What Stable Labs does

Stable Labs s.r.o. operates a blockchain-based technology platform for the issuance of stablecoins and the tokenization of traditional financial assets, with primary legal and regulatory standing resting on its partner Payment Corporation SE — a Czech public limited company licensed under Czech Law 370/2017 Coll. on payment services. The company's live product is the CZKI Stablecoin, a CZK-pegged token backed 1:1 by Czech koruna held in dedicated deposit accounts at licensed Czech financial institutions, with reserves subject to third-party audit and EU MiCA compliance. Its product pipeline includes an asset tokenization platform for shares, bonds, and collective investment securities (MiCA and MiFID compliant), cross-border B2B payment services, and planned EUR and USD stablecoins targeted for Q3-2026.

The platform is delivered to customers through direct enterprise sales and API integrations, targeting financial institutions, B2B enterprises with cross-border payment needs, and individual digital finance users — primarily in the Czech Republic and broader EU. Revenue mechanics are transaction-based, with fees advertised at under 0.2% versus the 2–5% typical of traditional transfers, on a pay-as-you-go billing cadence; specific pricing tiers and revenue figures are not publicly disclosed. The operating model separates the regulated issuance function (Payment Corporation SE) from the technology and brand function (Stable Labs s.r.o.), and the company is privately held with no disclosed institutional investors, funding rounds, or parent company in the available evidence.

The competitive positioning rests on EU regulatory legitimacy under MiCA, full fiat reserve backing with third-party auditing, 24/7 settlement versus traditional banking hours, and a niche focus on the Czech koruna for which limited regulated digital alternatives exist. The company has no disclosed AI/ML capabilities, no named enterprise customers, and minimal public marketing presence beyond its website, newsletter, and participation in Central European crypto industry events.

Name

Stable Labs

Legal name

Payment Corporation SE

Website

https://stablelabs.co

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

Stable Labs operates a Czech-licensed blockchain platform for issuing MiCA-compliant stablecoins (including the live CZK-pegged CZKI token) and tokenizing financial assets, targeting financial institutions and B2B enterprises across the EU with sub-0.2% transaction fees.

Ownership category

akta.pro rank

Product category

Stablecoin Issuance Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Stablecoin Issuers (Fiat-Backed) (FSADADAA)

akta.pro secondary industries

Mint/Redeem, Issuance APIs & Treasury Operations Platforms (FSADADAE), Compliance, Attestations, Proof-of-Reserves & Reporting (Stablecoins) (FSADADAI), Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), Stablecoins & On-Chain Money (fiat-backed, crypto-backed, algorithmic; issuance/redemption) (FSAPAEAB)

Keywords

• Stablecoin issuance
• Asset tokenization
• Digital payments
• Cross-border transfers
• Blockchain platform

Headquarters

HQ city

Prague

HQ country

Czechia

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Operations, Personnel, Marketing or Sales, Others

Revenue model

1. Stablecoin Transaction Fees: Transaction fees charged on stablecoin transfers and conversions. Fees are indicated as significantly lower than traditional transfers (<0.2% vs 2-5%)

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

StableLabs operates a blockchain-based technology platform that enables the issuance of regulated stablecoins (primarily the CZKI stablecoin pegged 1:1 to the Czech koruna) and the tokenization of traditional financial assets such as shares, bonds, and collective investment securities. Issuance is handled by licensed partner Payment Corporation SE under Czech law 370/2017, with all tokens MiCA-compliant, fully fiat-backed, and third-party audited. The company targets B2B customers seeking digital payment infrastructure, cross-border settlement, and asset tokenization capabilities within the EU regulatory framework.

Product overview

Stable Labs operates a technology platform for digitizing assets and traditional currencies into stablecoins. The product portfolio centers on the CZKI Stablecoin (Czech koruna-pegged, actively deployed) as the primary offering, complemented by an Asset Tokenization Platform for tokenizing investment instruments (stocks, bonds, securities). The company is expanding with planned EUR and USD stablecoins (Q3-2026 launch) and offers cross-border payment services leveraging blockchain technology. All issuance is provided by Payment Corporation SE, a licensed payment service provider under Czech law 370/2017 Coll.

Differentiator

Problem solved

Functional benefit

Products and services

• CZKI Stablecoin The company's main launched product — a stablecoin pegged 1:1 to the Czech koruna with full CZK convertibility, instant 24/7 transfers, sub-0.2% transaction fees, and transparent reserve auditing, designed for digital payments, settlement, and remittances within and from the Czech Republic.

Quantifiable outcome

• Transaction speed reduced from 1-3 days to seconds
• +2 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Payment Corporation SEcoreStrategic or Co-development PartnerPayment Corporation SE is the licensed stablecoin issuer for the StableLabs platform, holding a license under Czech law 370/2017 on payment services. They serve as the regulated entity responsible for issuing stablecoins in compliance with MiCA regulations.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Tether: Issuer of USDT, the largest stablecoin by market capitalization. Tether's liquidity, exchange listings, and trading network effects define the addressable market Stable Labs is entering — the dominant incumbent against which all fiat-backed stablecoins are benchmarked.
• Coinbase: Major US crypto exchange and co-issuer of USDC through the Centre Consortium. Operates broadly across trading, custody, and stablecoin services — relevant as a platform incumbent with overlap into Stable Labs' B2B enterprise distribution space.
• MakerDAO: Issuer of DAI, a major on-chain stablecoin with a strong crypto-native user base. While decentralized rather than EU-regulated, MakerDAO represents a parallel stablecoin issuance model competing for the same on-chain payment use cases.

Direct peers

• TrueUSD (TrustToken): Fiat-backed stablecoin issuer offering fully reserved, attested tokens. Operates a similar model of regulated banking partnerships and third-party reserve verification as Stable Labs.
• Paxos: Regulated stablecoin issuer (USDP, PYUSD) and tokenization platform with NYDFS and other regulatory oversight. Paxos shares Stable Labs' emphasis on regulated issuance and is expanding into asset tokenization — a directly comparable business model.
• Circle: Issuer of USDC, the largest regulated USD stablecoin. Circle pursues a similar compliance-first strategy with regulated reserves, third-party attestations, and enterprise distribution — the closest analogue to Stable Labs' regulated stablecoin issuance model.
• Stasis: European issuer of EURS, a euro-backed stablecoin with audited reserves and MiCA-aligned positioning. Stasis is highly comparable given its regulated, fiat-backed stablecoin model targeted at European markets.
• Tokeny: EU-based asset tokenization platform offering tokenization-as-a-service for funds, securities, and other financial instruments under MiCA-aligned frameworks. Highly comparable to Stable Labs' planned asset tokenization platform given geographic and regulatory overlap.
• Securitize: Tokenization platform for securities, funds, and other real-world assets with regulatory registrations across multiple jurisdictions. Directly comparable to Stable Labs' planned asset tokenization product line serving institutional issuers.

Emerging players

• Bitbond: German-licensed tokenization platform for SMEs and financial instruments. Regional peer focused on European regulatory-compliant asset tokenization, comparable to Stable Labs' geographic and product focus though at smaller scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/stablelabs

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stable Labs