Benedetti, Gucer & Associates

What Benedetti, Gucer & Associates does

Benedetti, Gucer & Associates (also operating as BGA Wealth and BEAM Wealth) is an independent registered investment advisory firm founded in 2006 and headquartered in Atlanta, Georgia. The firm provides full-service wealth management including investment management, retirement planning, tax management, estate planning, and wealth preservation primarily for high-net-worth individuals, business owners, medical and dental professionals, attorneys, and corporate retirement plan sponsors across the United States and selectively for international clients with US-based assets. A separate BEAM Wealth-branded practice delivers 401(k)/403(b) plan design, management, benchmarking, and fiduciary services for plan sponsors including private equity-backed companies, with specific support during mergers and acquisitions. The firm is led by co-founders Jaime Benedetti and Bob Gucer as Managing Principals and operates with an institutional C-suite comprising a Chief Compliance Officer, Chief Investment Officer (CFA, CAIA), and Chief Operations Officer. Services are delivered by a team of credentialed advisors holding CFP, ChFC, CRPC, AIF, CEPA, and other designations.

The firm's revenue model is built on tiered asset-under-management fees ranging from 1.3% for accounts under $500,000 down to 0.8% for accounts at $4 million or more, with separate flat fees available for comprehensive financial planning engagements. Underlying technology is intentionally platform-agnostic: client assets are custodied across Raymond James, Fidelity, and Charles Schwab, and the firm's proprietary Wealth Management System aggregates accounts from those custodians into a unified client view. The go-to-market combines direct advisory engagements for HNW individuals with an enterprise-field-sales motion targeting corporate plan sponsors, supported by content marketing (blog, video, webinars), community events, and professional association participation such as PLANADVISER conferences. Customer acquisition is supplemented by referral relationships and free initial consultations, with ongoing client engagement handled through face-to-face meetings and conference calls on a 2-4 times per year cadence.

Name

Benedetti, Gucer & Associates

Legal name

Benedetti, Gucer & Associates

Website

https://bgawealth.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

11–50 employees

Short description

Benedetti, Gucer & Associates is an Atlanta-based independent registered investment advisory firm founded in 2006, delivering wealth management, retirement planning, and 401(k) advisory services to high-net-worth individuals, business owners, medical and legal professionals, and corporate plan sponsors across the United States.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Only Advisory (FSAEAAAL)

akta.pro secondary industry

Retirement Plan Participant Advice & Managed Accounts (FSAEABAF)

Keywords

• Wealth management services
• Investment advisory
• Retirement planning
• Financial planning
• Corporate retirement plans

Headquarters

HQ city

Atlanta

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Asset Management Fees: AUM-based fee model with tiered pricing. Base fee of 1.3% decreasing to 1.1% for $500K+ invested, 1.0% for $1M+, and 0.8% at $4M+. Fees decrease as client assets increase, aligning firm interests with client growth.
2. Financial Planning Fees: Flat fee charged for detailed financial planning services including calculations, personalized financial plan generation, and implementation assistance. For clients requiring comprehensive advice beyond standard asset management.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Benedetti, Gucer & Associates is an independent, fee-only registered investment advisory firm that delivers comprehensive wealth management services to high net worth individuals, business owners, and corporate retirement plan sponsors. Its core services include investment management, retirement planning, tax management, estate and legacy planning, and 401(k) plan design and fiduciary support (through its BEAM Wealth division), all delivered on a fiduciary basis with tiered AUM-based fees plus flat fees for standalone financial planning engagements.

