What Digonos does

Digonos S.R.L. is an Italian information technology firm, headquartered in Arezzo, that builds web-based software platforms for digital onboarding, customer due diligence, and contract lifecycle management at banks and financial companies (Banche e Società Finanziarie) operating in Italy. Its core offering is the RS1® product suite, which comprises a Lending Portal for Front Office process orchestration across commercial channels (vendors, dealers, agents, bank branches) and a Customer Portal for self-service customer access to contracts, statements, and communications. Two add-on modules — ID BOOK for remote Customer Due Diligence via Digital Questionnaires and a KYC Scoring Engine for adverse-event and AML risk screening — extend the platform into compliance workflows. The technology stack is composed of REST services accessible through HTML web interfaces, with native integration of Italian digital identity services (SPID, CIE), Qualified and Advanced Electronic Signatures, timestamping, electronic seals, and compliant digital archiving, delivered in partnership with InfoCert (Europe's leading Qualified Trust Service Provider) and SIXTEMA for implementation and BPO capacity.

Digonos monetizes through direct B2B enterprise sales of out-of-the-box platforms bundled with professional services — customization, system integration, user training, and post-go-live support — implying a mix of recurring platform licensing and project-based implementation revenue. Pricing is not publicly disclosed and is negotiated per customer, consistent with Italian FS enterprise procurement norms. The go-to-market is exclusively direct enterprise field sales, with no third-party resellers or self-serve channel; the marketing surface is primarily the corporate website and partner co-selling with InfoCert/SIXTEMA. The company holds ISO 9001, ISO/IEC 27001:2022, and GDPR-aligned certifications, and operates as a private limited company (S.R.L.) with €100,000 i.v. share capital, independently owned with no disclosed institutional investors, funding rounds, or parent company.

The customer base is not publicly named, but is concentrated in the narrow vertical of Italian financial intermediaries, with company materials noting prior delivery of complex digitalization projects for primary Italian financial intermediaries and selected international ("Estero") engagements. The firm is small (11–50 employees), founded in 2021, and structured around a domain-specialist team with prior experience in Italian financial services digitalization.

Name

Digonos

Legal name

Digonos S.R.L.

Website

https://digonos.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Digonos is an Italian software firm that builds web-based platforms — RS1® Lending Portal, RS1® Customer Portal, ID BOOK, and a KYC Scoring Engine — for digital onboarding, due diligence, and contract management at Italian banks and financial companies, with deep InfoCert-backed digital identity and electronic signature integration.

Ownership category

akta.pro rank

Product category

Financial Services Software

NAICS

Software Publishers (5132), Computer Systems Design Services (541512)

SIC

Services-Prepackaged Software (7372), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)

akta.pro secondary industries

Risk Scoring, Credit & Fraud Analytics (counterparty/wallet risk) (FSAPAJAF), Compliance Identity & KYC/KYB for Wallets (on-chain identity, reusable KYC, travel rule tooling) (FSAPACAL)

Keywords

• Financial services software
• Digital onboarding platform
• Customer due diligence
• Anti-money laundering software
• Lending process automation

Headquarters

HQ city

Arezzo

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Platform Licensing and Software Services: The company provides web-based platforms for financial services that are customized and deployed to financial intermediaries. Revenue appears to come from platform licensing with associated professional services for implementation, customization, system integration, training, and support.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Digonos builds and licenses out-of-the-box web-based software platforms (RS1® Lending Portal, RS1® Customer Portal, ID BOOK, KYC Scoring Engine) that enable financial intermediaries (banks and financial companies) to digitalize customer onboarding, manage financial contract lifecycles, perform remote customer due diligence, and execute anti-money laundering compliance. The platforms are delivered with customization, system integration, training, and ongoing support services to financial institutions in Italy and abroad.

Product overview

Digonos offers a modular platform architecture centered on the RS1® product suite for financial services digitalization. The core RS1® platform comprises two integrated portals: the Lending Portal for Front Office orchestration of commercial channel activities and customer onboarding, and the Customer Portal for self-service customer access to contracts and communications. Two specialized add-on modules extend the offering: ID BOOK for anti-money laundering Due Diligence with remote operations, and KYC Scoring Engine for adverse event screening and risk profiling. All platforms are built on REST services accessible via web interfaces, supporting 24/7 operations with digital identity integration (SPID, CIE) and digital signature capabilities.

Differentiator

Problem solved

Functional benefit

Products and services

• RS1® Lending Portal

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration11 records

Feature5 records

Partnerships

Two partnerships are on record, tiered core and supporting.

• InfoCertcoreTechnology or IntegrationDigonos is an application partner of InfoCert, the leading Qualified Trust Service Provider in Europe. The platforms include all types of identification services (SPID, Video Identification, Identity Assertion, Self ID) and digital signature services (Qualified Electronic Signature FEA and Electronic Signature FEQ). Documents can be validated with Timestamp and Electronic Seal, and sent for compliant electronic archiving.
• SIXTEMAsupportingImplementation/ SI/ Consulting PartnerSIXTEMA is a company 100% owned by InfoCert, functioning as a Digital Enabler for Financial Intermediaries, Associations, and SMEs. The partnership strengthens Digonos's project management capabilities for End-to-End systems (Front Office + Back Office) and Business Process Outsourcing projects related to Customer Due Diligence.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• TAS Group: Italian-headquartered vendor of payment systems and financial intermediation software. Directly comparable: serves Italian banks and financial intermediaries with platforms spanning lending, onboarding, and transaction processing — the same buyer profile and regulatory context Digonos targets.
• Cabel Industry: Italian software vendor specializing in credit, NPL, and back-office solutions for banks and financial companies. Directly comparable: targets the same Italian financial intermediary segment with credit lifecycle and document management platforms similar to RS1®.
• Cedacri: One of Italy's largest IT outsourcing providers to banks and financial intermediaries, offering back-office and front-office platforms. Directly comparable: same Italian banking vertical, same compliance and digitalization mandates, and overlapping customer base.
• Objectway: Italy-rooted vendor of software for wealth management, lending, and digital banking. Directly comparable: serves banks and financial intermediaries with lending and onboarding platforms in a strongly regulated Italian/European context.
• Numia: Italian software house specialized in financial services digitalization, including front-office and compliance workflows. Directly comparable: same Italian banking buyer, same regulatory drivers (AML, transparency, data privacy), and overlapping product scope.
• Argo Software: Italian vendor of core banking, lending, and anti-money laundering compliance software. Directly comparable: same vertical, same technology style (integrated front/back office), and same regulatory moat around Italian banking rules.

Emerging players

• Onfido: Global SaaS provider of digital identity verification and KYC/AML screening, including adverse-media and watchlist checks. Comparable to Digonos's ID BOOK and KYC Scoring Engine modules in functionality, though Onfido is much larger and focuses on broader KYC across multiple verticals rather than Italian financial intermediaries specifically.

Broad incumbents

• Prometeia: Italy-headquartered financial services advisory and technology group serving banks and financial intermediaries with risk, compliance, and analytics solutions. Comparable in Italian financial intermediary vertical and AML/risk focus, though Prometeia operates at significantly greater breadth and scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Digonos