Nepal Payment Solution
Nepal Payment Solution (NPX) is a licensed Automated Clearing House regulated by Nepal Rastra Bank, providing unified payment gateway, fund transfer, and remittance infrastructure to 90% of Nepal's Banks and Financial Institutions, 20+ PSPs, and 200+ merchants.
- Company typePrivate
- Founded2018
- HeadquartersKathmandu, Nepal
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Nepal Payment Solution does
Nepal Payment Solution (NPX) operates as a licensed Automated Clearing House and Payment System Operator (PSO) in Nepal, regulated by Nepal Rastra Bank under the Payment and Settlement Act, 2075 BS, and approved by the Ministry of Industry, Commerce and Supply. The platform provides digital payment processing, clearing, and settlement infrastructure serving approximately 90% of Nepal's Banks and Financial Institutions (commercial, development, and finance banks), 20+ Payment Service Providers, microfinance institutions and cooperatives, brokers and capital market participants, remittance companies, and 200+ sub-merchants.
NPX's product suite comprises seven integrated modules: NPX-OnePG (unified payment gateway accepting mobile banking, internet banking, cards, and digital wallets), NPX-Insta Fund (intra- and inter-bank fund transfer), NPX-One Link (short-link payment collection), NPX-Connect / BankConnect (intermediary between NPX and Core Banking Systems), NPX-Enterprise (B2B multi-user online payment platform), NPX-Link Account (direct-from-bank payment instrument), and NPX-Remit Hub (centralized international remittance reception). The technology layer relies on developer-friendly APIs and CBS integration; the company is ISO/IEC 27001:2022 certified and holds cross-border settlement permission from NRB's Foreign Exchange Management Department.
NPX generates revenue via transaction-based fees on payment processing, clearing, and settlement services rendered to members and sub-members, with pricing tailored to transaction volume, service type, and integration model and not publicly disclosed. Distribution is sales-led, augmented by a channel partner network of member BFIs, PSPs, and remittance companies that embed NPX infrastructure into their own offerings, targeting enterprise clients across all classes of Nepal's financial sector from a Kathmandu headquarters.
Nepal Payment Solution firmographics
Firmographics- Name
- Nepal Payment Solution
- Legal name
- Nepal Payment Solution Limited
- Website
- https://nepalpayment.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Nepal Payment Solution (NPX) is a licensed Automated Clearing House regulated by Nepal Rastra Bank, providing unified payment gateway, fund transfer, and remittance infrastructure to 90% of Nepal's Banks and Financial Institutions, 20+ PSPs, and 200+ merchants.
- Ownership category
- akta.pro rank
Where Nepal Payment Solution is headquartered
LocationHeadquarters
- HQ city
- Kathmandu
- HQ country
- Nepal
- HQ region
- Asia
Offices1 record
Markets served
Nepal Payment Solution business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
Revenue model
- Transaction-based fees: NPX generates revenue through transaction fees charged on payment processing, clearing, and settlement services provided to its members and sub-members including BFIs, PSPs, MFIs, cooperatives, brokers, and merchants.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Custom pricing based on transaction volume, service type, and integration model |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
Nepal Payment Solution product offering
Product offeringCore offering
Nepal Payment Solution Limited operates a licensed Automated Clearing House (ACH) and Payment System Operator (PSO) platform known as NPX, providing payment processing, clearing, and settlement infrastructure for Nepal's financial ecosystem. The platform serves Banks and Financial Institutions (BFIs), microfinance institutions, cooperatives, brokers, capital market participants, Payment Service Providers (PSPs), remittance companies, and enterprise merchants through a suite of seven products (NPX-OnePG, NPX-Insta Fund, NPX-One Link, NPX-Connect, NPX-Enterprise, NPX-Link Account, NPX-Remit Hub) that collectively enable payment acceptance, interbank fund transfers, bank account linking, and remittance reception.
Product overview
Nepal Payment Solution operates as a licensed Payment System Operator (PSO) providing an integrated payment platform with multiple interconnected modules. The core offering is NPX-OnePG (One Payment Gateway), a unified payment processing service. Supporting products include NPX-Insta Fund for fund transfers, NPX-One Link for payment collection via short links, NPX-Connect for bank/Core Banking System integration, NPX-Enterprise for B2B enterprise payments, NPX-Link Account for direct bank-to-app payments, and NPX-Remit Hub for international remittance. These products form a comprehensive ecosystem for payment acceptance, disbursement, and settlement serving Banks and Financial Institutions (BFIs), microfinance institutions, cooperatives, brokers, and capital market participants.
Differentiator
Problem solved
Functional benefit
Brands
- NPX-OnePG (One Payment Gateway): Comprehensive payment processing service enabling businesses to accept and manage payments across various channels including mobile banking, internet banking, debit/credit cards, and digital wallets, consolidating settlement into a single bank account.
- NPX-Insta Fund
- NPX-One Link
- NPX-Connect
- NPX-Enterprise
- NPX-Link Account
- NPX-Remit Hub
Products and services
- NPX-OnePG (One Payment Gateway) Comprehensive payment processing service enabling businesses to accept and manage payments across mobile banking, internet banking, domestic/international debit/credit cards, and digital wallets, consolidating settlement into a single bank account.
- NPX-Insta Fund Digital fund transfer method between bank accounts, both intra-bank and inter-bank, providing a secure and efficient solution for moving money.
