What Pinnacle Risk Services does

Pinnacle Risk Services, Inc. is a boutique risk management and insurance consulting firm founded in 2001 and headquartered at 620 Freedom Business Center, Suite 200, King of Prussia, Pennsylvania. The firm is organized into two operating divisions: an advisory consulting division (the founding practice) and a consultative brokerage division (formed in 2007). The consulting division delivers independent advisory services including insurance program reviews, M&A due diligence, risk management outsourcing, benchmarking, cost-of-risk and claims allocation studies, contractual indemnification review, and emergency response planning (business continuity, kidnap-ransom-extortion, corporate aircraft). The brokerage division designs and places Executive Risk Liability coverage — Directors & Officers, Employment Practices Liability, Fiduciary Liability, Professional Liability, and Cyber — as well as Crime coverages including financial institution bonds, computer crime, K&R, and safe deposit box liability. Senior consultants are available 24/7/365, and global insurance market access is obtained through strategic alliances.

Name

Pinnacle Risk Services

Legal name

Pinnacle Risk Services, Inc.

Website

https://pinnacleriskservices.com

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

1–10 employees

Short description

Pinnacle Risk Services is a boutique risk management and insurance consulting and brokerage firm serving publicly traded companies, private companies, and startups through advisory and Executive Risk coverage placement, operating as a wholly owned subsidiary of Stevens & Lee.

Ownership category

akta.pro rank

Product category

Risk Management & Insurance Consulting

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Risk Management Consulting (Enterprise & Operational Risk) (FSAEADAG)

akta.pro secondary industry

Management Liability (D&O/EPL/Fiduciary) (FSAJAGAD)

Keywords

• Risk management consulting
• Insurance brokerage services
• Executive risk liability
• Insurance program review
• M&A insurance due diligence

Headquarters

HQ city

King Of Prussia

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Risk Management Advisory Services: The consulting division advises corporate executives on insurance and risk management needs, providing independent and objective counsel on coverage gaps, compliance, and loss control.
2. Insurance Brokerage Services: The brokerage division specializes in placement of Executive Risk Liability coverage including D&O, Employment Practices Liability, Fiduciary Liability, Professional Liability, Cyber Security, and crime coverages through strategic alliances with access to the global insurance market.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Pinnacle Risk Services delivers professional risk management consulting and insurance brokerage services to corporate clients. Its consulting division advises executives on insurance program design, coverage gap analysis, compliance, loss control, and risk management outsourcing. The brokerage division designs and places Executive Risk Liability (D&O, EPL, Fiduciary, Professional Liability, Cyber) and Crime coverages through access to the global insurance market.

Product overview

Pinnacle Risk Services is a professional risk management and insurance consulting firm organized into two operating divisions: a consulting/advisory division (the foundation established in 2001) and a consultative brokerage division (formed in 2007). The consulting division provides independent advisory services including insurance program review, risk management outsourcing, M&A due diligence, emergency response planning, benchmarking, cost allocation studies, and contractual indemnification. The brokerage division specializes in placing Executive Risk Liability coverage (D&O, EPL, Fiduciary, Professional Liability, Cyber) and Crime coverages (Financial Institution Bonds, Computer Crime, K&R). The company operates as a wholly owned subsidiary of Stevens & Lee and serves publicly traded, private, and startup companies across various industries.

Differentiator

Problem solved

Functional benefit

Products and services

• Risk Management Consulting Division Independent and objective risk management consulting advising corporate executives on insurance and risk management needs including coverage gap identification, compliance, and security and loss control.
• Executive Risk Liability Brokerage Placement Design and placement of Executive Risk Liability coverage including Directors and Officers Liability, Employment Practices Liability, Fiduciary Liability, Professional Liability, and Cyber Security coverage through global insurance market access.
• Crime Coverages Brokerage Placement Brokerage placement for financial institution bonds, computer crime, safe deposit box liability, kidnap-ransom-extortion, and cybersecurity coverage through the global insurance market.
• Risk Management Outsourcing Provision of risk management professionals on a permanent or temporary basis to assume in-house risk management responsibilities for specific projects or overall departmental functions.
• Insurance Program Review Comprehensive evaluation of an organization's exposure to fortuitous loss and in-force insurance program efficiency, coverage adequacy, premium competitiveness, and insurer financial stability.
• Insurance Renewal Management Services Competitive marketing assistance for insurance programs including development of renewal strategy, comprehensive specifications, data gathering, application completion, and market evaluation.
• Merger and Acquisition Insurance Due Diligence Insurance due diligence evaluating potential liabilities of target companies, reviewing coverage adequacy, identifying gaps and uninsured liabilities, and projecting post-acquisition cost savings.
• Emergency Response Planning Comprehensive emergency planning services including business continuity/disaster recovery planning, corporate aircraft accident response planning, and kidnap-ransom-extortion response planning.
• Risk Management Benchmarking Services Risk management benchmarking comparing cost of risk, policy limits, retentions, policies and procedures, and broker compensation against similarly situated companies.
• Contractual Indemnification Services Development, review, editing and negotiation of contract sections pertaining to hold-harmless provisions and insurance-related requirements including waiver of subrogation and requested limits.
• Cost-of-Risk Determination Analysis and calculation of total cost-of-risk including insurance premiums, retained losses, internal administration, outside services, financial guarantees, and fees expressed as dollar amount per $1,000 of revenue for peer comparison.
• Cost (Premium and Claims) Allocation Studies Methodology development for allocating premium expense and self-funded claim costs to subsidiaries, divisions, and departments based on risk exposure and actual loss experience.
• Identifying Self-Funded Liabilities Identification and determination of net present value of liabilities requiring accrual in accordance with SOP 87-1 and ASC 450 accounting standards.
• Agent/Brokerage Selection Services Services including agent/broker selection, compensation analysis, and service agreement development to assist clients in selecting qualified brokerage firms.
• Risk Management Administration Reviews Review of an organization's risk management administrative structure including policies, procedures, staffing, reporting relationships, internal communications, and use of outside service providers.

