Cigna HealthSpring
HealthSpring, the national Medicare brand of Health Care Service Corporation, offers Medicare Advantage, Medicare Supplement, Medicare Part D, and supplemental health insurance products to seniors and employer/union retiree groups across select U.S. states.
- Company typePrivate
- Founded2025
- HeadquartersFranklin, United States
- Headcount1,001–5,000
- GTM typeB2B and B2C
- OfferingServices
What Cigna HealthSpring does
HealthSpring is a Medicare-focused health insurance brand operating under Health Care Service Corporation (HCSC), a Mutual Legal Reserve Company and the largest customer-owned health insurer in the United States. Following HCSC's acquisition of The Cigna Group's Medicare Advantage, Supplemental Benefits, Medicare Part D, and CareAllies businesses in March 2025, the brand transitioned from "Cigna Healthcare Medicare" to HealthSpring and was positioned as the national Medicare brand of HCSC. HealthSpring serves Medicare-eligible individuals (primarily seniors aged 65 and older, plus those qualifying through disability) and employer- or union-sponsored retiree groups across select U.S. states. Product offerings span Medicare Advantage (Part C) HMO and PPO plans, Medicare Supplement (Medigap) plans, standalone Medicare Part D Prescription Drug Plans (PDP), and supplemental health insurance products including lump-sum cancer insurance, hospital indemnity, heart and stroke coverage, and whole life insurance.
The technology and operational stack centers on the myHealthSpring member portal for self-service access to coverage, claims, ID cards, and provider directories, alongside the Availity Essentials provider portal (Payer ID: 52192) used by contracted physicians, hospitals, and home health agencies for eligibility verification, claims submission, and prior authorization. Pharmacy benefits are integrated through Express Scripts home delivery, Accredo Specialty Pharmacy, and major retail networks; care management and clinical oversight are delivered through the inherited CareAllies platform; and prior authorization for high-technology radiology, oncology, radiation therapy, and musculoskeletal services is administered through EviCore. Quality is tracked via CMS Star Ratings and HEDIS measures, with members receiving additional benefits via the Silver&Fit fitness program, HealthSpring Flex Card incentives, and the Healthier Together wellness platform. Behavioral health is administered through the Evernorth Behavioral Health Network and dental benefits through Cigna Dental, with clinical review guidelines sourced from American Specialty Health and WellMed.
Revenue is generated predominantly through recurring monthly premiums paid for Medicare Advantage, Medicare Supplement, and Medicare Part D plans, supplemented by Medicare risk-adjustment and capitation subsidies and employer-paid group retiree premiums. Distribution blends direct-to-consumer phone and website sales during annual (October 15 – December 7) and special enrollment periods with a network of licensed insurance brokers and agents, employer-sponsored group Medicare channels, and provider referrals within HMO/PPO networks. Operations span regional offices in Chicago (HCSC corporate context), Nashville, Chattanooga, Dallas, Weston, Phoenix, St. Louis, and Kansas City, supporting an employee base of 1,001–5,000 across a wholly-owned subsidiary stack that includes HealthSpring Insurance Company, HealthSpring National Health Insurance Company, American Retirement Life Insurance Company, Loyal American Life Insurance Company, and Medco Containment Life Insurance Company.
Cigna HealthSpring firmographics
Firmographics- Name
- Cigna HealthSpring
- Legal name
- Health Care Service Corporation
- Website
- https://healthspring.com
- Company type
- Private
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- HealthSpring, the national Medicare brand of Health Care Service Corporation, offers Medicare Advantage, Medicare Supplement, Medicare Part D, and supplemental health insurance products to seniors and employer/union retiree groups across select U.S. states.
- Ownership category
- akta.pro rank
Cigna HealthSpring industry classification
Industry- Product category
- Medicare Health Insurance
- NAICS
- Direct Health and Medical Insurance Carriers (524114), Direct Life, Health, and Medical Insurance Carriers (52411)
- SIC
- Hospital & Medical Service Plans (6324)
- akta.pro primary industry
- MA-PD Plans (Medicare Advantage with Prescription Drug Coverage) (FSAIAGAG)
- akta.pro secondary industry
- Medicare Supplement (Medigap) Plans (FSAIAGAB)
Keywords
Where Cigna HealthSpring is headquartered
LocationHeadquarters
- HQ city
- Franklin
- HQ country
- United States
- HQ region
- North America
Offices8 records
Markets served
Cigna HealthSpring business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Medicare Advantage Premiums: HealthSpring generates revenue through Medicare Advantage plan premiums paid by members and subsidized by Medicare. Plans include HMO and PPO options with integrated medical and pharmacy benefits.