- NPX-One Link Payment collection method using short links directing customers to a payment gateway for payments through preferred channels, shareable via email, SMS, and social media.
- NPX-Connect (BankConnect) Interface enabling the NPX Application to send requests to Bank Connect, which manages and processes them before forwarding to the Core Banking System (CBS), acting as an intermediary for secure communication.
- NPX-Enterprise Robust online payment platform for enterprises enabling real-time interbank and intrabank fund transfers with comprehensive multi-user access controls for B2B transactions.
- NPX-Link Account Direct-from-bank payment instrument enabling users to securely link bank accounts to third-party applications without revealing account information, supporting multiple linked accounts and simplified withdrawal and payment processes.
- NPX-Remit Hub Centralized international remittance reception platform enabling effortless pull and deposit of remittance funds across partner banks and remittance companies.
Quantifiable outcome
- 90% of Nepal's BFIs are members of the NPX network
- +2 more outcomes
Companies that use Nepal Payment Solution
Customer profileNamed customers2 records
Segments5 records
Ideal customer profiles5 records
Nepal Payment Solution technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature7 records
Nepal Payment Solution partnerships and signals
Strategic signalPartnerships
19 partnerships are on record, tiered core.
- Nabil BankcoreNabil Bank is a member of NPX's ACH network, using NPX's payment infrastructure for clearing and settlement of financial transactions across its customer base.
- Nepal Investment Mega BankcoreNepal Investment Mega Bank is a member BFI of NPX, integrating with NPX's platform for payment processing and settlement services.
- NIC Asia BankcoreNIC Asia Bank participates as a member BFI of NPX's payment network for digital payment processing and interbank settlements.
- NMB BankcoreNMB Bank is a member bank of NPX, utilizing NPX's ACH infrastructure for digital payment clearing and settlement.
- Prabhu BankcorePrabhu Bank operates as a member BFI of NPX, integrated into the NPX payment processing network.
- Prime Commercial BankcorePrime Commercial Bank is a member BFI leveraging NPX's payment gateway and settlement infrastructure.
- Sanima BankcoreSanima Bank is a member bank of NPX's digital payment ecosystem, utilizing ACH services.
- Siddhartha BankcoreSiddhartha Bank operates as a member BFI of NPX, integrated into the national payment switch.
- Agriculture Development Bank (ADBL)coreAgriculture Development Bank, a Class A commercial bank, is a member BFI of NPX's payment network.
- Nepal BankcoreNepal Bank is a member bank of NPX's ACH network, using NPX's infrastructure for digital payments.
- Rastriya Banijya BankcoreRastriya Banijya Bank, a government-owned commercial bank, is a member BFI of NPX.
- Citizens Bank InternationalcoreCitizens Bank International is a member bank utilizing NPX's payment processing and settlement services.
- Everest BankcoreEverest Bank is a member BFI of NPX, integrated into the NPX digital payment infrastructure.
- Global IME BankcoreGlobal IME Bank, a prominent private commercial bank, is a member of NPX's payment network.
- Kumari BankcoreKumari Bank operates as a member BFI using NPX's ACH and payment gateway services.
- Laxmi Sunrise BankcoreLaxmi Sunrise Bank is a member bank integrated with NPX's digital payment infrastructure.
- Machhapuchhre BankcoreMachhapuchhre Bank is a member BFI of NPX's payment ecosystem.
- Payment Service Providers (PSPs)coreNPX partners with 20+ Payment Service Providers (PSPs) including digital wallet operators to extend digital payment acceptance and disbursement services across Nepal.
- Remittance CompaniescoreRemittance companies partner with NPX for the NPX-Remit Hub, enabling centralized international remittance reception and digital deposit of incoming remittances.
Scale indicators6 records
Recent moves6 records
Expansion highlights5 records
Nepal Payment Solution competitors and assessment
Company assessmentMarket position
Weaknesses4 records
Competitive moat4 records
Customer concentration
Nepal Payment Solution social profiles
Digital presenceNepal Payment Solution financial estimates
Financial estimateRevenue estimate
Valuation estimate
Nepal Payment Solution leadership team
Management profileNumber of profiles
Profiles1 record
Nepal Payment Solution funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Nepal Payment Solution M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Nepal Payment Solution
What does Nepal Payment Solution do?
Nepal Payment Solution Limited operates a licensed Automated Clearing House (ACH) and Payment System Operator (PSO) platform known as NPX, providing payment processing, clearing, and settlement infrastructure for Nepal's financial ecosystem. The platform serves Banks and Financial Institutions (BFIs), microfinance institutions, cooperatives, brokers, capital market participants, Payment Service Providers (PSPs), remittance companies, and enterprise merchants through a suite of seven products (NPX-OnePG, NPX-Insta Fund, NPX-One Link, NPX-Connect, NPX-Enterprise, NPX-Link Account, NPX-Remit Hub) that collectively enable payment acceptance, interbank fund transfers, bank account linking, and remittance reception.
Is Nepal Payment Solution a public or private company?
Nepal Payment Solution is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Nepal Payment Solution founded?
Nepal Payment Solution was founded in 2018. It employs 11 to 50 people.
Where is Nepal Payment Solution based?
Nepal Payment Solution is headquartered in Kathmandu, Nepal, in the Asia region.
How does Nepal Payment Solution make money?
One revenue line is on record: transaction-based fees.
Does Nepal Payment Solution have an API?
No public API is recorded for Nepal Payment Solution.