannuation, investments, insurance, and aged care. Comparable in being privately held, multi-adviser, fee-for-service.
• Sequoia Financial Group: Australian financial advisory and accounting group offering financial planning, superannuation, investment, and aged care advice via a network of Authorised Representatives. Closely comparable licence-based advice model and individual client segment.

Broad incumbents

• AMP Financial Planning (AMP Australia): Major Australian wealth manager and AFSL with a national network of financial advisers providing financial planning, superannuation and investment advice. Much larger and broader portfolio, but directly competes for the same individual financial advice clients as Silvan Ridge.
• Insignia Financial (formerly IOOF): Large Australian wealth management group operating multiple advice brands (Shadforth, IOOF, Bridges) under one AFSL, offering financial planning and superannuation advice. Comparable as a broader incumbent in the same advice category.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks1 record

Key highlights7 records

Customer concentration

• Facebookfacebook.com/SilvanRidgeWealth
• Instagraminstagram.com/silvanridgewealth

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Silvan Ridge Wealth