C&L Marine Insurance
C&L Marine Insurance is a family-owned marine insurance brokerage founded in 1991 in Boca Raton, Florida, placing personal and commercial marine coverage with multiple carrier partners for boat owners, marinas, dealers, and marine contractors.
- Company typePrivate
- Founded1991
- HeadquartersBoca Raton, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What C&L Marine Insurance does
C&L Marine Insurance, doing business as C&L Insurance, Inc., is a family-owned insurance brokerage founded in 1991 and headquartered at 2295 NW Corporate Blvd #121 in Boca Raton, Florida. The firm operates as an intermediary between marine-insurance customers and multiple unnamed insurance carriers, with which it maintains preferred-agency relationships that allow it to source and compare coverage across the market. Its core service is brokerage, not underwriting: it places coverage rather than issues it.
The firm's product surface is built around specialized coverage for distinct marine segments: commercial lines for boat builders, boat dealers, marinas, and marine contractors, and personal/vessel lines for mega yachts, yachts, sportfish, and center consoles. Customer intake is handled via a toll-free number (1.800.226.3730), email ([email protected]), and a four-step online insurance questionnaire that captures general applicant information, vessel and operator history, vessel specifications (including hull, engines, navigation region, crew), and desired policy limits. The questionnaire's navigation field includes Florida, Bahamas, Caribbean, and Gulf of Mexico as selectable regions.
Revenue is generated through insurance-brokerage commissions paid by the carriers on placed policies, billed annually per the disclosed pricing cadence. The firm is a member of IIABA, FAIA, and four regional Florida Marine Industries Associations, and sponsors The Billfish Foundation, Bluewater Movements, and the West Palm Beach Fishing Club. Legal entities include C&L Insurance, Inc. and C&L Marine Insurance; no parent company, external investors, funding rounds, acquisitions, patents, or named senior leadership are documented in the source material. The marketing site is built on WordPress, with marketing support outsourced to Simply180.
C&L Marine Insurance firmographics
Firmographics- Name
- C&L Marine Insurance
- Legal name
- C&L Insurance, Inc.
- Website
- https://clinsurance.com
- Company type
- Private
- Founded year
- 1991
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- C&L Marine Insurance is a family-owned marine insurance brokerage founded in 1991 in Boca Raton, Florida, placing personal and commercial marine coverage with multiple carrier partners for boat owners, marinas, dealers, and marine contractors.
- Ownership category
- akta.pro rank
C&L Marine Insurance industry classification
Industry- Product category
- Marine Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
- akta.pro secondary industries
- Ocean Marine Insurance (Hull, Cargo & Freight) (FSAJAHAA), Inland Marine Insurance (Transit, Equipment & Installation) (FSAJAHAB)
Keywords
Where C&L Marine Insurance is headquartered
LocationHeadquarters
- HQ city
- Boca Raton
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
C&L Marine Insurance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Brokerage Commissions: C&L Marine Insurance operates as an insurance broker/agency, earning commissions from multiple insurance companies for placing marine insurance policies. The company may share commissions or referral fees with business partners.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Custom marine insurance policies tailored to individual needs |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
C&L Marine Insurance product offering
Product offeringCore offering
C&L Marine Insurance is a family-owned insurance brokerage founded in 1991 that acts as a preferred agent with multiple marine insurance carriers to deliver personalized personal and commercial marine insurance policies. The firm connects vessel owners and marine businesses with coverage options across boat builders, dealers, marinas, marine contractors, mega yachts, yachts, sportfish, and center consoles, providing customized policies that are reviewed annually to ensure comprehensive protection.
Product overview
C&L Marine Insurance is a family-owned insurance brokerage founded in 1991, operating as a single unified service offering that connects clients with multiple insurance carriers to obtain personalized marine insurance coverage. The core offering is the Marine Insurance Brokerage Services product, which provides access to specialized coverage types for various vessel categories (Boat Builders, Boat Dealers, Marinas, Marine Contractors, Mega Yachts, Yachts, Sportfish, Center Consoles). The company also offers an online Insurance Questionnaire tool for quote requests. They leverage long-standing partnerships with multiple insurance companies to match clients with customized policies, emphasizing personalized service, specialized expertise, and customized coverage options.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal and Commercial Marine Insurance Brokerage A family-owned marine insurance brokerage established in 1991 that acts as an intermediary between clients and multiple insurance carriers to deliver personalized marine insurance coverage. The firm arranges policies for both personal vessel owners and commercial marine businesses across categories including Boat Builders, Boat Dealers, Marinas, Marine Contractors, Mega Yachts, Yachts, Sportfish, and Center Consoles, with customized policies reviewed annually.
Companies that use C&L Marine Insurance
Customer profileSegments8 records
Ideal customer profiles3 records
C&L Marine Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
C&L Marine Insurance partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered minor and core.
- The Billfish FoundationminorC&L Marine Insurance is a proud sponsor of The Billfish Foundation, a nonprofit organization dedicated to conserving billfish populations and promoting responsible fishing practices.
- Bluewater MovementsminorC&L Marine Insurance sponsors Bluewater Movements, an organization focused on fishing and marine conservation activities.
- West Palm Beach Fishing ClubminorC&L Marine Insurance is a proud sponsor of the West Palm Beach Fishing Club, supporting the fishing community in South Florida.