- Medicare Part D Prescription Drug Plans: Standalone prescription drug plans (PDP) generating revenue through member premiums and Medicare subsidies based on drug benefit utilization.
- Medicare Supplement Insurance: Medigap plans that supplement Original Medicare by covering cost-sharing expenses not covered by Medicare Parts A and B.
- Supplemental Health Insurance: Additional insurance products including lump-sum cancer insurance, hospital indemnity insurance, cancer treatment insurance, heart & stroke insurance, and whole life insurance.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Medicare Advantage Plans (Part C) - HMO and PPO options with integrated medical and pharmacy benefits |
| Subscription | Monthly | Medicare Part D Prescription Drug Plans (PDP) - Standalone prescription drug coverage |
| Subscription | Monthly | Medicare Supplement Plans (Medigap) - Plans A, C, D, F, G, HDG, N depending on state |
| Subscription | Monthly | Supplemental Health Plans - Cancer, hospital indemnity, heart/stroke, whole life |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
Cigna HealthSpring product offering
Product offeringCore offering
HealthSpring (formerly Cigna HealthSpring) is a Medicare-focused health insurance brand of Health Care Service Corporation (HCSC) that offers Medicare Advantage (Part C), Medicare Supplement (Medigap), and Medicare Prescription Drug (Part D) plans to individuals, along with supplemental health insurance products including cancer, heart and stroke, hospital indemnity, and whole life coverage. The company sells plans across multiple U.S. states under the HealthSpring brand, supported by member tools such as the myHealthSpring portal, the HealthSpring Flex Card benefit, and wellness programs including Silver&Fit and Healthier Together.
Product overview
HealthSpring is a Medicare-focused health insurance brand operating under Health Care Service Corporation (HCSC). The company offers a unified portfolio of Medicare products including Medicare Advantage HMO/PPO plans (Part C), Medicare Supplement (Medigap) plans, and Medicare Part D Prescription Drug Plans (PDP), along with supplemental health insurance products such as cancer, hospital indemnity, heart & stroke, and whole life insurance. Key member-facing platforms include the myHealthSpring online portal, HealthSpring Flex Card for incentives and OTC allowances, and the Availity Essentials portal for providers. The company serves Medicare beneficiaries through integrated pharmacy networks including Express Scripts, Accredo Specialty Pharmacy, and home delivery services, with supplemental benefits administered through partners including Cigna Dental, Evernorth Behavioral Health, Silver&Fit (American Specialty Health), and Healthwise for health education.
Differentiator
Problem solved
Functional benefit
Brands
- HealthSpring Medicare: Medicare Advantage, Medicare Supplement, and Medicare Part D plans offered by HealthSpring
Products and services
- Medicare Advantage Plans (Part C) Medicare Advantage plans offered to Medicare-eligible individuals, combining hospital, medical, and usually prescription drug coverage in a single plan. Available in multiple U.S. states under the HealthSpring brand with HMO and PPO options.
- Medicare Supplement Plans (Medigap) Medicare Supplement (Medigap) insurance policies that help pay certain out-of-pocket costs not covered by Original Medicare, available to Medicare-eligible individuals in select U.S. states.
- Medicare Prescription Drug Plans (Part D/PDP) Standalone Medicare Part D prescription drug plans that provide outpatient prescription drug coverage for Medicare beneficiaries, offered alongside Original Medicare or Medicare Supplement plans.
- Lump Sum Cancer Insurance Supplemental health insurance that pays a lump-sum cash benefit directly to the insured upon a cancer diagnosis, designed to complement Medicare coverage.
- Cancer Treatment Insurance Supplemental insurance product covering specified cancer treatment costs for the insured, intended to supplement Medicare benefits.
- Lump Sum Heart & Stroke Insurance Supplemental health insurance that pays a lump-sum cash benefit directly to the insured following a covered heart attack, stroke, or related cardiovascular event.
- Hospital Indemnity Insurance Supplemental insurance that pays a fixed daily or per-event benefit for hospital confinements and related services to help offset out-of-pocket costs.
- Whole Life Insurance Whole life insurance offering lifetime coverage with fixed premiums, marketed to HealthSpring customers seeking protection alongside their Medicare plans.
Quantifiable outcome
- CMS Star Ratings system tracks quality measures including preventive care, chronic disease management, member satisfaction, and pharmacy performance
Companies that use Cigna HealthSpring
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles2 records
Cigna HealthSpring technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
Feature3 records
Cigna HealthSpring partnerships and signals
Strategic signalPartnerships
14 partnerships are on record, tiered core and general.
