Nonprofit Professional Services

What Nonprofit Professional Services does

Nonprofit Professional Services (NPPSS) is a privately-held, founder-led financial strategy consulting firm based in Carpinteria, California, specializing in retirement, wealth transfer, and risk management services for nonprofit executives, philanthropic families, and high-net-worth donors across all 50 U.S. states via a virtual practice model. The firm is structured around three integrated service pillars — Executive Benefits Planning (457(b)/(f) plans, SERPs, split-dollar arrangements, Section 162 bonus plans), Charitable Giving Strategies (CRT-IUL architecture, charitable gift annuities, QCDs, donor-advised fund coordination), and Estate & Wealth Transfer Planning (ILITs, wealth replacement, estate equalization, beneficiary optimization) — all built on tax-efficient life insurance and annuity products placed through licensed insurance carriers.

The firm's intellectual property centers on two proprietary frameworks: the Five Retirement Risks stress-testing methodology (taxes, market volatility, longevity, inflation, healthcare/long-term care) applied to every engagement, and the signature CRT-IUL strategy that combines a Charitable Remainder Trust with an Indexed Universal Life policy inside an ILIT to deliver simultaneous capital gains elimination, lifetime income, a charitable deduction, and a tax-free legacy. Tom Ligare (CLU®, CAP®), the founder and sole strategic advisor, leads every client relationship personally, supported by one operations hire; multi-state licensing and CLU/CAP designations are held by the founder, with CE workshop accreditations for CFP, CFRE, and CSPG professionals in process.

Revenue is generated primarily through commissions paid by insurance carriers on placed life insurance and annuity products, supplemented by trail commissions, production-based bonuses, and consulting/advisory fees for non-product work such as planned giving program design and CE workshop presentations. Go-to-market is enterprise-style direct advisory sales with founder-led discovery calls, supported by referral relationships with CPAs, estate attorneys, financial planners, and fundraising professionals, and amplified by content marketing, white papers, and an interactive retirement tax calculator. Customer acquisition targets nonprofit executives with typically $500K+ in assets or $250K+ annual income, philanthropic families with appreciated assets, and HNW families approaching federal estate exemption thresholds.

Name

Nonprofit Professional Services

Legal name

Nonprofit Professional Services

Website

https://nppss.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

NPPSS is a founder-led financial strategy consulting firm delivering tax-efficient executive benefits, charitable giving, and estate planning services to nonprofit executives and philanthropic families across all 50 U.S. states via a virtual practice, compensated primarily through insurance carrier commissions.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Insurance Agencies and Brokerages (52421), Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394), Trusts, Estates, and Agency Accounts (52592)

SIC

Insurance Agents, Brokers & Service (6411), Investment Advice (6282)

akta.pro primary industry

Captive Insurance Advisory & Management (FSAEADAF)

akta.pro secondary industries

Family Office Advisory (Single/Multi-Family) (FSAEAAAI), Personal Trust & Fiduciary Administration (FSAEAKAA), Directed Trust & Trust Advisory Services (FSAAANAK)

Keywords

• Nonprofit financial advisory
• Executive benefits planning
• Charitable giving strategies
• Estate planning services
• Wealth transfer consulting

Headquarters

HQ city

Carpinteria

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Product Commissions: NPPSS is compensated primarily through commissions paid by insurance carriers when an insurance or annuity product is placed on behalf of a client. Commission is paid by the carrier and does not reduce the premium or benefits available under the policy. Commission structures vary by product type and carrier.
2. Trail Commissions: Ongoing compensation as long as a policy remains in force.
3. Production-Based Bonuses: Production-based bonuses or expense reimbursements from insurance carriers.
4. Consulting and Advisory Fees: For non-product work including planned giving program design, board-level consulting, and CE workshop presentations.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

Nonprofit Professional Services (NPPSS) is an insurance and financial strategy consulting firm that designs tax-efficient executive benefits, charitable giving, and estate/wealth transfer plans for nonprofit executives, philanthropic families, and high-net-worth households. The practice places life insurance and annuity products through licensed carriers and is built around two proprietary frameworks: the Five Retirement Risks stress-test and the CRT-IUL (Charitable Remainder Trust + Indexed Universal Life) signature strategy. Founder Tom Ligare, CLU and CAP, personally leads every client engagement from discovery through funded policy.

