Copper Leaf Financial

What Copper Leaf Financial does

Copper Leaf Financial is a fee-only, fiduciary wealth management firm headquartered in Williston, Vermont, with a second office in Rutland. Operating since 1990, the firm delivers holistic financial advisory services across financial planning, investment management, retirement planning, tax analysis, charitable giving, sustainable/ESG investing, and specialized offerings for business owners, self-employed individuals, foundations, and trusts. The practice is staffed by CERTIFIED FINANCIAL PLANNER (CFP) professionals and holds membership in the National Association of Personal Financial Advisors (NAPFA), formalizing its fiduciary standard.

The firm serves three primary customer segments: affluent individuals and families, business owners and self-employed individuals, and institutional clients including foundations, endowments, and trusts. Operating with 1-10 employees across two Vermont offices, Copper Leaf runs a relationship-based, high-touch advisory model. Services are distributed via scheduled appointments (Calendly integration), direct phone contact, in-person meetings at the Vermont offices, and virtual consultations. The firm supplements client acquisition with a content ecosystem that includes a blog, whitepapers, worksheets, YouTube videos, podcasts on Spotify and Apple, virtual townhall webinars, and social media presence on Facebook and LinkedIn.

Copper Leaf generates revenue through subscription/fee-based advisory engagements, though specific fee schedules are not publicly disclosed. The firm uses Orion Advisor as its third-party client portal technology and has no proprietary technology platform. The go-to-market motion is relationship-based, enterprise-field-sales-style advisory targeting HNW households and small institutions primarily within the Northeast US region. There is no disclosed revenue, no funding rounds, and no parent company or institutional investor ownership identified in the source material; the firm appears to operate as a founder/partnership-owned professional practice led by founding partners John W. Davis and Bret L. Hodgdon, with COO Kathryn C. Diedrichsen overseeing operations.

Name

Copper Leaf Financial

Legal name

Copper Leaf Financial

Website

https://copperleaffinancial.com

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

1–10 employees

Short description

Copper Leaf Financial is a fee-only, fiduciary wealth management firm in Williston, Vermont, offering holistic financial planning, investment, tax, retirement, and ESG advisory services to affluent individuals, business owners, and foundations across the Northeast US.

Ownership category

akta.pro rank

Headquarters

HQ city

Williston

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Wealth Management and Financial Advisory: Revenue is generated through comprehensive wealth management services including financial planning, investment services, retirement planning, tax analysis, and related advisory services. The firm operates as a fee-only advisor and NAPFA member.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels7 records

Core offering

Copper Leaf Financial is a fee-only, fiduciary wealth management and financial planning firm that delivers personalized advisory services including financial planning, investment management, sustainable/ESG investing, charitable giving strategy, retirement and 401(k) planning, tax analysis, and specialized services for business owners, foundations, and trusts. Services are delivered through dedicated CFP-credentialed advisors on a recurring fee basis rather than as discrete software products.

Product overview

Copper Leaf Financial is a fee-only fiduciary wealth management firm offering a comprehensive suite of financial advisory services. The firm operates as a unified service offering rather than a software platform; all services (Financial Planning, Investment Services, Sustainable Planning & Investing, Charitable Giving, Business Owners & Self-Employed Individuals, Retirement Plans, Foundations & Trusts, and Tax Services) are delivered through personalized advisor relationships as professional services, not as discrete software products or modules.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning Comprehensive wealth management service that develops customized plans integrating every aspect of a client's financial life, using a holistic approach that goes beyond investment advice; targeted at affluent individuals, families, and business owners.
• Investment Services Investment management services providing guidance on investment decisions and portfolio management as part of the holistic wealth management approach; intended for clients seeking integrated investment advice within a broader financial plan.
• Sustainable Planning & Investing Sustainable planning and investing services that integrate environmental, social, and governance (ESG) considerations into financial planning and investment decisions; intended for clients who want values-aligned wealth management.
• Charitable Giving Strategic charitable giving planning services, including donor-advised funds and other vehicles to optimize charitable contributions; intended for clients seeking coordinated philanthropic and tax strategies.
• Business Owners & Self-Employed Individuals Specialized financial planning services tailored for business owners and self-employed individuals, addressing unique financial challenges across business and personal finances.
• Retirement Plans Retirement planning services including guidance on 401(k) plans and other retirement vehicles to help clients prepare for retirement.
• Foundations & Trusts Financial planning and management services for foundations and trusts, helping preserve and grow endowment assets and support governance and administration needs.
• Tax Services Tax analysis services integrated with financial planning to help clients optimize their tax situation in coordination with overall wealth management.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• National Association of Personal Financial Advisors (NAPFA)coreOthersCopper Leaf Financial is a member of NAPFA, the National Association of Personal Financial Advisors, which requires members to adhere to the fiduciary standard and operate as fee-only advisors.

Recent moves5 records

Expansion highlights5 records

Direct peers

• Moneta Group: Fee-only RIA offering comprehensive financial planning, investment management, and tax services to HNW individuals and families; directly comparable service mix and client profile to Copper Leaf, though at significantly larger scale.
• Buckingham Strategic Wealth: Fee-only fiduciary wealth management firm explicitly referenced in Copper Leaf's content; shares the NAPFA-aligned, fee-only philosophy and holistic financial planning model that defines Copper Leaf's positioning.
• Savant Wealth Management: Fee-only fiduciary advisory firm providing financial planning, investment management, and tax services to individuals and families; tightly aligned with Copper Leaf's holistic, fiduciary, team-based model.

Others

• Focus Financial Partners: RIA aggregator and partnership platform that acquires and supports independent wealth management firms; relevant to Copper Leaf as a potential acquirer/partner, and a structural force shaping competition in the RIA space.

Broad incumbents

• Creative Planning: One of the largest independent fee-only RIAs in the U.S., offering comprehensive wealth management including financial planning, investment management, and tax services; large-scale competitor in the same holistic-advisory category.
• Mariner Wealth Advisors: National wealth advisory firm offering financial planning, tax, estate, and investment services to HNW clients and institutions; comparable in service breadth but operates at substantially greater scale than Copper Leaf.
• Carson Wealth: Large national RIA serving HNW individuals and business owners with holistic financial planning; overlaps with Copper Leaf's client segments but operates at a much larger scale with proprietary tech and a broader footprint.
• Mercer Advisors: National RIA delivering financial planning, investment management, and tax services to HNW individuals and families; competes with Copper Leaf for similar clients but with national reach and a large advisor headcount.
• Edelman Financial Engines: Large national RIA combining human advisors with proprietary digital planning tools to serve mass-affluent and HNW clients; represents the scaled, tech-enabled end of the same wealth management category Copper Leaf operates in.

Emerging players

• Facet Wealth: Tech-enabled, fee-only financial planning firm delivering advice via virtual CFPs; competes for the same HNW and mass-affluent households as Copper Leaf but with a digital-first, lower-cost delivery model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@copperleaffinancial5624
• Facebookfacebook.com/copperleafinancial
• LinkedInlinkedin.com/company/copper-leaf-financial
• Xx.com/CLFinancial

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Copper Leaf Financial