Product overview

Benedetti, Gucer & Associates (BGA Wealth) is a full-service wealth management firm offering a comprehensive suite of financial services. The core offering centers on Wealth Management, which encompasses investment management, tax management, estate planning, and wealth preservation strategies. The firm operates through its BEAM/BGA 401(k) brand for corporate retirement plan advisory services, providing plan design, management, and benchmarking for business clients. Additional specialized services include Business Owner Services, Legacy Planning, and Retirement Planning, all supported by their proprietary Wealth Management System for account aggregation. The firm serves high-net-worth individuals, business owners, doctors, attorneys, and corporate retirement plan sponsors across the United States.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Management Comprehensive wealth management for individual clients and families, covering investment management, retirement planning, tax management, estate planning strategies, and wealth preservation. Delivered by a team of CFP®, ChFC®, CRPC®, MBA, and CPA/PFS credentialed advisors on a fiduciary basis.
• BEAM/BGA 401(k) Advisory Services Specialized corporate retirement plan advisory covering 401(k)/403(b) plan design, management, benchmarking, fiduciary oversight, compliance support, and plan consolidation post-acquisition for plan sponsors such as PE-backed companies, professional services firms, and manufacturers.
• Business Owner Services Specialized financial planning and wealth management for business owners, including business succession planning, exit strategies, executive compensation design, and retirement plan design (e.g., profit-sharing, cash balance plans) tailored to the personal and business balance sheet.
• Legacy Planning Estate and legacy planning services including charitable trusts, wills, beneficiary designations, and wealth transfer strategies designed to pass wealth to future generations and favored charities.
• Retirement Planning Retirement income planning and distribution strategies, including Roth vs. traditional contribution planning, catch-up contributions, and retirement income projection services for clients approaching or in retirement.
• Wealth Management System (Account Aggregation) Client-facing account aggregation platform that consolidates client accounts held across multiple custodians (Raymond James, Fidelity, Charles Schwab) into a single view for comprehensive portfolio oversight.

Named customers3 records

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core and minor.

• Raymond JamescoreTechnology or IntegrationMajor custodian and brokerage platform used for client accounts. Provides account custody and reporting infrastructure. Listed as login option for clients on client portal page.
• Fidelity InvestmentscoreTechnology or IntegrationMajor custodian and brokerage platform used for client accounts. Provides account custody and reporting infrastructure. Listed as login option for clients on client portal page.
• Charles SchwabcoreTechnology or IntegrationMajor custodian and brokerage platform used for client accounts. Provides account custody and reporting infrastructure. Listed as login option for clients on client portal page.
• PLANADVISERminorStrategic or Co-development PartnerIndustry conference organization. Jaime Benedetti served as panelist at PLANADVISER National Conference 2017 discussing 'Benchmarking Your Advisory Services for Clients.' Premier networking event for retirement plan specialists.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Moneta Group: Independent RIA providing team-based wealth management to HNW individuals and business owners with multi-custodian platform. Closely comparable service model and target client profile to BGA.
• Modera Wealth Management: Fee-only RIA serving HNW individuals, business owners, and corporate retirement plans with team-based approach. Comparable dual focus on individual wealth management and 401(k) advisory services.
• Carson Wealth: Independent RIA providing team-based wealth management to HNW individuals and business owners with multi-custodian platform support. Directly comparable business model, fee structure, and target client profile to BGA.
• Savant Wealth Management: Independent, fee-only RIA serving HNW individuals, families, and business owners with team-based advisory model. Comparable scale, service offerings, and fiduciary positioning to BGA.
• Beacon Pointe Advisors: Fee-only independent RIA with team-based wealth management for HNW individuals, families, and institutions. Comparable in size, service breadth, and fiduciary positioning.
• Buckingham Strategic Wealth: Fee-only RIA serving HNW individuals and business owners with team-based fiduciary advisory model. Now part of Focus Financial Partners, providing comparison on both independent and platform-affiliated models.

Others

• Focus Financial Partners: Partnership model providing capital, infrastructure, and succession solutions to independent RIAs. Relevant as a potential acquirer/partner for BGA given founder-stage succession dynamics.

Broad incumbents

• Edelman Financial Engines: Large independent RIA with significant retirement plan advisory business serving corporate plan sponsors and HNW individuals. Comparable dual focus on retirement plans and personal wealth management but at much larger scale.
• Mariner Wealth Advisors: Large independent RIA offering comprehensive wealth management, retirement plan advisory, and family office services. Similar dual focus on HNW individuals and corporate retirement plans but at much greater scale.
• Creative Planning: Large independent RIA serving HNW individuals and business owners with comprehensive wealth management, retirement planning, and tax services. Comparable service model, but materially larger scale and broader geographic footprint than BGA.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/BGA_wealth
• Facebookfacebook.com/BGAwealth
• LinkedInlinkedin.com/company/benedetti-gucer-associates

Revenue estimate

Valuation estimate

Number of profiles

Profiles16 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Benedetti, Gucer & Associates