Product overview

Nonprofit Professional Services (NPPSS) is a financial strategy consulting firm offering three integrated service pillars: Executive Benefits Planning, Charitable Giving Strategies, and Estate & Wealth Transfer Planning. The firm specializes in tax-efficient life insurance and annuity-based solutions for nonprofit executives and philanthropic families. Services are delivered through direct consultations with founder Tom Ligare, CLU, CAP, supported by a team member. The practice also offers CE workshops for financial professionals and self-service planning tools including white papers and an online retirement tax calculator.

Differentiator

Problem solved

Functional benefit

Products and services

• Executive Benefits Planning Supplemental compensation and retirement benefit strategies for nonprofit executives, including 457(b) and 457(f) plans (golden handcuffs), supplemental executive retirement plans (SERPs) funded with tax-deferred indexed universal life, endorsement- and loan-regime split-dollar arrangements, Section 162 executive bonus plans, and board-level compensation reviews. Built to retain mission-critical leaders within nonprofit tax and regulatory environments.
• Charitable Giving Strategies Tax-efficient charitable giving solutions for nonprofit executives, philanthropic families, and nonprofit organizations, centered on the proprietary CRT-IUL strategy (Charitable Remainder Trust combined with Indexed Universal Life inside an ILIT), plus charitable gift annuities, charitable lead trusts, qualified charitable distributions (QCDs), donor-advised fund coordination, and planned giving program design for nonprofits. Delivers capital gains elimination, lifetime income, charitable deduction, and tax-free legacy in a single coordinated plan.
• Estate & Wealth Transfer Planning Life-insurance-funded estate and wealth transfer planning for high-net-worth families and nonprofit executives, including irrevocable life insurance trusts (ILITs), IUL-inside-ILIT four-layer tax shields, wealth replacement strategies, estate equalization among heirs, business succession planning, premium financing for $5M+ face values, and beneficiary designation optimization. Designed to remove unnecessary estate tax and ensure liquidity at death.
• CE Workshops for Financial Professionals Live and on-demand continuing education workshops for CFP, CFRE, CPA, and CSPG professionals covering nonprofit executive compensation, planned giving strategies, and estate planning integration. Approved for CE credit and delivered by Tom Ligare as an accredited CE instructor; built for advisors whose clients include nonprofit executives, donors, and their families.

Quantifiable outcome

• Tax savings of $30,000–$60,000 per year through tax-efficient strategies
• +4 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• FreeWill: FreeWill is a digital estate planning and planned giving platform that helps nonprofits capture planned gifts online and helps individuals create wills and beneficiary designations — a tech-enabled emerging competitor in the planned giving and estate planning space NPPSS serves.
• Wealth.com: Wealth.com provides an estate planning platform for financial advisors with beneficiary optimization, ILIT support, and wealth transfer tools — directly comparable to NPPSS's estate planning and ILIT-based wealth replacement services, but delivered via software.

Direct peers

• TIAA Kaspick: TIAA's planned giving consulting subsidiary helps nonprofits design and operate planned giving programs, including charitable gift annuities, CRTs, and donor stewardship — directly comparable to NPPSS's charitable giving and planned giving services for nonprofit clients.
• PG Calc: PG Calc provides planned giving calculation software and consulting services used by nonprofits to evaluate charitable gifts and CRTs — directly comparable to NPPSS's planned giving strategy and CRT architecture work for philanthropic clients.
• Crescendo Interactive: Crescendo provides planned giving marketing tools, illustrations, and CRM software specifically for nonprofit fundraising and gift planning professionals — a comparable niche-focused planned giving services firm targeting the same nonprofit and donor ecosystem.
• Pentera: Pentera offers planned giving and development consulting services for nonprofits, including gift planning strategy, donor cultivation, and program design — closely comparable to NPPSS's planned giving program design and donor-advisory work.

Broad incumbents

• MassMutual: MassMutual is a major mutual life insurer providing life insurance, annuities, disability income, and wealth management — a broad incumbent overlapping with NPPSS's life insurance and annuity-based retirement income strategies.
• Northwestern Mutual: Northwestern Mutual offers life insurance, disability income, annuities, and financial planning through a national advisor network — a broad incumbent with overlapping life insurance, retirement, and estate planning capabilities.
• Barnum Financial Group: Barnum Financial Group is a wealth management and insurance firm providing retirement planning, estate strategies, and executive benefits — broadly comparable to NPPSS's retirement and estate planning services for professionals and executives.
• New York Life: New York Life is a large mutual life insurer and wealth manager offering life insurance, annuities, and estate planning strategies — a broad incumbent with overlapping insurance products and wealth transfer services that NPPSS places with carriers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/nonprofit-professional-services
• Facebookfacebook.com/NonProfitProfessionalServices

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nonprofit Professional Services