- South Florida Marine Industries Association (MIASF)coreC&L Marine Insurance is an active member of the South Florida Marine Industries Association, supporting the marine industry in South Florida.
- Palm Beach County Marine Industries AssociationcoreC&L Marine Insurance is an active member of the Palm Beach County Marine Industries Association, supporting marine industry growth in the region.
- Treasure Coast Marine Industries AssociationminorC&L Marine Insurance is an active member of the Treasure Coast Marine Industries Association.
- South West Florida and Tampa Bay Marine Industries AssociationminorC&L Marine Insurance is an active member of the South West Florida and Tampa Bay Marine Industries Association.
- The Big 'I' (IIABA) - Independent Insurance Agents & Brokers of AmericacoreC&L Marine Insurance is an active member of The Big 'I' (IIABA), the leading trade organization for independent insurance agents.
- Florida Association of Insurance Agents (FAIA)coreC&L Marine Insurance is an active member of the Florida Association of Insurance Agents (FAIA), supporting the state's insurance industry.
- Multiple Insurance Companies (Unnamed)coreC&L Marine Insurance maintains preferred agency relationships with multiple insurance companies, allowing them to offer competitive coverage options and find the right policy for each customer's individual needs.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
C&L Marine Insurance competitors and assessment
Company assessmentBroad incumbents
- Arthur J. Gallagher & Co. Global insurance brokerage with a dedicated marine practice that places personal yacht, mega-yacht, and commercial marine risks — the same core segments C&L serves — through carrier relationships analogous to C&L's preferred-agency model.
- HUB International: Large North American insurance brokerage platform; the HUB co-branding on C&L's website suggests an existing affiliation, and HUB's marine practice serves the same boat/yacht owner and commercial marine customer base as C&L at greater scale.
- Aon (Marine / Yacht Practice): Global brokerage with dedicated marine and yacht broking capabilities. Overlaps with C&L in mega-yacht, sportfish, and commercial marine placements through a multi-carrier distribution model.
- Marsh McLennan (Marine Practice): Major brokerage with a long-standing marine and yacht insurance specialty. Comparable because it places hull, P&I, and liability coverage for the same personal and commercial marine clientele C&L targets.
Direct peers
- Heffernan Insurance Brokers: Independent brokerage with marine expertise serving boat owners, dealers, and marine businesses. Comparable to C&L as a mid-size independent placing marine risks with multiple carriers.
- Woodruff-Sawyer & Co. Independent insurance brokerage with a recognized marine and yacht practice. Direct peer to C&L in serving boat owners, dealers, and marine businesses via a multi-carrier, consultative model.
- Burns & Wilcox: Specialty insurance wholesaler with a marine practice covering yachts, boat dealers, and marine contractors. Direct peer to C&L in the specialty marine brokerage space.
- RPS (Risk Placement Services) — Marine Division: Wholesale and specialty insurance distributor with marine expertise; comparable to C&L as a specialty marine placement intermediary working through multiple carrier partners.
- Starkweather & Shepley Insurance: Independent agency with a dedicated marine and yacht practice, including mega-yacht and commercial marine lines. Closely comparable to C&L in size, specialization, and customer profile.
Emerging players
- IMIS (International Marine Insurance Services): Specialty marine insurance agency focused on personal and commercial marine placements. Comparable to C&L as a niche marine-focused broker competing for the same boat/yacht and marine-business client base.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
C&L Marine Insurance social profiles
Digital presenceC&L Marine Insurance compliance and trust
Trust signalCompliance2 records
C&L Marine Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
C&L Marine Insurance leadership team
Management profileNumber of profiles
Profiles1 record
C&L Marine Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
C&L Marine Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about C&L Marine Insurance
What does C&L Marine Insurance do?
C&L Marine Insurance is a family-owned insurance brokerage founded in 1991 that acts as a preferred agent with multiple marine insurance carriers to deliver personalized personal and commercial marine insurance policies. The firm connects vessel owners and marine businesses with coverage options across boat builders, dealers, marinas, marine contractors, mega yachts, yachts, sportfish, and center consoles, providing customized policies that are reviewed annually to ensure comprehensive protection.
Is C&L Marine Insurance a public or private company?
C&L Marine Insurance is a private company. It is classified as family owned and is currently operating.
When was C&L Marine Insurance founded?
C&L Marine Insurance was founded in 1991. It employs 1 to 10 people.
Where is C&L Marine Insurance based?
C&L Marine Insurance is headquartered in Boca Raton, United States, in the North America region.
How does C&L Marine Insurance make money?
One revenue line is on record: insurance Brokerage Commissions.
Who are C&L Marine Insurance's main competitors?
Broad incumbents on record are Arthur J. Gallagher & Co., HUB International, Aon (Marine / Yacht Practice) and Marsh McLennan (Marine Practice). Direct peers are Heffernan Insurance Brokers, Woodruff-Sawyer & Co., Burns & Wilcox, RPS (Risk Placement Services) — Marine Division and Starkweather & Shepley Insurance. IMIS (International Marine Insurance Services) is listed as an emerging player.
Does C&L Marine Insurance have an API?
No public API is recorded for C&L Marine Insurance.
What industry is C&L Marine Insurance in?
C&L Marine Insurance's product category is Marine Insurance Brokerage. Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines), with a secondary code of FSAJAHAA, Ocean Marine Insurance (Hull, Cargo & Freight). Its NAICS code is 52421 and its SIC code is 6411.