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered core and minor.

• Stevens & LeecoreStrategic or Co-development PartnerPinnacle Risk Services is a wholly owned subsidiary of Stevens & Lee, one of the 250 largest law firms in the country. Stevens & Lee provides legal services and serves as the parent company within The Stevens & Lee Companies network. The relationship enables cross-referrals and integrated professional services offerings.
• Griffin Financial GroupminorStrategic or Co-development PartnerInvestment bank providing merger and acquisition advisory, financing and strategic consulting services. Part of The Stevens & Lee Companies network. Potential for cross-referrals in M&A transactions requiring insurance due diligence.
• SES ESOP StrategiesminorStrategic or Co-development PartnerNational ESOP firm combining consulting, financial and legal professionals for employee ownership. Part of The Stevens & Lee Companies network.
• FSL Public FinanceminorStrategic or Co-development PartnerFinancial advisory services to not-for-profit healthcare organizations, institutions of higher education and state/local governments. Part of The Stevens & Lee Companies network.
• GSL Public Strategies GroupminorStrategic or Co-development PartnerGovernment consulting, government relations and corporate and crisis communications services. Part of The Stevens & Lee Companies network.
• Stevens & Lee Public AffairsminorStrategic or Co-development PartnerNew Jersey-focused legislative interaction, governmental process, regulatory affairs and consulting services. Part of The Stevens & Lee Companies network.
• Reliance Search and SettlementminorStrategic or Co-development PartnerCommercial, industrial and residential title search and title insurance services. Part of The Stevens & Lee Companies network.
• Global Insurance Market (through strategic alliances)coreOthersThrough strategic alliances, Pinnacle has access to the global insurance market for placing comprehensive Executive Risk Liability coverage including D&O, Employment Practices Liability, Fiduciary Liability, Professional Liability, Cyber Security, and crime coverages.

Scale indicators3 records

Recent moves8 records

Expansion highlights3 records

Direct peers

• Brown & Riding Insurance Services: Wholesale and specialty insurance brokerage with strong executive risk and management liability expertise, often serving as a back-office placement partner for retail brokers. Comparable in its specialty insurance placement capabilities and access to global markets.
• Woodruff Sawyer: Independent insurance brokerage specializing in executive liability, management liability, and cyber coverage for mid-market and pre-IPO companies. Closely comparable niche, target customer profile, and product mix to Pinnacle's brokerage division.
• EPIC Insurance Brokers & Consultants: Specialty insurance brokerage and risk consulting firm with significant executive risk and management liability capabilities serving mid-market and enterprise clients. Comparable in combining brokerage with consulting services for similar client base.
• Alliant Insurance Services: Specialty insurance brokerage with strong executive risk and management liability practices serving middle-market and publicly traded companies. Comparable because it competes for similar executive risk placements and risk consulting engagements.
• Lockton: World's largest independent insurance brokerage, with particularly strong specialty and executive risk practices and a track record of organic growth without outside capital. Closest analog to Pinnacle in combining independent advisory positioning with specialty broker capabilities.
• Crystal & Company: Boutique specialty insurance brokerage focused on Executive Risk Liability for publicly traded, pre-IPO, and high-growth companies. Very close peer in scale, specialty focus, and customer profile to Pinnacle's brokerage division.

Broad incumbents

• Arthur J. Gallagher & Co. Large insurance brokerage and risk management firm with strong specialty and management liability capabilities serving mid-market and enterprise clients. Comparable because it offers independent brokerage and consulting across executive risk lines similar to Pinnacle's brokerage division.
• Aon: Global professional services firm offering risk management, insurance brokerage, and reinsurance solutions, with a dedicated Management Liability specialty practice. Overlaps with Pinnacle's consulting and brokerage services targeting publicly traded and mid-market clients.
• Marsh McLennan: Global insurance brokerage and risk advisory firm with deep specialty expertise in Executive Risk Liability (D&O, EPL, Fiduciary, Cyber) and serves enterprise and mid-market clients. Comparable because it competes directly for the same executive risk placements and risk consulting mandates, but at vastly greater scale.
• Willis Towers Watson (WTW): Global advisory, brokerage, and solutions firm with significant specialty insurance and risk consulting practices including D&O and management liability. Comparable as a competing full-service risk advisor and broker for corporate clients.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/pinnacle-risk-svc-inc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Pinnacle Risk Services