- Health Care Service Corporation (HCSC)coreHCSC acquired The Cigna Group's Medicare Advantage, Supplemental Benefits, Medicare Part D, and CareAllies businesses in March 2025. HealthSpring is now the national Medicare brand of HCSC, the largest customer-owned health insurer in the United States serving over 26 million people.
- AvailitycoreAvaility Essentials is the provider self-service portal for HealthSpring Medicare Advantage (Payer ID: 52192). Providers use Availity for eligibility verification, claims submission, prior authorization requests, and benefits inquiry.
- Express Scripts PharmacycoreExpress Scripts Pharmacy provides home delivery pharmacy services for HealthSpring members. Part of Evernorth Health Services.
- Accredo Specialty PharmacycoreAccredo Specialty Pharmacy (by Evernorth Health Services) is the preferred specialty pharmacy for HealthSpring, providing specialty medication management and delivery.
- EviCore HealthcarecoreEviCore manages prior authorization for high-technology radiology, diagnostic cardiology, medical oncology, radiation therapy, and musculoskeletal procedures through clinical guidelines and web portal.
- Evernorth Behavioral Health NetworkcoreBehavioral health providers are part of Evernorth Behavioral Health Network. HealthSpring administers member behavioral health benefits including care management, customer service, claims processing, and utilization management.
- Cigna DentalgeneralDental benefits for HealthSpring Medicare Advantage members are administered by Cigna Dental. Providers can verify dental coverage by the 'Dental Plan' designation on member ID cards.
- American Specialty HealthgeneralAmerican Specialty Health provides medical coverage policies and guidelines used in HealthSpring's clinical review process.
- WellMedgeneralWellMed provides medical coverage policies referenced in HealthSpring's clinical review guidelines.
- CAQH (Council for Affordable Quality Healthcare)coreCAQH Provider Data Portal supports HealthSpring's provider credentialing and recredentialing processes. Providers must maintain updated information in CAQH ProView.
- VerisysgeneralVerisys verifies provider credentialing data on behalf of HealthSpring during network participation and recredentialing processes (every three years).
- HealthwisegeneralHealthSpring partners with Healthwise to provide additional health and wellness articles and resources for members beyond the company's own content library.
- Silver&Fit (American Specialty Health)generalSilver&Fit Healthy Aging and Exercise Program provides fitness benefits to HealthSpring Medicare Advantage members through American Specialty Health Fitness, Inc.
- CareAlliescoreCareAllies business was acquired by HCSC from The Cigna Group in March 2025 as part of the same transaction that created HealthSpring, representing care coordination and management capabilities.
Scale indicators5 records
Recent moves7 records
Expansion highlights5 records
Cigna HealthSpring competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Cigna HealthSpring social profiles
Digital presenceCigna HealthSpring compliance and trust
Trust signalCompliance2 records
Cigna HealthSpring financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cigna HealthSpring leadership team
Management profileNumber of profiles
Profiles1 record
Cigna HealthSpring subsidiaries and ownership
Company hierarchySubsidiaries6 records
Cigna HealthSpring funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cigna HealthSpring M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cigna HealthSpring
What does Cigna HealthSpring do?
HealthSpring (formerly Cigna HealthSpring) is a Medicare-focused health insurance brand of Health Care Service Corporation (HCSC) that offers Medicare Advantage (Part C), Medicare Supplement (Medigap), and Medicare Prescription Drug (Part D) plans to individuals, along with supplemental health insurance products including cancer, heart and stroke, hospital indemnity, and whole life coverage. The company sells plans across multiple U.S. states under the HealthSpring brand, supported by member tools such as the myHealthSpring portal, the HealthSpring Flex Card benefit, and wellness programs including Silver&Fit and Healthier Together.
Is Cigna HealthSpring a public or private company?
Cigna HealthSpring is a private company. It is classified as corporate owned and is currently operating.
When was Cigna HealthSpring founded?
Cigna HealthSpring was founded in 2025. It employs 1,001 to 5,000 people.
Where is Cigna HealthSpring based?
Cigna HealthSpring is headquartered in Franklin, United States, in the North America region.
How does Cigna HealthSpring make money?
Four revenue lines are on record. Medicare Advantage Premiums are the primary driver. The others are medicare Part D Prescription Drug Plans, medicare Supplement Insurance and supplemental Health Insurance.
Does Cigna HealthSpring have an API?
No public API is recorded for Cigna HealthSpring.
What industry is Cigna HealthSpring in?
Cigna HealthSpring's product category is Medicare Health Insurance. Its primary akta.pro industry code is FSAIAGAG, MA-PD Plans (Medicare Advantage with Prescription Drug Coverage), with a secondary code of FSAIAGAB, Medicare Supplement (Medigap) Plans. Its NAICS code is 524114 and its SIC code is 6324.