What Pendle Vehicle Contracts does

Pendle Vehicle Contracts Limited is a UK-based vehicle leasing credit broker founded in 2007, operating from Upminster, Essex with a registered office in central London. The company intermediates car and van leases for individual consumers, small and medium businesses, and fleet operators, sourcing vehicles from over 50 car manufacturers and 20 van manufacturers and arranging them through contract hire, Personal Contract Purchase (PCP), and Hire Purchase facilities with third-party finance companies. Pendle is authorised and regulated by the Financial Conduct Authority (FRN 679369) as a credit broker — it is not a principal lender — and is a member of the BVRLA and the Leasing Broker Federation.

The company's core technology is the CALAS leasing-broker platform, which provides the website, vehicle search, quoting, and finance application workflow; there is no proprietary AI, app, or public API. Product surface spans Car Leasing, Van Leasing, Electric & Hybrid leasing, Fleet leasing, Short-term/Flexible leasing, and optional maintenance packages, with part-exchange fulfilled via a referral partnership with Motorway. Pricing is presented as monthly rentals (e.g., business contract hire from £203+VAT/month, personal from £243.60 inc VAT/month, electric vans from £135.46+VAT/month) with 12-60 month terms and variable initial-rental options including no-deposit configurations.

Pendle earns revenue primarily through broker commissions on funded leases (recurring on contract hire, transactional on PCP and HP) plus optional maintenance-package fees and affiliate referral income from part-exchange. Go-to-market is sales-led via phone (01277 549500), email, and website self-service quote requests, supported by organic social media, content marketing, and minor partnerships such as the London Stadium Business Club. The firm is privately held, founder/management controlled, with no disclosed institutional investors, subsidiaries, or M&A activity.

Name

Pendle Vehicle Contracts

Legal name

Pendle Vehicle Contracts Limited

Website

https://pendlelease.co.uk

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

Pendle Vehicle Contracts is a UK credit broker founded in 2007 that arranges car, van, electric, and fleet leases for consumers, SMBs, and corporate customers via contract hire, PCP, and Hire Purchase, sourcing vehicles from 50+ manufacturers and earning broker commissions.

Ownership category

akta.pro rank

Product category

Vehicle Leasing Brokerage

NAICS

Passenger Car Leasing (532112), Automotive Equipment Rental and Leasing (5321)

SIC

Services-Auto Rental & Leasing (No Drivers) (7510)

akta.pro primary industry

Auto & Vehicle Leasing (Personal Use) (FSAKANAA)

akta.pro secondary industries

Fleet & Commercial Vehicle Finance (FSAKADAE), Auto & Vehicle Loan Brokerage (FSAEAEAK), Leasing & Lease Buyout Financing (FSAKADAC)

Keywords

• Vehicle leasing broker
• Car leasing services
• Van leasing services
• Contract hire finance
• Fleet leasing solutions

Headquarters

HQ city

Brentwood

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure, Supply Chain

Revenue model

1. Contract Hire / Vehicle Leasing: Primary revenue stream from leasing vehicles (cars and vans) through contract hire agreements. Customers pay monthly rentals with initial rental payments, with terms ranging from 12-60 months and various mileage options.
2. PCP (Personal Contract Purchase): Financing option allowing customers to purchase vehicles through personal contract purchase arrangements, earning commission as a credit broker.
3. Hire Purchase: Traditional hire purchase financing for vehicle acquisitions, generating broker commission.
4. Vehicle Maintenance Packages: Optional vehicle maintenance services offered alongside leasing contracts.
5. Part-Exchange Service: Part-exchange service in association with Motorway for customers selling existing vehicles.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels8 records

Core offering

Pendle Vehicle Contracts is a UK FCA-authorised credit broker that arranges car and van leasing for personal and business customers through Contract Hire, Personal Contract Purchase (PCP), and Hire Purchase finance products. It supplies vehicles from 50+ car marques and 20+ van manufacturers, with optional maintenance packages, fleet solutions, and a Motorway part-exchange service, supported by free UK mainland delivery.

Product overview

Pendle Vehicle Contracts Limited operates as a vehicle leasing broker offering car and van leasing services through a platform featuring multiple finance products. The core offering comprises Car Leasing and Van Leasing services spanning over 50 car brands and 20 van manufacturers. The company provides electric and hybrid vehicle options, contract hire, PCP, and hire purchase financing. Additional services include fleet leasing for business customers, vehicle maintenance packages, and short-term flexible leasing options. All vehicles are delivered with manufacturer's warranty and RFL (Road Fund Licence) included for the lease duration.

Differentiator

Problem solved

Functional benefit

Products and services

• Car Leasing

Quantifiable outcome

• Free UK mainland delivery included with every lease
• +2 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered minor.

• London StadiumminorGTM or Marketing PartnerLondon Stadium Business Club Partner - Pendle Vehicle Contracts partners with London Stadium for promotional giveaways and community engagement activities. This partnership provides competition giveaways and ticket opportunities as part of their marketing activities.
• MotorwayminorOthersPart-exchange service partnership for customers selling their existing vehicles. Pendle Vehicle Contracts offers part-exchange through Motorway's platform, providing customers with valuations for their current vehicles when transitioning to a lease.

Scale indicators5 records

Recent moves1 record

Expansion highlights5 records

Direct peers

• Rivervale Leasing: South-England-based UK independent leasing broker offering contract hire, PCP, and HP to personal and business customers with multi-brand inventory — directly comparable mid-sized competitor.
• Leasing.com: UK price-comparison and broker marketplace for personal and business vehicle leasing. Closely comparable business model, with broader marketing scale and a lead-generation layer Pendle does not operate.
• Vanarama: UK multi-brand vehicle leasing broker serving both personal and business customers with contract hire, PCP, and HP. Overlapping catalogue, finance products, and digital-first acquisition model make it a direct competitor.
• Select Car Leasing: One of the largest UK independent vehicle leasing brokers, offering personal and business contract hire, PCP, and hire purchase across a broad multi-brand catalogue — directly comparable to Pendle's product set and target market.
• Hippo Leasing: Independent UK vehicle leasing broker offering contract hire and PCP across a broad brand catalogue to consumers and SMEs. Comparable mid-tier independent competitor with similar value proposition.
• Nationwide Vehicle Contracts: UK independent leasing broker delivering nationwide vehicle leasing for personal and business customers. Directly comparable in nationwide delivery positioning and mid-market independent broker category.

Broad incumbents

• Lex Autolease: Lloyds Banking Group-owned UK vehicle leasing giant and a market-leading contract hire provider for corporate fleets. Overlaps with Pendle's contract hire and fleet offering but at vastly greater scale and with balance-sheet capability.
• Arval UK: BNP Paribas-owned global fleet management and vehicle leasing major, offering full-service leasing to corporate clients. Overlaps with Pendle's fleet car and van leasing segment but operates at a fundamentally different scale.
• LeasePlan UK: Major European fleet leasing and vehicle management provider with UK operations across corporate and business leasing. Comparable product category but serves primarily enterprise customers as a balance-sheet lessor rather than broker.
• ALD Automotive: Société Générale-owned global vehicle leasing and fleet management player with UK presence. Overlaps with Pendle in contract hire products but operates primarily at enterprise scale with full-service fleet capabilities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/PendleLease
• Facebookfacebook.com/pendlevehicle.contracts/?fref=ts
• LinkedInlinkedin.com/company/pendle-vehicle-contracts-limited
• Instagraminstagram.com/pendlelease

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Pendle Vehicle Contracts